RMG
83 views | +0 today
Follow
Your new post is loading...
Your new post is loading...
Scooped by JeanGuillaume Pieyre
Scoop.it!

LeTemps.ch - Pourquoi les taux hypothécaires sont remontés

JeanGuillaume Pieyre's insight:

Les taux négatifs de la BNS devraient avoir encore réduit le coût des crédits immobiliers. C’est l’inverse qui s’est produit, depuis le 15 janvier dernier. En cause, une anomalie inédite sur le marché interbancaire

more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

Nobel Winner Jean Tirole’s Faulty Views on Monopoly

Nobel Winner Jean Tirole’s Faulty Views on Monopoly | RMG | Scoop.it
We suggest that the whole idea of government regulating large firms in order to promote competition and defend people’s well-being is a fallacy. If anything, such intervention only stifles market competition and lowers living standards. Alfred Nobel’s goal was to reward scientists whose inventions and discoveries bettered people’s lives and well-being. However, enhancing government controls of markets runs contrary to the spirit of Nobel.
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

Bank of Japandemonium Resorts to “Monetary Shamanism," and all Heck Breaks Loose

Bank of Japandemonium Resorts to “Monetary Shamanism," and all Heck Breaks Loose | RMG | Scoop.it
The announcement was made with impeccable timing: on Halloween, which is increasingly popular with adults in Japan.
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

Credit Suisse remains bearish on the euro - ForexLive (blog)

Credit Suisse remains bearish on the euro - ForexLive (blog) | RMG | Scoop.it
Credit Suisse remains bearish on the euro
ForexLive (blog)
Consensus for the German ZEW survey expectations/current situation for September is set at 5.0/43.0, below the August print of 8.6/44.3.
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

Student debt: Not just for young Americans - The Gazette: Eastern Iowa Breaking News and Headlines

Student debt: Not just for young Americans - The Gazette: Eastern Iowa Breaking News and Headlines | RMG | Scoop.it
Madame Noire Student debt: Not just for young Americans The Gazette: Eastern Iowa Breaking News and Headlines More of today's college and university students are graduating with debt — and more of it — but the problem of student loan debt is not...
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

Bond traders see more turbulence ahead for US interest rates - Reuters

Bond traders see more turbulence ahead for US interest rates - Reuters | RMG | Scoop.it
Economic Times
Bond traders see more turbulence ahead for US interest rates
Reuters
Traders say a more volatile climate for U.S.
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

An Independent Scotland Would Have 3 Options For Its Currency And They're All Terrible

An Independent Scotland Would Have 3 Options For Its Currency And They're All Terrible | RMG | Scoop.it
Credit Suisse explains. (An independent Scotland would have 3 options for its currency and they're all terrible http://t.co/HAwjUjobLo)
more...
No comment yet.
Rescooped by JeanGuillaume Pieyre from IT Books Free Share
Scoop.it!

Options, Futures, and Other Derivatives, 8th Edition - Free eBook Share

Options, Futures, and Other Derivatives, 8th Edition - Free eBook Share | RMG | Scoop.it
eBook Free Download: Options, Futures, and Other Derivatives, 8th Edition | PDF, EPUB | ISBN: 0132777428 | 2011-02-12 | English | PutLocker

Via Fox eBook
JeanGuillaume Pieyre's insight:

A must read if you want to know about derivatives!

more...
Fox eBook's curator insight, August 12, 2013 9:18 PM

Bridge the gap between theory and practice.

Designed to bridge the gap between theory and practice, this introductory text on the futures and optionsmarkets is ideal for those with a limited background in mathematics.

The eighth edition has been updated and improved–featuring a new chapter on securitization and the credit crisis, and increased discussion on the way commodity prices are modeled and commodity derivatives valued.

