banking system
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Small Business' Real Problem with the Banking System

Small Business' Real Problem with the Banking System | banking system | Scoop.it
Increased regulation of bank lending still needs to allow for measured risks that permit sound small businesses to receive funding needed to thrive.
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The article descibres the problem that small business faces with the banking system . In fact, the regulation of the banking system still need to be more regulated concerning the lending to encourage small business to receive the required funds for their development.  

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JSTOR: The Economic Journal, Vol. 106, No. 436 (May, 1996), pp. 698-707

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This article shows why it is important for the banking system to be regulated . In fact, the primary objective of prudential regulation is to ensure that the assets of the banks have enough liquidity to face any reduction in redeposits.

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Seven principles for better banking regulation | vox

Seven principles for better banking regulation | vox | banking system | Scoop.it
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This article describes the main points to make a banking system work better : 

- A central regulatory body 

- Monetary policy is not the appropriate tool with which to recapitalise banks.

- Regulation and supervision should encompass all entities that carry out banking activities.

- Expected losses of liabilities guaranteed by the government should be covered by a risk premium determined by the market dependent on the risk assumed by the entity. 

- Institutions that play a key role in the financial system should be regulated 

- Competition policy should be coordinated also with financial regulation 

- It is necessary to establish mechanisms to prevent delay of the supervisor’s intervention (regulatory forbearance) while the balance sheets of financial institutions deteriorate and capital declines.

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The Role of a Central Bank in a Bubble Economy - Section I | Gold Eagle

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This article gives a description of the sources and the evolutions of the japanese bubble economy and if these problems affect the bank of japan . The article and also explains the different difficulties that a central bank can face in a bubble economy.

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How the Banking System Really Works

How the Banking System Really Works | banking system | Scoop.it
Very few people understand how the modern banking system really works. They have in their heads a model they learned from text books in which banks take deposits from customers, then lend out those deposits as loans.
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This article shows the real understand of how the bankin system really works . In fact, the banks' funds are provided by the interbank market, and not from deposits that banks take customers, which are then lend out as loans. 

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Could US financial reform help fix China’s banking system?

Could US financial reform help fix China’s banking system? | banking system | Scoop.it
Two of China's biggest banks, Bank of China and China Merchants Bank, have recently made plans to adopt "living wills," or plans to wind themselves down in the event they fail without relying on a government bailout.
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The establishment of “living wills” is a good step toward the long-awaited establishment of bank deposit insurance in China . The main important banks in China : Bank of China and China Merchant’s Bank are considered important financial institutions as long as its total consolidated assets are more than $50 billion. Also they are required by the US law to create a living will. 

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How the UK Banks can Restore Consumer Confidence by Shaheen Darr | Inside Business 360

How the UK Banks can Restore Consumer Confidence by Shaheen Darr | Inside Business 360 | banking system | Scoop.it
For the majority of the population there is no alternative but to continue using the services banks offer but there is an underlying unease about the entire banking industry. It
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The objective of this article is to show the difficulity for UK customer in restoring confidence with the banking system in the UK, because of all the crisis that this system has occured in the past. So the re-establishment of this confidence can be considered as a slow process as long as people had enough and want  banking to be cheaper, transparent and show social responsibility.

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A critique of the IMF's role and policy conditionality

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This article deals with the crisis that the IMF is facing concerning its legitimacy, credibility and confidence with public , countries and shareholders countries. The article also explain the strategy and the policy of the IMF .

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