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57% of Showroomers Test Products, Then Head to Amazon

57% of Showroomers Test Products, Then Head to Amazon | Commerce and Payments | Scoop.it
Millions of shoppers are trying out products in store before buying online to save money. Learn more about the trend of showrooming.
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The Amazon-ification of Whole Foods

The Amazon-ification of Whole Foods | Commerce and Payments | Scoop.it
There’s a broader strategy behind two-hour delivery for heirloom tomatoes.
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FBI Data Show Fraudulent Online Sales of Cars and Outdoor Equipment, Funded by Gift Cards, Are Soaring - Digital Transactions

FBI Data Show Fraudulent Online Sales of Cars and Outdoor Equipment, Funded by Gift Cards, Are Soaring - Digital Transactions | Commerce and Payments | Scoop.it
Fraudulent online sales of cars, recreational vehicles, boats, and outdoor equipment are soaring, wi
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What's Killing Checking Accounts? Deposit Displacement

What's Killing Checking Accounts? Deposit Displacement | Commerce and Payments | Scoop.it
Between 2000 and 2016, the number of checks written in the United States declined from 41.9 billion to 17.1 billion, a nearly 60% drop. Bad news for checking accounts, right? Wrong.
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Hamtramck: Scale and Institutional Frameworks

Hamtramck: Scale and Institutional Frameworks | Commerce and Payments | Scoop.it
I recently published an article that explored some of the ways regulations make it difficult for small businesses to get off the ground and function. Among the examples I used from around the country was Bank Suey in Hamtramck, Michigan. My story was subsequently reposted on various other sites which the owner, Alissa Shelton, read…
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‘Porch Pirates’ Steal Holiday Packages as They Pile Up at Homes

‘Porch Pirates’ Steal Holiday Packages as They Pile Up at Homes | Commerce and Payments | Scoop.it
Police say package theft is up during the holiday shopping crush, but homeowners and retailers are striking back with cameras and other technology.
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Would You Take Out a Loan for a Pair of Jeans?

Would You Take Out a Loan for a Pair of Jeans? | Commerce and Payments | Scoop.it
The fintech startup’s high-interest product aims to disrupt how you buy, and how you owe.
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Top 10 Trends Impacting the Future of Payments

Top 10 Trends Impacting the Future of Payments | Commerce and Payments | Scoop.it
The payments industry is in a state of transition with 10 trends impacting the future revenues and competitive balance in banking.
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Paying Behind the Great Firewall: Maurer Plays Marco Polo (Part 1)

Paying Behind the Great Firewall: Maurer Plays Marco Polo (Part 1) | Commerce and Payments | Scoop.it
By IMTFI Director and UC Irvine School of Social Sciences Dean Bill Maurer Before I left for China in mid-September, on a three-city
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PSD2 – the tip of an Open Banking API iceberg? » Banking Technology

PSD2 – the tip of an Open Banking API iceberg? » Banking Technology | Commerce and Payments | Scoop.it
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Amazon.com: The Place Where American Dreams Are Stolen By Chinese Counterfeiters

Amazon.com: The Place Where American Dreams Are Stolen By Chinese Counterfeiters | Commerce and Payments | Scoop.it
Amazon sued counterfeiters on his behalf but it's done little to keep fakes of his products off the site. Mark Lopreiato continues his struggle against knock-offs and Amazon's woefully ineffective IP-protection protocols.
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Why Amazon’s '1-Click' Ordering Was a Game Changer - Knowledge@Wharton

Why Amazon’s '1-Click' Ordering Was a Game Changer - Knowledge@Wharton | Commerce and Payments | Scoop.it
Amazon’s patent on “1-click” ordering, which recently expired, helped jump-start the e-commerce giant’s growth into a massive online marketplace.
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Personalization Helps Retailers; Too Bad They're Terrible at It - Bloomberg Gadfly

Personalization Helps Retailers; Too Bad They're Terrible at It - Bloomberg Gadfly | Commerce and Payments | Scoop.it
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The digital trade oversight