Table of Contents

Chapter 1. Introduction
Chapter 2. Mechanics of Futures Markets
Chapter 3. Hedging Strategies Using Futures
Chapter 4. Interest Rates
Chapter 5. Determination of Forward and Futures Prices
Chapter 6. Interest Rate Futures
Chapter 7. Swaps
Chapter 8. Securitization and the Credit Crisis of 2007
Chapter 9. Mechanics of Options Markets
Chapter 10. Properties of Stock Options
Chapter 11. Trading Strategies Involving Options
Chapter 12. Binomial Trees
Chapter 13. Wiener Processes and Ito’s Lemma
Chapter 14. The Black-Scholes-Merton Model
Chapter 15. Employee Stock Options
Chapter 16. Options on Stock Indices and Currencies
Chapter 17. Options on Futures
Chapter 18. Greek Letters
Chapter 19. Volatility Smiles
Chapter 20. Basic Numerical Procedures
Chapter 21. Value at Risk
Chapter 22. Estimating Volatilities and Correlations
Chapter 23. Credit Risk
Chapter 24. Credit Derivatives
Chapter 25. Exotic Options
Chapter 26. More on Models and Numerical Procedures
Chapter 27. Martingales and Measures
Chapter 28. Interest Rate Derivatives: The Standard Market Models
Chapter 29. Convexity, Timing, and Quanto Adjustments
Chapter 30. Interest Rate Derivatives: Models of the Short Rate
Chapter 31. Interest Rate Derivatives: HJM and LMM
Chapter 32. Swaps Revisited
Chapter 33. Energy and Commodit Derivatives
Chapter 34. Real Options
Chapter 35. Derivatives Mishaps and What We Can Learn from Them

 

You can free download this ebook here: http://www.foxebook.net/options-futures-and-other-derivatives-8th-edition/

chea ya eem's curator insight, July 14, 2014 12:13 AM

How the firms hedge to aviod agency cost!

Rescooped by JeanGuillaume Pieyre from Learning FileMaker
Scoop.it!

Une gestion FileMaker Pro pour le groupe immobilier BECI à Dunkerque

Une gestion FileMaker Pro pour le groupe immobilier BECI à Dunkerque | RMG | Scoop.it

Conception et développement de l'application de gestion de patrimoine immobilier.


Via Didier Daglinckx
more...
Didier Daglinckx's curator insight, January 23, 2013 10:59 AM

Le groupe BECI à Dunkerque est un acteur de premier plan dans l'immobilier régional. Il confie à E SYSTEMES la conception et le développement de l'application de gestion de son patrimoine immobilier.


Un projet élaboré et exploité dans l'environnement FileMaker Pro qui gère aujourd'hui l'ensemble des batiments et des lots en location, mais aussi les baux commerciaux, et les documents qui s'y rapportent.

 

...

Rescooped by JeanGuillaume Pieyre from Glossarissimo!
Scoop.it!

(EN) - Real Estate Glossary of Terms | VIP Real Estate

(EN) - Real Estate Glossary of Terms | VIP Real Estate | RMG | Scoop.it

"VIP Real Estate is Colorado’s leader in forward thinking Real Estate Sales. VIP Real Estate is entrenched in technology, delivering future of the Real Estate industry….TODAY. Add this to true VIP caliber service, your choice is clear."


Via Stefano KaliFire
JeanGuillaume Pieyre's insight:
VIP Real Estate, glossary of terms
more...
Lewis Roz's curator insight, August 17, 2014 9:23 AM

The A-B-C and 1-2-3 in real estate.

Rescooped by JeanGuillaume Pieyre from Travel Holiday
Scoop.it!

Kloentaler Sea (Klöntalersee), Klöntal, Swizerland
Cloud...

Kloentaler Sea (Klöntalersee), Klöntal, Swizerland<br/>Cloud... | RMG | Scoop.it

Kloentaler Sea (Klöntalersee), Klöntal, Swizerland Cloud breakthrough on Sea by LinsenSchuss  Source: Travel Images ( #travel source http://www.weeklytravelnews.com/kloentaler-sea-klontalersee-klontal-swizerlandcloud/)


Via Miki Mo
more...
No comment yet.
Rescooped by JeanGuillaume Pieyre from Diversity and Inclusion
Scoop.it!

Does Gender Diversity Improve Performance? - Credit Suisse

Does Gender Diversity Improve Performance? - Credit Suisse | RMG | Scoop.it

Via Mona Dutta
more...
Mona Dutta's curator insight, August 11, 2014 5:28 AM

In the latest Credit Suisse Research Institute study, the issue of gender diversity and performance is considered from a global perspective. The study analyses the performance of close to 2,400 companies with and without female board members from 2005 onwards. The key finding is that, in a like-for-like comparison, companies with at least one woman on the board would have outperformed stocks with no women on the board by 26 percent over the course of the last 6 years. The bottom line is that relative outperformance of stocks with women on the board looks unlikely to be entirely consistent, but the evidence suggests that a bit more balance on the board brings with it a bit less volatility and a bit more balance through the cycle. The report identifies six key reasons why greater gender diversity could be correlated with stronger corporate performance. 1) A signal of a Better Company 2) Greater Effort Across the Board 3) A Better Mix of Leadership Skills 4) Access to a Wider Talent Pool 5) A Better Reflection of the Consumer Decision Maker 6) Improved Corporate and Social Governance

Bettina Gifford's curator insight, August 11, 2014 5:57 PM

Just one woman can make a difference..

