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Energy-smart, 'green' practices the new must-haves in commercial buildings - The Advocate

Energy-smart, 'green' practices the new must-haves in commercial buildings - The Advocate | Insurance Broking | Scoop.it
Energy-smart, 'green' practices the new must-haves in commercial buildings The Advocate Stamford Mayor Michael Pavia is expected to announce next week that the city is joining the Commercial & Industrial Property Assessed Clean Energy (C-PACE)...
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Why Are Professional Indemnity Insurance Brokers Significant ...

Indemnity insurance is a fundamental element of running a safe and successful business. This type of insurance protects companies from negligence and revenue.
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Insurance but different

Insurance but different | Insurance Broking | Scoop.it

Insurance but different

I can guarantee that I will reduce your spend on insurance.

I will take a fee for my services, in proportion to what I save, so the more I save, the better off you will be and the better off I will be.

You have nothing to lose.

You do not need to place your insurances with me, if your existing relationship with your current insurance broker is sound, but you may find that after I have completed the exercise that you do wish to use me as your preferred supplier and advisor.

I would repeat that there is no requirement for you to do this and I am at ease working with your current arrangements and still save you money.

At the same time as I save you money, I will produce a detailed analysis of the risks your business faces and how to use insurance or an alternative means to address these.

I am confident of my ability and have a track-record of performing the same tasks for my existing portfolio of clients and non-clients who have benefitted form my advice.

I qualified as an associate of the insurance institute in 1991 and became a Chartered insurance practitioner in 1995.

Qualifications are no more than pieces of paper, but it is in applying the knowledge gained from many years of a wide range of corporate enterprises that has given me the edge over my competitors.

I am straight talking and will provide unbiased advice on how nest to resolve the question of insurance; often a large and seen as necessary evil to many.

Insurance is this, but much more and it is knowing how to make the benefits the cover provides work for you that will help your business and put you in a stronger position going forward.

As I said, you can us me a one-off service to reduce your spend, take the advice on offer and remain where you are, or you can use me again the next year, if you are not certain that your current broker is not performing as they should

I know that you receive many calls each year from insurance brokers, agents and cold callers trying to persuade you that their brokerage is in the best position to save you money and look after your every need.

I am not promising that, unless that is the conclusion you come to after I carried out my review, saved you money and arranged increased benefits for you and your organisation.

I would add that I will save you a great deal of time and wasted energy dealing with the insurance brokerages and sales companies touting for your business going forward as all you need do is to say that you have our portfolio of insurance reviewed annually by an insurance consultant and have no desire to change your working practices at this time.

I have come to the conclusion to offer this to you and organisations like as I do not feel that the current insurance model is working to anyone’s advantage.

We are all chasing the same pound, when we should be concentrating on providing the best service to you. That service should in my eyes include arranging the best cover for you to suit your actual requirements, not what your broker can convince you is what you need.

I have often said to my clients – there is a policy you could take out that would provide you with such and such cover but do you really need it? Well the simple answer is often No, they do not.

When it comes t the end of your meeting with your current broker, do they run down a list of add-ons and cross-sells to see if they can squeeze an extra sale out of you?

I am sure the answer is Yes.

I am even more sure that if the requirement for that cover was there in the first place and trust me there is nothing new or exciting in insurance that has not been considered before, then they would have said at the beginning of the meeting, “Hey before we go any further the item at the top of the agenda is Directors and Officers Insurance or Legal Expenses insurance”.

It doesn’t happen.

I will give you the ability to assess your broker by what they have done for you and what they should have done for you. And at the same time save you money.

I am sure that some insurance brokers do a great job. Alas, I know that quite a few rely on being ‘friends’ with the client, established an ‘unquestioning’ relationship, on being able to smooth over the poor claims service here and there. Some are complacent, some are to be blunt not up to speed; not aware of the risks that a business faces and lack the ability to assess this and fit a package of insurance covers and risk management to match the risks.

If that person is you and you are not sure; not 100% sure that everything is in place as it should be or not sure if the price you paid last year was inflated by high commissions and the broker has blindly relied on the same policy as last year and not completed a full fact find and proper assessment of your business, then call me

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Why you need more liability insurance - CBS News

Why you need more liability insurance - CBS News | Insurance Broking | Scoop.it
Why you need more liability insurance
CBS News
(MoneyWatch) Most people don't give the risk of a lawsuit a second thought. But with liability law suits on the rise and attorneys seeking larger awards, the risk is very real.
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Group's lawsuit challenges Memphis parks renaming - Memphis Commercial Appeal

Group's lawsuit challenges Memphis parks renaming - Memphis Commercial Appeal | Insurance Broking | Scoop.it
Group's lawsuit challenges Memphis parks renaming
Memphis Commercial Appeal
... the middle of the park formerly named for. Photo by Dave Darnell // Buy this photo.
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Do the informally insured demand less formal insurance? « Weather ...

