Real Estate Articles Worth Reading
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Real Estate Articles Worth Reading
Scoop.it for Real Estate. See real estate articles worth reading about buying and selling a home from many sources from around the internet including the http://www.maxrealestateexposure.com blog.
Curated by Bill Gassett
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February 22, 2021 1:56 PM
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What Should I Ask Before Buying a Home

What Should I Ask Before Buying a Home | Real Estate Articles Worth Reading | Scoop.it

Buying a home is a big step in one's life especially when you are doing it for the first time. Take a look at some of the most essential questions to ask before moving forward.

Bill Gassett's insight:

Will you be purchasing your first house in the near future? If so, exciting times are ahead. Looking at homes and then eventually finding one you will love is fun to do.

 

Before committing to your first house, however, there are some vital things to consider before making a home purchase. In the article at Bloglovin, you will see some of the most crucial considerations. You should never buy a house before you are both financially and emotionally ready.

 

Doing so could make the whole experience an unpleasant one. Take a look at the helpful first-time buyer tips that will keep you on track.

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 8:23 PM

Will you be purchasing your first house in the near future? If so, exciting times are ahead. Looking at homes and then eventually finding one you will love is fun to do.

 

Before committing to your first house, however, there are some vital things to consider before making a home purchase. In the article at Bloglovin, you will see some of the most crucial considerations. You should never buy a house before you are both financially and emotionally ready.

 

Doing so could make the whole experience an unpleasant one. Take a look at the helpful first-time buyer tips that will keep you on track.

Beacon Innovation's curator insight, June 4, 2021 7:08 AM
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January 18, 2021 1:08 PM
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Renting a Portable Moving Container

Bill Gassett's insight:

Are you planning on a move this year? Selling a home and moving is a significant task that creates a ton of stress. There is a list a mile long of things to do to make sure your home sale goes smoothly.

 

If you want to get your home sold in a timely fashion it is going to need to look great. Lots of real estate agents will recommend spending the time for making your place look less cluttered so a buyer can picture themselves living in your home.

 

One of the best ways of removing the excess stuff from your home is by renting a portable moving and storage container. The name that comes to mind quite often is PODS. While Pods is an industry leader there are other companies worth checking out.

 

Over at Maximum Real Estate Exposure, you can see some of the best moving container companies. Be sure to take a hard look at the list. You may find an excellent portable storage company nearby your home. The guide gives you a list of the pros and cons of each of these companies.

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September 16, 2020 2:52 PM
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What Does a Lender Consider a Good Credit Score

What Does a Lender Consider a Good Credit Score | Real Estate Articles Worth Reading | Scoop.it
What to Know About Credit Scores When Buying a House Are you looking to enter the realm of homeownership? When you are looking for a mortgage, lenders pay a lot of attention to your credit score. One of the most vital things to do before buying a home for the first time is to get your finances i
Bill Gassett's insight:

When buying a home one of the more vital considerations is getting your financial house in order. This includes making sure you pay all your bills on time and now taking out large loans.

 

One of the largest driving forces in giving a borrower their interest rate and mortgage terms is the credit score they have. Given how much weight is placed on credit scores it makes sense to work on them prior to purchasing a home.

 

In the article at Realty Times, see a rundown of what lenders think is a good credit score. You will see what is considered a good credit score and a bad one as well. You will also see some excellent tips on how you can improve your score before purchasing a house.

 

Putting in the effort to increase your score will be well worth your time.

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 9:41 PM

When buying a home one of the more vital considerations is getting your financial house in order. This includes making sure you pay all your bills on time and now taking out large loans.

 

One of the largest driving forces in giving a borrower their interest rate and mortgage terms is the credit score they have. Given how much weight is placed on credit scores it makes sense to work on them prior to purchasing a home.

 

In the article at Realty Times, see a rundown of what lenders think is a good credit score. You will see what is considered a good credit score and a bad one as well. You will also see some excellent tips on how you can improve your score before purchasing a house.

 

Putting in the effort to increase your score will be well worth your time.

Beacon Innovation's curator insight, June 3, 2021 1:08 AM
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May 4, 2020 11:17 AM
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Where Can I Get Moving Boxes

Where Can I Get Moving Boxes | Real Estate Articles Worth Reading | Scoop.it
The Guide to Finding Moving Boxes Moving from one home to another brings with it many important but boring tasks that you need to think about. One such task is finding moving boxes. Whether you are moving across town or relocating out of state, you're probably going to have a need for boxes. You may find a few around your home but more than likely, you'll be hunting for more.
Bill Gassett's insight:

If you have never moved before one of the things you will quickly realize you need to do is find moving boxes in order to pack up everything you own.

 

The task of getting moving boxes is an easy one if you know where to look. Many folks, however, have no clue. In the article at Maximum Real Estate Exposure, you will see twenty-seven places where you will be able to locate moving boxes.

 

Some of the resources you will need to pay for the boxes and others will be free. There is also an outstanding video that explains the necessary sizing of the boxes you will need, along with the type.

 

If you are going to be moving make sure you get your planning done early. Not preparing properly for the move can cause a lot of unnecessary stress.

