Information for the Uninsured or Under-insured in Nevada
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Consumer Health Assistance

Consumer Health Assistance | Information for the Uninsured or Under-insured in Nevada | Scoop.it
Consumer Health Assistance
Amy Blann's insight:

This is a fantastic free resource offered by the state of Nevada.  The office for consumer health assistance has an experienced staff that are able to help people with questions regarding access to care, billing disputed, inabilities to pay medical bills, workers comp, and anything else medical related. 

 

Everyone has the ability to call this office and set up a case to be assigned a personal representative.  These representatives work on the consumer’s behalf to apply for charity cases, fight dishonest medical billing practices, find free prescriptions, and many other issues.

 

All of this can be done over the phone, or you can walk into the office and open a case in person.  Again, the most important thing is that this help is free, and you only have to be a resident of Nevada to qualify for help.

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Health Center | Health, Wellness and Recreation | University of Nevada, Las Vegas

Health Center | Health, Wellness and Recreation | University of Nevada, Las Vegas | Information for the Uninsured or Under-insured in Nevada | Scoop.it
Amy Blann's insight:

I am sad to say that I discovered this resource towards the end of my college career.  My college, UNLV, offers a free clinic to all of its students.  The cost of this facility is included in every students ‘fees’ for attending the college, and they can see you for everything from a cold to seizures.  They only make appointments for the same day, so it is usually easy to get in same day if you call early.


After some research, I found that many colleges around the States offer some of the same resources.  So, if you are a student with no insurance, it is smart to check your schools free resources. 

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Nevada Dept of Health&Human Services - Division of Health Care Financing and Policy (DHCFP)

Division of Health Care Financing and Policy (DHCFP)
Amy Blann's insight:

This is a wonderful resource for families who do not have enough money to purchase medical coverage but make too much money to qualify for Medicaid.  It basically helps the people who are ‘lost’ in the middle of the system. 

 

Nevada checkup covers medical care for entire families from children to parents.  You can also qualify for it if you are pregnant or nursing.  It is simple to fill out the forms, provide proof of income, and then you will have help with your medical needs.

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HITE: Resources: Prescription Drugs: Prescription Assistance Programs

Amy Blann's insight:

This resource helps low income people obtain necessary medication they would have otherwise gone without.  Many time people are barely able to pay to go see a doctor, but fees for medications after the doctor visit are out of the question. 

 

Some people will put their healthcare on ‘credit’ with the help me now and ‘bill me’ later plan.  While this may work for the diagnosis itself, this is not an option when it comes to obtaining medication.  There are many diseases and issues that require extensive and expensive medications; this resources will help you pay for them.

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The Health Care Law & You | HealthCare.gov

The Health Care Law & You | HealthCare.gov | Information for the Uninsured or Under-insured in Nevada | Scoop.it
The Affordable Care Act provides new coverage options and tools you need to make informed choices about your health. Learn more at HealthCare.gov.
Amy Blann's insight:

This is an excellent source of information if you are looking to learn more about how the Affordable Care Act will affect you.  This site offers a timeline of the new implementations, and a link that will take you to the marketplace so you can price insurance (in October). 

 

It is mandated that soon all Americans will be responsible for ensuring self and dependent health insurance.  This website tells you when that it, what basic coverage you are required to have, and it gives you resources on finding it.

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Nevada 2-1-1

Nevada 2-1-1 | Information for the Uninsured or Under-insured in Nevada | Scoop.it
Nevada 2-1-1: Nevada’s most comprehensive, free connection to critical health and human services.
Amy Blann's insight:

We have all hear about 911.  When we are in trouble, and we need someone to come help us, we call 911 and our local police officers should sweep in to the rescue.  However, what is we see a homeless man and want to find him food, we know a woman who needs help escaping an abusive relationship, or can’t find food for our family and we do not know where to go?


If you have these issues (or many more) and need help finding resources, 211 is like a giant human resource center.  They are equip with phone numbers, addresses, and valuable knowledge with where you are able to get help.  Call 211 from any phone and an operator will answer and help you with your issue. 

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Debt Collection | Consumer Information

Debt Collection | Consumer Information | Information for the Uninsured or Under-insured in Nevada | Scoop.it
Amy Blann's insight:

Most of my scoops are about resources to help you find low-to-no cost medical care.  However, this resource helps people to understand their rights when they owe medical facilities and can not pay them back. 

 

This site explains how the law, “prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you”.  It explains how they are allowed to approach you and talk to you.  I thought this was a wonderful site because it helps people to understand they do not have to be victims to debt.

 

It also has a 'scam alert' section incase you need to report a fake collection.

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Free Community Medical Care Clinic | Las Vegas | Southern Nevada

Free Community Medical Care Clinic | Las Vegas | Southern Nevada | Information for the Uninsured or Under-insured in Nevada | Scoop.it
The Community Care Clinic invests in the community through the spirit of generosity and volunteerism by involving professionals, local residents and businesses to make a positive difference in the health and well being of our community.
Amy Blann's insight:

The name says it all for this resource.  This is a clinic in Nevada that provides services for the uninsured or underinsured for free or at a reduced cost.  It is primarily based on a sliding fee scale, taking into the account of household income.  They also have an option for an uninsured flat rate. 


This is a wonderful resource because it keeps people with smaller illnesses and problems out of the hospital where they slow down emergency care and gather large (much larger than necessary) medical bills. 

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Need Rx Help? Find Prescription Assistance Programs For Discount Prescription Drugs - RXAccess 4U

Need Rx Help? Find Prescription Assistance Programs For Discount Prescription Drugs - RXAccess 4U | Information for the Uninsured or Under-insured in Nevada | Scoop.it
Find prescription assistance programs and discount prescription drugs at Rx Access 4U. We can help you find rx help that provides prescription assistance programs as well as discount prescription drugs for those in need.
Amy Blann's insight:

This is another option for free or low cost prescription assistance.  This one is extremely similar to the first one, but with some people needing multiple medications daily, it is sometimes helpful to have more than one place to look for assistance.

 

This resource helps low income people obtain necessary medication they would have otherwise gone without.  Many time people are barely able to pay to go see a doctor, but fees for medications after the doctor visit are out of the question.

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Prostate Cancer May Be Deadlier for the Uninsured

Prostate Cancer May Be Deadlier for the Uninsured | Information for the Uninsured or Under-insured in Nevada | Scoop.it
Study found they were more likely to have a higher PSA test score, advanced disease and shorter survival
Amy Blann's insight:

This is one article that shows the serious differences in outcomes for the insured vs. the uninsured.  With employment rates at a staggering low, more and more people are finding themselves with little to no health insurance.  This can lead to paying more for minor problems (from seeking emergency care instead of care from a primary physician) to not seeking preventative care and ending up with advanced prostate cancer.

 

Overall, this is just one drop in the pond of consequences that come along with having little to no health insurance. 

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