Do the informally insured demand less formal insurance? « Weather ... | Insurance Broking | Scoop.it
Generally, insurance is a way to protect such investments. Parchure (2002) estimates that in India about 90% of variation in crop production is caused by changes in rainfall levels and patterns. Through a randomized ...
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Group's lawsuit challenges Memphis parks renaming - Memphis Commercial Appeal

Group's lawsuit challenges Memphis parks renaming - Memphis Commercial Appeal | Insurance Broking | Scoop.it
Group's lawsuit challenges Memphis parks renaming
Memphis Commercial Appeal
... the middle of the park formerly named for. Photo by Dave Darnell // Buy this photo.
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Dead Island: Riptide commercial featuring suicide banned in Australia - Polygon

Dead Island: Riptide commercial featuring suicide banned in Australia - Polygon | Insurance Broking | Scoop.it
Dead Island: Riptide commercial featuring suicide banned in Australia Polygon The Australian Advertising Standards Bureau recently banned a Dead Island: Riptide television commercial due to complaints of its graphical content and depictions of...
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Zombie Game Commercial Banned For Showing Suicide - Kotaku

Zombie Game Commercial Banned For Showing Suicide - Kotaku | Insurance Broking | Scoop.it
Zombie Game Commercial Banned For Showing Suicide
Kotaku
Get a good look at that clip up top, Australians, because you won't be seeing it on your TV screens ever again.
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Why you need more liability insurance - CBS News

Why you need more liability insurance - CBS News | Insurance Broking | Scoop.it
Why you need more liability insurance
CBS News
(MoneyWatch) Most people don't give the risk of a lawsuit a second thought. But with liability law suits on the rise and attorneys seeking larger awards, the risk is very real.
more...
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Firms going direct for PII coverage, Law Society poll shows | The Law Gazette

Firms going direct for PII coverage, Law Society poll shows | The Law Gazette | Insurance Broking | Scoop.it
FOCUS OF THE DAY: Increasing numbers of law firms are seeking out their own quotes for professional indemnity insurance http://t.co/kPPBtVV8...
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Being Approved For Professional Indemnity Insurance For ...

Being Approved For Professional Indemnity Insurance For ... | Insurance Broking | Scoop.it
As a professional who works closely with the public on a one-to-one basis, a physiotherapist is mandated by law to carry an indemnity insurance coverage. But.
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Travel Insurance: Cycle Travel Insurance

Travel Insurance: Cycle Travel Insurance | Insurance Broking | Scoop.it
Pay attention to the mexican travel insurance in Thailand, sunning yourself on the cycle travel insurance, services offered can vary greatly. You have to take coverage that better suits your specific health condition, there is no ...
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Firms going direct for PII coverage, Law Society poll shows | The Law Gazette

Firms going direct for PII coverage, Law Society poll shows | The Law Gazette | Insurance Broking | Scoop.it
FOCUS OF THE DAY: Increasing numbers of law firms are seeking out their own quotes for professional indemnity insurance http://t.co/kPPBtVV8...
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Being Approved For Professional Indemnity Insurance For ...

Being Approved For Professional Indemnity Insurance For ... | Insurance Broking | Scoop.it
As a professional who works closely with the public on a one-to-one basis, a physiotherapist is mandated by law to carry an indemnity insurance coverage. But.
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Vacancy: Professional Indemnity Solicitor/Partner City Of London

Vacancy: Professional Indemnity Solicitor/Partner City Of London | Insurance Broking | Scoop.it
G2 Legal are a leading UK independent recruitment agency matching professionals to legal vacancies.
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Energy-smart, 'green' practices the new must-haves in commercial buildings - The Advocate

Energy-smart, 'green' practices the new must-haves in commercial buildings - The Advocate | Insurance Broking | Scoop.it
Energy-smart, 'green' practices the new must-haves in commercial buildings The Advocate Stamford Mayor Michael Pavia is expected to announce next week that the city is joining the Commercial & Industrial Property Assessed Clean Energy (C-PACE)...
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London and the South East driving UK property prices up - Property Wire

Property WireLondon and the South East driving UK property prices upProperty WireLondon and the South East are keeping average UK property prices up but they are falling a lot in Northern Ireland and also in Wales, the latest figures based on...
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Commercial Administrator Job in Nottinghamshire, Midlands UK

Look at Commercial Administrator jobs in Nottinghamshire in Midlands and find all job offers at LINSCO LTD | Monster.co.uk (#Jobs #Admin Commercial Administrator: MID-Nottinghamshire, My client us a leading social housing co...)...
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Energy-smart, 'green' practices the new must-haves in commercial buildings - The Advocate

Energy-smart, 'green' practices the new must-haves in commercial buildings - The Advocate | Insurance Broking | Scoop.it
Energy-smart, 'green' practices the new must-haves in commercial buildings The Advocate Stamford Mayor Michael Pavia is expected to announce next week that the city is joining the Commercial & Industrial Property Assessed Clean Energy (C-PACE)...
more...
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ObamaCare to usher in health insurance cancellation notices - Fox News

ObamaCare to usher in health insurance cancellation notices - Fox News | Insurance Broking | Scoop.it
ObamaCare to usher in health insurance cancellation notices Fox News WASHINGTON – Many people who buy their own health insurance could get surprises in the mail this fall: cancellation notices because their current policies aren't up to the basic...
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Longtime TN nurse has insurance but not enough for new liver - The Tennessean

Longtime TN nurse has insurance but not enough for new liver - The Tennessean | Insurance Broking | Scoop.it
Longtime TN nurse has insurance but not enough for new liver The Tennessean Complications with Insurance leave Former Nurse wi...: A blood transfusion in 1983 left Beverly Loyd with hepatitus C and now because of insurance complications she is on...
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Scott signs Citizens bill

Scott signs Citizens bill | Insurance Broking | Scoop.it
TALLAHASSEE -- Gov. Rick Scott Wednesday signed legislation that will attempt to overhaul Citizens' Property Insurance, the state's largest insurer.
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Why Are Professional Indemnity Insurance Brokers Significant ...

Indemnity insurance is a fundamental element of running a safe and successful business. This type of insurance protects companies from negligence and revenue.
more...
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Scooped by Graham Wedgbury
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London and the South East driving UK property prices up - Property Wire

Property WireLondon and the South East driving UK property prices upProperty WireLondon and the South East are keeping average UK property prices up but they are falling a lot in Northern Ireland and also in Wales, the latest figures based on...
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