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Awesome Google Earth pic. of Rockefeller Center. A beautiful sight to see! #sightseeing
Love this view!
By Drake BaerLet's say you work at a place that's saturated with smarts. If all of your colleagues were always the brightest person in the room growing up, then what makes you stand out? Your emotional intelligence.Cosmetics giant L'Oreal, has started to factor emotional intelligence in their hiring process for salespeople. Those who were recruited for their high EQ outsold their peers by over $90,000. On top of that, the high-EQ employees had 63% less turnover than the typically selected sales folk. As this and show, emotional intelligence predicts success for people and the companies they work for.But EQ isn't fixed, it can change over time. As University College London Tomas Chamorro-Premuzic notes on Harvard Business Review, your level of EQ is "firm, but not rigid." While most EQ increases happen with age, you can train yourself to have a higher EQ, by being mindful of your mindfulness, more agile with emotions, or taking the dive into coaching.Daniel Goleman, the psychologist who coined the term emotional intelligence, recently talked to the Huffington Post about the many characteristics of emotional intelligence. Lets go over a few here, so that we can know what to train in.1. You're curious about new peopleDo you ask a lot of questions when you meet someone? Do you actually listen to their answers? Then you might be a highly empathic person, someone attuned to the needs and feeling of others, and you may also mark high on openness to experience--a trait correlated with creativity.2. You're self-awareTo be emotionally intelligent, Goleman says, you need to have confidence. To have confidence, you need to know your strengths and weaknesses. Then you work from that framework.3. You know how to pay attentionAs Arianna Huffington told us, you can't make connections if you're distracted. Additionally, the ability to remain focused--and not carried away by texts and tweets--predicts not just the ability to form strong relationships and cultivate self-knowledge, Goleman says, but also your financial success."Your ability to concentrate on the work you're doing, and to put off looking at that text or playing that video game until after you're done," he tells the Huffington Post. "How good you are at that in childhood turns out to be a stronger predictor of your financial success in adulthood than either your IQ or the wealth of the family you grew up in."4. You can say noIf you have high emotional intelligence, Goleman says, you can avoid unhealthy habits and otherwise discipline yourself--which also allows for relationship-nourishing, success-engendering non-distraction.5. You know precisely what's pissing you offFolks with a high EQ acknowledge emotions as they come rather than repressing them or misattributing their causes. You could also call this emotional agility.6. You trust your intuitionThere are neuroscientific reasons for trusting your gut: they're markers for what to do next. Part of having a high EQ is learning when to trust them.The next step? Training. Which will require agility and plenty of sitting.
"The best salespeople and leaders have a high EQ. Daniel Goleman, the man who coined of the term, pulls apart the aspects of emotional intelligence."
The job market is starting to percolate, holiday spending is solid and even our nation's feuding lawmakers are extending an olive branch in the name of budgetary sanity. Morning in America?Not quite, which is why the Federal Reserve may decide to wait another month or two before scaling back its $85 billion-a-month bond purchase program when policy makers meet on Wednesday for the final time this year."Many proponents of a December taper believe the recent bipartisan budget agreement should put the Fed over the top, but we note the deal was small, left many difficult issues unresolved (including extended unemployment benefits and the debt limit) and is unlikely to signal less polarization in Washington," analysts with Bank of America Merrill Lynch wrote in a research note. "More importantly, inflation readings continue to be extremely low, which we suspect will continue and which the Fed will find increasing difficult to ignore."Investors, in particular, have been fixated on the question of when the central bank would start tightening the spigot on monetary stimulus. The easy money helped uncork one gusher of a stock market these last five years, and now financial markets are starting to contemplate life without Fed support. Fed "tapering" of its bond purchases could also affect households by, among other things, pushing up interest rates.Whenever the Fed does finally start withdrawing stimulus it will test the economy's ability to proceed on its own power. The economy is merely out of intensive care. With unemployment still at 7 percent, the rehab will continue. That's why Fed officials have repeatedly emphasized that to taper is not to begin hiking interest rates. Most market watchers don't expect that to happen until mid-2015 at the earliest, and perhaps even later.The curtain is also coming down on the Fed career of Ben Bernanke, who is scheduled on Wednesday to give his last press conference as bank chairman. The Princeton University professor has had his highs at the Fed -- helping to contain the financial panic that threatened to knock over the U.S. banking system during the subprime crisis -- as well as his lows, like failing to see the housing market spinning out of control in the first place in his years at the Fed before taking the helm.Still, Bernanke, who is expected to be succeeded by Janet Yellen, has helped restore faith in the value of monetary policy, especially after the shadow that fell over the Fed following the stained legacy of Alan Greenspan. If Bernanke didn't see the housing bubble coming, he has played no small part in helping repair the damage.Monday, Dec. 16- Nonfarm business productivity (U.S. Labor Dept)- Industrial production (Federal Reserve)- Empire State manufacturing survey (Federal Reserve Bank of New York)Tuesday, Dec. 17- Consumer Price Index (U.S. Labor Dept)- Nat'l Association of Home Builders Housing Market IndexWednesday, Dec. 18- Federal Open Market Committee meeting and statement (Federal Reserve)- Housing starts (Census Bureau of the U.S. Commerce Dept)- Building Permits (Census Bureau of the U.S. Commerce Dept)Thursday, Dec. 19- Jobless claims (U.S. Labor Dept)- Existing home sales (Nat'l Association of Realtors)- Philadelphia Fed Business Outlook SurveyFriday, Dec. 20- GDP third-quarter estimate (U.S. Commerce Dept)© 2013 CBS Interactive Inc.. All Rights Reserved.
