If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the loan, or could you
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Best Brevard FL Real Estate Scoops
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Best Brevard FL Real Estate Scoops
Ahoy there, it's Agi Anderson, Your Brevard FL Realtor and the proud owner of BrevardFLRealtor.com There are so many facets to being a Realtor and resident on the Brevard FL Space Coast, that’s why I provide 10 different topics of the Best Blog Posts across the web … You can follow one topic or follow them all. I scour the web scooping up the BEST blog posts with real estate, healthy living, boomers downsizing/retiring, life on the Space Coast, Home Decor and much more! Questions? You can call, text or email me using my online Biz Card card at … ContactAgiNow.com.com Curated by Best Blog Scoops |
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There are many differences in the short sale process from a traditional real estate sale. Most notably, the timeline. Why do short sales take longer to close than traditional real estate sales?
Best Blog Scoops's insight:
I started doing short sales in 2006 before the collapse of the real estate market. I saw it coming, became a CDPE and 12 years later I am still helping distressed property owners on the #SpaceCoast TextAgi.com if you or someone you know needs help.
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It could be a grim and grinchy December for thousands of home owners facing ongoing challenges with their mortgage payments and property values.
Best Blog Scoops's insight:
Yikes! Under the federal tax code, when a creditor cancels a taxpayer’s debt, the IRS treats the amount forgiven as income, taxable at ordinary rates. But in 2007, as foreclosures and short sales began to explode across the country, Congress enacted a temporary exemption for home owners who received cancellations of mortgage debt as part of their loan modification deals with lenders. That exception has been extended periodically by Congress ever since.
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One of the greatest advantages of putting 20% down is no PMI! But, it's not the only option with obtaining financing. Need help? I am on standby ready to help you. It's easy to call or text me at ContactAgiNow.com
Agi Anderson, Your Brevard FL Realtor