Banque & Innovation
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Et Si Les GAB Disparaissaient Plus Vite Que Les Agences ?

Et Si Les GAB Disparaissaient Plus Vite Que Les Agences ? | Banque & Innovation | Scoop.it
Outils de développement pour accompagner au plus près la clientèle sur les lieux de consommation, ayant de plus la vertu de soulager les guichets des agences, les automates bancaires n’ont cessé de se multiplier. Au cours de la décennie 2000, en France, les automates se sont développés plus vite que les cartes bancaires.
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CaixaBank and Microsoft explore the metaverse

CaixaBank and Microsoft explore the metaverse | Banque & Innovation | Scoop.it
Spain's CaixaBank is teaming up with Microsoft on an AI innovation laboratory that will, among other things, focus on building a work environment in the metaverse.
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Seven of the world's leading banks launch Octuara

Seven of the world's leading banks launch Octuara | Banque & Innovation | Scoop.it
Citi and Bank of America, joined by Credit Suisse, Goldman Sachs, J.P. Morgan, Morgan Stanley, Wells Fargo, and Moody’s Analytics, have launched an independent company, Octaura, whose goal is to create the first open market electronic trading platform for syndicated loans and collateralised loan obligations (CLOs).
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4 Essential Trends Shaping Banking's Future: How Banks Measure Up

4 Essential Trends Shaping Banking's Future: How Banks Measure Up | Banque & Innovation | Scoop.it
Big differences now exist in how bank executives view key trends disrupting the industry. Tech-forward banks treat mobile banking, data analytics and banking-as-a-service as growth opportunities and approach them head on. They're also much more likely to move ahead with crypto services.
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The Banker's Guide to the Metaverse

The Banker's Guide to the Metaverse | Banque & Innovation | Scoop.it
While it isn't fully known yet what exactly the metaverse will encompass, it will definitely impact the banking industry. As with any new innovation or modern technology, it is imperative that financial institutions take steps today to be ready to embrace the metaverse when it arrives.
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Santander migrates 80% of IT infrastructure to the cloud

Santander migrates 80% of IT infrastructure to the cloud | Banque & Innovation | Scoop.it
Banco Santander has used bespoke, in-house developed software to digitise its core banking platform, already migrating 80% of its IT infrastructure to the cloud.
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5 Banking Innovation Trends To Watch in the Next 3 Years

5 Banking Innovation Trends To Watch in the Next 3 Years | Banque & Innovation | Scoop.it
To become future-ready, banks and credit unions must possess the speed and agility of a fintech startup, while building the cultural and operational capabilities to drive innovation and digital banking transformation at scale. Here are 5 digital banking innovation trends to watch in the next three years and beyond.
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EU Digital Finance Platform launches

EU Digital Finance Platform launches | Banque & Innovation | Scoop.it
The European Commission has launched the EU Digital Finance Platform, a website designed to build dialogue between fintech players and supervisors.
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The Future of Banking as a Service and Trends in Embedded Finance

The Future of Banking as a Service and Trends in Embedded Finance | Banque & Innovation | Scoop.it
Growing numbers of traditional banks and credit unions are offering banking as a service (BaaS) solutions that non-banks can use to serve their customers. More institutions have plans to follow. While the market for BaaS is growing rapidly, and opens up new revenue streams, not every bank will be able to get in.
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Metaverse economy could hit $13 trillion by 2030 - Citi

Metaverse economy could hit $13 trillion by 2030 - Citi | Banque & Innovation | Scoop.it
The Metaverse economy could be wort up to $13 trillion by 2030 while what counts as money in this next generation of the internet will look very different from today, according to a new report from Citi.
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La gestion de patrimoine se digitalise toujours plus

La gestion de patrimoine se digitalise toujours plus | Banque & Innovation | Scoop.it
Ces dernières années, le digital bouleverse le secteur de la gestion du patrimoine. Les nouveaux outils ont pour objectif d’enrichir l’expérience client et de simplifier les processus.
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How One Traditional Bank Became a BaaS Powerhouse

How One Traditional Bank Became a BaaS Powerhouse | Banque & Innovation | Scoop.it
Meta Financial was early in seeing the revenue potential of banking-as-a-service. Now among the top fintech partner banks, the company sees even more opportunity despite some neobanks obtaining or acquiring banking charters.
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Danske Bank tests quantum communication for data transfer

Danske Bank tests quantum communication for data transfer | Banque & Innovation | Scoop.it
Danish researchers are claiming a breakthrough in IT security after using quantum communication to transfer data between computers at Danske Bank.
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JPMorgan opens metaverse lounge

JPMorgan opens metaverse lounge | Banque & Innovation | Scoop.it
JPMorgan has dipped a toe into the metaverse, becoming the first bank to open a lounge in the Decentraland virtual world.
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11 episodes to decode banking ... #mustwatch

