Web APP vs Native APP
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How the Internet of Everything will help bank the unbanked

How the Internet of Everything will help bank the unbanked | Web APP vs Native APP | Scoop.it
IoE can enable banks and financial institutions to address the massive challenge of financial inclusion..

Via Richard Platt
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Richard Platt's curator insight, June 25, 2015 2:10 PM

Despite all these advances in banking, financial inclusion remains a challenge, especially in developing economies such as India. And digitization is an important tool towards addressing this challenge. As digital frontiers expand, banks will be able to deliver highly customized services at relatively low costs and expand their customer base by reaching people who were until now outside the banking ecosystem. In other words, the spread of digitization and the Internet of Everything will accelerate the process of financial inclusion.  A 2014 study by Cisco revealed that of the 7200 retail banking consumers surveyed across 12 countries including India, customer expectations from financial services were not being adequately met. It showed that 4 out of 5 customers would rather trust a non-banking organization for their banking needs.  Those surveyed were keen to explore the following five IoE-related solutions: virtual financial advice, virtual mortgage advice, automated advice, branch recognition and mobile payments. While these services may not necessarily be the most relevant for people outside the fold of formal banking, IoE offers a number of opportunities for the bottom of the pyramid as well.  -  For example, while it may not be feasible for banks to build physical branches in remote areas, they can still be accessible and provide requisite services to the people through mobile banking, interactive electronic kiosks and smart payment devices.

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Responsive web design vs. mobile app development - TechRepublic

Responsive web design vs. mobile app development - TechRepublic | Web APP vs Native APP | Scoop.it
Ryan Boudreaux lists the criteria to be evaluated if you are deciding between developing a mobile app or using RWD to optimize your website for mobile devices.
Chuan Jia's insight:

Mobile web and Mobile App distinctly have it pros and cons. 
There are 12 strategies to contrast them.  

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