Buying and enjoying your home in Big Bear Valley
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Let's Talk A Little Bit About Termites - Brayton's Big Bear Blog

Let's Talk A Little Bit About Termites - Brayton's Big Bear Blog | Buying and enjoying your home in Big Bear Valley | Scoop.it
This small amount of wood stacked up against this house is now estimated at $349.00 to correct due to subterranean termites. How to solve this? Don't stack up against the house OR on top of decking always put a barrier in between the firewood and the house/deck. Think about this when bringing the firewood inside your home and stacking near your fireplace.
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Tips To Help Property Buyers Land A Mortgage - NY1

Tips To Help Property Buyers Land A Mortgage - NY1 | Buying and enjoying your home in Big Bear Valley | Scoop.it
NY1
Tips To Help Property Buyers Land A Mortgage
NY1
Getting a mortgage is a complicated process, but certain tips can help buyers avoid getting turned down for one. NY1's Real Estate reporter Jill Urban filed the following report.

Via Jeff Dowler, CRS
Jane Brayton, Real Estate in Big Bear's insight:

Credit scores, debt and the property itself can be factors for securing a loan. If you are turned down then, it is time to investigate why and try again. I remember a client who was turned down by a lender then, approved and closed on a property within 2 months. Fortitude!

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Jeff Dowler, CRS's curator insight, September 9, 2013 4:56 PM

It continues to be a challenge for buyers to get a mortgage, even those who are well qualified. Be prepared to jump through LOTS of hoops and document everything - bank accounts, IRAs, 401Ks, taxes, assets, income, money flowing into and out of accounts, etc. You might be surprised at what banks want to know and why, and sometimes it does not make sense. YOu don't have a choice so it's best to be prepared


Working with a knowledgeable mortgage professional who will take time to explain it all to you is essential. And you MUST do this before you get started on your house hunt.


Here are some other tips to help get that mortgage...

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Lenders like those who get 'Like'd

Lenders like those who get 'Like'd | Buying and enjoying your home in Big Bear Valley | Scoop.it
Placentia resident John Frank Robinson V scrimped enough over eight years to open his own business, RoadShields, an automotive-glass online distributor and retailer.
Jane Brayton, Real Estate in Big Bear's insight:

Think Social media does not play a role in credit worthiness? Seeing more of this... 

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Westridge Trail - Snow Summit, Big Bear Lake

Mountain biking Westridge Trail in Snow Summit Bike Park, Big Bear Lake, California. For more information about mountain biking big bear go to http://www.xan...
Jane Brayton, Real Estate in Big Bear's insight:

Snow Summit in the warmer months offers bike riders and hikers a fun day on the mountain. Ride the chair lift up with your bike but, before riding down, have lunch at the top.

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Shopping for Your Loan - HUD - YouTube

Welcome to the official YouTube for the U.S. Department of Housing and Urban Development (HUD). HUD's mission is to create strong, sustainable, inclusive com...
Jane Brayton, Real Estate in Big Bear's insight:

This is only about 12 minutes long and has good info for shopping for a home loan and how to read the GFE (Good Faith Estimate).

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Social Media a Tool for Lenders to Vet Borrowers? | Realtor Magazine

Social Media a Tool for Lenders to Vet Borrowers? | Realtor Magazine | Buying and enjoying your home in Big Bear Valley | Scoop.it
Some lending companies reportedly are using social networks such as Facebook and Twitter to vet mortgage applicants before agreeing to issue them a loan.
Jane Brayton, Real Estate in Big Bear's insight:

Checking more than credit scores and bank statements...

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