Live/Work/Walk: Removing Obstacles to Investment | Congress for the New Urbanism | Restorative Developments |

Before FHA was created in 1934, residential-commercial districts were quite common. Traditional streets composed of a mix of commercial and housing - i.e., Main Streets - were common partly because lenders appreciated that risk was spread over different types of real estate. For example, a flower shop with an apartment above provided two sources of income. One might perform well when the other was not.