Mortgage Rates and Industry News

Mortgage lenders depend on underwriters to make important decisions about loan applications. Discover what is an underwriter and why they're important.

Find out what a down payment gift is, what mortgage loan programs allow them, who can provide them, underwriting guidelines, a gift letter example and FAQs.

If you are a homeowner, you've probably heard the term "second mortgage." It's a popular home loan product and provides numerous benefits to those looking to

Learn what a mortgage subordination is, what the steps are to completing a mortgage subordinatin and what the overall process is like.

February 2023 news and events that impact mortgage rates. Online mortgage calculator, mortgage rate and payment chart and economic calendar.

Taking steps to ensure you have a down payment for a house is essential to homebuying. Here are ten ways you can save money so that you have a down payment.

Our step-by-step FHA home loan refinance process guide to help you navigate your next FHA refinance transaction. Find out what makes a FHA refinance unique!

Find out what a Conventional home loan is, what are the Conventional home loan requirements, types of loan programs and more.

January 2023 news and events that impact mortgage rates. Online mortgage calculator, mortgage rate and payment chart and economic calendar.

USDA home loan for hombuyers looking to purhahce a home in a rural community. USDA home loan requirements. No downpayment is needed, 640 or higher credit score.

December 2022 news and events that impacted mortgage rates. 30-year, 20-year, and 15-year fixed mortgage rates. Online mortgage calculator. Mortgage rate and payment chart.

Are you applying for a mortgage to buy a home or refinance a current mortgage? Then you will work directly with a loan officer to complete the application and obtain an approval.

Learn what a co-signer, aka a "non-occupying co-borrower," is, what the underwriting requirements are when co-signing a mortgage and available loan programs.

Here is a detailed breakdown of what a pre-payment penalty is, what mortgage loans have them and how a pre-payment penalty might impact your bottom line.

Many factors impact your mortgage rate, and one of the most important factors underwriters consider is your Loan-To-Value ratio."

Learn what a good debt-to-income ratio (DTI) is, how to calculate your DTI ratio, and ways to lower your DTI ratio before you apply for your next mortgage.

One of the best home loan programs available to consumers is the FHA loan program. Hundreds of thousands of homebuyers and homeowners obtain an FHA home loan

Discover the current refinance requirements in California for Conventional, Conforming, FHA, and VA home loans. Learn what you need to be able to refinance.

Learn the important information about a temporary buydown mortgage. The two main types are; 2-1 buydown and a 3-2-1 buydown. Learn about costs and requirements.

Bank statement mortgage loans with fixed and adjustable mortgage rates. See the requirements for a bank statement mortgage, pros and cons, and how to qualify.

Today’s California refinance rates. 30-year, 25-year, 20-year, and 15-year terms. Additional California refinance rate options are available. Contact Loan

Here are Today's California mortgage rates. 30yr, 25yr, 30yr and 15yr fixed mortgage rate options. Additional options available. Free customized rate quote.

November 2022 News and Events that impacted mortgage rates. 30-year, 20-year, and 15-year fixed mortgage rates. Online mortgage calculator. Mortgage rate and payment chart.