Le paiement de demain
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Le paiement de demain
Les nouveaux moyens de paiement qui changent la vie
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13 Examples of Successful Co-Branding Partnerships (And Why They're So Great)

13 Examples of Successful Co-Branding Partnerships (And Why They're So Great) | Le paiement de demain | Scoop.it
Check out these real-world examples of great co-branding partnerships -- and what makes them so good.
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Why 2021 Is Your Mobile Strategy Doomsday

Why 2021 Is Your Mobile Strategy Doomsday | Le paiement de demain | Scoop.it
By Greg Zakowicz, senior commerce marketing analyst at Bronto In short: Year over year, both ecommerce and mobile commerce (mcommerce) are growing in total sales and percentage of total retail sales. Experts predict that by 2021, mcommerce will make up more than 50 percent of total ecommerce sales. Commerce marketers who don’t optimize by then will find themselves left in the dust. Prepare for this mobile explosion by ensuring your website and emails are optimized for mobile and your emails, recommendations and search results are relevant to users. “Change with the times, or the times will change you.” These words have never been truer. Mobile devices, especially smartphones, are changing the game for retailers. Mobile is more than just the way emails render; it’s the primary way people consume information. Consider the stats: Since 2013, adults have increased the amount of time they spend viewing media on mobile devices by more than an hour per day, according to a recent eMarketer study. The average adult now spends 3 hours and 17 minutes viewing media on their phone, while their TV time has declined to 3 hours and 58 minutes per day. The smartphone is the primary device used to access the Internet, according to Fluent. Fifty-five percent of Internet users go online via their phone, while only 26 percent prefer a laptop or desktop. What does this mean for commerce marketers? Has this trend toward mobile been overstated? How quickly are things changing? Let’s take a look at what the industry has seen and how you can prepare for what’s coming our way. Ecommerce is not only growing but also taking an increased percentage of total retail sales. According to eMarketer, ecommerce sales accounted for roughly $453 billion in 2017, which was more than 9 percent of total retail sales. That’s a significant increase from the year before, during which ecommerce sales totaled $391 billion and accounted for 8.2 percent of total retail sales. When we look at sales from mobile commerce, 2017 clocked in at $156 billion – that’s 34 percent of total ecommerce sales. In 2016, by contrast, mobile commerce accounted for $113 billion in sales and nearly 29 percent of total ecommerce sales. Once again, we see not only strong overall growth but the increased contribution of mobile to online sales. It’s time to get serious about mobile.  Experts predict that by 2021, mcommerce will make up more than 50 percent of total ecommerce sales. Today, optimizing for mobile is considered important. But in only a few short years, failing to optimize will leave you officially behind the times. Prepare for the mobile explosion by analyzing where you need improvement.  Here are a few things commerce marketers should consider as mobile continues to grow: Are your checkout pages optimized for mobile? Are they integrated with mobile payment solutions such as Apple Pay? The days of filling out long forms on mobile devices, manually moving from one box to the next, are on their way out. Is your website completely mobile-friendly from search to checkout? Are your emails designed for mobile? Are your communications relevant? If emails, recommendations and search results are not relevant, consumers will simply move on. The bottom line: According to Statistica, the average mobile user checks their phone 150 times each day. They can do whatever they want, wherever they want, whenever they want. They can find any product they are looking for, regardless of where in the world it’s located. If you don’t provide a frictionless, relevant, up-to-date user experience, someone else will.   Like what you see? Follow Grow Wire on social media (like LinkedIn!) for more.
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Payments Landscape in the US: Opportunities and Risks to 2022

Payments Landscape in the US: Opportunities and Risks to 2022 | Le paiement de demain | Scoop.it
NEW YORK, Oct. 4, 2018 /PRNewswire/ -- Payments Landscape in the US: Opportunities and Risks to 2022 Summary Read the full report:...
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Global Overview of 1,600 Enterprise IoT Use Cases

Global Overview of 1,600 Enterprise IoT Use Cases | Le paiement de demain | Scoop.it
The 2018 list of enterprise IoT projects contains extensive information on 1,600 real IoT use cases, incl. details on project location, industry, end-user, key vendors, etc.
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Financial Institutions Aren’t Prepared for the Digital Revolution

Financial Institutions Aren’t Prepared for the Digital Revolution | Le paiement de demain | Scoop.it
I recently did an interview with my American friend Jim Marous over on The Financial Brand. It’s a good interview so I thought I would post my answers here. Feel free to comment!Your newest book, Digital Human, is obviously an outgrowth from your two previous books, ValueWeb and Digital …...
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Experts Discuss the Top Creative Restaurant Marketing Ideas to Attract More Customers in the Coming Months

Experts Discuss the Top Creative Restaurant Marketing Ideas to Attract More Customers in the Coming Months | Le paiement de demain | Scoop.it
Restaurant marketing experts weigh in on the top marketing strategies, promotions, and trends for the coming year. They also discuss how to get creative with your own restaurant promotion ideas and how to stay that way.
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How Mobile Payments Have Been Adopted into Shopping Habits

How Mobile Payments Have Been Adopted into Shopping Habits | Le paiement de demain | Scoop.it
With the increased usage of mobile payment methods, we explore the ways in which consumers use it and how companies encourage repeat use.
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Accelerating Connectivity – China Telecom | Accelerating connectivity to keep pace with finance transformation

