life and complexity
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life and complexity
what is complexity ? what is the ultimate goal of life forms when it pertains to evolution, adaptation and modern societies ? how does the sciences (biology, sociology) help us understand human behaviours, from their deeper inner reptilian brains to their most complex social interactions
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Artificial Intelligence to Amplify FinTech

Artificial Intelligence to Amplify FinTech | life and complexity | Scoop.it
AI has taken some steps into banking, but it also poised to transform how banks learn from and interact with customers. Financial services will lead the charge in the implementation of AI. Africa’s mobile phone market has expanded to become larger than either the EU or the United States with some 650 million subscribers (2016 data). At the same time, Internet bandwidth has grown 20-fold as hundreds of thousands of kilometres of new cables have been laid across the continent to serve an increasing number of its 1.2 billion Africans. Augmented experience on how to recommend how much to spend and on what. AI is already driving the reinvention of existing products and interactions. Endowing the modern workforce with AI, machine learning, payment intelligence and advanced analytics fintech will thrive, amplify and fly. FinTech, which will incorporate machine learning, artificial intelligence, deep learning, and blockchain into one track. The most striking AI solutions to FinTech, banks, insurance companies (now called InsureTech) and any other financial services company will probably be those that have the robust & smart financial systems with data security, machine learning (machine conciseness is very far for now) and strong analytics features in place. On usage and acceptance part of AI i.e. AI for intelligence or AI for automation we will probably see both types of services getting emphasis heavily by Fintechs to gain a competitive lead. AI will sit on top of every industry of today and will dictate what to do, when to do, how to do and what not to do. Usage of statistics analogy for real life problems to make succinct sense of the information around us support intelligence for better prediction and strategy. Predictions are fintech could be bigger than ATMs, PayPal, and Bitcoin combined in few years time. FinTech brings efficiency as well as the ability to deliver new services and a much improved customer experience throughout the global financial services industry. Deep dive into how artificial techniques runs on a banking is out of scope for this article but will touch at high level. For instance bill payment for your shopping i.e. ecommerce payments through fintech products (BaaS and BaaP) of course, is not the only industry to leverage recent advances in machine learning. FinTech is a best candidate for cloud computing as it can fit in the environment rapidly and quite intelligently with swift response. New services can be quickly developed, deployed, and scaled on public, private, and hybrid clouds under FinTech umbrella. Harnessing FinTech with AI and cloud computing will be the financial super intelligent services. Blockchains for Artificial Intelligence A planetary-scale blockchain database (IPDB) unlocks opportunities. In addition, these current technologies are being improved daily, with these improvements being fueled by greater data analytics, reduction in the cost of computation, and advancements in the state of the art of machine learning research. The list of companies benefiting from AI and industries is growing by the day in addition to the various applications of machine learning. Common applications of machine learning in today’s technology include voice recognition, fraud detection, email spam filtering, text processing, search recommendations, video analysis, etc.  Data sharing leads to  better models and qualitatively new models. Audit trails on data & models for more trustworthy predictions. Shared global registry of training data & models. Data & models as IP assets gives data & model exchange for betterment and scaling up business in least possible time and least cost. Micro-service philosophy favors AI for better machine learning environment to decentralise all aspects of softwares and design becomes super simple but difficult and too much for humans to handle in manual manner. This is where fintech companies are successfully leveraging AI.
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Using a Cloud Center of Excellence (CCOE) to Transform the Entire Enterprise

Large enterprises beginning a transformation journey often find that they already have pockets of transformation that have escaped notice. But why haven’t good practices spread from these isolated…

Via Pierre Levesque
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MÉSOLOGIQUES: Pensée morphologique / L. Boi

MÉSOLOGIQUES: Pensée morphologique / L. Boi | life and complexity | Scoop.it
En utilisant des outils conceptuels fins de la théorie des systèmes dynamiques et des singularités topologiques, on espère mettre en évidence que les systèmes vivants sont des structures morphogénétiques, auto-organisées et dissipatives complexes...
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Embrasser la complexité | InternetActu

