Micro-business
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Micro-business
Businesses aren’t creating enough jobs and government employment’s been cut back. Do it yourself. Create your own job, start your own business. It’s these very small, micro-businesses that are the future of our economy.
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Salam Nalia: Invest in your backyard - Opinion - fresnobee.com

In 1884, newspaper publisher Joseph Pulitzer successfully raised $100,000 to fund the completion of the Statue of Liberty by urging readers of New York World to make small donations.
CAMEOMicro's insight:

Fresno CDFI is rocking with their Kiva loans - one that was posted is already funded 87%!!!! The CAMEO-Kiva collaboration will help microbusinesses in California.

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Business is Booming for CA Baby Boomers

Business is Booming for CA Baby Boomers | Micro-business | Scoop.it
Business is booming for many of California's baby boomers who own small businesses, thanks to investments in Social Security and Medicare, according to a new report.
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Entrepreneurs getting business services help

Entrepreneurs getting business services help | Micro-business | Scoop.it
CHICO — Entrepreneurs who are chosen for the Business Vitality Seed Fund not only end up with a no-payback grant, but also a stable of business experts to help them with the unknowns that can sink a new enterprise.
CAMEOMicro's insight:

3Core is a CAMEO member!

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How To Get a Microloan - Work ReimaginedWork Reimagined

How To Get a Microloan - Work ReimaginedWork Reimagined | Micro-business | Scoop.it
If you can't get a traditional bank loan for your small business, try applying to a CDFI (Community Development Financing Institution) for a microloan.
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Progress on California Bill to Help the Unemployed Start Small Businesses

Progress on California Bill to Help the Unemployed Start Small Businesses | Micro-business | Scoop.it
CAMEO, the California Association for Micro Enterprise Opportunity, announces that AB 152, a bill to help the unemployed start their own small business passed the California Assembly Insurance Committee today.
CAMEOMicro's insight:

This bill will help create 5000 businesses and 13000 jobs for California.

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Workers Over 50 Are The New 'Unemployables'

Workers Over 50 Are The New 'Unemployables' | Micro-business | Scoop.it
New research documents that over-50 workers face an uphill battle to get hired.
CAMEOMicro's insight:

This is exactly why California needs a Self-employment Assistance Program - to help these experienced, capable people take control of their own destiny and become their own boss by starting their own businesses.
http://bit.ly/beyourownbosspetition

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Sequestration breakdown: What $1.2 trillion looks like in small business terms

Sequestration breakdown: What $1.2 trillion looks like in small business terms | Micro-business | Scoop.it
The federal government is preparing to cut spending by $1.2 trillion. But how much is that exactly?
CAMEOMicro's insight:

Congress - get your act together. Pretty Please.  With sugar on top.  I'm flabbergasted.

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Small Businesses Struggle, Impeding a Recovery

Small Businesses Struggle, Impeding a Recovery | Micro-business | Scoop.it
Loans are still tight, consumers are timid, and the action — or lack of it — in Washington has heightened pessimism among small-business owners.
CAMEOMicro's insight:

Do your clients resonate with this article?  Or have they had a different experience? Discuss.  Give examples.

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BankPlus Takes on Mississippi Payday Lenders

BankPlus Takes on Mississippi Payday Lenders | Micro-business | Scoop.it
Uncharacteristically for a bank, BankPlus decided four years ago to compete with payday lenders. Now it successfully offers a small-dollar loan product, with significantly better terms.
CAMEOMicro's insight:

Not really micro-business, but worth the Scoop as this bank is flying in the face of the industry trend.  BankPlus' low dollar loans makes the case for 'technical assistance' as the borrower has to take a financial literacy course. And they become future customers. 

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She's Self Employed and She's On The Road!

She's Self Employed and She's On The Road! | Micro-business | Scoop.it
She's Self Employed and She's On The Road! Make 2013 a year to invest in your business. We've gathered a list of 10 conferences from across then nation where small business women, entrepreneurs and wantre-preneurs are gathering to ...
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Microfinance nonprofit Kiva launches in D.C.

