Coming out of consumer debt (car, credit card, student loans) was an extremely painful experience for me. In fact, I intentionally allowed it to be more painful than necessary by going through the process faster and cutting expenses more deeply. While yes, that’s bordering sadism, my goal was, and still is, to never go back in debt again…EVER!
Although this occurred years ago, I have no problem remembering that discouraging period vividly.
The sacrifices I made, the feelings I sometimes hurt by saying no, and the immense amount of work required to bring my freedom into fruition are all seared into my memory. In short, I am forever scarred by the experience, and that’s fine with me!