Accelerating Connectivity – China Telecom | Accelerating connectivity to keep pace with finance transformation | Le paiement de demain | Scoop.it
Traditional trading is being replaced by electronic and algorithmic trading, in which computer systems perform high-frequency trades at ever increasing speeds over global networks. Cashless payments are quickly gaining traction, with consumers using applications such as WeChat or Apple Pay over credit cards or physical currency. FinTech innovations, such as blockchain or AI-enhanced customer services, will only deepen the relationship between banking and digital technologies in the years to come.   As digitalisation continues to materialise in banking and finance, a new set of infrastructural demands will emerge in tandem. For a start, banks now require high performance data centres and low latency networks to process all the electronic transactions that are occurring due to e-banking, algorithmic trading and cashless payments.   In fact, even a very short delay during electronic trading can wreak havoc on financial markets and result in million-dollar losses. Furthermore, given that customer and financial data are now largely processed and stored electronically, this makes them vulnerable to cyberattacks, requiring banks and financial institutions to have robust cybersecurity measures in place to safeguard that data.
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The 2018 Guide to Getting Customers to Pay You

The 2018 Guide to Getting Customers to Pay You | Le paiement de demain | Scoop.it
Are you a business owner wanting get paid faster without all of the hassle? Our complete guide has everything you need to know!
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Cybersecurity Still Keeps Bank Execs Up at Night | Bank Innovation | Bank Innovation

Cybersecurity Still Keeps Bank Execs Up at Night | Bank Innovation | Bank Innovation | Le paiement de demain | Scoop.it
Even more than winning on mobile, banks would like to minimize security threats. Banks lost $16.8 billion to fraudsters last year, according to a Javelin report, and the number of U.S. customers victimized by such attacks increased to 16.7 million, up from 15.4 million in 2016.
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Mobile Payments Need to Be Better Integrated into Consumers’ Digital Routines

Mobile Payments Need to Be Better Integrated into Consumers’ Digital Routines | Le paiement de demain | Scoop.it
more consumers use merchant mobile payment apps than Apple Pay, Google Pay or Samsung Pay, as retailers increasingly embed rewards and perks to encourage customers to download and use their payment apps, boosting customer loyalty.
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Consumers not sold on the 'Pays,' study finds | ATM Marketplace

Consumers not sold on the 'Pays,' study finds | ATM Marketplace | Le paiement de demain | Scoop.it
Adoption rates are declining for the major "Pays" — Apple Pay, Google Pay and Samsung Pay — according to the latest tracking results from Rhinebeck, New York-based Phoenix Marketing International. The number of smartphone owners linking a credit card dipped...
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Aligning Your Business to Changes in Consumer Behaviour

Aligning Your Business to Changes in Consumer Behaviour | Le paiement de demain | Scoop.it
As consumers, our dependence on our smartphones has inherently evolved our behaviours when it comes to interacting with brands. We have so much more choice today, and feel in control of when, where and how we interact with a brand.
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Retail News and Trends | Retail Dive

Retail News and Trends | Retail Dive | Le paiement de demain | Scoop.it
Retail Dive provides news and analysis for retail executives. We cover topics like retail tech, marketing, e-commerce, logistics, in-store operations, corporate retail news, and more.
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Do Contactless Payments Have a Future in the United States?

Do Contactless Payments Have a Future in the United States? | Le paiement de demain | Scoop.it
Contactless payments are very popular around the world, but do they have a future in the United States? Find out more about this innovative method of payment processing for your business.
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Apple Pay chef says that Apple is not out to disrupt the credit card industry - Appleiphonestop

Apple Pay chef says that Apple is not out to disrupt the credit card industry - Appleiphonestop | Le paiement de demain | Scoop.it
Apple VP Jennifer Bailey, the executive responsible for Apple Pay, describes the history of the mobile payment solution and describes her continued success in a new interview.Speak with Fortune Executive editor Adam Lashinsky at the Brainstorm Reinvent conference in Chicago on Tuesday, Bailey said...
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Pathway To The Mark? Cashless Society Slowly Gaining Around The World

Pathway To The Mark? Cashless Society Slowly Gaining Around The World | Le paiement de demain | Scoop.it
As electronic payment apps, debit cards and credit cards replace paper currency, governments, bank and corporations delight in the level of control this allows them over the population.
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Contactless payment terminals and mobile devices | TÜV SÜD

Contactless payment terminals and mobile devices | TÜV SÜD | Le paiement de demain | Scoop.it
Consumers’ increasing reliance on Smartphone apps, as well as online banking which delivers instantaneous services, has helped to reduce their reluctance to accept contactless payment technology, be that via their credit card or phone.
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5 Ways to Use Uber Without a Credit Card - wikiHow

