Rick Torrington
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How do I Research a Financial Planner?

How do I Research a Financial Planner? | Rick Torrington | Scoop.it
Whether or not Edward Kennedy Mason Financial is a good fit as an investment advisor for you, we want to give you the tools to know as much as you can about any investment professional you are considering working with.
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Whether or not Edward Kennedy Mason Financial is a good fit as an investment advisor for you, we want to give you the tools to know as much as you can about any investment professional you are considering working with.

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Financial Coaching and Market Corrections – Four Points to Follow

Financial Coaching and Market Corrections – Four Points to Follow | Rick Torrington | Scoop.it
Market corrections coupled with poor communication in wealth management spells disaster, which is why financial coaching is critical to a successful relationship.
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Regular 401k contributions provide a good way for employees to defer earned income until retirement.

Regular 401k contributions provide a good way for employees to defer earned income until retirement. | Rick Torrington | Scoop.it
Learn how to measure the effectiveness of your 401k plan.
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Learn how to measure the effectiveness of your 401k plan.
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Good Asset Protection Requires Investing with Clarity

Good Asset Protection Requires Investing with Clarity | Rick Torrington | Scoop.it
Understanding investment fees and costs is a fundamental component of asset protection.
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Understanding investment fees and costs is a fundamental component of asset protection.

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Your 401k May Be a Your Biggest Asset Lacking Management and Clarity

Your 401k May Be a Your Biggest Asset Lacking Management and Clarity | Rick Torrington | Scoop.it
Properly utilized, a 401k can be a powerful tool to generate wealth.
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Properly utilized, a 401k can be a powerful tool to generate wealth.
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Financial Coaching is a Collaborative Effort

Financial Coaching is a Collaborative Effort | Rick Torrington | Scoop.it
Financial coaching requires a collaborative effort between the financial coach and client.
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Financial coaching requires a collaborative effort between the financial coach and client.

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What is a Financial Coach?

What is a Financial Coach? | Rick Torrington | Scoop.it
At Edward Kennedy Mason Financial, we believe that a knowledgeable investor is a portfolio's greatest asset, which is why will be your financial coach.
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At Edward Kennedy Mason Financial, we believe that a knowledgeable investor is a portfolio's greatest asset, which is why will be your financial coach.

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Business Financial Planning is Part of Comprehensive Wealth Management

Business Financial Planning is Part of Comprehensive Wealth Management | Rick Torrington | Scoop.it
Business Financial Planning is the same as individual financial planning and part of comprehensive wealth management except it focuses on a business.
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Business Financial Planning is the same process as individual financial planning and part of comprehensive wealth management except It focuses on a business

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Why Keep Your 401k; Why Do a 401k Rollover - Florida 401k Rollover

Why Keep Your 401k; Why Do a 401k Rollover - Florida 401k Rollover | Rick Torrington | Scoop.it
I have reviewed very cost effective 401k investment plans that are extremely beneficial to the employee and employer. Many of these plans have diverse cost effective investments available.
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I have reviewed very cost effective 401k investment plans that are extremely beneficial to the employee and employer. Many of these plans have diverse cost effective investments available.

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Planning Asset Protection is Important for Everyone in our Lawsuit Happy Culture

Planning Asset Protection is Important for Everyone in our Lawsuit Happy Culture | Rick Torrington | Scoop.it
As a financial planner, my assets were well protected, and besides that, the lawsuit had no foundation.
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As a financial planner, my assets were well protected, and besides that, the lawsuit had no foundation. That said, my neighbor’s attorney aggressively pursued me, seeking access to my homeowners policy

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In Wealth Management, Annuity Is Not A Four Letter Word

In Wealth Management, Annuity Is Not A Four Letter Word | Rick Torrington | Scoop.it
The article quoted a Washington, D.C. securities consultant who said simple portfolios of stocks and bonds are better than equity-indexed annuities 100 percent of the time.
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The article quoted a Washington, D.C. securities consultant who said simple portfolios of stocks and bonds are better than equity-indexed annuities 100 percent of the time.