"As Ben Bernanke readies for last press conference as head of the Federal Reserve, bank officials ponder whether it's "taper" time."
Why Appearances MatterYou wouldn’t submit a report with typos and grammatical errors, so why settle for the sartorial equivalent of sloppy communication? Our appearance represents the brand we’re creating for ourselves, into which we want our superiors and co-workers to invest and believe. Conscious dressing is a major key to professional success. In fact, 90 percent of women executives questioned in a recent poll conducted by Ipsos Reid on behalf of Randstad feel that overall image is a factor that has an impact on their career progression, versus only 37 percent who feel that image affects men’s careers. So, as they say, image can be everything. When was the last time you worked on strengthening yours?Keep reading to learn how to dress your best for seven common work scenarios.You're Interviewing for a New JobBest look: Sharp and tailored with some memorable flairWhy it works: Looking polished matters. Studies suggest that people who demonstrate a polished appearance are most highly rated with regard to competence. Wear pieces that fit properly and pay for tailoring if necessary; it’s worth it. Gravitate toward classic pieces and solid colors (note: classic, or looking timeless, is not the same as conservative, which can read as boring or stuffy). Then find a way to stand out by choosing one specific area to introduce a bit of style and flair into your outfit.You're Starting a New JobBest look: A signature styleWhy it works: Think about what you want to be known for: Interesting glasses? Colorful shoes? Monochromatic outfits? Create a plan for your closet that is comfortable; appropriate for your specific office, industry and position; and allows you to look sharp on a daily basis -- then stick with it. Having a cohesive wardrobe not only creates a signature identity for you in the office, it also eliminates decision-making time in the morning. Invest in quality over quantity. (Men often learn this earlier than women, and we should follow their lead on this one.) Spend a little extra money and buy quality, classic pieces that will wear well over time.You're Working in a Male-Dominated OfficeBest look: Classic and feminineWhy it works: Professional women have infinitely more challenges than men when it comes to effective visual communication and self-presentation, so they need to be that much more hypervigilant. Curves, accessories, heel height, hem lengths, makeup – the list of everyday challenges goes on. However, that doesn’t mean you need to dress like men to compete with them. If you favor a more androgynous style, then stick with it. But for everyone else, embracing femininity in a male-dominated workplace — in a tasteful, not overly sexualized way — can be quite powerful.You're Presenting to Clients or InvestorsBest look: Fuss-free and impeccably groomedWhy it works: Wearing items that encourage fidgeting distracts from the overall quality of your presentation. Wearing fewer pieces can diminish adjustments, so from a simplicity standpoint, dresses are the clear winner. And never underestimate the power of grooming. When you’re presenting, all eyes are on you, so details really matter. Be sure your hands and nails are nicely groomed and set aside time for last-minute touch-ups to hair and makeup.You're Presenting to Your Boss or Angling for a PromotionBest look: Extra heightWhy it works: Wearing heels in the office is not about sex appeal — it’s about how they transform your body and give an illusion of height (which is inherently more powerful than “looking sexy”). Research points to the significance of stature in the workplace, so heels can afford even relatively shorter individuals a subliminal sense of power. Stay away from impractical (and inappropriate), sky-high footwear. Even if you’re only comfortable in a small heel — like an Oxford or a boot with a 1- to 2-inch heel — it’s better than ballet flats, which look less polished when paired with most professional attire. And fashion aside, many female executives feel more powerful when they’re closer to the same height (or taller) than the men they’re competing against.You're Leading Colleagues on a ProjectBest look: A healthy glowWhy it works: Wearing some makeup has been proven to be positively rewarded in professional settings, and women who wear makeup in the workplace are perceived as more competent. Use it to your advantage, especially when you need to collaborate. We are naturally attracted to healthy looking people, and makeup can enhance that perception: A bit of mascara will give you a look of rested alertness, and a touch of color on your lips and cheeks warms your face, giving you a healthy glow.You're Going to an After-Work Networking EventBest look: Primetime professionalWhy it works: Transitioning from day to night is an art form. The trick is to wear a neutral base and swap out more tailored daytime pieces for something slightly edgier or with softer lines for the evening. Adding slightly more dramatic makeup, a dressier shoe and some bold accessories is a great way to make a fast, seamless transition without the need to go home first.
