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Buying a Home According to Haney Garcia Realty Group, and then some

Buying a Home According to Haney Garcia Realty Group, and then some | The Haney Energy saving Group | Scoop.it

Every person has dreamt of owning a home. For many of us who still have this unfulfilled need, here are some valuable recommendations from Haney Garcia. She and her company consider it their commitment to “discover your future”. They are:

 

List down your non-negotiable needs

What does this mean? What are negotiable? They simply our unique dream features, such as where you want your home to be, whether in a particular city or beside a lake or a two-storey deal and others. Of course, some of these may end up being sacrificed I favour of price considerations eventually; so make sure your non-negos are realistic.

 

Determine a price range

This is where the initial test comes whether you can ascertain the delivery of your must-haves or not. Targeting a house, for example, in a pricey subdivision or residential area may instantly disqualify you based on your price range. Don’t’ despair! Price is not the final determinant for making a dream a reality. Scouting around may give you even more than you might have imagined. Location and accessibility are great factors to consider in buying a house; but there are others that may provide you other benefits and perks; such as accessibility or proximity to your children’s schools, to hospitals, to recreation area and other places you might like to be close to.

 

Contact a lender and obtain a pre-approval letter

This will allow you to determine how much you might be able to borrow form that lender and the payment terms. Armed with this information, you can easily scout around for prospective homes you could purchase through that loan. The lender may also provide you with assistance on certain aspects of the home purchase; such as information on foreclosed homes or lot properties which may be suitable for your needs.

 

Narrow down a location

This is where you finally reduce choices to one or a few possible hoes which satisfy your family requirements. You may not need to come up with one particular choice as, a sit often happens, some issues will arise form that particular choice, unless you are buying one which your best friend or a relative may have offered to you for a greatly reduced price.

 

Outline needs versus wants

A tough task to undertake, particularly for those who have peculiar wants they consider non-negotiable – like buying a medium-sized farm property out in the country in order to fulfil your dream of becoming a small-time farmer or gardener. For young retirees who do not have children around the house to worry about, this may be feasible and ay qualify as a need. And even some young families have done so with children in tow. It will be all up to you what you consider as valuable and is, therefore, a need and not merely a want.

 

Solidifying your ideal home choice

The final step is to solidify your ideal home with the help of Haney Garcia Realty Group area experts. Fine-tuning your issues with respect to location, price range, needs and wants, as well as the nitty-gritty questions on loans and repayments in the presence of experienced professionals will guarantee that you will eliminate certain risks and missteps you might not otherwise avoid on your own.

 

Haney Garcia Realty Group  is a real dream-weaver as well as harvester. Realty experts can aid you discover your future and your dream not merely by making your dream home come true but also by making it become clearer and more real as you envision it with them. This will make you path to your dream enjoyable and memorable and not the stressful undertaking it is often perceived to be.

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Farmers Weekly Green Energy Farmer of the Year 2013: John Seed

Farmers Weekly Green Energy Farmer of the Year 2013: John Seed | The Haney Energy saving Group | Scoop.it
John Seed of Woodend, Gavinton, Duns is named as Farmers Weekly Green Energy Farmer of the Year 2013.
Rkelly O'neil's insight:

The Haney Energy saving Group(Oct. 7, 2013) - It's not just his passion, enthusiasm and determination to make family farms more resilient through the use of renewable technology that made John Seed win this award.

 

The judges were wowed by his original approach to energy use and ability to turn an expensive, energy-consuming process on his 204ha arable farm into an innovative, money-saving solution, already being replicated by other farmers across the country.

 

He is certainly on track to meet his goal of making his Scottish Borders farming enterprise a "prime example of an energy-efficient farm".

 

After years working away from agriculture in the biomass industry, John returned to his family farm in 2008, and has since turned a business that was previously "hemorrhaging cash" into a profitable enterprise. Turnover for the 2012-13 financial years was about £200,000, with £40,000 profit.

 

"Renewables has changed the nature of my farming business," says John, who runs the farm in partnership with his wife Louise and son Donald. "If we had carried on the way we were, we were just going to be going hand to mouth."

 

Putting his knowledge of the biomass industry to good use, John saw an opportunity to reduce the farm's heating bill when the continuous-flow grain dryer needed to be replaced. Heating the farmhouse, cottages and grain dryer was costing about £38,500 a year for heating oil, while electricity use ran to about £8,000 a year.

He initially installed a 450kW straw-fuelled batch boiler, but has since designed and installed Europe's largest batch straw biomass boiler - 950kW in size - to complement a new grain dryer.

 

The boiler replaced the 450kW model and is used to heat the grain dryer, farmhouse, cottages and a new free-range 16,000-hen RSPCA Freedom Foods-certified egg unit via a small district heating system.

It's fuelled using between 200-300t of rape straw every year - about one-third of the straw produced annually on the farm. The boiler also provides ash for use as a soil conditioner, reducing the farm's fertilizer bill.

 

To make full use of the boiler's potential, John dries woodchip and has adapted the grain dryer to kiln-dry logs. He also plans, through his role as director of the Borders Machinery Ring, to set up a wood production group for other farmers in the area.

 

Despite leaving the biomass industry - he remains a chairman of renewable energy company Helius Energy - John set up a biomass boiler business called Topling. He plans to use his farm as a demonstration site and the boilers are already in use on neighboring farms.

 

The farm also has a 50kW ground-mounted solar array, sited beside the free-range egg unit and during the judging visit in May, the Seeds were finalizing plans to install a refurbished second-hand 75kW wind turbine.

 

A keen advocate for on-farm renewables, John recently welcomed secretary of state for business, innovation and skills Vince Cable to the farm to discuss the importance of banks lending to farms for renewables projects.

 

Try visit:

http://www.edocr.com/doc/133960/artikel-gruppencode-haney-85258080733-bewertungen

http://www.zotero.org/groups/the_haney_group_85258080733_code

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Let Us Be Your Partner in Law

Let Us Be Your Partner in Law | The Haney Energy saving Group | Scoop.it
Anchored by 27 year trial attorney Steven H. Haney, The Haney Law Group is a hard-working, driven team of attorneys who will aggressively represent your interests in any legal matter.
Rkelly O'neil's insight:

Anchored by 27 year trial attorney Steven H. Haney, The Haney Law Group is a hard-working, driven team of attorneys who will aggressively represent your interests in any legal matter. The group has a reputation for doing everything to help you accomplish your legal objectives and for winning trials. In just the last 24 months, the Group has tried and won three plaintiff's cases with seven figure verdicts totaling over $10,000,000.00.

 

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