Rescooped by JeanGuillaume Pieyre from Business Brainpower with the Human Touch
Scoop.it!

How To Command A Room Like Stephen Colbert

How To Command A Room Like Stephen Colbert | RMG | Scoop.it

On the very first episode of The Colbert Report, Stephen Colbert satirized the concept of “gravitas,” saying, “If you have sufficient gravitas, what you say doesn’t have to mean anything at all.”

 

While Colbert was probably exaggerating to get a laugh, the essence of his claim is definitely on target: Gravitas is one of the most important qualities for leadership in all businesses today.

 

A 2012 study by communications analytics firm Quantified Communications gave empirical weight to that idea, showing that “a speaker’s tone, appearance, and demeanor” was a staggering nine times more salient than the actual content presented.

 

So clearly, gravitas is important.


Via The Learning Factor
more...
The Learning Factor's curator insight, August 11, 2014 6:06 PM

A speech pro explains how to establish gravitas using six key communication skills.

Rescooped by JeanGuillaume Pieyre from World of Street & Outdoor Arts
Scoop.it!

Bordalo II transforme les déchets sculptures géantes

Bordalo II transforme les déchets sculptures géantes | RMG | Scoop.it
L'artiste Bordalo II démontre encore une fois qu'il ne faut grand chose, pour faire de grandes oeuvres.

Via Kuniko
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

What The BOJ's Shocking Announcement Really Means

What The BOJ's Shocking Announcement Really Means | RMG | Scoop.it
Still confused what the BOJ's shocking move was about, aside from pushing the US stock market to a new record high of course? This should explains it all: as the chart below show, as a result of the BOJ's stated intention to buy 8 trillion to 12 trillion yen ($108 billion) of Japanese government bonds per month it means the BOJ will now soak up all of the 10 trillion yen in new bonds that the Ministry of Finance sells in the market each month. In other words. The Bank of Japan’s expansion of record stimulus today may see it buy every new bond the government issues. In other words: full monetization.
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

Cast aside the moral judgment and give debt the credit it deserves - FT.com

Cast aside the moral judgment and give debt the credit it deserves - FT.com | RMG | Scoop.it
Is the glass half-empty or is it half-full? It is the same thing, of course, but a lot can turn on your choice of words. So it is with the US Federal Reserve’s programme of quantitative easing, the third tranche of which was brought to a close this
JeanGuillaume Pieyre's insight:

“Quantitative easing” is a studiously neutral phrase!

more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

France-Suisse, finale de rêve pour la coupe Davis ?

Entretien avec Jean-Paul Loth, journaliste Eurosport et Pascal Droz, journaliste RTS. France-Suisse sera une finale de Coupe Davis de rêve. Tout est réuni pour que le rendez-vous du mois...

JeanGuillaume Pieyre's insight:

France-Suisse en finale de Coupe Davis 2014

more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

The 102 finance people you should be following on Twitter - Financial Post

The 102 finance people you should be following on Twitter - Financial Post | RMG | Scoop.it
Financial Post
The 102 finance people you should be following on Twitter
Financial Post
Thankfully, there's Twitter.
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

OTC Derivatives Regulators Issue Report Regarding Cross-Border Issues - The National Law Review

OTC Derivatives Regulators Issue Report Regarding Cross-Border Issues - The National Law Review | RMG | Scoop.it
OTC Derivatives Regulators Issue Report Regarding Cross-Border Issues The National Law Review On September 10, 2014 the Over-the-Counter Derivatives Regulators Group (ODRG) issued a report providing an update to the Group of 20 (G20) on its...
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

Credit Suisse loans under US Fed scrutiny: Report

Credit Suisse loans under US Fed scrutiny: Report | RMG | Scoop.it
The Federal Reserve has asked Credit Suisse to address problems relating to the bank's underwriting and sale of leveraged loans.
more...
No comment yet.
Scooped by JeanGuillaume Pieyre
Scoop.it!

La Banque du Canada laisse son taux inchangé à 1%

La Banque du Canada laisse son taux inchangé à 1% | RMG | Scoop.it

La Banque du Canada a maintenu mercredi son taux cible du financement à un jour à 1%.

