Key Takeaways Several of the largest U.S. metros exceed a 2.5 DTI, signaling heavy debt versus wages. California and Florida appear most often, although hi…

Do you feel like you won't be able to sustain what you're doing for the next 20 years? Maybe it's time to take an honest look at what's draining you, what energizes you and what kind of life you want 20 years from now.

A new study finds the two youngest generations in the workplace participate in company retirement plans early and attentively. Jan 9, 2026 Gen Zers may have a reputation for struggling to adapt to traditional workplace rules and expectations, but younger workers are already outshining older colleagues in one important way. New research indicates Gen Z and Millennial employees start socking away retirement savings far earlier than previous generations, and are better educated and prepared to get

If you’re only worrying about your finances, you may be missing the most important ingredient for a good retirement.

More Americans over 65 are staying in the workforce than ever before, Pew research shows. Should you be one of them? Aug 5, 2025 What’s the perfect age for your retirement? The answer will vary depending on your finances, preferences, and your job. But for a growing number of Americans, the answer to that question is: Later than you might think. That’s the finding from a new Pew Research study. It showed that 19 percent of Americans over 65 were still working, or maybe working again,in 2023. (

Investing for cash flow instead of net worth can allow you to retire at an earlier age. Jan 13, 2025 The day I stopped saving for retirement was the day I started getting rich. It sounds crazy—even dangerous. Let me explain. Net worth versus cash flow The idea of saving for retirement is focused on net worth over generating cash flow. This advice is backwards. I’ll lay out the advice most financial advisors give to an entrepreneur or investor saving for retirement. Save at least 10 percent of

Pension income splitting, spousal loans and spousal RRSPs are a few considerations to start with

Modern income tax systems are built on a basic premise: you are taxed when you realize an economic gain, not when someone predicts you might receive one