The digital trade oversight | Commerce and Payments | Scoop.it
Two decades into the digital revolution, the notion that the internet and mobile connectivity are transforming trade and bridging the digital divide is a staple talking point at diplomatic conferences on trade and development. Needless to say
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Found on Instagram, sold on Alibaba: Even the smallest brands are now the victims of counterfeiting

Found on Instagram, sold on Alibaba: Even the smallest brands are now the victims of counterfeiting | Commerce and Payments | Scoop.it
No brand is too obscure for Chinese counterfeiters — not even Team Dream, a cycling apparel company with five employees that operates out of a former gas station in San Marino.
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Mainframe or cloud in fintech? It's a surprising no-brainer

Mainframe or cloud in fintech? It's a surprising no-brainer | Commerce and Payments | Scoop.it
Will mainframes remain relevant to financial services firms as cloud computing becomes more reliable, flexible and cost-effective? Nubank thinks cloud only.
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The New Retail: Gird Your Loins

The New Retail: Gird Your Loins | Commerce and Payments | Scoop.it
I was at a friend's house when she got a delivery of groceries. The boxes arrived at her door from one of the many new services that allow customers to shop online. Fresh fruit, veggies, meat, wine, eggs, cheese, milk, Christmas wreathes, and fresh cut flowers. She just pushed a few buttons and voila! I…
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E-commerce will change forever

E-commerce will change forever | Commerce and Payments | Scoop.it
In September of 2017 Amazon's patent on the 1 click checkout is expiring. This will open the door to any site that wants to improve their checkout.
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Design everything for the disabled and you can’t go wrong | The Spectator

Design everything for the disabled and you can’t go wrong | The Spectator | Commerce and Payments | Scoop.it
About 30 years ago, BT introduced a telephone handset with enormous keys. It was intended for people with serious visual impairment. Unexpectedly, it…
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Will Cash Disappear?

Will Cash Disappear? | Commerce and Payments | Scoop.it
Coins and paper currency remain the most popular ways to pay in most countries. But longer term, cash appears to be locked in a losing battle with electronic payment methods.
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Alexa, Allo & The Future of Retail Commerce | PYMNTS.com

Alexa, Allo & The Future of Retail Commerce | PYMNTS.com | Commerce and Payments | Scoop.it
News: PYMNTS' Karen Webster says the future of retail commerce will be shaped by two players and one ubiquitous access device: Amazon Alexa, Google Allo and
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Remittance Transfers: Policy, Practicalities, and Innovation | Ripple

Remittance Transfers: Policy, Practicalities, and Innovation | Ripple | Commerce and Payments | Scoop.it
We explain why innovative financial technology solutions like Ripple’s matter.
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Open Banking APIs are Not Created Equally

Open Banking APIs are Not Created Equally | Commerce and Payments | Scoop.it
There’s been a lot of discussion in the banking industry about open APIs that can enable different software technologies to work together with the promise of
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'In my world, it's called theft': How Ajay Banga wants to change inclusion

'In my world, it's called theft': How Ajay Banga wants to change inclusion | Commerce and Payments | Scoop.it
Mastercard CEO Ajay Banga wants business leaders to stop looking at financial inclusion through their short-term returns lens and open up to the “enormous” money-making potential of bringing people out of poverty.
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The History of Sears Predicts Nearly Everything Amazon Is Doing

The History of Sears Predicts Nearly Everything Amazon Is Doing | Commerce and Payments | Scoop.it
One hundred years ago, a retail giant that shipped millions of products by mail moved swiftly into the brick-and-mortar business, changing it forever. Is that happening again?
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How Grocery Giant Aldi Plans to Conquer America: Limit Choice

How Grocery Giant Aldi Plans to Conquer America: Limit Choice | Commerce and Payments | Scoop.it
Born in the ashes of WWII, the secretive German supermarket chain Aldi offers shoppers limited choices and rock-bottom prices—a formula expected to roil an American grocery market already undergoing dramatic change.
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