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How to Afford the Home You Want

How to Afford the Home You Want | Home tips | Scoop.it
When Jack Holden was asked, “How did your family get started buying real estate?” here’s how he answered. “We scraped, borrowed, and leveraged from every resource we had to muster the funds we needed… . For seed money we cashed in savings bonds and borrowed from our insurance policies and c... http://home.tipsdiscover.com/afford-home-want/
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How Become a Satisfied Homeowner

How Become a Satisfied Homeowner | Home tips | Scoop.it
You’re about to enjoy the wealth-building and personally enriching experience of home ownership. But before you buy, check these issues. Are you confident this is the home for you? Or are you being pushed into it by others? Do your advisors understand your priorities and possibilities? Are... http://home.tipsdiscover.com/become-satisfied-homeowner/
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Negotiate Win-Win for your House

Negotiate Win-Win for your House | Home tips | Scoop.it
Negotiators typically fit into one of three types of nego­tiating styles: (1) adversarial, (2) accommodating, and (3) win-win. Lawyers typically practice the adversarial style. Adversarial negotiators make outrageous demands. They push, pull, or threaten to move you as close as possible to their ... http://home.tipsdiscover.com/negotiate-win-win-house/
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How to Locate a Great Neighborhood

How to Locate a Great Neighborhood | Home tips | Scoop.it
To judge a neighborhood, think about school district, appreciation potential, affordability, demographics, life­styles, government services (fire, police, waste disposal, libraries), shop­ping, parks, zoning, aesthetics, and other features. In choosing a neighborhood, you usually trade off a... http://home.tipsdiscover.com/locate-great-neighborhood/
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Home Ownership: How to Make It Your Best Investment

Home Ownership: How to Make It Your Best Investment | Home tips | Scoop.it
In her 2000 book Everything You Know About Money Is Wrong, the nationally prominent financial advisor Karen Ramsey contradicts prevailing American beliefs about home ownership and presumes to tell her readers, “Your house is a roof over your head. It is not an investment… . To rent or buy c... http://home.tipsdiscover.com/home-ownership-make-best-investment/
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What Pests are in your Garden - Friend or Foe?

What Pests are in your Garden - Friend or Foe? | Home tips | Scoop.it
The following insects and animals have often been classified as pests. We think they deserve a little more tolerance—even appreciation­ they may well be doing more good than damage in your garden. CENTIPEDES AND MILLIPEDES We all know the centipede was named because of its 100 legs, but wh... http://home.tipsdiscover.com/pests-garden-friend-foe/
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What Pests are in your Garden - Suckers

What Pests are in your Garden - Suckers | Home tips | Scoop.it
APHIDS Aphids are probably the commonest pest in your garden, and they may be the most prolific of all insects. Thomas Huxley claimed that the de­scendants of a single aphid might at the end of one summer equal the population of China. Moreover, pesticides kill off the beneficial insects that ... http://home.tipsdiscover.com/pests-garden-suckers/
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What Pests are in your Garden that Destroyers Root

What Pests are in your Garden that Destroyers Root | Home tips | Scoop.it
JUNE BEETLES Also known as Junebugs and May beetles, these beetles mostly show up (sometimes in swarms) in May or June. They make bumbling but per­sistent attempts to fly into porch lights and through screens. When not attracted to light, they munch irregular holes in leaves of trees by night ... http://home.tipsdiscover.com/pests-garden-destroyers-root/
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Good Bugs in your Garden

Good Bugs in your Garden | Home tips | Scoop.it
The average square yard in a typical garden contains more than 1,000 insects. They can’t all be gluttonous garden destroyers, or we’d have only bare dirt. Actually, less than 1 percent of all insects are considered pests, and virtually all have predators and parasites of their own to con­tend wi... http://home.tipsdiscover.com/good-bugs-garden/
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How to have a Healthy Garden

How to have a Healthy Garden | Home tips | Scoop.it
THE FALLACY OF PESTICIDES We have actually bred armies of superbugs that our poisons can’t kill. In 1938, there were seven insect pests known to be resistant to at least one chemical; now there are 535 resistant insect species. There are also 210 weed species resistant to at least one h... http://home.tipsdiscover.com/healthy-garden/
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Common Pests in your Home-Ticks, Chiggers, and Mites

Common Pests in your Home-Ticks, Chiggers, and Mites | Home tips | Scoop.it
Ticks, chiggers, and mites are all Arachnida, related to spiders, and it’s perfectly all right to have arachnophobia about these appalling little crea­tures, which attach themselves to our bodies and feed off us, leaving call­ing cards that range from the agonies of itching to serious ill... http://home.tipsdiscover.com/common-pests-home-ticks-chiggers-mites/
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Common Pests in your Home - Spiders

Common Pests in your Home - Spiders | Home tips | Scoop.it
For many people, spiders are the scariest bugs of all. In reality, they merit our greatest respect and admiration, for spiders are the finest tiny game hunters we know. Why are we so hard on spiders? Is it a genetic warning system because, as with snakes, a few of them are potentially very... http://home.tipsdiscover.com/common-pests-home-spiders/
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Common Pests in your Home - Rats and Mice

Common Pests in your Home - Rats and Mice | Home tips | Scoop.it
RATS Rats have adapted so successfully to a lifestyle entwined with ours that we can hardly call them wild animals. Just like us, they are both intrepid travelers and house dwellers. Quintessential freeloaders, they eat our food, give us their diseases, live in our homes, and skulk about the... http://home.tipsdiscover.com/common-pests-home-rats-mice/
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The Biggest Mistakes of All when you Buy a House