Being in a hurry all the time drains your energy. Getting caught up in things beyond your control stresses you out. If you’d like to reduce stress and become calm and cool, put the following 8 steps into practice to be more patient.You may also want to read: 10 Habits to Reduce the Stress in Your Daily Life1. Let go.This thing that seems like the end of the world right now? It’s not (promise). Stressing out about the situation you’re in won’t do any good because you’re already in it, so just let it go.2. Breathe.The next time you’re faced with a stressful situation that makes you want to hurry, stop what you’re doing for one minute and perform the following steps: Take five deep breaths in and out (your belly should come forward with each inhale). Imagine all that stress leaving your body with each exhale. Smile. Fake it if you have to. It’s pretty hard to stay grumpy with a goofy grin on your face.Feel free to repeat the above steps every few hours at work or home if you need to.3. Loosen up.After your breathing session, perform a quick body scan to identify any areas that are tight or tense (Clenched jaw? Rounded shoulders? Anything else that isn’t at ease?). Gently touch or massage any of your body parts that are under tension to encourage total relaxation (it might help to imagine you’re in a place that calms you: a beach, hot tub, or nature trail, for example).4. Chew slowly.Slow down at the dinner table if you want to learn to be patient and lose weight. Shoveling your food down as fast as you can is a surefire way to eat more than you need to (and find yourself with a bellyache). Be a mindful eater who pays attention to the taste, texture, and aroma of every dish. Chew slowly while you try to guess all of the ingredients that were used to prepare your dish. Chewing slowly will also reduce those dreadful late-night cravings that sneak up on you after work (click here for more information).5. Enjoy the journey.Focusing on the end result can quickly become exhausting. Chasing a bold, audacious goal that’s going to require a lot of time and patience? Split it into several mini-goals so you’ll have several causes for celebration. Giving yourself consistent positive feedback will help you grow patience, stay encouraged, and find more joy in the process of achieving your goals.6. Look at the big picture.The next time you find your stress level skyrocketing, take a deep breath, and ask yourself:Will this matter to me… Next week? Next month? Next year? In 10 years?Hint: No, it won’t. I bet most of the stuff that stresses you wouldn’t matter the next week (maybe not even the next day). Stop agonizing over things you can’t control, because you’re only hurting yourself.7. Stop demanding perfection of yourself.You’re not perfect and that’s okay. Show me a person who claims to be perfect and I’ll show you a dirty liar. Demanding perfection of yourself (or anybody else) will only stress you out, because it just isn’t possible.8. Practice patience every day.Below are a few easy ways you can practice patience every day, increasing your ability to remain calm and cool in the face of stress: The next time you go to the grocery store, get in the longest line. Instead of going through the drive-thru at your bank, go inside. Take a long walk through a secluded park or trail.If you’d like to help your friends learn how to be more patient, pass this along so they can be calm and cool just like you. What helps you manage stress? Tell us in the comments.
Good steps to help manage stress.
Excellent, poignant and humorous video analysis of the workplace.
Good humor and analysis of the workplace..
