futureproofmoney
856 views | +0 today
futureproofmoney
Your money, my money, their money and the future
Curated by Pádraig Floyd
Your new post is loading...
Your new post is loading...
Scooped by Pádraig Floyd
Scoop.it!

Lloyds close to sell Scottish Widows Investment Partnership

Lloyds close to sell Scottish Widows Investment Partnership | futureproofmoney | Scoop.it
FTSE 100 fund manager Aberdeen Asset Management is believed to be one of a handful of bidders still in the running.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Poundland to open 500 new UK stores and expand into mainland Europe - The Guardian

Poundland to open 500 new UK stores and expand into mainland Europe - The Guardian | futureproofmoney | Scoop.it
The Guardian Poundland to open 500 new UK stores and expand into mainland Europe The Guardian Poundland is aiming for 1,000 stores in the UK and is planning to take its Dealz chain into Europe in the next 18 months after recording a 21% leap in...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Tesco posts flat UK sales as turnaround plan struggles for growth - Reuters

Tesco posts flat UK sales as turnaround plan struggles for growth - Reuters | futureproofmoney | Scoop.it
Telegraph.co.uk Tesco posts flat UK sales as turnaround plan struggles for growth Reuters The country's biggest retailer and the world's third largest said sales at UK stores open over a year, excluding fuel and VAT sales tax, showed zero growth in...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Fears for ageing population as just four in 10 have pensions - Independent.ie

Fears for ageing population as just four in 10 have pensions - Independent.ie | futureproofmoney | Scoop.it
MOST adults have nothing saved for their old age. (JUNGLE LAND....
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Millions forced to take pension gamble: Annuity rates now so bad you'd have to live to 90 to get value for money

Millions forced to take pension gamble: Annuity rates now so bad you'd have to live to 90 to get value for money | futureproofmoney | Scoop.it
The rates which determine how much a pension pays, are at an all-time low as a result of rising life expectancies and low interest rates. (Does anyone REALLY listen to 'financial advisers'? -...
Pádraig Floyds insight:

Whe will people understand that an anuity is AN INSURANCE POLICY against living longer than your funds allow?

Getting value for money is about getting the best value for money at point of sale for your circumstances and not being hoodwinked into giving up a) value in the form of backhand commissions and b) protection by buying from an online shop where people have been conditioned for years to buy on PRICE, not value. #givemestrength #ffs #annuities  

No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Ethnic minority vote may hold key to 2015 UK elections — RT News

Ethnic minority vote may hold key to 2015 UK elections — RT News | futureproofmoney | Scoop.it
The voting power of ethnic minority groups has more than doubled in the UK, a report has found.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

'I've ditched my adviser – now I use a low-cost broker' - Telegraph.co.uk

'I've ditched my adviser – now I use a low-cost broker' - Telegraph.co.uk | futureproofmoney | Scoop.it
Telegraph.co.uk 'I've ditched my adviser – now I use a low-cost broker' Telegraph.co.uk These findings – part of an authoritative survey into thousands of investors' intentions – emerge just six months after new rules were introduced requiring...
Pádraig Floyds insight:

Interesting piece, not without merit, but how those responding to the article would bleat if they 'mispurchased' their annuities/drawdown.

But then, they will be able to make those decisions safe in the knowledge that those squeaky-clean execution only johnnies don't take commissions out of their products. Do they? Anyone?

No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

WinCo: worker-owned grocery chain that pays benefits, pensions, living wages ... - Boing Boing

WinCo: worker-owned grocery chain that pays benefits, pensions, living wages ... - Boing Boing | futureproofmoney | Scoop.it
WinCo: worker-owned grocery chain that pays benefits, pensions, living wages ...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Defaqto | Defaqto

RT @DefaqtoAdviser: 30% of #advisers switch #platforms due to service – Defaqto launches new Platform Service Ratings http://t.co/nHkF8I532N
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

The True Crisis Over Public Pensions - Motley Fool

The True Crisis Over Public Pensions
Motley Fool
Public pensions have gotten a huge amount of attention ever since the city of Detroit declared bankruptcy last month.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Alan Hughes: Lessons from the FCA's RDR review - Money Marketing

Alan Hughes: Lessons from the FCA's RDR review - Money Marketing | futureproofmoney | Scoop.it
Alan Hughes: Lessons from the FCA's RDR review
Money Marketing
On 25 July the FCA released the results of its first post-RDR thematic review (TR13/5).
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Advisers hit back at 'bone idle middlemen' media attack | News | Fundweb

Advisers hit back at 'bone idle middlemen' media attack | News | Fundweb | futureproofmoney | Scoop.it
The use of multi-manager funds by financial advisers has been hit by criticisms, but advisers say fund of funds can be cost-effective and beneficial for the client.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Daily Mail attacks ‘many bone idle’ and ‘lazy’ financial advisers

Daily Mail attacks ‘many bone idle’ and ‘lazy’ financial advisers | futureproofmoney | Scoop.it
In a scathing attack, the Daily Mail has today branded some financial advisers 'lazy' and 'bone idle for use of fund of funds.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

UK housebuilding activity expanding at a near 10-year high, survey shows - BBC News

UK housebuilding activity expanding at a near 10-year high, survey shows - BBC News | futureproofmoney | Scoop.it
IBTimes.co.uk
UK housebuilding activity expanding at a near 10-year high, survey shows
BBC News
"Construction is no longer the weakest link in the UK economy," said Tim Moore, senior economist at Markit.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Defined Benefit Pensions - The math does not work - Canada Free Press

Defined Benefit Pensions - The math does not work Canada Free Press How can a public sector employee in a defined benefit plan contribute 13% of pay into their pension plan for 35 years and when they are retired collect 70% of their final average...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Twitter / FinancialTimes: Here's a sneak peek at the ...