The Biggest Mistakes of All when you Buy a House | Home tips | Scoop.it
We didn’t buy. We were afraid of making a mistake. LESSON: Educate yourself. Don’t let fear block you from home ownership. Kyle and Shannon Marks have been shopping for a home for more than two years. Yet, they continue to rent. Every time they get close to an of­fer, their worries overwhelm the... http://home.tipsdiscover.com/biggest-mistakes-buy-house/
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The Best Loan for House at the Lowest Cost

The Best Loan for House at the Lowest Cost | Home tips | Scoop.it
It’s easier than ever for young people to buy a home,” writes Bill Rumbler of the Chicago Sun-Times. Lend­ers and builders are bending over backward to help first-time buyers. They’re lowering interest rates, reducing (or eliminating) down pay­ments, and cutting closing costs. “On top of t... http://home.tipsdiscover.com/best-loan-house-lowest-cost/
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Is This Home Perfect for You?

Is This Home Perfect for You? | Home tips | Scoop.it
Based on your carefully thought-out list of possibilities and priorities, does this home feel right? Think where you are now in life—and where you plan to be in the future—will this house meet your most important goals? Does it fit within the amount you want to spend (invest)? Does the home off... http://home.tipsdiscover.com/home-perfect/
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How to Find a Good Buyer for your House

How to Find a Good Buyer for your House | Home tips | Scoop.it
To make your home pay off as much as possible as an in­vestment, shop for a good buy just as you would shop for neighborhood or property features. To help you achieve this goal, the mistakes in this article alert you to principles of valuation. When you apply these principles, you will be able ... http://home.tipsdiscover.com/how-to-find-a-good-buyer-for-your-house/
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Explore Possibilities, Set Priorities for buying or rent a house

Explore Possibilities, Set Priorities for buying or rent a house | Home tips | Scoop.it
We want to own, but we pay less to rent. LESSON: Over time, you will pay far more to rent than to own. Plus, homeowners gain the wealth-building power of home equity. Do you believe that you’ll pay more to own than to rent? If so, you’re ex­periencing the same confusion that troubles many of the... http://home.tipsdiscover.com/explore-possibilities-set-priorities-for-buying-or-rent-a-house/
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What Pests are in your Garden - Tunnelers

What Pests are in your Garden - Tunnelers | Home tips | Scoop.it
BORERS Borers can be either caterpillars, which plague annuals, or the larval stage of beetles (grubs), which mostly go after trees. They are called borers be­cause this is how they do their worst damage—boring into plant stems or stalks or tree trunks and then eating their way inside. They may ... http://home.tipsdiscover.com/pests-garden-tunnelers/
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What Pests are in your Garden - Slimers

What Pests are in your Garden - Slimers | Home tips | Scoop.it
SLUGS AND SNAILS Probably the most loathed pests in the garden, slugs and snails both eat large ragged holes in plants. They’ll eat the whole plant if it’s young and tender, and their destructive chomping and silvery trails are a dead give­away to their presence. Classified as gastropods, mean... http://home.tipsdiscover.com/pests-garden-slimers/
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What Pests are in your Garden - Chompers

What Pests are in your Garden - Chompers | Home tips | Scoop.it
CABBAGE LOOPERS AND IMPORTED CABBAGEWORMS Although separate species, the one being a moth and the other a but­terfly, these two caterpillars have many similarities. In addition to munch­ing on cabbage plants, they will both attack almost any vegetable you care to grow: broccoli, cauliflower, b... http://home.tipsdiscover.com/what-pests-are-in-your-garden-chompers/
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How to protect your garden from pests

How to protect your garden from pests | Home tips | Scoop.it
If gardening means war, we have only ourselves to blame. We plant delicate seedlings and then are amazed when they tantalize the taste buds of hungry slugs. We try to grow the sweetest, best-tasting corn and expect the raccoons to ignore it. We lovingly nurture spectacular roses and are... http://home.tipsdiscover.com/protect-garden-pests/
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Occasional Invaders pests in your Home

Occasional Invaders pests in your Home | Home tips | Scoop.it
ASIAN LADY BEETLES Multicolored Asian lady beetles get their nickname, Halloween beetles, from their orange color (with black spots) and the fact that they make their appearance in huge numbers around the end of October. Introduced from Japan to control tree-inhabiting aphids, they have spread... http://home.tipsdiscover.com/occasional-invaders-pests-in-your-home/
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Common Pests in your Home-Termites and Wood-Boring Beetles

Common Pests in your Home-Termites and Wood-Boring Beetles | Home tips | Scoop.it
TERMITES One of the strange ironies of this planet is that the supreme builders of the insect world are those who eat, ravage, and destroy our own dwellings. Every year termites cause more damage in the United States than fires, storms, and earthquakes combined. In 1990, according to the Los... http://home.tipsdiscover.com/common-pests-in-your-home-termites-and-wood-boring-beetles/
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Common Pests in your Home - Silverfish

Common Pests in your Home - Silverfish | Home tips | Scoop.it
These pearly, primitive, wingless nibblers are thought to be relatives of the oldest six-legged creatures. They belong to an order named for its “fringe tails,” three long filaments at the posterior end, but they get the name “silverfish” from their silvery, overlapping scales. These scales rub ... http://home.tipsdiscover.com/common-pests-home-silverfish/
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