It takes time, and often a few mistakes along the way, to really understand money — how to make it, and how to protect and grow it once you do. Many adults still don’t feel confident with financial matters — about four in ten in the UK, according to a recent report from the London Foundation for Banking and Finance. Yet many are afraid to admit it. To help, we asked some top experts in personal finance for their advice about five key money lessons we all should learn but may be too afraid to ask

There may be a chance to take some stock market gains off the table and use them for a home down payment

This chart shows the share of respondents in selected countries who see their personal economic situation positively (in percent).

This chart shows how households from different income groups have experienced the inflation crisis over the past few years.

Homeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more.

RESPs, in-trust accounts, TFSAs most popular savings vehicles

Why it may be baby boom time for billionaires, but not average families.

Here’s a look at how to get the best out of your TFSA to get closer to your dream of being a millionaire with tax-free returns on your investments.

So-called hidden millionaires often reach the milestone quietly, thanks to home equity or retirement savings. Now you need to learn how to be rich.

Being deliberate is key

Avoiding these common savings mistakes can help you build a foundation of wealth while not leaving thousands of dollars on the table.