Embrasser la complexité | InternetActu | life and complexity | Scoop.it
Dans sa présentation à Lift le 7 juillet, Manuel Lima a résumé l'actuelle transformation de nos connaissances en citant un article de Warren Weaver (un scientifique qui développa dès 1944 la théorie de l'information en compagnie du ...
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Découverte inattendue de particules qui dépassent la vitesse de la lumière

Des physiciens du CNRS ont fait une découverte inattendue et totalement révolutionnaire. Ils affirment...
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innovBFA - DOSSIER: Complexité

innovBFA - DOSSIER: Complexité | life and complexity | Scoop.it

Ces travaux se prolongent ensuite au cours des années 1960 par ceux de Gregory Chaitin qui posent les bases de la théorie algorithmique de l'information et montre que certaines questions posées dans le cadre de la théorie des nombres ont ....

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Architecture Organisationnelle: Petite bibliographie d ...

Le domaine de la complexité s'inscrit dans l'interface entre l'ordre et le chaos, c'est là qu'on trouve l'émergence, l'auto-organisation, la vie (cf. le billet précédent). Sa plus grande contribution est de montrer pourquoi le modèle de ...
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Can Evolution Explain Life's Complexity? > Creation or Evolution: Does It Really Matter What You Believe?

Can Evolution Explain Life's Complexity? > Creation or Evolution: Does It Really Matter What You Believe? | life and complexity | Scoop.it
A fundamental premise of Darwinian evolution is the belief in natural selection driving change in species. Now, after decades of detailed study of genetics, DNA and the cell, what does the scientific evidence reveal to us?
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Joël de Rosnay - Articles - Hommage à Henri Laborit

Joël de Rosnay - Articles - Hommage à Henri Laborit | life and complexity | Scoop.it
Henri Laborit, one of the fathers of Complexity Sciences..through biology & life
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AI Brain Mapping: Closer to Reality Than Most People Think

AI Brain Mapping: Closer to Reality Than Most People Think | life and complexity | Scoop.it
AI expert Neil Jacobstein talks fintech, machine learning, Big Data, and building artificial brains.

 

Artificial Intelligence (AI) has flown beneath the radar for the first six decades of its development, and just recently it's exploded into public consciousness, according to Neil Jacobstein.

The AI & Robotics co-chair at Singularity University and former CEO of Teknowledge Corporation believes the combination of humans, AI, and good business processes is disrupting the very ground we stand on in financial technology (Fintech) and beyond as we already use machine learning tools to augment the power of the human brain.

 

At Singularity University's Exponential Finance conference today, Jacobstein pointed to examples like Google's AlphaGo wiping the floor with world champion Lee Sedol, and how quickly the world shifted from a state of shock to seizing the scientific opportunity. Soon after seeing its human champion so thoroughly beaten by a machine, South Korea announced a plan to spend $840 million by 2020 to boost AI research and development (R&D), and to create a research institute where six of the country's highest profile tech companies—Samsung, LG, SK Telecom SKT, KT, Naver, and Hyundai—will each invest up to $3 billion in AI R&D.

 

He also mentioned Facebook's DeepText AI language comprehension and categorization, as well as Viv, saying that calling it another personal assistant misses the point. Viv, Jacobstein explained, is a tool that allows you to delegate work to a computer or an agent. You teach Viv how to do something, and from there it becomes a problem-solving utility akin to Bluetooth or Wi-Fi. It's with us all the time.

 

"The key point [about Viv] from an outside-in perspective, from a user perspective, is that they are no longer interacting with a system that's just a tool. You don't need to tell it everything you want it to do," Jacobstein told PCMag. "You show it what you want it to do, and then actually delegate work to this intelligent system."

