consumer psychology
31.8K views | +7 today
Follow
consumer psychology
Real-life consumer psychology – with a touch of technology
Curated by Leona Ungerer
Your new post is loading...
Your new post is loading...
Scooped by Leona Ungerer
Scoop.it!

The companies that take money straight from your paycheck - The New York Times

The companies that take money straight from your paycheck - The New York Times | consumer psychology | Scoop.it

"Some lenders and retailers have a pretty neat business model: You pay them before your wages ever hit your bank account. And sometimes they give you no choice ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Consumer Watch: Consumers still dancing with the debt devil in SA | IOL News

Consumer Watch: Consumers still dancing with the debt devil in SA | IOL News | consumer psychology | Scoop.it

"Statistics from the National Credit Regulator paint a grim picture of our appetite for credit but show that consumers servicing ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Middle-class death spiral: Consumers have never been in more debt, and bankruptcies are surging

Middle-class death spiral: Consumers have never been in more debt, and bankruptcies are surging | consumer psychology | Scoop.it

"This wasn't supposed to happen.  During the relative economic stability of the past few years, the middle class was supposed to experience a resurgence, but instead it has just continued to be hollowed out.  The..."

Leona Ungerer's insight:

A US perspective

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

A 26-year-old woman racked up $10,000 of debt after trying to become an Instagram star — and it reveals a huge issue with the platform

A 26-year-old woman racked up $10,000 of debt after trying to become an Instagram star — and it reveals a huge issue with the platform | consumer psychology | Scoop.it

"Some millennials say they're sinking thousands of dollars into crafting perfect Instagram photos, and backlash is brewing ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Multilevel-marketing companies like LuLaRoe are forcing people into debt and psychological crisis

Multilevel-marketing companies like LuLaRoe are forcing people into debt and psychological crisis | consumer psychology | Scoop.it

"I was urged to stop paying my bills to invest in more inventory. I was urged to get rid of television. I was urged to pawn my vehicle. I just had to get on anxiety meds over all of it because I've started having panic attacks.” In June 2016, Sophie (name changed) quit h ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Payday borrowing’s debt spiral to be curtailed

Payday borrowing’s debt spiral to be curtailed | consumer psychology | Scoop.it

"Protections are coming from a consumer agency that likens the lending to “getting into a taxi just to ride across town and finding yourself stuck in a ruinously expensive cross-country journey" ..."

©

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Two reasons anyone who remembers the recession had a problem with Quicken Loans' Super Bowl ad

Two reasons anyone who remembers the recession had a problem with Quicken Loans' Super Bowl ad | consumer psychology | Scoop.it

"Last night, in the middle of ads for opioid-induced constipation and prescription drugs to relieve diarrhea, Quicken Loans dropped an ad bomb that magically transported viewers -- however briefly -..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

SA consumers live it up with debt

SA consumers live it up with debt | consumer psychology | Scoop.it

"The latest information on consumers’ credit behaviour, released by credit bureau Compuscan, reveals that many a South African consumer is struggling to keep up financially with the lifestyle that ..."

©

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

SA consumers were granted a credit amnesty 10 days ago

"South African consumers were granted a credit amnesty 10 days ago. But it's been reported the widespread confusion reigns. According to credit bureau TransUnion ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

More consumers are using buy now, pay later apps (VIDEO)

More consumers are using buy now, pay later apps (VIDEO) | consumer psychology | Scoop.it

"Consumer protection advocates are concerned that buy now, pay later products are innovative debt traps ..."

Scooped by Leona Ungerer
Scoop.it!

Consumers caught up in 'mindless swiping culture' | IOL Personal Finance

Consumers caught up in 'mindless swiping culture' | IOL Personal Finance | consumer psychology | Scoop.it

"Store and other cards are allowing many to dig deep debt holes for themselves..."

Leona Ungerer's insight:

A South African perspective

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Here’s why a strong economy doesn’t benefit all consumers –

Here’s why a strong economy doesn’t benefit all consumers – | consumer psychology | Scoop.it

"Shoppers who live paycheck to paycheck are likely living beyond their means, say experts ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Ten ways Irish consumer behaviour has changed since 2008 

Ten ways Irish consumer behaviour has changed since 2008  | consumer psychology | Scoop.it

"The Crash – 10 years on: habits have been transformed, from switching providers to buying own-brand to shopping online ..."

©

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

New rules could make robocalls less of a nuisance

New rules could make robocalls less of a nuisance | consumer psychology | Scoop.it

"Last November's federal budget deal opened the door for debt collectors to make robocalls to borrowers behind on loans issued or backed by the federal government. Consumer Reports explains that new rules should make the nuisance factor minimal ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Financial vulnerability worsening among SA consumers

"On the eve of an interest rate announcement, by the Reserve Bank, South African consumers have been warned of a year ..."

nickelethanoic's comment, March 29, 2016 1:24 AM
Cool
Scooped by Leona Ungerer
Scoop.it!

These Americans are the most embarrassed about their credit-card debt

These Americans are the most embarrassed about their credit-card debt | consumer psychology | Scoop.it

"Debt isn’t one of the Midwest’s values ..."

No comment yet.
Scooped by Leona Ungerer
Scoop.it!

Millions of Americans' wages seized over credit card and medical debt - WBUR

Millions of Americans' wages seized over credit card and medical debt - WBUR | consumer psychology | Scoop.it

"ADP's report, released Monday, shows that among employees in the prime working ages of 35 to 44 who had their wages garnished in 2013, roughly half, unsurprisingly, owed ..."

©
No comment yet.