Insurance 2.0
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Insurance 2.0
Insurance, social technology and collaboration will change each other
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Insurance 2.0; what is it?

At last, I have got around to outlining what I think Insurance 2.0 might mean.  The way we insure today uses information management approaches that are out of touch with the information buyers and sellers of insurance need.  

 

Further, the legal doctrines underpinning the insurance contract have not only become asymmetrical; they require information neither buyer nor seller is well placed to provide or analyse.  

 

As a result, insurance is more expensive than it should be and the certainty of the promise buyers pay for is far less assured than it should be. 

 

It seems to me that Insurance 2.0 - as I foresee it could be implemented - might have answers to all these challenges.

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How Is Social Media Changing Diplomacy?

How Is Social Media Changing Diplomacy? | Insurance 2.0 | Scoop.it

I love the line: "the twenty-first century is a terrible time to be a control freak"...

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xkcd: Success

xkcd: Success | Insurance 2.0 | Scoop.it

As the friend of mine who first saw this said: "we've all been there"!

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Deeper Learning and 21st Century Skills

Deeper Learning and 21st Century Skills | Insurance 2.0 | Scoop.it

Business and political leaders are increasingly asking schools to integrate development of skills such as problem solving, critical thinking, and collaboration into the teaching and learning of academic subjects. Collectively these skills are often referred to as “21st century skills” or “deeper learning.”


Via Nik Peachey
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Top tips for non-disclosure | I should get out more...

This is my view of the 'why' of Insurance 2.0  It will come in 3 parts.

 

Please let me know what you think.

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Specialty Insurance Blog: New Cyber Risk Threats Increase the Need for Insurance

Specialty Insurance Blog: New Cyber Risk Threats Increase the Need for Insurance | Insurance 2.0 | Scoop.it

According to the US NSA Director General Keith Alexander, the number of computer attacks from hackers, criminal gangs and foreign nations on American infrastructure has increased 17-fold from 2009 to 2011...

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The Measurable Value Of Social Business (Infographic)

The Measurable Value Of Social Business (Infographic) | Insurance 2.0 | Scoop.it
What good are these technologies? According to a recent infographic from Mzinga, Teradata Aster, and The Center for Complexity in Business, most companies (64%) are primarily using these platforms for Marketing/Customer Experience.

 

The rest are tinkering with customer support, employee collaboration and sales:
64% for marketing initiatives
47% for customer support
39% for employee collaboration
27% for sales


No real surprise there, but the growing number of platform users and uses does suggest that social business initiatives are at long last becoming more important to business in general. Hallelujah, guys! We’re getting closer and closer to the idea that it’s not social business, it’s just business.


Via Marcia Conner
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Implementing Social Solutions to Improve Collaboration - Steve Caravajal's Ramblings - Site Home - MSDN Blogs

Implementing Social Solutions to Improve Collaboration - Steve Caravajal's Ramblings - Site Home - MSDN Blogs | Insurance 2.0 | Scoop.it
"Learn how to improve business collaboration through social solutions http://t.co/vk64zIFh #mspartner ^KD"...

 

Interesting article, though I would be surprised if the comparative level of ignorance of enterprise social media tools compared to their consumer versions is as prevalent as the article suggests. I suspect the still disappointing adoption rates of enterprise social strategies has less to do with ignorance and more to do with the simple difficulty of making them successful.

 

I also suspect that the more successful strategies are the more deliberately disruptive ones - in all senses of the word. And disrupting a culture, business model or industry is, challenging though it may be for any established firm to consider, rather the point of the exercise.

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