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Bankruptcy Law - Guide to Chapter 7, 11, 13 - HG.org

Bankruptcy Law - Guide to Chapter 7, 11, 13 - HG.org | Credit Terms | Scoop.it
Bankruptcy allows individuals, couples, and businesses that cannot meet their financial obligations to be excused from repaying some or all of their d
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This cite gives a ton of information on bankruptcy. It gives information on knowing exactly what bankruptcy is and how to recognize. They tell you what you should do. It also gives articles of examples so the reader knows exactly what to expect. It also gives them a better idea of what they are dealing with.

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Debt Counseling

Debt Counseling | Credit Terms | Scoop.it
Free Credit Counseling and Debt Counseling
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When in financial trouble or confused about finances, there are people that are there to help. I find it amazing that they have programs to help guide and direct people through their financial troubles. No matter how hard it can be there are always people there to help her through hard situations. 

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Stolen Identity? Here's What to Do | Nolo.com

Stolen Identity? Here's What to Do | Nolo.com | Credit Terms | Scoop.it

Here's a checklist of the steps you need to take if you suspect your identity has been stolen.

Ashley's insight:

What do you do if your identity is stolen there are certain things you can do to solve the problem and get your identity back. It's a scary thing to have your identity stolen. You would need to figure out all who you talked to and have important information, conatact the credit bureau, call the police and close all credit accounts and oother important things. 

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Differences between Chapters 7, 11, 12, & 13

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There are many differences of bankruptcy between chapters 7, 11, and 13. The one in 7 talks about liquidation bankruptcy, which is also called "straight bankruptcy". In chapter 11 talks about recognizing debt problems and it's used by large businesses. Chapter 13 is about talking about how to pay of debts and other bills.

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Financial Counseling, Inc.

Financial Counseling, Inc. | Credit Terms | Scoop.it
Registered, Investment, Retirement, Advisors, Financial, Counseling, Planning, Ohio, Dayton, Springboro, Centerville, Miami Valley, Montgomery County, Warren County, Greene County, Miamisburg, Washington Township, Bellbrook, Beavercreek, Clearcreek Township, Lebanon, 401k, 401(k), IRA, SEP, Roth, Rollover, Portfolio, Assets
Ashley's insight:

This sight has many people that are willing and able to help anyone with financial trouble. Their job is to help all those that are in need of financial counseling. I think it's amazing that people have the skills and ability to help others that don't have the same knowledge as they do.

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5 Steps to Take Immediately If You've Been a Victim of Identity Theft | Credit Sesame

5 Steps to Take Immediately If You've Been a Victim of Identity Theft | Credit Sesame | Credit Terms | Scoop.it
Ashley's insight:

I think it's early horrible when people steal other people's identity. Why can't they just be themselves. We all work hard to earn money and make life easier for the ones we love, so why can't they do that too. What makes them so much better that they get it all for free by just stealing petioles identities and spending all the hard earned money. Get up, get to work, earn your own money, and stop being so lazy. It's never going to be simple, but everyone has to work so you might as well too. 

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Warning signs of a debt problem: Actions and options | The Maryland People's Law Library

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There are many sounds of getting into debt. There are the signs that you cannot pay your bills. You borrow money from friends and family. You can get in terrible for not paying your builds so you may end up in court. One way to get help from being in debt is getting a hold of your creditor and figuring out a way to find money to pay off the debts that you may owe. 

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Warning Signs of Debt Trouble | Apprisen

Warning Signs of Debt Trouble | Apprisen | Credit Terms | Scoop.it
If you see yourself in two or more of these warning signs, you should seek help immediately. If you think you’re having financial problems, you probably are. The sooner you take action, the easier the problems are to solve.
Ashley's insight:

There are many signs that you might be in debt. Some of the signs are using credit card to buy necessities even though you don't have money. Another sign is having your parents help you will your bills. Borrowing money from friends or family to help pay off debts and bills. There are more signs that you might be in debt, but those are some of the signs.

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