 

From 2011-2015, over $3 billion was invested specifically in AI-related companies, according to Jacobstein. Beyond the Facebooks and Googles of the world, there are a host of start-ups and open-source initiatives applying next-gen machine learning, AI, and Big Data technologies to real-world business use cases. Jacobstein talked about a few:

 

Brighterion 
An AI-as-a-Service start-up bringing cloud-based data analysis and predictive analytics to the financial community, cyber-security companies, and industrial Internet of Things (IoT) applications.

 

Kabbage
A start-up using unconventional data and machine learning to give small to midsize businesses (SMBs) a line of credit up to $100,000 in a matter of minutes.

 

Feedzai
A machine-learning platform analyzing fraud in each step of financial transactions to identify anomalies with on-demand Big Data processing and AI for banking, e-commerce, payments, and lending.

 

Experfy
A curated marketplace for AI professionals where companies can post a business problem they're experiencing and bid on an AI-based solution proposed by marketplace professionals. Jacobstein disclosed he's an investor in Experfy, which came out of HarvardX.

 

Nutonian
A start-up that created Eureqa, a virtual data scientist designed to extract answers from complex data 90 percent faster than traditional predictive models. Jacobstein described Eureqa as an example of how barriers of access to machine learning algorithms and data science tools hurt SMBs.

 

TensorFlow
Google's open-source software library for machine-learning intelligence; an AI application development toolbox.

 

OpenAI
The nonprofit research company started by Elon Musk and Y-Combinator founder Sam Altman to put AI algorithms out into the public domain. Thisdemocratization of AI technology has already started with OpenAI Gym, an open-source system for evaluating reinforcement learning algorithms.


Via Dr. Stefan Gruenwald
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Comment l'intelligence artificielle va changer la façon dont les Français utilisent leurs banques

Comment l'intelligence artificielle va changer la façon dont les Français utilisent leurs banques | life and complexity | Scoop.it
Cette assistance par l’IA va prend encore plus d’ampleur avec la mise en place d’assistants virtuels qui aident les conseillers à bâtir des offres personnelles.

Via ERYCK FENOT
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ERYCK FENOT's curator insight, June 29, 2017 5:33 AM
Cantonnée pour l'instant aux questions/réponses simples, l'IA a pour but de soulager les conseillers pour leurs laisser les tâches complexes, à valeur ajoutée.
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Livres et Théories - Web et Education - Campus FLE Education

Livres et Théories - Web et Education - Campus FLE Education | life and complexity | Scoop.it
Dynamical Processes on Complex Networks (1o ed.). Cambridge University Press. boyd ... Cultures du numérique » propose un panorama des études francophones sur les usages des technologies de l'information et de la communication.
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Connected TV experience

More about the project and the SYZYGY Lab: http://lab.SYZYGY.de _ New technical possibilities are the mainspring of the today's television.


Via Gaël César, Martin Lauquin
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Gaël César's comment, December 15, 2011 10:18 AM
Merci d'avoir partagé ma vidéo ^^
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When will computer hardware match the human brain? by Hans Moravec

When will computer hardware match the human brain? by Hans Moravec | life and complexity | Scoop.it
Hans Moravec argues that computers will soon outperform human intellects.
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Macroéconomie et complexité « Rationalité Limitée

C'est précisément la multiplicité des équilibres qui donne à un système l'apparence (l'apparence seulement) d'un fonctionnement chaotique et, donc, qui lui donne son caractère complexe.
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The Lorenz Attractor, a thing of beauty

The Lorenz Attractor, a thing of beauty | life and complexity | Scoop.it
lorenz attractor, non linear science.. also for the beauty of those fractals models & images
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Marc Rougier's comment, January 24, 2011 10:21 AM
Impressive and beautiful!
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Fundamentals of complex physics — Expertise & Prospective

Fundamentals of complex physics            —                Expertise & Prospective | life and complexity | Scoop.it
Marc Halévy bridges physics theories (complex dynamic processes) with complexity concept
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