Is one of your people stuck in a box/rut/overdrive or stasis? Are you stuck in a box/rut/overdrive or stasis because YOU want to find a new way, better way to generate results at a speed of change, challenges, hyper-competition and opportunity that is accelerating?You are not alone! Statistics tell us that employee engagement and stress caused physical, emotional problems are at an all time high. Is there an upside? You betcha. Resolve to evolve and re-define success. Starting building the Q skills that can take you/your people forward faster, better and happier by helping them optimize strengths while also using changes, challenges, stressors, even failures as a catalyst for their greatest potential. (Happier? Yes, neuroscience confirms that we need to prime our brains to be happy to optimize their potential.) Resolve to EvolveDo not get sidetracked by the symptoms of disengagement, frustration, stasis we face can take you off the beaten path, fighting symptoms rather than addressing the root cause of the problems you need to transform into effective solutions. Fighting the symptoms of what is not working may give you temporary satisfaction, but it will not help you ideate, communicate, collaborate and succeed forward. The need to build a new mindset and skill set that helps us optimize talent and potential at the speed of change/challenges is real and critical!Resolve to evolve. Get the right people on your bus and help them to build essential skills, skills that grow at the speed of change and challenges by using strengths, changes, challenges, stressors and failures to build their 3Q Edge™:Q1: IQ Enhanced ideation, focus, strategic thought, ability to learn-relearnQ2: EQ Self awareness, awareness of others, self management, relationship management, communication, resiliency, risk toleranceQ3: SQ Purpose, values, integrity-the timeless anchors of true leadership, sustainability and the grit to forge ahead when the going gets tough!Resolve to evolve. Take the automatic fear response out of change, by focusing on the only thing that is sustainable and timeless…Q3 Reset the internal and organizational GPS focusing on the purpose, integrity, values that are the only consistent, stable course of comfort and sustainability we have and will have. Make purpose = profit your mantra, and the mantra of your organization.Resolve to evolve. Stasis is a recipe for disaster, rigidity of thought, communication and action is a time bomb ready to explode and destroy your potential and the potential of your organization from inside out. Big organizations, SMEs, professional services providers, start-ups, entrepreneurs, solo-preneurs all face the critical imperative to re-examine and re-gig how they motivate, empower, optimize, recognize, optimize and realize talent and results.Redefine WinningWINNING means developing the business mindset and agility of a gazelle by developing face –face, virtual and digital teams that respond (not react) to changes and challenges in ways that nurture and drive innovative, collaborative solutions.WINNING means building a Me To WE culture where traditional silos are disbanded and replaced with better ways that drive vertical and horizontal communication, engagement and results by recognizing and enabling communities of purpose/new ways of communicating and collaborating that take you and your people forward!WINNING means replacing theory with practice and collaborative action because neurons that wire together, fire together and our ability to ideate, innovate, collaborate, communicate faster, better and happier is real and critical.Most of all…Winning means having the courage to recognize the pain we share and using to to transform pain into gain by using problems to generate the fire of human potential. Start using problems to drive innovative solutions that take us forward individually and collectively. The problems that unite us in a new non-linear eco system, a new world and workplace where changes, challenges, stressors, complexity and opportunity will continue to accelerate faster than ever before are as great as our potential to USE them to LEARN-RELEARN, COMMUNICATE, COLLABORATE and SUCCEED Forward.Resolving to evolve means realizing your ability to ignite, engage and stoke the fire of human potential, because nothing could be more important! Get the right people on your bus, and work with them to optimize, humanize, monetize in ways that take you forward. REACH Forward and the future will REACH back to YOU! Is it time to build your Q strengths? Are you ready to use what is to create what can be? Carpe Diem!
Love this approach. #L&D #Enterprise #Communication
went up on the worst dressed lists in all and every fashion magazine. Ironically, at the same time she also indulged in Gucci clothing.This was devastating for Gucci. Everything Victoria wore dropped dramatically in sales.The head designer of Gucci went into their PR office and screamed: Who the hell sends free clothes to a Spice Girl?!The staff sat frightened. Suddenly one of them raised her voice. ”Victoria Beckham buys her clothes herself, sir”, she said. ”And she seems to love Gucci”.A damaged brand is not the end of the worldI love this story because it doesn’t end here. It goes on and teaches a lesson on how brands can be saved from going under, despite of damages and bumps in the road.What Gucci did was to take Victoria Beckham in.They offered her a complete makeover, gave her style advice, and they encouraged her to start her own fashion brand (so she would wear something other than their clothing). But the best part is that they didn’t leave her there.Making sure she would succeed, they even mentored her through her start up, connected her with the right people, and probably chipped some money in.How to recoverToday Victoria Beckham is considered to be a fashion icon and appears at the top of the best dressed lists. No one seems to remember her early fashion failure.Gucci is also back on track with their target group.The takeaway from this story is that it’s possible to recover even the most damaged brand.Here’s how:1.Carve out what you want your brand to stand for, but also what you don’t want it to be known for. Write it down in a list and keep it in a safe place.2. Seek out people who can advise you and support you to do what’s right for your brand. Don’t be afraid to ask. People love to help when they can.3. Take action. Stop doing things that are damaging for your brand. Engage more in activities that strengthens it. Check with your list now and then to be sure to keep yourself on track.4. Be persistent. It often takes a minimum of six months to establish or change the way others perceive you. Be prepared to give it time!