 

If you find the moving box tips helpful, please give it a share.

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March 22, 2020 10:48 AM
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What Do Real Estate Companies Charge For a Fee

What Do Real Estate Companies Charge For a Fee | Real Estate Articles Worth Reading | Scoop.it
What Do Real Estate Agents Charge For Commission? Probably one of the most asked questions in real estate is, 'how much is a real estate commission'? One thing you should know from the get-go is that real estate commissions are entirely negotiable. There is nothing anywhere that says a commission needs to be a certain amount of money. What one real estate company charges for a commission might be completely different than another firm down the street. In some real estate franchises like RE/MAX, the real estate agent may be wholly empowered to decide what they will charge for a
Bill Gassett's insight:

What to Know About Real Estate Commissions

 

One of the most important questions any seller can ask a real estate agent they are interviewing is how much will the commission be to sell my home? It is natural for any homeowner to want to know what expenses they will incur.


What consumers need to understand is that commissions are entirely negotiable. While you may find there are area norms, there is no set schedule. Any agency can charge whatever they see fit.

 

In the article at Maximum Real Estate Exposure, you will learn about numerous topics surrounding real estate commissions.

 

Whether you are buying or selling a home it is vital to understand how an agent gets paid. There are a lot of nuances when it comes to real estate fees. Be sure you learn them.

 

You may think that a commission discount is something that you should strive for. Many agents will offer this opportunity if they sell the home themselves. What you need to be keenly aware of, however, is not accepting dual agency.

 

Your real estate agent should remain as a seller's agent and nver become dual. This is explained in the article.

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October 7, 2019 11:03 AM
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What Questions Will a Lender Ask You

What Questions Will a Lender Ask You | Real Estate Articles Worth Reading | Scoop.it
What Questions Can You Expect from Lenders? Applying for a mortgage can be an intimidating thing—you know they are going to ask you a lot of questions, request numerous documents, and it’s probably going to feel like you must jump through many hoops to get a loan. Of course, if you are like many homebuyers, you need a loan to make your purchase. That means going through the lending question, and answer process is inevitable. Fortunately, applying for a home loan is not as bad as it might first appear. Sure, it can be stressful—answering questions about your finances usually
Bill Gassett's insight:

Are you going to be purchasing a home for the first time? Doing so can be an exciting venture for sure. Buying a home can also be emotionally charged when things do not go well.

 

One of the things most buyers will need to go through is procuring a mortgage. Today, getting a home loan is not as easy as it used to be. There are quite a few hoops to jump through.

 

It is essential for buyers to be aware of the most common questions that a lender will ask when granting a mortgage. In the article at Maximum Real Estate Exposure, you will see an in-depth run down of all the questions a lender is likely to ask.

 

As a borrower it is important to have an understanding of the answers to these questions. Make sure you also are doing a good job of vetting the lender as well and asking them your own questions.

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September 24, 2019 1:42 PM
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Mortgage Terms Ever Home Buyer Should Know

Mortgage Terms Ever Home Buyer Should Know | Real Estate Articles Worth Reading | Scoop.it
Mortgage Terms You Need to Know When Buying or Selling a Home Whether you are buying or selling a home, there are specific 'mortgage terms' that are essential to understand. The mortgage process can be intimidating, and no wonder, since you are trying to qualify for what is likely the most substantial loan you have ever requested. Fortunately, with sufficient research and a helpful lender, you can do like so many others have done before you and successfully navigate the path to becoming a homeowner. Below you will find a list of thirty-five common mortgage terms that will be useful
Bill Gassett's insight:

When you are going to be buying a home there will be numerous financial terms that you will encounter in the process. It is vital that you have at least a basic understand of most of these terms.

 

In the article at Maximum Real Estate Exposure, you will see a comprehensive review of some of the more common mortgage jargon that buyers will come across. When you visit you'll see thirty-five of the most essential mortgage terms to understand.

 

If any of these terms are confusing it would behoove you to speak with either a competent mortgage broker or real estate agent for clarification.

 

Make any kind of serious mortgage mistake could be costly.

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 9:43 PM

When you are going to be buying a home there will be numerous financial terms that you will encounter in the process. It is vital that you have at least a basic understand of most of these terms.

 

In the article at Maximum Real Estate Exposure, you will see a comprehensive review of some of the more common mortgage jargon that buyers will come across. When you visit you'll see thirty-five of the most essential mortgage terms to understand.

 

If any of these terms are confusing it would behoove you to speak with either a competent mortgage broker or real estate agent for clarification.

 

Make any kind of serious mortgage mistake could be costly.

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January 21, 2019 11:17 AM
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Being Ready For a Real Estate Appraisal

Being Ready For a Real Estate Appraisal | Real Estate Articles Worth Reading | Scoop.it
See how to prepare for a real estate appraisal. Preparing for an appraisers arrival is a key part of having your appraisal turn out the way you want it too.
Bill Gassett's insight:

When you are selling a home you can expect the buyer's lender to do an appraisal on your property. The appraiser is a huge milestone to get past when you are selling a house. If you don't have a successful appraisal, the buyer will not get their loan and won't be able to buy your home.

