Retirement Income Planning
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Retirement Income Planning
Timely information & innovative strategies for creating & optimizing retirement income
Curated by Brent Goers
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10 Sources of Retirement Income

10 Sources of Retirement Income | Retirement Income Planning | Scoop.it

Most working Americans have only one source of steady income: their job. In retirement you are likely to have a patchwork quilt of several income streams. Retirement accounts, Social Security, home equity, pensions, and part-time work are the most frequently citied sources of expected retirement income, according to a Gallup poll released today. Here’s a look at ten potential sources of retirement income and how many Americans expect to rely on each one.

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Don't Make These 3 Retirement Mistakes

Here are three mistakes many retirees or near-retirees make when determining their true actual asset allocation picture ...

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Women Face Host of Obstacles to Retirement

When Jeanne Majors, 63, took an early retirement in December 2005, she assumed that she would pick up a part-time job and be in good financial shape ...

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70 is Not the New 65

To attain your retirement goals, there are three basic strategies: (1) save money during your working years, (2) plan to spend less during retirement or (3) work longer.

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When it Comes to Retirement, 67 is the New 55

When it Comes to Retirement, 67 is the New 55 | Retirement Income Planning | Scoop.it
You may have to wait a bit longer. A combination of financial pressures and aging populations is forcing U.S. states and European countries to raise their official retirement ages.
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Understanding U.S. Health Insurance Access: It's Like an Airplane

Understanding U.S. Health Insurance Access: It's Like an Airplane | Retirement Income Planning | Scoop.it
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5 Ways to Pay for Retirement Overseas

Could you earn an income overseas to support or supplement the cost of living there in retirement? Absolutely.

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Social Security Information Improvement: Return of the Earnings Statement

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A Retirement Reality: Save More, Spend Less and Invest In Dividend Stocks

A Retirement Reality: Save More, Spend Less and Invest In Dividend Stocks | Retirement Income Planning | Scoop.it
I will not pull any punches in this article. Most folks reading this who are not on this path, will simply never be able to retire. The reasons are simple and obvious:

- If you save less, you will have less.
- If you spend more than you earn, you will never be able to save.
- If you do not invest what you save, you will run out of money during retirement.

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Obama Tells Seniors They've 'Earned' Medicare and Social Security, Forgets to Note We Haven't Paid For Them

Obama Tells Seniors They've 'Earned' Medicare and Social Security, Forgets to Note We Haven't Paid For Them | Retirement Income Planning | Scoop.it

How can you tell that Medicare and Social Security aren't handouts? According to President Obama, it's because seniors have earned them, by paying into the programs.

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Paul Ryan Tells AARP Members Inflation is Their Enemy

Paul Ryan Tells AARP Members Inflation is Their Enemy | Retirement Income Planning | Scoop.it

Republican vice presidential candidate Paul Ryan told members of the senior-citizen lobby AARP Friday in New Orleans that the Federal Reserve’s accommodative policy is “a short-term fix that comes at a long-term cost” to seniors.

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Island with Healthiest People Over 99 Offers Secrets to Longevity

Island with Healthiest People Over 99 Offers Secrets to Longevity | Retirement Income Planning | Scoop.it

It’s no secret that the Mediterranean diet can help us achieve longevity, but the overall lifestyles of the region’s populace shouldn’t escape our attention. Tucked away in the Aegean Sea is a small, rocky island called Ikaria, where residents on average reach the age of 90. Here are a few island secrets of longevity researchers have picked up after years of studying the dreamy getaway.

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Social Security Quick Calculator

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Roger Wohlner's curator insight, February 23, 2013 8:11 PM

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The New Great Divide: Longevity

Educated white males seem to have the edge on longevity. Conversely, the least educated and often poorest Americans, regardless of gender or race, are moving in the opposite direction. The average life expectancy for them ...
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Optimizing Income:The Insurance Industry's Best Kept Secret

Included are five possible retirement income solutions available to retirees today, including one that may be the insurance industry's best-kept secret. All of these solutions may have a place in a client's overall retirement portfolio ...

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How Bad is America's Pension Funding Problem?

The Chicago Teachers' Pension Fund was reported to be on the brink of collapse. That fund is not alone.

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5 Ways to Make Retirement More Secure

5 Ways to Make Retirement More Secure | Retirement Income Planning | Scoop.it

In the past, many could rely on pension plans and Social Security benefits, but pension plans are increasingly rare and Social Security benefits should not be used as a...

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Delaying Retirement

Delaying Retirement | Retirement Income Planning | Scoop.it
Everybody should plan for retirement, but if you are working, there are good reasons not to actually retire if your health allows - at least not yet.
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6 Steps to Size Up Your Overseas Retirement Plan

6 Steps to Size Up Your Overseas Retirement Plan | Retirement Income Planning | Scoop.it
Moving to countries like Mexico, Ecuador and Thailand, where the cost of living can be far lower than in the U.S., can turn a modest nest egg into something more substantial.
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Retirement Roadblocks Mount for Many

Many Americans have had to adjust their retirement dreams since the recession and housing bust. For some, the question is whether they can ever retire. A study by the Employee Benefit Research Institute determined that one in three households headed by people now age 55 to 64 won’t be financially prepared to retire even by age 70. Lower income people face the biggest problem.

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Don't Count on Working Longer

Delaying retirement can be a powerful pick-me-up for a flagging 401(k). But banking on additional working years to revive retirement savings is also risky business.

 

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AARP Foundation Finances 50+ - Financial Capability Classes

AARP Foundation Finances 50+ - Financial Capability Classes | Retirement Income Planning | Scoop.it

This series of three free courses will increase your financial capability by teaching you how to manage your money better.

 

The material covers:

- Budgeting and goal setting
- Taking charge of credit and debt
- Developing a savings plan and protecting your assets

 

Each 90-minute interactive classroom session is designed to help you build habits that can improve your financial situation. In-person classes and phone-based Money Mentors are offered in selected cities, and materials are available for download free of charge.

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Blueberries Protect the Brain

Blueberries Protect the Brain | Retirement Income Planning | Scoop.it
Blueberries are more than great tasting breakfast fruit. They are able to safeguard the brain by doing what very few other foods are able to do.
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