Now day’s desire for fashion is an inexplicable discussion that is not only common among women but also among men. Men become very conscious about their looks and dressing and no doubt everyone desire to look graceful whatever the season is in simplest of manner. It is not difficult to look stylish but what men need to do is to pay a little attention towards how to carry themselves for different events. Following modern trends, men really like to wear pullover scarves with their outfit in winter to gain stylish and classy look.Men can use pullover scarves formally as well as casually in winter as it makes their personality versatile and elegant and help us to keep our neck warm. Pullover scarves for men are not only famous in youngsters but also commonly used by all age group of males. One can have a confident look by wearing pullover scarves, however, one need to be particular about its selection. Every men wants to look attractive in them so one must be having prior knowledge about different styles, stuffs and color combinations with reference to occasion and one’s own dressing style espcially in winter season.Men pullover scarves vary according to two basic designs especially in winter.Now day’s the most famous design in pullover scarves is triangular one that are in square form but men like to carry it by folding it in triangular form. This design is popular among youngsters under jackets and dress shirts around their neck. Young boys like to wear pullover scarves in night time usually in winter.Another famous design of pullover scarves for men is stroller design that is not confined to any specific age group but mostly working people like to wear it to have a casual look in a professional way. Working people can carry it in meetings with long coat in winter as well as with leather and jeans jacket.In winter, solid colors in men pullover scarves go best with your personality so men need to be cognizant while choosing pullover scarves particularly about colors. You can look confident and admirable by wearing printed pullover scarves with plain outfits and plain pullover scarves with bright outfits. Youngsters can look charming by wearing dark color pullover scarves with simple white or bright color t-shirts. Moreover black, brown and royal blue color pullover scarves look wonderful with plain dress shirts so if you want to make your personality remarkable, use these colors to make yourself fabulous. Blue, green, yellow and multi color pullover scarves also looks classy with jeans jacket as well as men can wear bright patterned pullover scarves with leather jackets.Winter gives a great chance to men to look stylish as well as it keep your neck warm in an easy manner. Men wants to keep themselves safe from cold as well as want to look eye-catching so for this be conscious about stuff of scarves too. Intelligent men generally use linen, silk and wool stuff in winter.Silk stuff look versatile with suit so working people can look professional and modish by using silk stuff pullover scarves. Use red color pullover scarves, as they look more sophisticated as well as stylish in winter.Linen stuff, pullover scarves look great with plain t-shirts and under coats and jackets.Use solid color and multi color wool pullover scarves in winter. It makes you appealing and stylish in simplest manner.Wearing styles of pullover scarves vary in accordance with design and size. If you want to get a casual look in winter, you must try new styles of knotting and folding scarves around neck.Working men must try European knot as it make their look professional as well as keep your neck warm in winters.For casual look, men must try Ascot knot in winters especially as it wrapped around the neck perfectly and gives you a good casual look.Twist scarf knotting not only makes you attractive but also keeps your neck and chest warm as in twist scarf knotting style, there are two knots one covers your neck and other your chest.Read more: http://menfash.com/scarf-for-men/pullover-scarves-for-men#ixzz2mil9GqkQ
For all the chatter about the formulaic sameness of Hollywood movies, no genre in recent years has been more thematically rigid than the computer-animated children's movie. These films have been infected with what might be called the magic-feather syndrome. As with the titular character in Walt Disney's 1943 animated feature Dumbo, these movies revolve around anthropomorphized outcasts who must overcome the restrictions of their societies or even species to realize their impossible dreams. Almost uniformly, the protagonists' primary liability, such as Dumbo's giant ears, eventually turns into their greatest strength.But first the characters must relinquish the crutch of the magic feather--or, more generally, surmount their biggest fears--and believe that their greatness comes from within.Examples from the past decade abound: a fat panda hopes to become a Kung Fu master (Kung Fu Panda); a sewer-dwelling rat dreams of becoming a French chef (Ratatouille); an 8-bit villain yearns to be a video-game hero (Wreck-It Ralph); an unscary monster pursues a career as a top-notch scarer (Monsters University). In the past month alone, two films with identical, paint-by-numbers plots--Turbo and Planes--have been released by separate studios, underlining the extent to which the magic-feather syndrome has infiltrated children's entertainment.In DreamWorks' Turbo, the eponymous protagonist, a common garden snail, toils in a tomato patch during the day and dreams of racing glory at night. His older brother Chet, a safety supervisor in the snail colony, has little patience for his sibling's fantasies. "The sooner you accept the miserableness of your existence, the happier you'll be," Chet advises. "Dreamers eventually have to wake up."Shortly thereafter, Turbo accidentally ingests large quantities of nitrous oxide and somehow gains exceptional racing capabilities. Through complicated plot machinations that involve a taco stand in Van Nuys, a quintet of sassy racing snails, and an arrogant French-Canadian racecar driver, Turbo qualifies for the Indianapolis 500. After a rocky start, Turbo surges to the lead in the last lap only to suffer a terrible crash that obstructs the other drivers and neutralizes Turbo's racing powers. Mere feet from the finish line, Turbo withdraws into his shell, uncertain that he has the inner strength to succeed. Now fully invested in his brother's quest, Chet yells at him: "It is in you! It's always been in you! ... My little brother never gives up. That's the best thing about you." Newly inspired, Turbo inches across the finish line, fulfilling his self-actualizing journey and proving that one needn't be human nor drive a car to win the country's most prestigious auto race.Disney's Planes almost perfectly mirrors the plot and pacing of Turbo. In this feature, Dusty Crophopper, an unsatisfied crop-duster, yearns to break free from his workaday existence and compete in the famed Wings Around the Globe race. His skeptical friend Dottie tries to convince Dusty that "you are not built to race; you are built to dust crops." But Dusty remains determined to achieve his far-fetched goal, arguing that "I'm just trying to prove maybe, just maybe, I can do more than I was built for."After finishing last in the race's first two legs, Dusty briefly takes over the lead before crashing into the Pacific Ocean during a violent storm. Damaged and discouraged, Dusty nearly drops out before the race's concluding leg. But Dottie restores his faith by reversing her initial doubts: "You're not a crop-duster. You're a racer, and now the whole world knows it." Rejuvenated, Dusty overcomes his doubts--not to mention his oft-stated fear of heights--and triumphs in the race's final seconds. Hammering home the movie's already unambiguous message, a doting fan at the finish line tells Dusty that he's "an inspiration for all of us who want to do more than we were built for."It's probably no coincidence that the supremacy of the magic-feather syndrome in children's movies overlaps with the so-called "cult of self-esteem." The restless protagonists of these films never have to wake up to the reality that crop-dusters simply can't fly faster than sleek racing aircraft. Instead, it's the naysaying authority figures who need to be enlightened about the importance of never giving up on your dreams, no matter how irrational, improbable, or disruptive to the larger community. As Jean Twenge, the controversial cultural critic of America's supposed narcissism epidemic, argues in her bestselling book Generation Me, younger generations "simply take it for granted that we should all feel good about ourselves, we are all special, and we all deserve to follow our dreams."Following one's dreams necessarily entails the pursuit of the extraordinary in these films. The protagonists sneer at the mundane, repetitive work performed by their unimaginative peers. Dusty abhors the smell of fertilizer and whines to his flying coach that he's "been flying day after day over these same fields for years." Similarly, Turbo performs his duties in the garden poorly, and his insubordination eventually gets him and Chet fired. Their attitudes are all part of an ethos that privileges self-fulfillment over the communal good.In addition to disparaging routine labor, these films discount the hard work that enables individuals to reach the top of their professions. Turbo and Dusty don't need to hone their craft for years in minor-league circuits like their racing peers presumably did. It's enough for them simply to show up with no experience at the world's most competitive races, dig deep within themselves, and out-believe their opponents. They are, in many ways, the perfect role models for a generation weaned on instant gratification.The magic-feather syndrome has so thoroughly penetrated animated features that it's difficult to imagine a film that doesn't incorporate at least some of its tropes. Perhaps, you might be tempted to argue, kids movies have to be this way. But that's easily debunked--just look at Pixar's roster, which features a number of magic-feather narratives but also includes stories largely about family, friendship, and growing older.Perhaps the best counterpoint--and