What is a Flat Fee Listing agent. Today's video will teach you how we've saved thousands of dollars in real estate commissions by using Flat Fee Brokers. This is NOT an attack on Realtors, in fact we need and love them in our industry. But when you're selling a lot of houses, you notice most of the work to find buyers is done by the INTERNET. Using Flat Fee Brokers allows us to get our houses on the MLS w/out having to pay the full 6%. I'll show you how to find one and what to expect when using this service. New investors should absolutely pay the full commission to the realtor, so you can learn the sales process and what it takes to get to closing. But once you understand sales, you can look into using Flat Fee Brokers to control your costs.
00:00- Intro 1:50 - How do real estate agents get paid commission 2:50 - How does the broker split commission with the real estate agent 4:35 - What is a Flat Fee Broker 5:35 - How to find a Flat Fee Real Estate Broker 8:15 - How to work with Flat Fee Brokers 9:35 - Why would a real estate broker list a house for a Flat Fee 11:00 - What are my responsibilities when I use a Flat Fee Listing agent
Don’t Wait to Buy Real Estate. Buy Real Estate and Wait.
The phrase is familiar, but the insight is sharper than ever. Real estate has always been about compounding over time, not timing perfection. In an environment where inflation eats away at cash and volatility keeps buyers on the sidelines, those who act decisively are positioned to benefit most.
The Cost of Hesitation Waiting rarely saves you money. While buyers focus on catching the “perfect rate” or a dip in prices, the market is quietly moving in the opposite direction. Rents ratchet higher, values recover quickly after pullbacks, and every month on the sidelines is a month without equity growth. Inflation only amplifies the opportunity cost—holding cash guarantees loss, while holding real estate provides a hedge.
Why Now Still Works Yes, rates are elevated and markets are recalibrating, but history tells us there is never a flawless entry point. The clarity only arrives years later when those who purchased are sitting on appreciated assets, while those who waited are still “thinking about it.” In today’s market, execution requires creativity—whether through seller concessions, partnerships, or leveraging rental demand in niches like short-term or assisted living. Flexibility separates successful investors from sidelined spectators.
The Takeaway Real estate rewards consistency, not hesitation. Time is the multiplier. The investors who step in now—despite the noise—will own tomorrow’s opportunities. Those who hesitate will only look back wishing they had started earlier.
Builder sentiment remains deeply subdued, as the National Association of Home Builders (NAHB) and Wells Fargo’s Housing Market Index (HMI) dipped one point in August to 32—its 16th straight month below the key 50 mark, and matching the lowest level since December 2022. Current sales conditions fell one point to 35 Sales expectations for the next 6 months remained steady at 43 Buyer traffic ticked up two points to 22 High mortgage rates (hovering around 6.58%), elevated new-home prices, and affordability pressures continue to weigh heavily on builder sentiment. In August, 37% of builders reported price cuts averaging 5%, while 66% offered sales incentives—the highest share seen in the post-COVID era. Affordability and demand remain persistent challenges, and despite slight improvements in buyer traffic, the overall outlook remains weak. Builders are leaning more on incentives than confidence to attract buyers. Regionally, confidence was weakest in the West, where affordability pressures are most acute and sentiment fell to its lowest since late 2022. The South also declined but continues to hover near the national average, while the Midwest held steadier and the Northeast was little changed. The divergence highlights that high-cost markets are bearing the brunt of buyer hesitation, while lower-cost regions remain relatively more resilient.
Buying or selling a property can take ages of back and forth hassles. MLRA uses a powerful marketing approach and the exciting auction process to get you the best price within weeks. So whether you’re a buyer or a seller, you’ll see results you can trust for total peace of mind.
Details are scarce, but if the White House follows through on a potential emergency declaration, it could boost U.S. housing supply and improve affordability.
There is no singular, official primary source for mortgage rate levels. The going rate is whatever can be locked/closed at any given lender. As such, we rely on surveys and data aggregations in order to routinely monitor the probable going rate. The longest-standing weekly survey from Freddie Mac was updated today and, while it showed a decline to the lowest levels since October 2024 (something we agree with), it is too slow-moving to reflect the current reality. Freddie's survey showed 6.56% today, and this would be based on the average of the 5 days from last Thursday through yesterday. MND tracks daily rates based on objective rate sheet data from multiple lenders. We had the average top tier rate at 6.62% last Thursday, but it has fallen since then. To be precise, it fell quickly on Friday after Fed Chair Powell's speech at Jackson Hole. From there, we've been in a narrow range this week, but each of the past 3 days have seen a modest tick lower. The net effect is an index level of 6.50% today--the lowest we've seen since October 3rd, even if only a hair lower than yesterday. It's important to understand what 6.50% means in the context of our index. To paraphrase our methodology, this is a best-case-scenario rate that assumes a 780+ credit score and 25% down payment on an owner-occupied purchase loan within the conforming loan limit. 6.50% would be a competitive average. Some lenders will be higher and lower--especially if buydown points come into play.
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