 

For this reason it is essential to prepare for the buyer's appraisal. In the article at Maximum Real Estate Exposure, you will see some of the best tips for being prepared for the lenders appraiser.

 

By following the tips you will dramatically increase the odds that the appraisal process will not only go smoothly but that your home will appraise.

 

When your house does not appraise, you will be fighting an uphill battle for the sale to continue.

 

 A couple days of your time and energy will go a long way to having an appraisal that works for everyone.

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September 24, 2018 11:13 AM
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What To Know About VA Loans

What To Know About VA Loans | Real Estate Articles Worth Reading | Scoop.it
What are the benefits of a VA loan? See all the advantages of getting a VA mortgage from no down payment to relaxed credit score requirements and more.
Bill Gassett's insight:

Are you considering purchasing a home in the near future? If you are a veteran or are currently serving in the military, you might want to consider using VA financing?

 

What is a VA mortgage you might be wondering? VA loans are for those who have or are serving our country at the moment.

 

Those who are serving do get some mortgage perks by using a VA mortgage. Do you want to learn more about them?

 

Take a look at all of the advantages of a VA Mortgage. Without a doubt, a VA loan is worth exploring. There are costs with getting a mortgage that you won't have to pay with a VA loan vs going conventional financing.

 

One of the significant costs with conventional financing is private mortgage insurance. With a VA mortgage there is no private mortgage insurance!

 

Over at Maximum Real Estate Exposure, you'll see a complete breakdown of all the other advantages with using VA mortgage financing.

 

Visit the link above for a complete breakdown. If you enjoy the article, you can also give it a scoop or share it in your social media channels.

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March 26, 2018 2:18 PM
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Coming Soon Real Estate Marketing Benefits Real Estate Agents

Coming Soon Real Estate Marketing Benefits Real Estate Agents | Real Estate Articles Worth Reading | Scoop.it
Do you know the pros and cons of coming soon real estate marketing? It's possible your real estate agent may convince you that marketing as a coming soon listing is a good thing. Be sure to understand it may not be. Zillow also has a coming soon listing feature that is explained in detail.
Bill Gassett's insight:

Most people who are going to be selling their home want to net the most money they can from the sale. It is very rare to find a seller who doesn't want to maximize their profit.

 

In real estate there are a lot of real estate gimmicks that prey on naive home sellers. Fast talking real estate agents are quite often able to talk people into anything if they don't give it serious thought.

 

One such marketing tactic is none as coming soon real estate marketing or pocket real estate listings. Most of the time the only winner in this type of marketing is the real estate agent, who stands a significant chance of selling the property themselves.

 

How does this benefit the seller? Frankly, it doesn't! The whole premise of listing your home with a Realtor and putting it into the multiple listing system is to get exceptional exposure.

 

You want a feeding frenzy when selling your home. You want as many people looking at it as humanly possible. This is one of the beauties or MLS. It opens up a property to the world.

 

When trying to sell your home for the most money this is exactly what you need.

 

By marketing as a coming soon or pocket listing you give up the opportunity for massive exposure. You are essentially handcuffing your ability to get maximum profits from your home.

 

In the latest article at Maximum Real Estate Exposure, you will see a comprehensive explanation on why you might not want to market this way.

 

There can be a few pros to selling this way but they are more about privacy than anything else.

 

Take a look at the article and if you enjoy it, give it a scoop or share on your social channels.

Paula-Damico-Auger's curator insight, April 25, 2018 11:44 AM

By marketing your home as COMING SOON, you give up the opportunity for massive exposure through the power of the internet and the MLS.. You are essentially ruining your ability to get maximum profits from your home.  Need marketing advice, #DamicoNHouston, #DamicoProperties

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February 1, 2018 10:10 AM
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Open Houses Increase Your Odds of Getting Burglarized

Open Houses Increase Your Odds of Getting Burglarized | Real Estate Articles Worth Reading | Scoop.it
Hold an open house to increase your odds of getting burglarized. See how holding open houses can be a mistake and why they aren't necessary to sell a home. Open houses benefit real estate agents far more than they do homeowners. Real buyers always schedule showings for homes they are interested in viewing.
Bill Gassett's insight:

For as long as I can remember open houses have been a part of significant percentage of real estate agents marketing plans. Before the internet came to be holding an open house was a worthwhile exercise to give a sellers home additional exposure.

 

With the advent of the internet that all changed. Buyers are able to freely look at homes online in the comfort of their own house.

 

When they want to see a home they can easily reach a real estate agent to schedule an appointment. This is what all serious buyers do!

 

Open houses are no longer necessary and put a sellers home at risk of theft. Many real estate agents unfortunately do not educate their clients of this fact.

 

Open houses bring anyone through the door whether they are in the market to purchase a home or not. There is no point in a seller having people who are not qualified to purchase or belong in the home.

 

So why do real estate agents hold open houses? A pretty easy question to answer. They are great activities for an agent to prospect for business whether it is another seller in the neighborhood thinking of selling or a buyer who can't afford the open house but are a buyer none the less.

 

If you are selling a $400,000 home and the person walking through the door can only spend $300,000 it is pointless. They won't be buying the home.