5 Ways to Use Uber Without a Credit Card - wikiHow | Le paiement de demain | Scoop.it
Difference between revisions of "Use Uber Without a Credit Card" ←Old Revision (full edit) Seymour Edits (Talk | contribs | quick note) 2 months ago m (Added the Summary template to this article) Current Revision (full edit) (undo)  Wikivisual (Talk | contribs | quick note) 10 minutes ago (Saving new step-by-step photos) Line 5: Line 5:   == Steps ==   == Steps ==   === Using PayPal ===   === Using PayPal === − # Make sure Uber accepts PayPal in your location. You can use your PayPal account to sign up for and ride with Uber as long as it is available in your country. PayPal allows you to use your bank account to pay for your Uber rides, so there’s no need for a credit card. + #Make sure Uber accepts PayPal in your location. You can use your PayPal account to sign up for and ride with Uber as long as it is available in your country. PayPal allows you to use your bank account to pay for your Uber rides, so there’s no need for a credit card.[[Image:Use Uber Without a Credit Card Step 1.jpg|center]] − # Sign up for a PayPal account. To use PayPal as a payment method with Uber, you must have a valid PayPal account with a linked payment method. See [[Use PayPal to Transfer Money|How to Use PayPal to Transfer Money]] for help signing up with PayPal and linking your bank account. + #Sign up for a PayPal account. To use PayPal as a payment method with Uber, you must have a valid PayPal account with a linked payment method. See [[Use PayPal to Transfer Money|How to Use PayPal to Transfer Money]] for help signing up with PayPal and linking your bank account.[[Image:Use Uber Without a Credit Card Step 2.jpg|center]]   #* Linking your bank account will take a few days because your bank account will need to be verified.   #* Linking your bank account will take a few days because your bank account will need to be verified. − # Launch the Uber app on your mobile phone. Now you’ll register for Uber (if you haven’t yet). + #Launch the Uber app on your mobile phone. Now you’ll register for Uber (if you haven’t yet).[[Image:Use Uber Without a Credit Card Step 3.jpg|center]]   #* If you are already an Uber member, just launch the app, tap “Payments” in the menu, and select “PayPal” as your method of payment.   #* If you are already an Uber member, just launch the app, tap “Payments” in the menu, and select “PayPal” as your method of payment. − # Tap “Register” and enter your personal information as requested. Type your name, e-mail address, phone number, and a password to protect your account. + #Tap “Register” and enter your personal information as requested. Type your name, e-mail address, phone number, and a password to protect your account.[[Image:Use Uber Without a Credit Card Step 4.jpg|center]] − # Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. + #Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided.[[Image:Use Uber Without a Credit Card Step 5.jpg|center]] − # Tap “PayPal” on the “Add Payment” screen. The app wil automatically attempt to connect with your PayPal account. + #Tap “PayPal” on the “Add Payment” screen. The app wil automatically attempt to connect with your PayPal account.[[Image:Use Uber Without a Credit Card Step 6.jpg|center]] − # Enter your password, and then tap “Agree.” This will connect your PayPal account with Uber. + #Enter your password, and then tap “Agree.” This will connect your PayPal account with Uber.[[Image:Use Uber Without a Credit Card Step 7.jpg|center]] − # Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type]]. + #Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type]].[[Image:Use Uber Without a Credit Card Step 8.jpg|center]] − # Tap the car icon on the slider to view details about the ride. Here you will find the ETA (estimated time of arrival), maximum party size, and minimum fare. + #Tap the car icon on the slider to view details about the ride. Here you will find the ETA (estimated time of arrival), maximum party size, and minimum fare.[[Image:Use Uber Without a Credit Card Step 9.jpg|center]] − # Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results.   + #Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results.[[Image:Use Uber Without a Credit Card Step 10.jpg|center]]   #* Once you have viewed the fare, tap your phone’s back button to return to the map.   #* Once you have viewed the fare, tap your phone’s back button to return to the map. − # Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. + #Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location.[[Image:Use Uber Without a Credit Card Step 11.jpg|center]] − # Tap “Request” to book your ride. In a few moments, you will see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.   + #Tap “Request” to book your ride. In a few moments, you will see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.[[Image:Use Uber Without a Credit Card Step 12.jpg|center]]   #* The app will keep you up to date on how far away your driver is from your pickup location.     #* The app will keep you up to date on how far away your driver is from your pickup location.     #* When the ride is complete, the total amount will be deducted from your primary payment method in PayPal.   #* When the ride is complete, the total amount will be deducted from your primary payment method in PayPal.   === Using Apple Pay or Android Pay ===   === Using Apple Pay or Android Pay === − # Make sure your phone is compatible with Apple Pay or Android Pay. Apple Pay and Android Pay are mobile wallet services for iPhone and Android users (respectively). Using one of these services makes it possible to use Uber without having to provide a credit card. + #Make sure your phone is compatible with Apple Pay or Android Pay. Apple Pay and Android Pay are mobile wallet services for iPhone and Android users (respectively). Using one of these services makes it possible to use Uber without having to provide a credit card.[[Image:Use Uber Without a Credit Card Step 13.jpg|center]]   #*Apple Pay: You must have at least an iPhone 6 to use Apple Pay in apps like Uber.<ref>http://www.apple.com/apple-pay/</ref>;   #*Apple Pay: You must have at least an iPhone 6 to use Apple Pay in apps like Uber.<ref>http://www.apple.com/apple-pay/</ref>;   #* Android Pay: You’ll need at least KitKat 4.4 and NFC support.<ref>http://www.trustedreviews.com/opinions/will-my-phone-work-with-android-pay</ref>; The best way to find out if Android Pay will work on your phone is to install the app from the Play Store. If your phone does not support Android Pay, you will see a message that says the app is not supported.   #* Android Pay: You’ll need at least KitKat 4.4 and NFC support.<ref>http://www.trustedreviews.com/opinions/will-my-phone-work-with-android-pay</ref>; The best way to find out if Android Pay will work on your phone is to install the app from the Play Store. If your phone does not support Android Pay, you will see a message that says the app is not supported.   #* These services technically require the use of a credit or debit card to work, but you will not have to provide a card number directly to Uber. If you do not have access to a credit or debit card at all, try a different method.   #* These services technically require the use of a credit or debit card to work, but you will not have to provide a card number directly to Uber. If you do not have access to a credit or debit card at all, try a different method. − # Link your cards with Apple Pay or Android Pay. Before you can use a digital wallet to pay for your ride, you’ll need to link a card to your account. See [[Use Android Pay|How to Use Android Pay]] or [[Set Up Apple Pay|How to Set Up Apple Pay]] for instructions on setting up your mobile wallet. + #Link your cards with Apple Pay or Android Pay. Before you can use a digital wallet to pay for your ride, you’ll need to link a card to your account. See [[Use Android Pay|How to Use Android Pay]] or [[Set Up Apple Pay|How to Set Up Apple Pay]] for instructions on setting up your mobile wallet.[[Image:Use Uber Without a Credit Card Step 14.jpg|center]] − # Launch the Uber app on your mobile phone. Now you’ll register for Uber (if you haven’t yet). + #Launch the Uber app on your mobile phone. Now you’ll register for Uber (if you haven’t yet).[[Image:Use Uber Without a Credit Card Step 15.jpg|center]]   #* If you are already an Uber member, just launch the app, tap “Payments” in the menu, and select “Apple Pay” or “Android Pay” as your method of payment.   #* If you are already an Uber member, just launch the app, tap “Payments” in the menu, and select “Apple Pay” or “Android Pay” as your method of payment. − # Tap “Register” and enter your personal information as requested. Type your name, e-mail address, phone number, and a password to protect your account. + #Tap “Register” and enter your personal information as requested. Type your name, e-mail address, phone number, and a password to protect your account.[[Image:Use Uber Without a Credit Card Step 16.jpg|center]] − # Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. + #Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided.[[Image:Use Uber Without a Credit Card Step 17.jpg|center]] − # Tap “Apply Pay” or “Android Pay” on the “Add Payment” screen. The app wil automatically attempt to connect with your mobile wallet. + #Tap “Apply Pay” or “Android Pay” on the “Add Payment” screen. The app wil automatically attempt to connect with your mobile wallet.[[Image:Use Uber Without a Credit Card Step 18.jpg|center]] − # Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type]]. + #Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type]].[[Image:Use Uber Without a Credit Card Step 19.jpg|center]] − # Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. + #Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare.[[Image:Use Uber Without a Credit Card Step 20.jpg|center]] − # Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results.   + #Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results.[[Image:Use Uber Without a Credit Card Step 21.jpg|center]]   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map.   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map. − # Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. + #Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location.[[Image:Use Uber Without a Credit Card Step 22.jpg|center]] − # Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.   + #Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.[[Image:Use Uber Without a Credit Card Step 23.jpg|center]]   #* The app will keep you up to date on how far away your driver is from your pickup location.     #* The app will keep you up to date on how far away your driver is from your pickup location.     #* When the ride is complete, the total amount will be deducted from the card you have on file with Apple Pay or Android Pay.   #* When the ride is complete, the total amount will be deducted from the card you have on file with Apple Pay or Android Pay.   === Paying with Cash ===   === Paying with Cash === − # Find out if Uber accepts cash in your area. As of 2015, Uber has begun accepting cash in some cities in Asia and Africa.<ref>https://newsroom.uber.com/?s=cash+payment&lt;/ref&gt; It is currently not possible to pay for your Uber with cash in North America or Europe. To find out if cash is accepted in your city:   + #Find out if Uber accepts cash in your area. As of 2015, Uber has begun accepting cash in some cities in Asia and Africa.<ref>https://newsroom.uber.com/?s=cash+payment&lt;/ref&gt; It is currently not possible to pay for your Uber with cash in North America or Europe. To find out if cash is accepted in your city:[[Image:Use Uber Without a Credit Card Step 24.jpg|center]]   #* Visit [https://www.uber.com/cities/ https://www.uber.com/cities/] and select your city from the list.   #* Visit [https://www.uber.com/cities/ https://www.uber.com/cities/] and select your city from the list.   #* Scroll down to the “Riding with Uber.” The accepted payment options in your location are described in this paragraph.   #* Scroll down to the “Riding with Uber.” The accepted payment options in your location are described in this paragraph. − # Install the Uber app on your mobile phone. If cash is accepted in your location, you can sign up for an Uber account without having to enter credit card information. Find the Uber app in the App Store (iPhone) or the Play Store (Android), then tap “Get” or “Install.” + #Install the Uber app on your mobile phone. If cash is accepted in your location, you can sign up for an Uber account without having to enter credit card information. Find the Uber app in the App Store (iPhone) or the Play Store (Android), then tap “Get” or “Install.”[[Image:Use Uber Without a Credit Card Step 25.jpg|center]]   #* If you are already an Uber member, you don’t need to re-register. Just launch the app, set your pickup location, and select “Cash” as your method of payment.<ref>https://newsroom.uber.com/india/blrcash/</ref>;   #* If you are already an Uber member, you don’t need to re-register. Just launch the app, set your pickup location, and select “Cash” as your method of payment.<ref>https://newsroom.uber.com/india/blrcash/</ref>; − # Launch the Uber app and tap “Register.” Now you will create your new Uber account. + #Launch the Uber app and tap “Register.” Now you will create your new Uber account.[[Image:Use Uber Without a Credit Card Step 26.jpg|center]]   #* Enter your name, e-mail address, phone number, and a password to protect your account.   #* Enter your name, e-mail address, phone number, and a password to protect your account.   #* Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided.   #* Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. − # Tap “Cash” on the “Add Payment” Screen. This sets your default payment to the cash option. + #Tap “Cash” on the “Add Payment” Screen. This sets your default payment to the cash option.[[Image:Use Uber Without a Credit Card Step 27.jpg|center]] − # Type the confirmation code you received via text to verify your account. If you do not see a prompt to enter the code, it will show up before you book your first ride. + #Type the confirmation code you received via text to verify your account. If you do not see a prompt to enter the code, it will show up before you book your first ride.