Et Si Les GAB Disparaissaient Plus Vite Que Les Agences ?

Spain's CaixaBank is teaming up with Microsoft on an AI innovation laboratory that will, among other things, focus on building a work environment in the metaverse.

Citi and Bank of America, joined by Credit Suisse, Goldman Sachs, J.P. Morgan, Morgan Stanley, Wells Fargo, and Moody’s Analytics, have launched an independent company, Octaura, whose goal is to create the first open market electronic trading platform for syndicated loans and collateralised loan obligations (CLOs).

Big differences now exist in how bank executives view key trends disrupting the industry. Tech-forward banks treat mobile banking, data analytics and banking-as-a-service as growth opportunities and approach them head on. They're also much more likely to move ahead with crypto services.

While it isn't fully known yet what exactly the metaverse will encompass, it will definitely impact the banking industry. As with any new innovation or modern technology, it is imperative that financial institutions take steps today to be ready to embrace the metaverse when it arrives.

Banco Santander has used bespoke, in-house developed software to digitise its core banking platform, already migrating 80% of its IT infrastructure to the cloud.

To become future-ready, banks and credit unions must possess the speed and agility of a fintech startup, while building the cultural and operational capabilities to drive innovation and digital banking transformation at scale. Here are 5 digital banking innovation trends to watch in the next three years and beyond.

The European Commission has launched the EU Digital Finance Platform, a website designed to build dialogue between fintech players and supervisors.

Growing numbers of traditional banks and credit unions are offering banking as a service (BaaS) solutions that non-banks can use to serve their customers. More institutions have plans to follow. While the market for BaaS is growing rapidly, and opens up new revenue streams, not every bank will be able to get in.

The Metaverse economy could be wort up to $13 trillion by 2030 while what counts as money in this next generation of the internet will look very different from today, according to a new report from Citi.

Ces dernières années, le digital bouleverse le secteur de la gestion du patrimoine. Les nouveaux outils ont pour objectif d’enrichir l’expérience client et de simplifier les processus.

Meta Financial was early in seeing the revenue potential of banking-as-a-service. Now among the top fintech partner banks, the company sees even more opportunity despite some neobanks obtaining or acquiring banking charters.

Danish researchers are claiming a breakthrough in IT security after using quantum communication to transfer data between computers at Danske Bank.

JPMorgan has dipped a toe into the metaverse, becoming the first bank to open a lounge in the Decentraland virtual world.

A new video series on YouTube called Decoding: Banks. There are 11 episodes in the series starring many industry luminaries and protagonists, including yours truly and the likes of Dave Birch, Nick Ogden, Joanne Dewar, Rishi Khosla, Emma Lindley and more.

2021 may have felt like a replay of 2020, with the pandemic continuing and a transition away from hybrid work being stalled, but progress was made in the retail banking industry. Here are some of the most important takeaways from 2021 and action steps for banks and credit union success in 2022.

In the wake of a failed takeover by Visa, open banking platform Plaid is making a move into account-to-account payments.

Microsoft is making its financial services-specific cloud offering generally available from next month, with Virgin Money UK on board as an early user.

Quand l'analyste vedette Mike Mayo, directeur de la recherche de Wells Fargo, prédit la disparition de milliers d'emplois en raison de l'informatisation de la banque, beaucoup parmi nous sourirons au souvenir des innombrables fausses alertes du genre entendues par le passé. Pourtant, quelques arguments soulevés méritent l'attention.

Après des mois d'expérimentation, BNP Paribas a commencé à généraliser ses nouveaux « modèles de service » : les ménages plus aisés se verront proposer un abonnement de conseiller bancaire dédié, et payant. Pour l'ensemble des clients, la formule de base reviendra à être attachée à une équipe de plusieurs conseillers. Alors qu'en France et en Europe, la banque de détail cherche un nouvel équilibre économique, l'expérience sera suivie de près.

I was intrigued by a news headline that Lloyds Bank is turning bank statements into art.

Sounds ridiculous? Who gets a bank statement anymore? We use an app. But then I read the piece and was more intrigued as yes, it’s been created with an artist. The artist is Paula Zuccotti, who I only just discovered.

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JPMorgan Chase is deploying a new, cloud-based core system for its retail bank using software developed by Thought Machine, the two companies said Wednesday.

Les tentatives de diversification dans la banque ne sont pas nouvelles. Mais la pression sur les revenus et la concurrence des nouveaux acteurs issus de la tech poussent les groupes à explorer davantage une telle stratégie, comme en témoignent leurs ambitions dans la gestion de flottes automobiles ou encore les services immobiliers.

La principale banque russe, établissement public hérité de l'époque soviétique, se transforme en « écosystème intégré autour du client ». Ses services incluent désormais la télévision et l'e-commerce alimentaire.

... A Google spokeswoman said the company would now focus primarily on “delivering digital enablement for banks and other financial services providers rather than us serving as the provider of these services.” ...

Swan veut démocratiser l'accès aux services bancaires en Europe grâce sa solution par API qui permet d'intégrer des comptes, des cartes bancaires et des IBAN en marque blanche. Après avoir réussi à séduire des dizaines d'entreprises et de fintech, la jeune pousse souhaite s'attaquer au marché allemand et lancer une offre en self-service. Pour réussir ce pari, elle vient de boucler une série A de 16 millions d'euros.