21st Century Learning and Teaching

Firms will be impacted on a number of fronts following the British public's decision that the UK should leave the EU, predict analyst houses.

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Tausende neue Start-ups dringen als sogenannte Fintechs in die etablierte Finanzwelt vor. Sie wollen moderne Technologie und eine veränderte Nutzung mobiler Internet-Geräte für neue Geschäftsmodelle nutzen - und treten damit in Konkurrenz zu traditionellen Banken.

Digitales Banking: Laut Bitkom führt fast ein Drittel der Verbraucher die Bankgeschäfte inzwischen ausschließlich über das Web.
(Quelle: Arne Dedert/Symbolbild)
Die Musik- und Medien-Branche wurde bereits radikal vom Internet umgekrempelt. Der Wandel in der streng regulierten Finanzindustrie geht dagegen etwas schwerfälliger vonstatten. Doch auch hier wächst der Druck auf die Banken-Bastionen. Manche Beobachter sagen schon voraus, dass die traditionellen Unternehmen von den neuen Fintech-Start-ups überrollt werden könnten. Dass die Industrie bei dem bereits eingesetzten Wandel noch einiges mitbestimmen wird, schätzt dagegen der Vizepräsident des Bitkom, Ulrich Dietz. Hier eine Übersicht zu aktuellen Fintech-Diensten im Netz:

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http://www.scoop.it/t/21st-century-learning-and-teaching/?tag=blockchain

http://www.scoop.it/t/21st-century-learning-and-teaching/?tag=Fintech

If the blockchain frenzy and the hype surrounding it is anything to go by, blockchain is set to revolutionise everything from the way in which we make payments to the way in which we drink beer. I may have made that last bit up – but you get the idea that in and amongst the buzz there are some pretty wild predictions being made! So in this post, i thought it would be useful to take a step back from the hype and understand “what is blockchain?” If you keep coming back to this fundamental question, i think it can help you navigate and understand what use cases are feasible and which ones are not. Through these 6 awesome infographics we get a good understanding of what blockchain is:

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Pour les néophytes, cette technologie de stockage et de transmissions d’informations totalement décentralisée et sans organe de contrôle permet de certifier des échanges, des prix, des transactions ou encore des titres de propriété et des procédures, le tout de manière instantanée, infalsifiable et à faible coût. Comme l’écrit le mathématicien Jean-Paul Delahaye cité sur le site Blockchain France, il faut s’imaginer «un très grand cahier, que tout le monde peut lire librement et gratuitement, sur lequel tout le monde peut écrire, mais qui est impossible à effacer et indestructible.»

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When you hear the word blockchain does it make your head spin? Wall Street analysts and fintech experts claim it could make traditional banking obsolete; Airbnb just acquired a team of blockchain experts; and the country of Estonia will use it to secure a million patient health records.

But what exactly is blockchain, and what are its implications for higher education?

Originally created as the underlying database for bitcoin (the peer-to-peer digital asset and payment system), blockchain’s technology is now being seen as valuable and purposeful beyond the financial sector. The advantages blockchain provides to store information on a secure, permanent, historical ledger that can be both public and private will change how edtech applications approach student data.

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http://www.scoop.it/t/21st-century-learning-and-teaching/?tag=blockchain

Banks including J.P. Morgan Chase and Citigroup have successfully tested the record-keeping technology behind bitcoin on credit-default swaps, a move that could help it gain a foothold in mainstream finance.

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http://www.scoop.it/t/21st-century-learning-and-teaching/?tag=blockchain

The global finance markets are slipping on Friday after the UK public voted to leave the EU, but there is one currency that is reveling in the uncertainty of the Brexit result: bitcoin.

The cryptocurrency is notoriously difficult to predict. Its price against the U.S. Dollar rose as high as $1,000 in 2013 and, while it has stabilized somewhat since that landmark valuation, it hit a two-and-a-half year high of nearly $775 on June 17 before cratering nearly 25 percent over the next week.

That drop was thought by some be related to the British referendum on continued EU membership, but once the result was clear — with multiple media calling it a win for the Leave campaign — bitcoin grew legs and jumped past $650 just one day after it was at $550, according to data from Coindesk.

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http://www.scoop.it/t/21st-century-learning-and-teaching/?tag=blockchain

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The Ethereum Computer

The Ethereum Computer brings smart contracts and blockchain technology to the entire home.

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http://www.scoop.it/t/luxembourg-europe/?tag=Blockchain

http://www.scoop.it/t/luxembourg-europe/?tag=Bitcoin

http://www.scoop.it/t/21st-century-learning-and-teaching/?tag=blockchain