La banque centrale considère que bien que les exportations canadiennes ont bondi au deuxième trimestre, cette croissance devra se poursuivre avant de se traduire par des investissements des entreprises et des taux d'embauche plus élevés.

La Banque du Canada note également que l'activité dans le marché du logement a été plus vigoureuse que prévu.

Elle constate par ailleurs que l'économie mondiale évolue largement comme prévu. La reprise en Europe paraît s'essouffler alors que la situation en Ukraine pèse sur la confiance.

 

La banque centrale ajoute que les données récentes renforcent son opinion selon laquelle la hausse de l'inflation observée précédemment était attribuable aux effets temporaires de la montée des prix de l'énergie, de la transmission des variations du taux de change et d'autres facteurs sectoriels plutôt qu'à une modification des facteurs fondamentaux propres à l'économie canadienne.

Enfin, la Banque du Canada indique que dans l'ensemble, les risques entourant les perspectives d'évolution de l'inflation demeurent relativement équilibrés, alors que les risques associés aux déséquilibres dans le secteur des ménages n'ont pas diminué. Par conséquent, elle choisit de maintenir son taux cible du financement à un jour à 1%.

more...
No comment yet.
Rescooped by JeanGuillaume Pieyre from Metaglossia: The Translation World
Scoop.it!

Poor translations offend foreign investors | Real Estate Business Online

Poor translations offend foreign investors | Real Estate Business Online | RMG | Scoop.it

Agents who are attempting to tap into the Chinese investor market may be causing offence with their poorly translated copy, according to a translation company.

According to Leo Lui, chief translator for My Translator, using machine-based translation such as Google Translate runs the risk of not only confusing prospective buyers, but also offending them as the translation can sometimes be incomprehensible to the Chinese.

“Unfortunately, computers don't really understand human languages, so your Chinese translation may end up being very inaccurate," he said. "Computers do a fairly good job of translating individual words, but have serious limitations when translating complex sentences. Knowing about these limitations, however, can help you get the best Chinese translation possible.”

As an example, Mr Lui supplied the following English text:

"The main bedroom leads directly through sliding doors onto the pool area, the second and third bedroom will accommodate double beds, the bathroom is central and there is also an additional separate toilet. Outside there is a double bay shed complete with power and lighting that has been used as a workshop, there is accommodation for two cars, the owners have the place in excellent condition, a few steps lead up to the level yard from the pool area."

The text was translated through a computer-based translation program. However, the text read from a Chinese perspective shows a sentence with completely different meaning:

"The master bedroom, a direct result of the pool area through sliding doors, the second and third bedroom can accommodate a double bed, bathroom is central, and have extra separate toilet. Outside power and lighting complete a Double Bay shed has been used as a shop, two car accommodation, the owners are in excellent condition, there are several steps leading to the pool area of the horizontal ones."

Russell Robertson, CEO of My Translator, said it was only a matter of time before an agent was prosecuted for inaccurate description caused by poor translation.

“It is far safer to use human translation over machine translation and I don’t think it will be long before a real estate agent or office in Australia is prosecuted for misleading information appearing online using incorrect translation from a machine,” he said.


Via Charles Tiayon
more...
Charles Tiayon's curator insight, March 24, 2014 5:41 PM

Agents who are attempting to tap into the Chinese investor market may be causing offence with their poorly translated copy, according to a translation company.

According to Leo Lui, chief translator for My Translator, using machine-based translation such as Google Translate runs the risk of not only confusing prospective buyers, but also offending them as the translation can sometimes be incomprehensible to the Chinese.

“Unfortunately, computers don't really understand human languages, so your Chinese translation may end up being very inaccurate," he said. "Computers do a fairly good job of translating individual words, but have serious limitations when translating complex sentences. Knowing about these limitations, however, can help you get the best Chinese translation possible.”

As an example, Mr Lui supplied the following English text:

"The main bedroom leads directly through sliding doors onto the pool area, the second and third bedroom will accommodate double beds, the bathroom is central and there is also an additional separate toilet. Outside there is a double bay shed complete with power and lighting that has been used as a workshop, there is accommodation for two cars, the owners have the place in excellent condition, a few steps lead up to the level yard from the pool area."

The text was translated through a computer-based translation program. However, the text read from a Chinese perspective shows a sentence with completely different meaning:

"The master bedroom, a direct result of the pool area through sliding doors, the second and third bedroom can accommodate a double bed, bathroom is central, and have extra separate toilet. Outside power and lighting complete a Double Bay shed has been used as a shop, two car accommodation, the owners are in excellent condition, there are several steps leading to the pool area of the horizontal ones."

