Calls for Action
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Calls for Action
Consumer affairs problem-solving issues: scams, frauds, identity thefts, cons, rip-offs, swindles, consumer rights, hacks
Curated by Dennis Swender
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Rescooped by Dennis Swender from Physical and Mental Health - Exercise, Fitness and Activity
March 31, 2024 11:16 AM
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‘Lose weight quick’ online schemes don’t work. Dr. Mike offers these 5 tips instead

‘Lose weight quick’ online schemes don’t work. Dr. Mike offers these 5 tips instead | Calls for Action | Scoop.it
Many products promise a quick path to weight loss, but few work. Dr. Mikhail Varshavski, better known as Dr. Mike, offers tips about food, weight and misinformation.

Via Peter Mellow
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Scooped by Dennis Swender
March 13, 2024 1:20 AM
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Scams

Scams | Calls for Action | Scoop.it
The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.
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Scooped by Dennis Swender
January 30, 2024 1:14 PM
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Voice cloning scams to surge in 2024

Voice cloning scams to surge in 2024 | Calls for Action | Scoop.it
Voice cloning scams will surge in 2024, according to Ping Yang, professor of computer science and director of the Center for Information Assurance & Cyberse...
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Scooped by Dennis Swender
June 4, 2022 9:53 PM
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What Is A Personal Injury Lawyer? Things You Should Know In 2022

What Is A Personal Injury Lawyer? Things You Should Know In 2022 | Calls for Action | Scoop.it
If you are wondering what is a personal injury lawyer, you have come to the right place because we will tell you all that you need to know...
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Scooped by Dennis Swender
June 4, 2022 9:52 PM
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Common Medical Malpractices - Compensation May Be Available

Common Medical Malpractices - Compensation May Be Available | Calls for Action | Scoop.it
Image source: https://pixabay.com/photos/surgery-hospital-doctor-care-1822458/ ; When you go into a doctor’s office, you essentially trust them with your life. But like other professionals, doctors make mistakes.
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Scooped by Dennis Swender
February 3, 2022 12:29 PM
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https://www.researchgate.net/publication/306079353_The_Language_of_Scam_Spams_Linguistic_Features_of_'Nigerian_Fraud'_E-mails

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Scooped by Dennis Swender
February 3, 2022 12:19 PM
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Experts Testify on Scams Targeting Elderly

Consumer advocates testified at a Senate Special Aging Committee hearing on scams targeting the elderly during the COVID-19 pandemic. The witnesses, who included one scam victim, talked about the ways criminals were taking advantage of older people who might be more isolated during the pandemic, including romantic and employment scams and identity theft. Witnesses answered questions about the best ways to protect seniors.
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Scooped by Dennis Swender
February 2, 2022 6:57 PM
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Identity Fraud: 9 Consumer Scams (and How to Stop Them)

Identity Fraud: 9 Consumer Scams (and How to Stop Them) | Calls for Action | Scoop.it
Find the latest security analysis and insight from top IT security experts and leaders, made exclusively for security professionals and CISOs.
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Scooped by Dennis Swender
May 20, 2021 11:58 AM
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Best Used Car Websites in 2021

Best Used Car Websites in 2021 | Calls for Action | Scoop.it
If you're shopping for a used car, you may find a great deal online. Here are seven of the best used car websites to check out first.
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Scooped by Dennis Swender
May 6, 2021 12:15 PM
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Should I Share My Vaccine Status Online?

Should I Share My Vaccine Status Online? | Calls for Action | Scoop.it
Here are three reasons why you might want to think twice before posting a picture of your vaccination card online.
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Scooped by Dennis Swender
May 6, 2021 12:08 PM
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If You Think Your Personal Information Has Been Stolen, Here's What to Do

If You Think Your Personal Information Has Been Stolen, Here's What to Do | Calls for Action | Scoop.it
Time matters: the sooner you make moves, the better. Here are rules to follow once you receive an alert about a data breach.
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Rescooped by Dennis Swender from Best Foodie Passions: Eat . Sip . Enjoy
April 22, 2021 2:27 PM
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Best Homeowners Insurance Companies April 2021 –

You could argue that finding the best homeowners insurance is more important than choosing a car insurance company. That’s because the potential dollar loss in a house is so much higher than the value of a totaled vehicle.