 

For a real estate agent, however, this is a person who can buy a $300,000 home elsewhere!

 

For this reason real estate agents love to push open houses. The problem for the seller is they are magnets for crime. Lots of theft occurs in open houses every year.

 

If you are selling a home you don't need an open house. What you do need is an exceptional agent who will price your home correctly and market it well online.

 

Take a look at the article referenced above. It will be an eye opener on open houses.

Paula-Damico-Auger's curator insight, May 16, 2018 9:36 PM

For as long as I can remember open houses have been a part of significant percentage of real estate agents marketing plans. Before the internet came to be holding an open house was a worthwhile exercise to give a sellers home additional exposure.

 

With the advent of the internet that all changed. Buyers are able to freely look at homes online in the comfort of their own house.

 

When they want to see a home they can easily reach a real estate agent to schedule an appointment. This is what all serious buyers do!

 

Open houses are no longer necessary and put a sellers home at risk of theft. Many real estate agents unfortunately do not educate their clients of this fact.

 

Open houses bring anyone through the door whether they are in the market to purchase a home or not. There is no point in a seller having people who are not qualified to purchase or belong in the home.

 

So why do real estate agents hold open houses? A pretty easy question to answer. They are great activities for an agent to prospect for business whether it is another seller in the neighborhood thinking of selling or a buyer who can't afford the open house but are a buyer none the less.

 

If you are selling a $400,000 home and the person walking through the door can only spend $300,000 it is pointless. They won't be buying the home.

 

For a real estate agent, however, this is a person who can buy a $300,000 home elsewhere!

 

For this reason real estate agents love to push open houses. The problem for the seller is they are magnets for crime. Lots of theft occurs in open houses every year.

 

If you are selling a home you don't need an open house. What you do need is an exceptional agent who will price your home correctly and market it well online.

 

Take a look at the article referenced above. It will be an eye opener on open houses.

Indy Home Vault, LLC's comment, October 9, 2018 8:16 AM
thi is true
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January 9, 2018 1:52 PM
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Should I Sell or Rent My Home

Should I Sell or Rent My Home | Real Estate Articles Worth Reading | Scoop.it
Should I rent or sell my house is a question a lot of homeowners will ask themselves. See all of the considerations for deciding whether renting or selling your home makes the most sense for your circumstances.
Bill Gassett's insight:

One of the questions that many homeowners ask themselves is whether they should rent or sell their home. For some this is a very difficult question to answer.

 

One the one hand with selling you are moving on completely from the home that you probably love. On the other hand you can rent and keep the house but have to deal with all the headaches being a landlord may bring.

 

Is selling or renting the house the best option? When trying to decide between these two options there are a number of considerations.

 

In my latest article at Maximum Real Estate Exposure, I take an in-depth look at the pros and cons of both selling and renting.

 

Each scenario has their pluses and minuses. If you have ever wanted to be an investor/landlord starting with your own home is probably your best option.

 

When trying to pick between renting and selling one of the better methods is to look at what the current local real estate is doing.

 

Are real estate values on the rise? If this is the case and you don't need the cash out of a sale, renting may not be a bad option.

 

 

Take a look at the article and if you enjoy it, give it a share socially or Scoop it.

Larry Matthews's curator insight, January 14, 2018 10:34 AM
Should I Sell or Rent My Home
Bill Gassett's comment, January 15, 2018 7:14 AM
Thanks for the Scoop Larry!
Indy Home Vault, LLC's comment, October 9, 2018 8:16 AM
Good points
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December 4, 2017 11:45 AM
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Ways Realtors Deceive Home Sellers

Ways Realtors Deceive Home Sellers | Real Estate Articles Worth Reading | Scoop.it
See 5 ways real estate agents deceive their seller clients. Dual agency, open houses, and incorrect pricing are often where you'll be tricked.
Bill Gassett's insight:

Like many industries there are good eggs and bad eggs. Some real estate agents love nothing better than giving their clients the best representation possible.

 

Sadly, there are also real estate agents who do nothing but think about how much commission they can take out of the sale. These are the kind of agents you want to avoid at all costs.

 

In the article at Maximum Real Estate Exposure your going to see 5 ways real estate agents fool their seller clients.

 

One of the most common ways is with dual agency. Dual agency is terrible for a seller. When you hire a real estate agent you want them to be representing your best interests throughout the sale, including trying to get you the best price for your home.

 

When you agree to dual agency YOUR Realtor becomes a neutral party. The agent you hired no longer represents you.  Some agents, however, love dual agency so they will explain it to you in a way that doesn't make it sound all that bad.

 

Don't believe it! Dual agency only benefits one party - the real estate agent! Double commission are wonderful for an agent.

 

Another way sellers get deceived is by agent who promote open houses without explaining the risks. Frankly, open houses are not necessary to sell a home and put the clients home at risk.

 

With an open house you let anyone in the door with a pulse. Open houses have become a magnet for crime. Don't let a real estate agent convince you they are necessary. Real buyers schedule showings which are vetted by the agent.

 

Take a look at the other ways real estate agents trick sellers in the latest article at Maximum Real Estate Exposure. If you enjoy the post, give it a share or scoop.