[[Image:Use Uber Without a Credit Card Step 28.jpg|center]] − # Set your pickup location. Type your current address into the search box or drag the map around to position the pin on your precise location. + #Set your pickup location. Type your current address into the search box or drag the map around to position the pin on your precise location.[[Image:Use Uber Without a Credit Card Step 29.jpg|center]] − # Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type.]] + #Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type.]][[Image:Use Uber Without a Credit Card Step 30.jpg|center]] − # Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. + #Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare.[[Image:Use Uber Without a Credit Card Step 31.jpg|center]] − # Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. You must have enough money in cash to cover the high-end of the estimated fare to request this ride. + #Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. You must have enough money in cash to cover the high-end of the estimated fare to request this ride.[[Image:Use Uber Without a Credit Card Step 32.jpg|center]]   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map.   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map. − # Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. + #Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location.[[Image:Use Uber Without a Credit Card Step 33.jpg|center]] − # Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and waited for your driver.   + #Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and waited for your driver.[[Image:Use Uber Without a Credit Card Step 34.jpg|center]]   #* The app will keep you up to date on how far away your driver is from your pickup location.     #* The app will keep you up to date on how far away your driver is from your pickup location.     #* When the ride is complete, pay your driver with cash. You will be unable to specify a different form of payment after the trip has begun, so you must have enough cash to cover the trip.   #* When the ride is complete, pay your driver with cash. You will be unable to specify a different form of payment after the trip has begun, so you must have enough cash to cover the trip.   === Using a Debit Card ===     === Using a Debit Card ===   − # Look for a Visa or Mastercard logo on your debit card. If your bank provides you with a card that has a Visa or Mastercard logo, it should work with Uber even if it is not an actual credit card.<ref>http://ubermanilatips.com/how-to-register-in-uber-if-you-dont-have-a-credit-card/</ref>;   + #Look for a Visa or Mastercard logo on your debit card. If your bank provides you with a card that has a Visa or Mastercard logo, it should work with Uber even if it is not an actual credit card.<ref>http://ubermanilatips.com/how-to-register-in-uber-if-you-dont-have-a-credit-card/</ref>[[Image:Use Uber Without a Credit Card Step 35.jpg|center]] − # Get a prepaid debit card with a Visa or Mastercard logo. If you do not have a bank-issued debit card, you may be able to use a Visa or Mastercard-branded prepaid debit card. There are many varieties of prepaid cards available in different locations. Check a reputable department store (like Target or Walmart) or pharmacy (Walgreens or Rite-Aid) for options. + #Get a prepaid debit card with a Visa or Mastercard logo. If you do not have a bank-issued debit card, you may be able to use a Visa or Mastercard-branded prepaid debit card. There are many varieties of prepaid cards available in different locations. Check a reputable department store (like Target or Walmart) or pharmacy (Walgreens or Rite-Aid) for options.[[Image:Use Uber Without a Credit Card Step 36.jpg|center]] − # Call the card’s issuing bank if you receive an error. If you receive an error signing up for Uber with your debit card (either prepaid or provided by your bank), call the support number listed on the back of the card and let them know you are trying to book a ride with Uber.<ref>http://ubermanilatips.com/how-to-register-in-uber-if-you-dont-have-a-credit-card/</ref>; The bank may need to manually authorize Uber charges. + #Call the card’s issuing bank if you receive an error. If you receive an error signing up for Uber with your debit card (either prepaid or provided by your bank), call the support number listed on the back of the card and let them know you are trying to book a ride with Uber.<ref>http://ubermanilatips.com/how-to-register-in-uber-if-you-dont-have-a-credit-card/</ref>; The bank may need to manually authorize Uber charges.[[Image:Use Uber Without a Credit Card Step 37.jpg|center]] − # Link your debit card to Uber. If you haven’t yet registered with Uber, you can skip this step.   + #Link your debit card to Uber. If you haven’t yet registered with Uber, you can skip this step.[[Image:Use Uber Without a Credit Card Step 38.jpg|center]]   #* Sign into your Uber account, then tap “Payment” in the main menu.   #* Sign into your Uber account, then tap “Payment” in the main menu.   #* Tap the “Add New Payment” icon (a credit card with a plus sign) and enter the credit card number and verification information as requested. Tap “Add Payment” when you are finished.   #* Tap the “Add New Payment” icon (a credit card with a plus sign) and enter the credit card number and verification information as requested. Tap “Add Payment” when you are finished. − # Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type]]. + #Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type]].[[Image:Use Uber Without a Credit Card Step 39.jpg|center]] − # Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. + #Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare.[[Image:Use Uber Without a Credit Card Step 40.jpg|center]] − # Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. Make sure you have enough money on your debit card to cover the trip. + #Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. Make sure you have enough money on your debit card to cover the trip.[[Image:Use Uber Without a Credit Card Step 41.jpg|center]]   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map.   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map. − # Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. + #Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location.[[Image:Use Uber Without a Credit Card Step 42.jpg|center]] − # Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.   + #Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.[[Image:Use Uber Without a Credit Card Step 43.jpg|center]]   #* The app will keep you up to date on how far away your driver is from your pickup location.     #* The app will keep you up to date on how far away your driver is from your pickup location.     #* When the ride is complete, the total amount will be deducted from your debit card.   #* When the ride is complete, the total amount will be deducted from your debit card.   === Using Paytm Wallet or Airtel Money ===   === Using Paytm Wallet or Airtel Money === − # Launch the Uber app on your mobile phone. Uber users who live in India have the option to use Paytm Wallet or Airtel Money instead of a credit card. If you live anywhere other than India, this method will not work for you. + #Launch the Uber app on your mobile phone. Uber users who live in India have the option to use Paytm Wallet or Airtel Money instead of a credit card. If you live anywhere other than India, this method will not work for you.