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NYCoastal HomeInsurance | Papers - Academia.edu

NYCoastal HomeInsurance | Papers - Academia.edu | You will need us if fire or flood strikes. | Scoop.it
Studies Health insurance, Flooding Insurance, and Renters Insurance.
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Tips for Home Insurance Shoppers: an Interview with Larry Levin of J&M Insurance

Tips for Home Insurance Shoppers: an Interview with Larry Levin of J&M Insurance | You will need us if fire or flood strikes. | Scoop.it
Larry Levin with tips to find the best home insurance for you
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http://www.nycoastalhomeinsurance.com/homeowners_insurance_long_island_ny

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NYcoastalhomeins's curator insight, July 16, 2014 12:26 PM

For some people, the thought of purchasing a life insurance policy is simply not in their future and for those people it probably means that they don't understand how important it is to have a life insurance policy on themselves. The plain and simple fact is that unless they have children, such an expense could easily escape them, however, it is entirely possible that these individuals do not see the big picture.


A life insurance policy should be considered as part of your estate planning, especially since it will attempt to cover your funeral expenses. Without an insurance policy in place, the loved ones that you leave behind will end up having to pay all of those expenses, a financial responsibility that should not belong to them in the first place.


If you own a home and it is completely paid for, but you have other debts floating around, a life insurance policy would usually satisfy the people you owe and you will leave nothing against your estate. Without a policy in place, chances are that your creditors will try to come after the property that you own and it will need to be sold to satisfy your debt. So much for leaving it to one of your siblings.


But what if you actually have children of your own, what then? They may have already moved out of your house and moved on with their lives, but they are still your children, wouldn't you like to leave them something to remember you by? It doesn't have to be much, but as long as it pays your final bills and leaves them a little something they probably won't talk about you after you are gone.


It could be something as simple as paying off the mortgage on the house so that they will have one less thing to worry about after you are gone. Maybe you just want your kids to know that life insurance is the right thing to do, so you show them what responsibility is all about for your grandchildren.


Whether it is just so that you can have peace of mind that you are not leaving your family in a hole, or you make the choice of purchasing a life insurance policy so that you can provide for your sick mother or relative, the decision is yours to make. Talk to Larry Levinn of NY Coastal Home Ins. to help you determine how much the policy should be.

Life Insurance from NY Coastal Home Insurance

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The Science of Hurricanes

What causes Hurricanes like Sandy or Katrina to form? Here's an explanation of the science behind hurricanes and why they increase in size and power. (From D...
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Tips for Home Insurance Shoppers: an Interview with Larry Levin of J&M Insurance

Tips for Home Insurance Shoppers: an Interview with Larry Levin of J&M Insurance | You will need us if fire or flood strikes. | Scoop.it
Larry Levin with tips to find the best home insurance for you
NYcoastalhomeins's insight:

For some people, the thought of purchasing a life insurance policy is simply not in their future and for those people it probably means that they don't understand how important it is to have a life insurance policy on themselves. The plain and simple fact is that unless they have children, such an expense could easily escape them, however, it is entirely possible that these individuals do not see the big picture.


A life insurance policy should be considered as part of your estate planning, especially since it will attempt to cover your funeral expenses. Without an insurance policy in place, the loved ones that you leave behind will end up having to pay all of those expenses, a financial responsibility that should not belong to them in the first place.


If you own a home and it is completely paid for, but you have other debts floating around, a life insurance policy would usually satisfy the people you owe and you will leave nothing against your estate. Without a policy in place, chances are that your creditors will try to come after the property that you own and it will need to be sold to satisfy your debt. So much for leaving it to one of your siblings.


But what if you actually have children of your own, what then? They may have already moved out of your house and moved on with their lives, but they are still your children, wouldn't you like to leave them something to remember you by? It doesn't have to be much, but as long as it pays your final bills and leaves them a little something they probably won't talk about you after you are gone.


It could be something as simple as paying off the mortgage on the house so that they will have one less thing to worry about after you are gone. Maybe you just want your kids to know that life insurance is the right thing to do, so you show them what responsibility is all about for your grandchildren.


Whether it is just so that you can have peace of mind that you are not leaving your family in a hole, or you make the choice of purchasing a life insurance policy so that you can provide for your sick mother or relative, the decision is yours to make. Talk to Larry Levinn of NY Coastal Home Ins. to help you determine how much the policy should be.

Life Insurance from NY Coastal Home Insurance

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Flood Insurance Long Beach NY

Flood Insurance Long Beach NY | You will need us if fire or flood strikes. | Scoop.it
NY Coastal Home Insurance offers the best Flood Insurance Long Beach NY!
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IRS Announces Tax Relief for Washington State Mudslide and Flooding Victims

IRS Announces Tax Relief for Washington State Mudslide and Flooding Victims | You will need us if fire or flood strikes. | Scoop.it
On April 4th the IRS announced that victims of the recent Washington State floods and mudslides will have until October 15 to file their 2013 individual and business tax returns and pay any taxes due.
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