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 9:44 PM

Like many industries there are good eggs and bad eggs. Some real estate agents love nothing better than giving their clients the best representation possible.

 

Sadly, there are also real estate agents who do nothing but think about how much commission they can take out of the sale. These are the kind of agents you want to avoid at all costs.

 

In the article at Maximum Real Estate Exposure your going to see 5 ways real estate agents fool their seller clients.

 

One of the most common ways is with dual agency. Dual agency is terrible for a seller. When you hire a real estate agent you want them to be representing your best interests throughout the sale, including trying to get you the best price for your home.

 

When you agree to dual agency YOUR Realtor becomes a neutral party. The agent you hired no longer represents you.  Some agents, however, love dual agency so they will explain it to you in a way that doesn't make it sound all that bad.

 

Don't believe it! Dual agency only benefits one party - the real estate agent! Double commission are wonderful for an agent.

 

Another way sellers get deceived is by agent who promote open houses without explaining the risks. Frankly, open houses are not necessary to sell a home and put the clients home at risk.

 

With an open house you let anyone in the door with a pulse. Open houses have become a magnet for crime. Don't let a real estate agent convince you they are necessary. Real buyers schedule showings which are vetted by the agent.

 

Take a look at the other ways real estate agents trick sellers in the latest article at Maximum Real Estate Exposure. If you enjoy the post, give it a share or scoop.

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February 8, 2021 12:29 PM
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What is a Real Estate Contingency?

What is a Real Estate Contingency? | Real Estate Articles Worth Reading | Scoop.it
The Real Estate Contingency Explained The definition of a contingency is an action or condition that needs to be met for a real estate contract to become legal and binding. Real Estate contingencies become an integral part of most contracts. If you are going to be buying or selling a home, there are real estate contingencies you should know. Whether you are buying a home to live in or investing in property for a return, real estate contingencies can help you avoid a costly mistake. Contingencies in real estate give you more control over the home buying process with a
Bill Gassett's insight:

When you are buying or selling a home, you're bound to see what is referred to in the real estate world as contingencies. Real Estate contingencies give either a buyer or seller certain rights under a contract.

 

For example, one of the most common real estate contingencies is a home inspection. A home inspection contingency gives a buyer the right to conduct an inspection on a home they are interested in purchasing. Should the inspection reveal problems they are uncomfortable with a buyer will be able to leave the transaction. In other words, the purchase is "contingent" on a successful inspection.

 

There are numerous contingencies that can be found in purchase and sale agreements. Some of them are typical and others are not.

 

In the reference at Maximum Real Estate Exposure, you will see a comprehensive overview of many types of real estate contingencies you should be familiar with when buying or selling a home.

 

Use the information to make informed decisions when buying or selling a home.

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 9:40 PM

When you are buying or selling a home, you're bound to see what is referred to in the real estate world as contingencies. Real Estate contingencies give either a buyer or seller certain rights under a contract.

 

For example, one of the most common real estate contingencies is a home inspection. A home inspection contingency gives a buyer the right to conduct an inspection on a home they are interested in purchasing. Should the inspection reveal problems they are uncomfortable with a buyer will be able to leave the transaction. In other words, the purchase is "contingent" on a successful inspection.

 

There are numerous contingencies that can be found in purchase and sale agreements. Some of them are typical and others are not.

 

In the reference at Maximum Real Estate Exposure, you will see a comprehensive overview of many types of real estate contingencies you should be familiar with when buying or selling a home.

 

Use the information to make informed decisions when buying or selling a home.

Beacon Innovation's curator insight, June 3, 2021 1:08 AM
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October 12, 2020 11:29 AM
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 Pros and Cons of Renting a Home vs. Renting an Apartment

 Pros and Cons of Renting a Home vs. Renting an Apartment | Real Estate Articles Worth Reading | Scoop.it
What to Know About Renting an Apartment vs. A Home Are you trying to decide between renting a home or an apartment? The choice to either rent an apartment or house can be difficult. On the one hand, renting a house might seem like the ideal type of home, with more rooms and space. But there are many advantages to living in an apartment too, like city center locations or lower costs. There isn't a right or wrong decision for most people when you’re choosing between renting a house or renting an apartment. A lot of folks have different financial
Bill Gassett's insight:

Are you trying to decide whether to rent a home or rent an apartment instead? If so, you are not alone! Lots of people struggle trying to decide if they should rent a house or an apartment. There are, of course, can be some similarities but there are also striking differences as well.

 

In the article at Maximum Real Estate Exposure, you will see a comprehensive review of both scenarios. By the time you are done reading you will have a much better understanding of what the pros and cons are of both.

 

Before committing to rent a house or apartment it is vital to understand some of the common rules and conditions with each.

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August 17, 2020 10:10 AM
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What to Know About Credit Karma

What to Know About Credit Karma | Real Estate Articles Worth Reading | Scoop.it
What to Know About Credit Karma Have you ever wondered what Credit Karma is and how it works? Maybe you have seen their advertisements on television? Your credit score is one of the most critical pieces of financial information there is, especially when buying a home. For a long time now, creditors and lenders have used your credit score to determine whether they would lend to you and what kind of terms they would offer. Today, your credit score affects even more aspects of your life, possibly even your ability to get a job or successfully rent or purchase a
Bill Gassett's insight:

Do you have a strong desire to become a homeowner? Is your credit score lacking? Would your low credit score prevent you from buying a house? These are questions that go through the minds of many potential home buyers.