[[Image:Use Uber Without a Credit Card Step 44.jpg|center]]   #* If you are already an Uber member, you don’t need to re-register. Just launch the app, tap “Payments” in the menu, and select “Add a Prepaid Wallet” as your method of payment.<ref>https://newsroom.uber.com/india/paytm-playbook/</ref>; At that point, select either “Paytm” or “Airtel Money.” If you don’t have an account, you will be walked through the setup process.   #* If you are already an Uber member, you don’t need to re-register. Just launch the app, tap “Payments” in the menu, and select “Add a Prepaid Wallet” as your method of payment.<ref>https://newsroom.uber.com/india/paytm-playbook/</ref>; At that point, select either “Paytm” or “Airtel Money.” If you don’t have an account, you will be walked through the setup process. − # Launch the Uber app and tap “Register.” Now you will create your new Uber account. + #Launch the Uber app and tap “Register.” Now you will create your new Uber account.[[Image:Use Uber Without a Credit Card Step 45.jpg|center]]   #* Enter your name, e-mail address, phone number, and a password to protect your account.   #* Enter your name, e-mail address, phone number, and a password to protect your account.   #* Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided.   #* Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. − # Tap “Add a Prepaid Wallet,” then select your option. Whether you select PayTM or Airtel Money, the next steps will be very similar.<ref> https://newsroom.uber.com/bharti-airtel/</ref>; + #Tap “Add a Prepaid Wallet,” then select your option. Whether you select PayTM or Airtel Money, the next steps will be very similar.<ref> https://newsroom.uber.com/bharti-airtel/</ref>[[Image:Use Uber Without a Credit Card Step 46.jpg|center]]   #* The app will check to see if there’s already a Paytm or Airtel Money account linked with the current phone number. If no account is found, a new account will automatically be created. Tap “OK” to continue.   #* The app will check to see if there’s already a Paytm or Airtel Money account linked with the current phone number. If no account is found, a new account will automatically be created. Tap “OK” to continue. − # Check your SMS text messages for a One Time Password (OTP). Whether or not you already have a Paytm or Airtel account, you will receive a text message from the service that contains an OTP. + #Check your SMS text messages for a One Time Password (OTP). Whether or not you already have a Paytm or Airtel account, you will receive a text message from the service that contains an OTP.[[Image:Use Uber Without a Credit Card Step 47.jpg|center]]   #* If you already have an account, the OTP will also be sent to the email address you have on file.   #* If you already have an account, the OTP will also be sent to the email address you have on file. − # Type the confirmation code from the SMS message into OTP field. The Uber app should now be open to a screen that says “Please enter the One Time Password (OTP).” Type the confirmation code into the blank, then tap “Verify.” + #Type the confirmation code from the SMS message into OTP field. The Uber app should now be open to a screen that says “Please enter the One Time Password (OTP).” Type the confirmation code into the blank, then tap “Verify.”[[Image:Use Uber Without a Credit Card Step 48.jpg|center]] − # Use your available funds or add money to your account. After verifying your account, you will arrive at a screen that displays your current balance. + #Use your available funds or add money to your account. After verifying your account, you will arrive at a screen that displays your current balance.[[Image:Use Uber Without a Credit Card Step 49.jpg|center]]   #* If you want to use the amount that is listed in the balance field, tap “Use” at the top right corner of the screen.   #* If you want to use the amount that is listed in the balance field, tap “Use” at the top right corner of the screen.   #* To add funds, tap “Add Money.” You will have the option to connect a credit card, debit card, or bank account to your account.   #* To add funds, tap “Add Money.” You will have the option to connect a credit card, debit card, or bank account to your account. − # Type the confirmation code you received via text (from Uber—not the Paytm or Airtel OTP) to verify your account. If you do not see a prompt to enter the code, it will show up before you book your first ride. + #Type the confirmation code you received via text (from Uber—not the Paytm or Airtel OTP) to verify your account. If you do not see a prompt to enter the code, it will show up before you book your first ride.[[Image:Use Uber Without a Credit Card Step 50.jpg|center]] − # Set your pickup location. Type your current address into the search box or drag the map around to position the pin on your precise location. + #Set your pickup location. Type your current address into the search box or drag the map around to position the pin on your precise location.[[Image:Use Uber Without a Credit Card Step 51.jpg|center]] − # Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type.]] + #Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see [[Pick the Correct Uber Type|How to Pick the Correct Uber Type.]][[Image:Use Uber Without a Credit Card Step 52.jpg|center]] − # Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. + #Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare.[[Image:Use Uber Without a Credit Card Step 53.jpg|center]] − # Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. You must have enough money in your Paytm or Airtel account to cover the cost of your ride. + #Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. You must have enough money in your Paytm or Airtel account to cover the cost of your ride.[[Image:Use Uber Without a Credit Card Step 54.jpg|center]]   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map.   #* Once you’ve viewed the fare, tap your phone’s back button to return to the map. − # Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. + #Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location.[[Image:Use Uber Without a Credit Card Step 55.jpg|center]] − # Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.   + #Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver.[[Image:Use Uber Without a Credit Card Step 56.jpg|center]]   #* The app will keep you up to date on how far away your driver is from your pickup location.     #* The app will keep you up to date on how far away your driver is from your pickup location.     #* When the ride is complete, the total amount will be deducted from your Paytm or Airtel account, depending on which service you use.   #* When the ride is complete, the total amount will be deducted from your Paytm or Airtel account, depending on which service you use. Latest revision as of 04:27, 6 September 2018 It is a common misconception that you must have a credit card to use Uber. If you have a checking account, you can link it to your PayPal account and use that to pay for your rides (in participating countries). Uber also accepts many various digital wallets, such as Android Pay, Google Pay, and Paytm. In certain Asian and African countries, Uber even accepts cash! Learn how to sign up for Uber without having a credit card and how to add additional payment methods to your Uber account. Method 1 Edit Using PayPal 1 Make sure Uber accepts PayPal in your location. You can use your PayPal account to sign up for and ride with Uber as long as it is available in your country. PayPal allows you to use your bank account to pay for your Uber rides, so there’s no need for a credit card. 2 Sign up for a PayPal account. To use PayPal as a payment method with Uber, you must have a valid PayPal account with a linked payment method. See How to Use PayPal to Transfer Money for help signing up with PayPal and linking your bank account. Linking your bank account will take a few days because your bank account will need to be verified. 3 Launch the Uber app on your mobile phone. Now you’ll register for Uber (if you haven’t yet). If you are already an Uber member, just launch the app, tap “Payments” in the menu, and select “PayPal” as your method of payment. 4 Tap “Register” and enter your personal information as requested. Type your name, e-mail address, phone number, and a password to protect your account. 5 Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. 6 Tap “PayPal” on the “Add Payment” screen. The app wil automatically attempt to connect with your PayPal account. 7 Enter your password, and then tap “Agree.” This will connect your PayPal account with Uber. 8 Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see How to Pick the Correct Uber Type. 9 Tap the car icon on the slider to view details about the ride. Here you will find the ETA (estimated time of arrival), maximum party size, and minimum fare. 10 Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. Once you have viewed the fare, tap your phone’s back button to return to the map. 11 Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. 12 Tap “Request” to book your ride. In a few moments, you will see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver. The app will keep you up to date on how far away your driver is from your pickup location. When the ride is complete, the total amount will be deducted from your primary payment method in PayPal. Method 2 Edit Using Apple Pay or Android Pay 1 Make sure your phone is compatible with Apple Pay or Android Pay. Apple Pay and Android Pay are mobile wallet services for iPhone and Android users (respectively). Using one of these services makes it possible to use Uber without having to provide a credit card. Apple Pay: You must have at least an iPhone 6 to use Apple Pay in apps like Uber.[1] Android Pay: You’ll need at least KitKat 4.4 and NFC support.[2] The best way to find out if Android Pay will work on your phone is to install the app from the Play Store. If your phone does not support Android Pay, you will see a message that says the app is not supported. These services technically require the use of a credit or debit card to work, but you will not have to provide a card number directly to Uber. If you do not have access to a credit or debit card at all, try a different method. 2 Link your cards with Apple Pay or Android Pay. Before you can use a digital wallet to pay for your ride, you’ll need to link a card to your account. See How to Use Android Pay or How to Set Up Apple Pay for instructions on setting up your mobile wallet. 3 Launch the Uber app on your mobile phone. Now you’ll register for Uber (if you haven’t yet). If you are already an Uber member, just launch the app, tap “Payments” in the menu, and select “Apple Pay” or “Android Pay” as your method of payment. 4 Tap “Register” and enter your personal information as requested. Type your name, e-mail address, phone number, and a password to protect your account. 5 Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. 6 Tap “Apply Pay” or “Android Pay” on the “Add Payment” screen. The app wil automatically attempt to connect with your mobile wallet. 7 Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see How to Pick the Correct Uber Type. 8 Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. 9 Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. Once you’ve viewed the fare, tap your phone’s back button to return to the map. 10 Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. 11 Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver. The app will keep you up to date on how far away your driver is from your pickup location. When the ride is complete, the total amount will be deducted from the card you have on file with Apple Pay or Android Pay. Method 3 Edit Paying with Cash 1 Find out if Uber accepts cash in your area. As of 2015, Uber has begun accepting cash in some cities in Asia and Africa.[3] It is currently not possible to pay for your Uber with cash in North America or Europe. To find out if cash is accepted in your city: Visit https://www.uber.com/cities/ and select your city from the list. Scroll down to the “Riding with Uber.” The accepted payment options in your location are described in this paragraph. 2 Install the Uber app on your mobile phone. If cash is accepted in your location, you can sign up for an Uber account without having to enter credit card information. Find the Uber app in the App Store (iPhone) or the Play Store (Android), then tap “Get” or “Install.” If you are already an Uber member, you don’t need to re-register. Just launch the app, set your pickup location, and select “Cash” as your method of payment.[4] 3 Launch the Uber app and tap “Register.” Now you will create your new Uber account. Enter your name, e-mail address, phone number, and a password to protect your account. Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. 4 Tap “Cash” on the “Add Payment” Screen. This sets your default payment to the cash option. 5 Type the confirmation code you received via text to verify your account. If you do not see a prompt to enter the code, it will show up before you book your first ride. 6 Set your pickup location. Type your current address into the search box or drag the map around to position the pin on your precise location. 7 Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see How to Pick the Correct Uber Type. 8 Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. 9 Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. You must have enough money in cash to cover the high-end of the estimated fare to request this ride. Once you’ve viewed the fare, tap your phone’s back button to return to the map. 10 Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. 11 Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and waited for your driver. The app will keep you up to date on how far away your driver is from your pickup location. When the ride is complete, pay your driver with cash. You will be unable to specify a different form of payment after the trip has begun, so you must have enough cash to cover the trip. Method 4 Edit Using a Debit Card 1 Look for a Visa or Mastercard logo on your debit card. If your bank provides you with a card that has a Visa or Mastercard logo, it should work with Uber even if it is not an actual credit card.