Car insurance on second how is it covered.?

 

 

I am very confuse. I added a second car so that my lil brother can be insured under my policy because its more affordable for him. both car is stored at different address and my address was the permanent address on the policy. Is he still insured? His registation and license is still listed at my address because he use to live with me. Now that he moved out will he still be insured because his licesnse and registration permanenet address is still listed at my home, but his mailing address has change? If he get in accident will it affect me personally like insurance sue me for any damages that is beyond the coverag. How does adding a 2nd driver and car works? Also, Is there such thing like if I insured his car without added him as a second driver and still be insured if he or anyones drives it. If you are an expert and clarify this for me. I want greatly thank you in advance for taking time to help me.

 

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