 

Getting out of a credit hole can be a difficult challenge for many folks. Lots of people have no idea how specific credit decisions will impact their FICO score. Quite often the things people think will help them have the exact opposite effect.

 

Fortunately, there is a company called Credit Karma that can help. Take a look at the review for Credit Karma where you will learn exactly what they do, including providing free credit reports, along with assistance on credit decisions.

 

For example, most people would have no idea how terminating a credit card would impact their credit score. Will it help or hurt? Credit Karma makes it easy for you to make the absolute best financial decisions.

 

The article at Maximum Real Estate Exposure does an excellent job explaining in detail what Credit Karma does and how it can be a benefit to those who would like to become homeowners.

 

Take a look and if you find the information helpful, share it with others who may be able to use the financial help.

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April 9, 2020 3:12 PM
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Options to Buy With Low or No Down Payment

Options to Buy With Low or No Down Payment | Real Estate Articles Worth Reading | Scoop.it
Low and No Down Payment Mortgage Options
Bill Gassett's insight:

Are you excited about the prospects of becoming a first time homeowner? Have you been wanting to own a home but felt you were locked out of the real estate market?

 

If so, you are not alone. One of the most significant stumbling blocks to become a first time home buyer is coming up with a down payment. For some it is truly too difficult to save what they need for they need. For others there is a lack of education about down payment requirements.

 

Many buyers have no idea that there are still low and no down payment mortgage options. A significant portion of the population still thinks a twenty percent down payment is required.

 

In the article at Vocal Media, the curtain is put aside on the down payment requirements. You will learn where you can get financing that requires little or no money down.

 

If you have been wanting to purchase a home get yourself educated on the process, as well as what it takes to prepare financially to be the next homeowner.

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 9:42 PM

Are you excited about the prospects of becoming a first time homeowner? Have you been wanting to own a home but felt you were locked out of the real estate market?

 

If so, you are not alone. One of the most significant stumbling blocks to become a first time home buyer is coming up with a down payment. For some it is truly too difficult to save what they need for they need. For others there is a lack of education about down payment requirements.

 

Many buyers have no idea that there are still low and no down payment mortgage options. A significant portion of the population still thinks a twenty percent down payment is required.

 

In the article at Vocal Media, the curtain is put aside on the down payment requirements. You will learn where you can get financing that requires little or no money down.

 

If you have been wanting to purchase a home get yourself educated on the process, as well as what it takes to prepare financially to be the next homeowner.

Scooped by Bill Gassett
March 2, 2020 8:07 PM
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What to Know About Getting a Credit Report

What to Know About Getting a Credit Report | Real Estate Articles Worth Reading | Scoop.it
Get Your Credit Report FREE! Are you interested in learning how to get a free credit report? How about a free credit score? Your credit report is an important financial document that you should review at least once a year. There are three leading credit reporting companies that produce credit reports, Equifax, Experian, and TransUnion. Your credit report contains so much vital information – like your standing with different creditors – that you want to make sure that everything on the report is accurate. But if you never review your report, you won’t know if a company has reported something
Bill Gassett's insight:

When you are going to be buying a home for the first time, one of the essential considerations is your credit score. Those who have the best credit scores generally get the best interest rates and mortgage terms from lenders.

 

Given the importance of your credit score, it is vital to do what you can to improve it. First-time buyers would also be wise to make sure their credit report is accurate as a mistake can have a devastating impact on your score?

 

Did you know that you can get a free credit report one time a year?

Well, you can! In the article at Maximum Real Estate Exposure, see what you need to know about getting a hold of your free credit report.

 

Once you have it in hand do your best to check for errors and take action if you discover there are any.

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 9:43 PM

When you are going to be buying a home for the first time, one of the essential considerations is your credit score. Those who have the best credit scores generally get the best interest rates and mortgage terms from lenders.

 

Given the importance of your credit score, it is vital to do what you can to improve it. First-time buyers would also be wise to make sure their credit report is accurate as a mistake can have a devastating impact on your score?

 

Did you know that you can get a free credit report one time a year?

Well, you can! In the article at Maximum Real Estate Exposure, see what you need to know about getting a hold of your free credit report.

 

Once you have it in hand do your best to check for errors and take action if you discover there are any.

Scooped by Bill Gassett
September 30, 2019 10:39 AM
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New Real Estate Investors Avoid These Mistakes!

New Real Estate Investors Avoid These Mistakes! | Real Estate Articles Worth Reading | Scoop.it
Common Mistakes That New Real Estate Investors Make Becoming a real estate investor is not as easy as it seems. In fact, it's quite easy to make mistakes! If you are considering investing in real estate, you must do your homework and strive to adequately prepare yourself for what investing requires. While infomercials will tell you that investing in real estate is an easy way to make big bucks, the reality is that investing in real estate is plenty challenging and there is no guarantee you will make money – in fact; recklessness can lead to you losing money. Many
Bill Gassett's insight:

Are you considering becoming a real estate investor? Many people see the lure of making quite a bit of money when thinking about becoming an investor. You should know it is not that easy.