We analyzed 27 insurers to find the top home insurance companies based on
Via Best Smart Living Posts
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Scooped by Dennis Swender
March 24, 2021 3:46 PM
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Are Venmo and PayPal HIPAA Compliant?

Are Venmo and PayPal HIPAA Compliant? | Calls for Action | Scoop.it

Venmo is a popular payment platform that allows users to instantly send payments to other Venmo users. Part of the reason it has become so popular is its ease of use and no fee structure.

 

However, what many people fail to realize is that Venmo is owned by PayPal, and they openly share data between the two platforms.

 

As such, when inquiring as to whether or not Venmo is HIPAA compliant, you must also look at PayPal to determine its HIPAA compliance.

 

So, are PayPal and Venmo HIPAA compliant?

Why Does it Matter if Venmo and PayPal are HIPAA Compliant?

As a covered entity, you must assess the HIPAA compliance of your business associates before conducting business with them. However, the HIPAA Privacy Rule does have some exceptions, including for financial institutions.

 

“A financial institution processes consumer-conducted financial transactions by debit, credit, or other payment card, clears checks, initiates or processes electronic funds transfers, or conducts any other activity that directly facilitates or effects the transfer of funds for payment for health care or health plan premiums.

 

When it conducts these activities, the financial institution is providing its normal banking or other financial transaction services to its customers; it is not performing a function or activity for, or on behalf of, the covered entity.”

 

Under this exception, it appears as though Venmo would not be considered a business associate. So again, why does it matter if Venmo is HIPAA compliant? 

 

Since Venmo is not a business associate, they do not sign business associate agreements (BAA).

 

A BAA is a legal document that requires each signing party to be HIPAA compliant, and requires each to be responsible for maintaining their compliance.

 

Although Venmo as a financial institution is not technically required to sign a BAA, should a covered entity choose to accept Venmo payments, and Venmo suffers a breach affecting protected health information (PHI), such as a patient’s name, email address, or credit card information — all of which are required to open a Venmo account — the covered entity would be held liable for the breach.

Venmo and PayPal: Security and Privacy Policies

Venmo states on their website that they utilize encryption to secure consumer data held in their systems.

 

Venmo also states, “We strive to ensure security on our systems. Despite our efforts, we cannot guarantee that personal information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards.” This means there is potential for Venmo to suffer a breach affecting consumer data.

 

Additionally, under Venmo’s Privacy Policies they state that they don’t share consumer data with third-parties. They do, however, share data with PayPal, which is where the main issue of Venmo’s HIPAA compliance lies.

 

PayPal openly admits that they sell and collect consumer data for advertising purposes. This practice is strictly forbidden by HIPAA compliancy standards, so even if Venmo themselves does not share data with third-parties, their parent company PayPal does.

Is Venmo HIPAA Compliant?

So is Venmo HIPAA compliant? Given the fact that they share consumer data with PayPal, who may then sell that information to advertisers, Venmo is not HIPAA compliant.

 
 
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Scooped by Dennis Swender
March 13, 2024 1:25 AM
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How we can help you

Do yourself a favor:  Be crime smart.  Getting educated and taking a few basic steps may well keep you from becoming a victim of crime and fraud—and save you a great deal of time and trouble. You can also help protect your families and communities by reporting suspicious activities and helping find wanted fugitives and missing kids.
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Scooped by Dennis Swender
March 13, 2024 1:19 AM
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Where to report scams | USAGov

Where to report scams | USAGov | Calls for Action | Scoop.it
Use USA.gov’s scam reporting tool to identify a scam and help you find the right government agency or consumer organization to report it.
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Rescooped by Dennis Swender from Online Marketing Tools
October 30, 2022 4:55 PM
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4 Missteps For Banks To Avoid When Migrating Payment Services To The Cloud

