Key person disability insurance is the essential to the business men and women long-term financial success , as it insures that you will get paid even if there is a serious illness , like your partner ( key man ) disability , if he gets disabled , or have a heart attack etc .

The trouble with all new corporations is that you do a great deal of work first , for which you will get remunerated later when the business is successful - this is where the financial risk lies ! This is why you need to get key person disability insurance to protect you in this dreadful situation , in a lot of the cases this will make the difference between your business's staying alive or economic ruin .