the many facets of sociology
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the many facets of sociology
sociology is not a simple subject but it is interesting and relevant to everyone's life
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Rescooped by JulieAnne Brouker from Banking Innovation
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Kiva’s Secret Project To Let You Give Peer-To-Peer Loans

Kiva’s Secret Project To Let You Give Peer-To-Peer Loans | the many facets of sociology | Scoop.it

"That's what you thought Kiva did already? Not quite. But the new Kiva Zip lets you lend directly to a real person, but with a higher chance it won’t get paid back. It’s a vast experiment in online trust and it could change the face of microfinance"


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Peer To Peer Websites, Like Kiva And Prosper, Provide Access When Loans Hard To Obtain - P2P Lending News

Peer To Peer Websites, Like Kiva And Prosper, Provide Access When Loans Hard To Obtain - P2P Lending News | the many facets of sociology | Scoop.it
Interest rates are at their lowest levels since 1971, but even people with excellent credit scores are finding it hard to obtain loans from banks more comfortable with lending to companies than to individuals. For a homeowner with an underwater mortgage, or a repentant over-spender struggling with a high APR, refinancing for lower interest can make a difference over the long term. But with banks still cautious, many people are looking elsewhere to make ends meet.

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Rescooped by JulieAnne Brouker from MSP - Poverty
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Poverty Facts and Stats — Global Issues

Poverty Facts and Stats — Global Issues | the many facets of sociology | Scoop.it
This part of the globalissues.org web site presents some of the hard hitting facts and statistics on poverty.

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Chua Chong Yih's curator insight, February 3, 2013 5:09 AM

I see that a huge number of people in this world (almost half) live their lives with less than $2.50 a day, and some even with only $1. I think that the numbers are very scary whereby thinking about it makes me shocked. I wonder how can someone live a day with only $1, and worse, most of the poor have huge family? 

Eujuin Toh's curator insight, January 17, 2014 6:49 AM

From the article above, I can see that almost half the world — over three billion people — live on less than $2.50 a day. I think it is due to the uneven distribution of wealth in the world. I feel that there are still many parts of the world suffering from poverty. Poverty has also lead to the suffering of many people including children. Poverty has endangered many people's lives due to the lack of healthcare, shelter, safe drinking water and also education.

Chanel's curator insight, February 25, 2014 7:25 AM

Over three billion people  live on less than $2.50 a day. I think it is due to the uneven distribution of wealth in the world. . Poverty has also lead to the suffering of many people including children. Poverty has endangered many people's lives due to the lack of healthcare, shelter, safe drinking water and also education.

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The Official MicroPlace Blog: @MicroPlace vs. @Kiva: What’s the Difference?

The Official MicroPlace Blog: @MicroPlace vs. @Kiva: What’s the Difference? | the many facets of sociology | Scoop.it

http://blog.microplace.com/2011/12/microplace-vs-kiva-whats-difference.html

BROKERAGE PRODUCTS: NOT FDIC INSURED NO BANK GUARANTEE MAY LOSE VALUE ONLY AVAILABLE TO US RESIDENTS

Product                     

MicroPlace offers short term debt investments (no commissions)

Kiva offers non tax-deductible loans. Returns                     

For MicroPlace, your money back at maturity PLUS 0.5% to 4.5% interest

Kiva offers your money back at maturity. 

@microplace

MicroPlace’s mission is to help alleviate global poverty by enabling everyday people to make investments that help the world’s working poor.

San Jose, California · https://www.microplace.com 

Both MicroPlace and Kiva rock. No matter where you choose to put your money, both MicroPlace and Kiva make a positive impact on developing communities around the world. We’re not competitors, but fellow travelers. By understanding the distinction between us both, you can make an informed decision on which microfinance service is right for you. 

https://www.microplace.com/user/register_info ;

https://www.microplace.com/howitworks/faq

You'll be investing in a security issued byMicroCredit Enterprises to support their programs. Your investment may be used tobackfill funds that have already been disbursed to this project. MicroCredit Enterprises will pay you interest and your principal at maturity. 

https://www.microplace.com/mce


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Rescooped by JulieAnne Brouker from MSP - Poverty
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Global Distribution of Poverty

Global Distribution of Poverty | the many facets of sociology | Scoop.it

Check out the Poverty Maps


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