Borrow With Your Car
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Borrow With Your Car

Borrow With Your Car | Borrow With Your Car |
















Borrow With Your Car
1150 Sheppard Ave W #1
Toronto, ON M3K 2B5
(416) 634-2022



Prudent Financial Services is the leader in the lending industry for personal bad credit loans in the GTA since 1984. The company specializes in credit repair services and the lowest cost same day personal and vehicle loans for people with bankruptcies, proposals or bad credit scores in Toronto and GTA.


In the following years, Prudent opened 2 more divisions: Prudent Mortgage Corporation in 2004, a brokerage offering competitively priced mortgages for people with bad credit, and Prudent Value Cars in 2008, a pre-owned auto dealership with open, same day loans for quality pre-owned vehicles.


The company offers up to $20,000 in a fast same day Vehicle Title Loan and up to $5,000 in a fast same day Vehicle Repair Loan paid upon completion of repairs. Prudent Financial Services provides the lowest rates in the GTA for Vehicle Repair loans for people with bad credit. PFS loans report to the credit bureau.


To apply for up to $20,000, a client’s car must be: 6 years or newer, but if cars are high-end (BMW, Cadillac, Lexus) they can be older, they must be fully paid off, no liens, no leases, and fully insured (PFS offers free insurance services to help clients get the best rates). Also, the car must be with ownership and insurance in the client’s name only. If the vehicle is in another name, the owner must come in to co-sign the loan. If the vehicle is in the name of a client’s company, the client must provide proof of ownership.


Also, in order to qualify, a client must bring his insurance policy, ownership form, driver's license, a void cheque and proof of address. Today, Prudent is a one-stop centre for all their clients’ financial needs: personal, vehicle and home equity loans.

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