4 Missteps For Banks To Avoid When Migrating Payment Services To The Cloud | Calls for Action | Scoop.it
4 Missteps for Banks to Avoid When Migrating Payment Services to the Cloud Cognizant Banks and financial services providers can realize the efficiency and cost savings of cloud-based payments by ta…

Via Online Marketing
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Scooped by Dennis Swender
June 4, 2022 9:52 PM
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What Is Military Medical Malpractice, And Why Do You Need A Lawyer?  –

Medical malpractice is a significant issue in the United States, and it's even more severe for members of the military.Medical malpractice claims costs...
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Scooped by Dennis Swender
June 4, 2022 9:52 PM
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Bootstrap Business: Grounds For Filing A Personal Injury Case: A Guide For First-Timers

Bootstrap Business: Grounds For Filing A Personal Injury Case: A Guide For First-Timers | Calls for Action | Scoop.it
Bootstrap Business outlines the grounds for filing a personal injury case for the first time. How to file a personal injury lawsuit in 6 categories.
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Scooped by Dennis Swender
February 3, 2022 12:25 PM
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Anatomy of a fake check scam | FTC

Anatomy of a fake check scam | FTC | Calls for Action | Scoop.it
Fake checks drive many types of scams – like those involving phony prize wins, fake jobs, mystery shoppers, online classified ad sales, and others.
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Rescooped by Dennis Swender from Avoid Internet Scams and ripoffs
February 2, 2022 6:58 PM
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Apple's App Store has many scams

Apple's App Store has many scams | Calls for Action | Scoop.it

Apple claims its App Store is carefully curated so that only the best apps get through. The truth is, the App Store is littered with scams and "fleeceware," which uses fake user ratings to trick customers into paying for something they don't want.


Via Peter Mellow
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Rescooped by Dennis Swender from Online Marketing Tools
May 28, 2021 11:45 AM
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If You’re In Your 50s or 60s, Consider These Moves To Avoid Higher Taxes In Retirement

If You’re In Your 50s or 60s, Consider These Moves To Avoid Higher Taxes In Retirement | Calls for Action | Scoop.it
If you are working with an eye toward retirement or even semi-retirement, you are probably (hopefully) saving more than you could in the past in your retirement accounts. You may have paid off the …

Via Online Marketing
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Scooped by Dennis Swender
May 6, 2021 12:58 PM
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Fraud alert:  Covid 19 scams

The U.S. Department of Health and Human Services Office of Inspector General is alerting the public about fraud schemes related to the novel coronavirus (COVID-19).
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Scooped by Dennis Swender
May 6, 2021 12:10 PM
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What Is a Hack vs. What Is a Data Breach: Cybersecurity 101

What Is a Hack vs. What Is a Data Breach: Cybersecurity 101 | Calls for Action | Scoop.it
What is a hack? What is a data breach? In this short primer, you'll learn what each term means and what the key differences are between the two. Never confuse a hack and a breach again!
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Rescooped by Dennis Swender from Customer service in tourism
May 6, 2021 11:36 AM
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Twenty-three malicious tourist scams to be aware of when traveling in particular countries

Twenty-three malicious tourist scams to be aware of when traveling in particular countries | Calls for Action | Scoop.it

"From artists to train inspectors, scammers come in many disguises and they're willing to use every trick in the book to make a dollar ..."


Via Leona Ungerer
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Rescooped by Dennis Swender from Learning with Technology
April 22, 2021 2:23 PM
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My phone number was leaked online and used against me. Here's what to do if it happens to you - ABC Everyday

My phone number was leaked online and used against me. Here's what to do if it happens to you - ABC Everyday | Calls for Action | Scoop.it
You wake up one morning to find private photos — ones you definitely didn't want public — plastered all over the internet. Here's what to do next.

Via NextLearning
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