Microfinance nonprofit Kiva launches in D.C. | Micro-business | Scoop.it
D.C. is the fourth site of the nonprofit’s “Kiva City” initiative, connecting local entrepreneurs and lenders. (#socialmedia "will have a transformative effect on how banking is done.” #Kiva #microfinance launches in D.C.
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New Study Highlights U.S. Small and ‘Micro’ Businesses as Engines for Job Creation

New Study Highlights U.S. Small and ‘Micro’ Businesses as Engines for Job Creation | Micro-business | Scoop.it
By providing small loans that average just $10,000 in the U.S., leading microlenders Accion and Opportunity Fund are significantly contributing to small business sustainability, as well as increases in income and job creation according to their...
CAMEOMicro's insight:

It's Micro Business Day!  This study and the CAMEO-Kiva launch.

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Economic recovery: Fueling the 99 percent of businesses is what's needed to create jobs

Economic recovery: Fueling the 99 percent of businesses is what's needed to create jobs | Micro-business | Scoop.it
Matt Flannery and Claudia Viek argue that crowd-sourced micro-lending will help the small businesses that are at the heart of job creation in the valley.
CAMEOMicro's insight:

CAMEO and Kiva launch initiative to create jobs

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Freelancers Union Tackles Concerns of Independent Workers

Freelancers Union Tackles Concerns of Independent Workers | Micro-business | Scoop.it
The Freelancers Union, one of the nation’s fastest-growing labor organizations, seeks to make health insurance and other benefits more affordable for independent workers.
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Bill That Could Help Unemployed Californians Start Businesses Advances - capradio.org

Bill That Could Help Unemployed Californians Start Businesses Advances - capradio.org | Micro-business | Scoop.it
Capital Public Radio
CAMEOMicro's insight:

CAMEO sponsored this bill. 

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Commentary: Microloans expand access to capital for small farmers

Commentary: Microloans expand access to capital for small farmers | Micro-business | Scoop.it
Commentary: Microloans expand access to capital for small farmers
CAMEOMicro's insight:

USDA's new program on small loans for small farmers!

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U.S. Entrepreneurship Rates Increase

U.S. Entrepreneurship Rates Increase | Micro-business | Scoop.it
CAMEOMicro's insight:

More than 29 million U.S. adults (18-64 years old) were running or starting new businesses in 2011. Moreover, nearly 40% of these entrepreneurs expected to create more than five new jobs in the next five years.

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Do-It-Yourself Economic Growth | American Sustainable Business Council

Do-It-Yourself Economic Growth | American Sustainable Business Council | Micro-business | Scoop.it
Building a vibrant, just and sustainable economy through policy change supported by business leaders. Promoting socially-responsible business.
CAMEOMicro's insight:

The foundation of the new economy will be a strong infrastructure of many small, locally-owned, diverse businesses. These very small businesses create all the jobs. The reality is that firms are starting smaller and staying smaller and that more people want to be their own boss.

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New York City's Indie Coffee Shops Now Outnumber Big Chains

New York City's Indie Coffee Shops Now Outnumber Big Chains | Micro-business | Scoop.it
The number of independent and small chain coffee shops in New York City now beats the number of locations run by the city's two dominant chains, Starbucks and Dunkin' Donuts. That trend has been fu...
CAMEOMicro's insight:

Go Local!

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Job Creation Is Coaching, Capital and Connection

Job Creation Is Coaching, Capital and Connection | Micro-business | Scoop.it
Despite the real trend toward self-employment and micro-business, most efforts to help entrepreneurs are focused on high growth businesses.
CAMEOMicro's insight:

Self-Employment Is Job Creation

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Starting a Bike Shop

Starting a Bike Shop | Micro-business | Scoop.it
“ “Let’s start with a distinction that should be obvious but is often overlooked: not every newly founded company is a startup. Millions of companies are started every year in the US. Only a tiny...
CAMEOMicro's insight:

Don't think it's a microloan, but good example of business start-up

 

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2013 Predictions in Entrepreneurship

2013 Predictions in Entrepreneurship | Micro-business | Scoop.it

Crowdfunding will mostly benefit small businesses rather than high growth tech.

CAMEOMicro's insight:

Interesting!  Sounds like many CAMEO member clients can benefit.

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News - 37% of Europeans would like to be their own boss

News - 37% of Europeans would like to be their own boss | Micro-business | Scoop.it
Various obstacles prevent Europeans from opting for self-employment, in particular fear of bankruptcy and risk of irregular income. The Flash Eurobarometer "Entrepreneurship in the EU and beyond", presented by European ...
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