[5] 2 Get a prepaid debit card with a Visa or Mastercard logo. If you do not have a bank-issued debit card, you may be able to use a Visa or Mastercard-branded prepaid debit card. There are many varieties of prepaid cards available in different locations. Check a reputable department store (like Target or Walmart) or pharmacy (Walgreens or Rite-Aid) for options. 3 Call the card’s issuing bank if you receive an error. If you receive an error signing up for Uber with your debit card (either prepaid or provided by your bank), call the support number listed on the back of the card and let them know you are trying to book a ride with Uber.[6] The bank may need to manually authorize Uber charges. 4 Link your debit card to Uber. If you haven’t yet registered with Uber, you can skip this step. Sign into your Uber account, then tap “Payment” in the main menu. Tap the “Add New Payment” icon (a credit card with a plus sign) and enter the credit card number and verification information as requested. Tap “Add Payment” when you are finished. 5 Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see How to Pick the Correct Uber Type. 6 Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. 7 Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. Make sure you have enough money on your debit card to cover the trip. Once you’ve viewed the fare, tap your phone’s back button to return to the map. 8 Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. 9 Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver. The app will keep you up to date on how far away your driver is from your pickup location. When the ride is complete, the total amount will be deducted from your debit card. Method 5 Edit Using Paytm Wallet or Airtel Money 1 Launch the Uber app on your mobile phone. Uber users who live in India have the option to use Paytm Wallet or Airtel Money instead of a credit card. If you live anywhere other than India, this method will not work for you. If you are already an Uber member, you don’t need to re-register. Just launch the app, tap “Payments” in the menu, and select “Add a Prepaid Wallet” as your method of payment.[7] At that point, select either “Paytm” or “Airtel Money.” If you don’t have an account, you will be walked through the setup process. 2 Launch the Uber app and tap “Register.” Now you will create your new Uber account. Enter your name, e-mail address, phone number, and a password to protect your account. Tap “Next” when you’re ready to continue. A text message containing a confirmation code will be sent to the mobile phone number you provided. 3 Tap “Add a Prepaid Wallet,” then select your option. Whether you select PayTM or Airtel Money, the next steps will be very similar.[8] The app will check to see if there’s already a Paytm or Airtel Money account linked with the current phone number. If no account is found, a new account will automatically be created. Tap “OK” to continue. 4 Check your SMS text messages for a One Time Password (OTP). Whether or not you already have a Paytm or Airtel account, you will receive a text message from the service that contains an OTP. If you already have an account, the OTP will also be sent to the email address you have on file. 5 Type the confirmation code from the SMS message into OTP field. The Uber app should now be open to a screen that says “Please enter the One Time Password (OTP).” Type the confirmation code into the blank, then tap “Verify.” 6 Use your available funds or add money to your account. After verifying your account, you will arrive at a screen that displays your current balance. If you want to use the amount that is listed in the balance field, tap “Use” at the top right corner of the screen. To add funds, tap “Add Money.” You will have the option to connect a credit card, debit card, or bank account to your account. 7 Type the confirmation code you received via text (from Uber—not the Paytm or Airtel OTP) to verify your account. If you do not see a prompt to enter the code, it will show up before you book your first ride. 8 Set your pickup location. Type your current address into the search box or drag the map around to position the pin on your precise location. 9 Choose a vehicle. Use the slider at the bottom of the map to select a type of Uber vehicle. For a description of each Uber vehicle type, see How to Pick the Correct Uber Type. 10 Tap the car icon on the slider to view details about the ride. Here you’ll find the ETA (estimated time of arrival), maximum party size, and minimum fare. 11 Get a fare estimate. On the details screen, tap “Get Fare Estimate.” Here, enter the address of your destination and tap it in the search results. You must have enough money in your Paytm or Airtel account to cover the cost of your ride. Once you’ve viewed the fare, tap your phone’s back button to return to the map. 12 Tap “Set Pickup Location,” then select your destination. Enter your destination address the same way you entered your current location. 13 Tap “Request” to book your ride. In a few moments, you’ll see the driver’s name, license plate number, and a short description of the vehicle. Head to the pickup location you specified and wait for your driver. The app will keep you up to date on how far away your driver is from your pickup location. When the ride is complete, the total amount will be deducted from your Paytm or Airtel account, depending on which service you use. Quick Summary You can use Uber without a credit card by paying with your PayPal account. Launch the Uber app, tap “Payments” in the menu, then select “PayPal” as your method of payment. If you'd like to pay with a digital wallet, select “Apple Pay” or “Android Pay” as your method of payment after launching the Uber app. In some areas, you can even pay for your Uber with cash -- just make sure "Cash" is listed as an option on the method of payment screen! Did this summary help you?YesNo EditTips Uber used to accept Google Wallet, which allowed members to use their bank accounts to ride with Google. This has been deactivated in favor of Android Pay, which only allows members to link credit cards. If you need to change your payment method after your ride has already begun, tap the arrow next to your driver’s name, then tap “Change Payment.” Unfortunately, you can’t use this option to switch to (or away from) paying with cash.[9] EditRelated wikiHows EditSources and Citations
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China's President Xi Calls Blockchain a "New Generation of Information Technology"

China's President Xi Calls Blockchain a "New Generation of Information Technology" | Le paiement de demain | Scoop.it
Xi Jinping, President of the world’s most populous country and the world’s second biggest economy, has become the world’s most senior global figure to mention blockchain technology in a speech...
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Disruption on its way, are banks ready? –

Disruption on its way, are banks ready? – | Le paiement de demain | Scoop.it
A disruption is typically an opportunity long before it becomes a threat.
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Necessary Technologies for New Business

 
Setting up a new business is much different than it was, say, 50 years ago. Back then it w...
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