 

Getting into real estate investing is easy - making money is not. It is very easy to make serious money making blunders. In the article at Maximum Real Estate Exposure, learn the mistakes that new real estate investors make that can cause some serious problems.

 

By having a strong grasp of these common mistakes you can avoid making them. In the long run this will save you tons of time, money and energy.

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Scooped by Bill Gassett
June 10, 2019 7:56 PM
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What to Ask Your Mortgage Broker

What to Ask Your Mortgage Broker | Real Estate Articles Worth Reading | Scoop.it
What to Ask When Getting a Loan Before you start looking at homes, it's wise to get your selection of a lender squared away first. Part of being prepared to get a loan is asking your mortgage company the right questions. When you first start looking for a lender to help you buy a home, it is normal to feel like it’s a one-way street—you need the money, so anyone who will offer it to you seems like a someone you should do your best to listen to. But in reality, you are an essential customer for your lender. Your
Bill Gassett's insight:

When purchasing a home, one of the most important aspects is the financing. For home buyers, there are literally hundreds of options.

 

Should you go with a fixed or adjustable rate mortgage? Does going with a thirty year, fifteen years or some other time frame mortgage make the most sense?

 

Being educated on the mortgage process with be a critical component to your financial success. Therefore it is imperative to have questions to ask your lender lined up ahead of time.

 

The lender you choose with have financial ramifications that will affect you for a long time. It makes sense to take the time and do your due diligence when selecting a lender.

 

The questions you ask will go a long way in making the absolute best choice. The reference above provides a great article found on Maximum Real Estate Exposure that will explain what you should be asking.

 

Make sure that you get the answers you are looking for to these detailed set of questions.

 

b54wp4xg3u@privaterelay.appleid.com's curator insight, February 22, 2021 9:43 PM

When purchasing a home, one of the most important aspects is the financing. For home buyers, there are literally hundreds of options.

 

Should you go with a fixed or adjustable rate mortgage? Does going with a thirty year, fifteen years or some other time frame mortgage make the most sense?

 

Being educated on the mortgage process with be a critical component to your financial success. Therefore it is imperative to have questions to ask your lender lined up ahead of time.

 

The lender you choose with have financial ramifications that will affect you for a long time. It makes sense to take the time and do your due diligence when selecting a lender.

 

The questions you ask will go a long way in making the absolute best choice. The reference above provides a great article found on Maximum Real Estate Exposure that will explain what you should be asking.

 

Make sure that you get the answers you are looking for to these detailed set of questions.

 

Scooped by Bill Gassett
October 21, 2018 5:12 PM
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Understanding Lead Paint in Real Estate Sales 

Understanding Lead Paint in Real Estate Sales  | Real Estate Articles Worth Reading | Scoop.it
See what you need to know about selling and buying a home with lead paint. The lead law should be understood by buyers, sellers and real estate agents.
Bill Gassett's insight:

Are you going to be buying or selling a home that was built prior to 1978?

 

If so the house will fall under the federal lead paint laws of disclosure for the existence of lead paint. Real Estate agents, buyers, and sellers need to have a complete understanding of the lead paint law.

 

Lead is a hazardous substance that when eaten can cause serious health issues.

 

In 1992 there was a federal law put in place that required disclosure of the presence of lead paint.

 

The law was especially important to protect the health of children under the age of six.

 

In the article referenced above published at Maximum Real Estate Exposure, you'll see one of the most detailed articles on the subject.

 

You don't have the option of what is contained in the lead paint law. If you are found in violation, you can expect to pay hefty fines.

 

You will also be responsible for any health issues for anyone who has been infected by lead paint due to your negligence.

 

Take a look at the article to learn all there is to know about lead paint when buying or selling a home. If you enjoy the article, please give it a share or scoop.

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Scooped by Bill Gassett
June 5, 2018 2:22 PM
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Do Open Houses Sell Homes?

Do Open Houses Sell Homes? | Real Estate Articles Worth Reading | Scoop.it
Do open houses work to sell a home? Are open houses necessary for a home seller? For years the public has been fooled into believing that open houses are an important part of real estate marketing. In the digital age open houses are worthless. Open houses benefit one party - the real estate agent.
Bill Gassett's insight:

One of the biggest misconceptions in real estate sales is that open houses are necessary to sell a home. Unfortunately, they are played up heavily by real estate agents who fool the general public into believing they are worthwhile.

 

Here is the truth: open houses benefit real estate agents NOT homeowners!

 

They are one of the best ways a real estate agent can meet people and potentially secure future business.

 

A real buyer on the other hand will always schedule a showing with an agent when they are serious about viewing a home.

 

What many sellers don't realize is that open houses can be a magnet for crime. They are the perfect way for people to steal the sellers belongings. It happens all the time.

 

Of course, lots of unprofessional agents never make their clients aware that this happens.