Twitter / FinancialTimes: Here's a sneak peek at the ... | futureproofmoney | Scoop.it
Here's a sneak peek at the front page of the UK Financial Times - Tuesday, August 13: http://t.co/KgLs7CwK3O
Pádraig Floyds insight:

As ye sow, so shall ye reap. Cultivating an audience among fickle teens and pissing off core business users through a lack of innovation/unwilllingness to innovate and restricting portability of their users OWN data signed this company's death warrant ages ago.

Then having the gall to 'launch' two 'new' phones – one that looked like an Android and the other...a BlackBerry, put the tin lid on it.

Until the recent Twitter fiasco, that was one of the most inept PR assaults I have ever witnessed.

When it comes to buy/hold/sell, I wouldn't piss on it if it was on fire. #RIPBlackBerry   

No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Financial advisers plan move into emerging-market funds

Financial advisers plan move into emerging-market funds | futureproofmoney | Scoop.it
Financial advisers increasingly are supporting emerging-market funds and alternative investments, according to a study by Cogent Research.
Pádraig Floyds insight:

Is anyone else thinking bigger fund charges/rebates, or is it just me?

 

No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Workers sticking with new pensions

Workers sticking with new pensions | futureproofmoney | Scoop.it
Fewer than one in 10 workers have opted out of being automatically signed up to saving for a pension, government figures show.
Pádraig Floyds insight:

Early days, mind...

No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Prudential blames RDR for 14% drop in sales - FT Adviser

Prudential blames RDR for 14% drop in sales - FT Adviser | futureproofmoney | Scoop.it
FT Adviser Prudential blames RDR for 14% drop in sales FT Adviser In its half year results, published today (12 August), Prudential said the effects of the transition to adviser charging, triggered by the RDR, have started to reduce and monthly...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Pension funds file suit over change in Dell voting rules - Pensions & Investments

Pension funds file suit over change in Dell voting rules - Pensions & Investments | futureproofmoney | Scoop.it
Pension funds file suit over change in Dell voting rules Pensions & Investments A group of six pension funds is accusing Dell Inc.'s board of manipulating the shareholder voting process by changing rules for a vote on the proposed buyout of the...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Canadian (And U.S.) Investment Funds Face New Risk Of Pension Liability – What’s Keeping Fund Sponsors Up At Night - Employment and HR - Canada

Canadian (And U.S.) Investment Funds Face New Risk Of Pension Liability – What’s Keeping Fund Sponsors Up At Night - Employment and HR - Canada | futureproofmoney | Scoop.it
12 Aug 2013 - Canada - Employment and HR - Canadian (And U.S.) Investment Funds Face New Risk Of Pension Liability – What’s Keeping Fund Sponsors Up At Night - Osler, Hoskin & Harcourt LLP - Commonly controlled trades or businesses are jointly and...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Public Pensions Become Issue in Labor Strikes - Fox and Hounds Daily

See on Scoop.it - futureproofmoney ABC News Public Pensions Become Issue in Labor Strikes Fox and Hounds Daily Pensions are one of the issues in recent strikes by UC hospital workers and San Franci...
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Pru profits soar despite impact of RDR - Citywire.co.uk

Pru profits soar despite impact of RDR - Citywire.co.uk | futureproofmoney | Scoop.it
Telegraph.co.uk
Pru profits soar despite impact of RDR
Citywire.co.uk
The Pru's life and pension profits were up 1% at £341 million but the company said 'industry sales volumes have been affected by the implementation of the conclusions of the RDR'.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Public Pensions Become Issue in Labor Strikes - Fox and Hounds Daily

Public Pensions Become Issue in Labor Strikes - Fox and Hounds Daily | futureproofmoney | Scoop.it
ABC News
Public Pensions Become Issue in Labor Strikes
Fox and Hounds Daily
Pensions are one of the issues in recent strikes by UC hospital workers and San Francisco Bay Area transit workers.
No comment yet.
Scooped by Pádraig Floyd
Scoop.it!

Pensions funds and climate change: can't act, won't act

Pensions funds and climate change: can't act, won't act | futureproofmoney | Scoop.it
Pension funds are doing more to cause climate change than prevent it, writes Louise Rouse (Pensions funds trustees following 'lemming standard' and not performing real fiduciary responsibility http://t.co/alb17gb1ME...
No comment yet.