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How Do Financial Planners Get Paid?

How Do Financial Planners Get Paid? | Rick Torrington | Scoop.it
This is a common question among those seeking financial advice. There are several ways a Financial Advisor gets paid, and recent regulations stipulate clearly how.
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This is a common question among those seeking financial advice. There are several ways a Financial Advisor gets paid, and recent regulations stipulate clearly how.

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Fundamental Analysis and its Role in Wealth Management

Fundamental Analysis and its Role in Wealth Management | Rick Torrington | Scoop.it
Fundamental Investing, which is a tool in successful wealth management, requires paying attention to key variables in the economy.
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Fundamental Investing, which is a tool in successful wealth management, requires paying attention to key variables in the economy.

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Financial Coach Says Life Insurance is Not a Four Letter Word

Undergoing the holistic financial planning process with a financial coach may reveal a need for life insurance.
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Undergoing the holistic financial planning process with a financial coach may reveal a need for life insurance.

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Eliminating the How to Invest Trap in Your 401k

Eliminating the How to Invest Trap in Your 401k | Rick Torrington | Scoop.it
Many 401k owners are left on the sidelines with no coach helping them to decide how to invest in the retirement account provided through their employers.
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Many 401k owners are left on the sidelines with no coach helping them to decide how to invest in the retirement account provided through their employers.
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A Good Financial Coach Eliminates Client Paralysis

A Good Financial Coach Eliminates Client Paralysis | Rick Torrington | Scoop.it
Many prospective clients in need of solid financial planning, wealth management and asset protection are paralyzed by past experience.
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Many prospective clients in need of solid financial planning, wealth management and asset protection are paralyzed by past experience.

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Fraudulent Conveyance Destroys Asset Protection Planning

Fraudulent Conveyance Destroys Asset Protection Planning | Rick Torrington | Scoop.it
Fraudulent conveyance is the willful effort by clients and their financial planners of trying to protect or hide assets from creditors after there is even a hint of a tort, complaint, wrongdoing, malpractice or when the person expects his or her...
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Fraudulent conveyance is the willful effort by clients and their financial planners of trying to protect or hide assets from creditors after there is even a hint of a tort, complaint, wrongdoing, malpractice or when the person expects his or her assets are at risk for a lawsuit.

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Why 401k Rollover Makes Sense in Retirement

Why 401k Rollover Makes Sense in Retirement | Rick Torrington | Scoop.it
If you leave your job, you may elect to rollover your 401k into an IRA.There are several benefits to conducting a 401k rollover you may want to consider.
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If you leave your job, you may elect to rollover your 401k into an IRA.There are several benefits to conducting a 401k rollover you may want to consider.

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Asset Protection Begins With Protecting Yourself Against Bad Financial Advisors

Asset Protection Begins With Protecting Yourself Against Bad Financial Advisors | Rick Torrington | Scoop.it
When it comes to asset protection, the first place for due diligence is finding a capable and honest financial advisor.
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When it comes to asset protection, the first place for due diligence is finding a capable and honest financial advisor. We read horror stories all too often in the media about disreputable financial planners who misuse their positions of trust

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Reasons To Say No To A 401k Loan - Florida 401k Rollover

Reasons To Say No To A 401k Loan - Florida 401k Rollover | Rick Torrington | Scoop.it
401k loans are limited to the lesser of $50,000 or 50 percent of the 401k balance. Whatever the loan amount, you must pay back the loan on a regular amortization schedule that is not to exceed five years.
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401k loans are limited to the lesser of $50,000 or 50 percent of the 401k balance. Whatever the loan amount, you must pay back the loan on a regular amortization schedule that is not to exceed five years.

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Wealth Management Tools: Managed Investment Accounts

Wealth Management Tools: Managed Investment Accounts | Rick Torrington | Scoop.it
A wealth manager may structure managed investment accounts with a nearly unlimited array of investment vehicles, the selection of which will vary according to your needs.
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A wealth manager may structure managed investment accounts with a nearly unlimited array of investment vehicles, the selection of which will vary according to your needs.

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