"Almost one-fifth of American adults have little to no credit history, according to a new government report ..."
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consumer psychology
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Real-life consumer psychology – with a touch of technology
Curated by
Leona Ungerer
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"TNM's Passuvate service is offering short-term, micro loans - Airtime Advances - to a staggeringly large number of its users. The sheer scale of use indicates that users find this kind of service extremely useful ..." 
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