Russell Robertson, CEO of My Translator, said it was only a matter of time before an agent was prosecuted for inaccurate description caused by poor translation.

“It is far safer to use human translation over machine translation and I don’t think it will be long before a real estate agent or office in Australia is prosecuted for misleading information appearing online using incorrect translation from a machine,” he said.

Rescooped by JeanGuillaume Pieyre from the fashion clothes shoes dress bags
Scoop.it!

Vittorio Virgili Fall Winter Collection 2014-2015

Vittorio Virgili Fall Winter Collection 2014-2015 | RMG | Scoop.it

2014 is the Year of the Horse, and Vittorio Virgili as the world’s top designers are truly embracing the equestrian inspiration.
The Vittorio Virgili Fall Winter 2014-2015 collection is evocative of the stylish riding boot. For the first time this year, we’re also met with a italian interpretation reminiscent of classic English Equitation. The leather work along the calf demonstrates a fashionable flare we’ve come to expect from Vittorio Virgili.


Via Mariano Pallottini, frzmysweetheart, casima
more...
No comment yet.
Rescooped by JeanGuillaume Pieyre from sustainable architecture
Scoop.it!

Downley House by BPR Architects

Downley House by BPR Architects | RMG | Scoop.it

Downley House is a large new country house built in the South Downs. The client called for a tranquil yet playful place, full of natural texture, contrasts, and indigenous materials. BPR created an entrance sequence which commences in a circular stone entrance court, extends along a pergola into an inner court bounded by a ruined wall and through the house to a roof terrace where a stair bridges into the landscape.

 

Downley House is constructed of timber elements prefabricated in Swizerland and erected over a two month period. The family and guest wings are constructed of cross-laminated timber (CLT) panels and the barrel vault is made of a CLT timber shell and glue lam ribs. The low-embodied energy of the construction, the efficient envelope, ground source heat pump and heat recovery system create a highly sustainable and energy efficient building.


Via Lauren Moss
more...
No comment yet.
Rescooped by JeanGuillaume Pieyre from Metaglossia: The Translation World
Scoop.it!

L'enseignement du français sera protégé en Suisse allemande

L'enseignement du français sera protégé en Suisse allemande | RMG | Scoop.it
Si des cantons devaient renoncer à enseigner une seconde langue nationale, alors la Confédération interviendra. Le PS s'est agacé contre les menaces Outre-Sarine.

Via Charles Tiayon
more...
Charles Tiayon's curator insight, August 5, 2014 8:37 AM

La Confédération devra intervenir si des cantons renoncent à l'enseignement d'une seconde langue nationale. Le Parti socialiste (PS) s'insurge contre les attaques à l'encontre du français menées dans certaines parties de la Suisse alémanique. Autre sujet d'inquiétude, les mesures d'économies dans la formation.

Obligation d'enseigner deux langues

A l'approche de la rentrée scolaire, les socialistes ont présenté mardi lors d'une conférence de presse leurs revendications en matière d'éducation. Le futur plan d'études harmonisé pour la Suisse alémanique (Lehrplan 21), prévu pour 2015, provoque nombre de remous, en raison notamment du maintien de l'obligation d'enseigner deux langues étrangères à l'école primaire.

En dépit de la loi sur les langues et du plan d'études, certains milieux alémaniques tentent de se soustraire au français. Or, la question de l'enseignement des langues nationales est centrale; il en va de la cohésion du pays, a fait valoir le conseiller national Mathias Reynard.

Et le Valaisan de s'en prendre aux attaques répétées contre l'enseignement du français dans certains cantons alémaniques. «Curieusement, ces offensives sont soutenues par des milieux politiques qui se prétendent patriotes et défenseurs de l'identité suisse, mais qui préfèrent donner la priorité à l'anglais plutôt qu'à une langue nationale», a-t-il fustigé.

Respect des minorités

Des initiatives ont été déposées à Lucerne et Nidwald, tandis que le Grand conseil schaffhousois a adopté une motion exigeant le retour à une seule langue étrangère (l'anglais) à l'école primaire. Argovie, de fait, a quasiment supprimé le français, puisqu'après une année obligatoire en cinquième, les élèves peuvent renoncer à cette branche, a signalé le conseiller national bernois Matthias Aebischer.

La Suisse s'est construite sur le respect de ses minorités. «Rien ne justifie que seules les communautés linguistiques minoritaires fassent l'effort de découvrir la langue et la culture de la majorité alémanique», a jugé Mathias Reynard.