 

So when a client asks me if an open house works my answer is always the same - they can work great for a real estate agent. For a seller not so much.

 

The same serious buyers who come to the open house would have scheduled a showing. So instead of just having a vetted home buyer coming through their property they have anybody that feels like it.

 

Most real estate agents don't explain this and some sellers never give it a second thought. Why would they? They see a bunch of cars and front of a home and think to themselves this must be worth it.

 

Do yourself a favor and visit the link above that talks about why open houses don't work.

 

If you enjoy the article, give it a share.

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Scooped by Bill Gassett
February 12, 2018 4:39 PM
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Real Estate Auctions: What You Need to Know

Real Estate Auctions: What You Need to Know | Real Estate Articles Worth Reading | Scoop.it
See what you need to know when buying a home at a real estate auction. Learn the difference between a live auction and an online auction. See all of the pitfalls you could run into purchasing a home at an auction.
Bill Gassett's insight:

Buying a home at a real estate auction can be an exciting proposition if you play your cards right. While most people think that every home sold at an auction is a "steal" that is definitely not the case.

 

In fact, you can get burned real badly by purchasing a home at auction if you don't know what you are doing!

 

In the latest article at Maximum Real Estate Exposure, you'll learn some of the major pitfalls of buying at auction including purchasing a property that not only has structural defects but scars on the title as well.

 

Of course these are the kinds of problems you want to avoid. In the article on buying a home at auction you will see exactly what you need to research.

 

Having a real estate attorney in your corner is always a good idea when purchasing a home at auction.

 

By following some simple guidelines you could end up with a property that turns into a real money maker. Just as easily you could find yourself stuck with a lemon.

 

Take a look and see all the pros and cons of buying real estate at auction. If you enjoy the article, give it a scoop or share it socially.

Indy Home Vault, LLC's comment, October 9, 2018 8:15 AM
Great Article
Scooped by Bill Gassett
January 24, 2018 10:17 AM
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Should I Have My Home Inspected Prior to Selling

Should I Have My Home Inspected Prior to Selling | Real Estate Articles Worth Reading | Scoop.it
See all the pros and cons of a pre-listing home inspection. Getting a home inspection done prior to putting your home on the market can be a smart thing to do. There aren't many downsides for a seller finding out any issues with their home prior to sale.
Bill Gassett's insight:

One of the questions many homeowners will ask their real estate agent is whether they should have a home inspection prior to putting it on the market.

 

Many home buyers of course are going to get a home inspection. Home sellers on the other hand rarely ever do it. This can be a big mistake!

 

If more sellers did a pre-listing home inspection there would be fewer sales that fell apart. The home inspection quite often is a point in the transaction where a buyer will back out.

 

Problems are often identified by their inspector that causes them to be fearful of continuing the purchase. There are many benefits for a seller getting a home inspection. In the latest article at Maximum Real Estate Exposure, you'll learn all the reasons why getting a home inspection prior to placing a property on the market makes so much sense.

 

A seller conducting a home inspection takes away many of the fears a buyer will have about the home they are buying. Not only that it gives sellers a piece of mind as well.

 

Some people will ask if there are any big downsides to a seller getting a home inspection done. There are very few drawbacks. Really the only downside pertains to disclosure of issues found.

 

If you live in a state where disclosure of issues is mandatory and you can't afford to fix the problems then you might of opened a can of warms.

 

My viewpoint is the same - the buyer's inspector would have found the problems anyway.

 

Take a look at the article and see all the pros and cons of getting the inspection before listing for sale. If you enjoy the advice, give the article a share socially or Scoop it!

Bill Gassett's comment, March 13, 2018 8:36 PM
Thanks for the scoop!
Scooped by Bill Gassett
December 19, 2017 10:52 AM
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Buying a Home Before Getting Married

Buying a Home Before Getting Married | Real Estate Articles Worth Reading | Scoop.it
See what you need to know about buying a house before marriage. Helpful information on finances, joint bank accounts, expenses, taking title and more.
Bill Gassett's insight:

Buying a home can be a very exciting time in ones life. The American dream of home ownership remains alive and well for many couples.

 

Purchasing a home, however can go from an emotional high to a big mistake very quickly. One of the circumstances where this could be the case if you are not careful is buying a home before your are married. Without question there is a lot to consider when buying a home before you tie the knot.

 

Some people in fact find out the hard way. Couples have a lot to discuss before they rush to purchase a home together. Those that don't often find themselves in a place they don't desire.

 

It is critical that both parties are on the same page when buying a home together. Finances should be discussed and agreed upon in advance.

 

In the latest article at maximum Real Estate Exposure, you''ll find a comprehensive discussion on everything you need to know about buying a home with your significant other before marriage.

 

The article offers tips and guidance on important topics such as taking title to a property and distributions of finances.

 

Did you know there are multiple ways to take title to a property? Do you know what it the best method for your current situation?

 

How about finances? Is the mortgage going to be paid equally or will there be some kind of equitable split? Will each party put the same amount down towards the mortgage?

 

These are the kinds of questions you should discuss with your significant other.

 

Take a look at the article to get pointers on everything you should be considering. If you enjoy the article, give it a Scoop or share socially.

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