11 episodes to decode banking ... #mustwatch | Banque & Innovation | Scoop.it
A new video series on YouTube called Decoding: Banks. There are 11 episodes in the series starring many industry luminaries and protagonists, including yours truly and the likes of Dave Birch, Nick Ogden, Joanne Dewar, Rishi Khosla, Emma Lindley and more.
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9 Retail Banking Reflections and Keys to Success for 2022

9 Retail Banking Reflections and Keys to Success for 2022 | Banque & Innovation | Scoop.it
2021 may have felt like a replay of 2020, with the pandemic continuing and a transition away from hybrid work being stalled, but progress was made in the retail banking industry. Here are some of the most important takeaways from 2021 and action steps for banks and credit union success in 2022.
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Plaid launches A2A payments programme

Plaid launches A2A payments programme | Banque & Innovation | Scoop.it
In the wake of a failed takeover by Visa, open banking platform Plaid is making a move into account-to-account payments.
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Microsoft rolls out financial services cloud

Microsoft rolls out financial services cloud | Banque & Innovation | Scoop.it
Microsoft is making its financial services-specific cloud offering generally available from next month, with Virgin Money UK on board as an early user.
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Le banquier de demain sera un informaticien

Le banquier de demain sera un informaticien | Banque & Innovation | Scoop.it
Quand l'analyste vedette Mike Mayo, directeur de la recherche de Wells Fargo, prédit la disparition de milliers d'emplois en raison de l'informatisation de la banque, beaucoup parmi nous sourirons au souvenir des innombrables fausses alertes du genre entendues par le passé. Pourtant, quelques arguments soulevés méritent l'attention.
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BNP Paribas déploie son offre de conseiller bancaire sur abonnement

BNP Paribas déploie son offre de conseiller bancaire sur abonnement | Banque & Innovation | Scoop.it
Après des mois d'expérimentation, BNP Paribas a commencé à généraliser ses nouveaux « modèles de service » : les ménages plus aisés se verront proposer un abonnement de conseiller bancaire dédié, et payant. Pour l'ensemble des clients, la formule de base reviendra à être attachée à une équipe de plusieurs conseillers. Alors qu'en France et en Europe, la banque de détail cherche un nouvel équilibre économique, l'expérience sera suivie de près.
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How does enthnography relate to banking?

How does enthnography relate to banking? | Banque & Innovation | Scoop.it
I was intrigued by a news headline that Lloyds Bank is turning bank statements into art.

Sounds ridiculous? Who gets a bank statement anymore? We use an app. But then I read the piece and was more intrigued as yes, it’s been created with an artist. The artist is Paula Zuccotti, who I only just discovered.

...

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JPMorgan Chase moving retail bank's core system to cloud

JPMorgan Chase moving retail bank's core system to cloud | Banque & Innovation | Scoop.it
JPMorgan Chase is deploying a new, cloud-based core system for its retail bank using software developed by Thought Machine, the two companies said Wednesday.
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Quand les banques explorent de nouvelles frontières

Quand les banques explorent de nouvelles frontières | Banque & Innovation | Scoop.it
Les tentatives de diversification dans la banque ne sont pas nouvelles. Mais la pression sur les revenus et la concurrence des nouveaux acteurs issus de la tech poussent les groupes à explorer davantage une telle stratégie, comme en témoignent leurs ambitions dans la gestion de flottes automobiles ou encore les services immobiliers.
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Sber, l'ex-caisse d'épargne soviétique qui rêve de devenir une « big tech »

Sber, l'ex-caisse d'épargne soviétique qui rêve de devenir une « big tech » | Banque & Innovation | Scoop.it
La principale banque russe, établissement public hérité de l'époque soviétique, se transforme en « écosystème intégré autour du client ». Ses services incluent désormais la télévision et l'e-commerce alimentaire.
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Google Is Scrapping Its Plan to Offer Bank Accounts to Users

Google Is Scrapping Its Plan to Offer Bank Accounts to Users | Banque & Innovation | Scoop.it

... A Google spokeswoman said the company would now focus primarily on “delivering digital enablement for banks and other financial services providers rather than us serving as the provider of these services.” ...

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Swan lève 16 millions d'euros pour exporter sa plateforme de Banking-as-a-Service

Swan lève 16 millions d'euros pour exporter sa plateforme de Banking-as-a-Service | Banque & Innovation | Scoop.it
Swan veut démocratiser l'accès aux services bancaires en Europe grâce sa solution par API qui permet d'intégrer des comptes, des cartes bancaires et des IBAN en marque blanche. Après avoir réussi à séduire des dizaines d'entreprises et de fintech, la jeune pousse souhaite s'attaquer au marché allemand et lancer une offre en self-service. Pour réussir ce pari, elle vient de boucler une série A de 16 millions d'euros.
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