the best example of just how much things have changed--can be found in Charles M. Schulz's Peanuts. In the comic strip, Schulz ridiculed the notion that individuals are likely to succeed merely because they believe in themselves. Every year Charlie Brown convinces himself that he is finally going to kick Lucy's football, and each time she snatches it away at the last second. In a 1968 interview with Psychology Today, Schulz implied that his characters pick on Charlie Brown because he is too much of a dreamer: "I think they are justified sometimes in their treatment of him. Charlie Brown is too vulnerable. He is full of hope and misdirected faith." Failure, unrequited love, and self-doubt are the norms in Peanuts, and nowhere is this better represented than in Schulz's first feature-length film, A Boy Named Charlie Brown.Released in 1969, A Boy Named Charlie Brown turns the clichés of the magic-feather syndrome inside-out. It opens with Charlie Brown suffering through a string of failures: His kite crashes to the ground, his baseball team loses its 99th consecutive game, and even his toy sailboat sinks to the bottom of the bathtub. "I just can't seem to do anything right," he laments to himself. On his way to school, Lucy, Violet, and Patty taunt him with a heartless song: "You never do anything right / You never put anything in its place / No wonder everyone calls you / Failure-face." Sensing Charlie Brown's despair, Linus, his lone confidant, advises him that he's "going to have to win at something--something that will restore your lost self-confidence."Determined to prove himself, Charlie Brown enters the school spelling bee and emerges victorious. By winning he becomes the area representative for the National Elimination Spelling Bee in Washington, D.C. Before his departure he confides to Linus, "There's a good chance that instead of being a hero I'll make a bigger fool of myself than ever." Somewhat unhelpfully, Linus responds, "Don't be discouraged, Charlie Brown. You have nothing to lose. You'll either be a hero or a goat."Up to this point, A Boy Named Charlie Brown has largely followed a familiar pattern: The protagonist defies his doubters, improbably qualifies for a major competition, and now needs only to channel his inner strength to triumph. It wouldn't be a stretch to assume that Lucy will soon disavow her initial skepticism and tell Charlie Brown at a crucial point in the competition that he's always had what it takes to win.But that's not what happens. Instead, Charlie Brown survives to the final round (his words include unconfident, disastrous, and incompetent), and then carelessly misspells the word "beagle" while his dog Snoopy points at himself from the front row. Afterward, Charlie Brown, Linus, and Snoopy depart the theater in silence. When they're dropped off at the bus station that night, the streets are empty. "I guess nobody realized that we were returning," Linus remarks. The movie then spends an excruciating amount of time on Charlie Brown wordlessly unpacking, changing into his pajamas, and slipping beneath the covers, his eyes glazed with utter defeat.When Charlie Brown doesn't show up for school that next day, Linus stops by his house. Still in bed with the shades pulled down, Charlie Brown tells Linus that he's never going to attempt anything again. Rather than trying again to build up Charlie Brown's self-esteem, Linus waxes philosophical: "Well, I can understand how you feel. You worked hard studying for the spelling bee, and I suppose you feel you let everyone down and you made a fool out of yourself and everything. But did you notice something, Charlie Brown?...The world didn't come to an end."After mulling over this comment, Charlie Brown gets out of bed and ventures outside. None of his companions pay much attention to him as he strolls by. In the distance, he spots Lucy playing with a football. Just when it seems that Charlie Brown might be able to redeem himself with a small punt, Lucy pulls the football away from him, and the movie concludes with Charlie Brown flat on his back, grimacing at the camera.A Boy Named Charlie Brown might come across now as harsh and unforgiving--especially to audiences that aren't familiar with the comic strip's cruel undercurrents--but its lessons are more enduring than those from movies where characters fulfill their impossible dreams. Charlie Brown learns through Linus's tough-love speech that failure, no matter how painful, is not permanent, and that the best means of withstanding it is simply to show up the next day to school with the fortitude to try again. Losing also forces Charlie Brown to come to terms with his own limitations. He can't rely on a miraculous victory to rescue him from his tormented childhood. He followed his dream, it didn't pan out, and he ends up more or less where he started, only a little more experienced and presumably with a little more respect from his peers. They may no longer be able to refer to him as "failure-face," but Lucy still yanks away the football when he becomes too hopeful. It's incremental, rather than life-altering, progress.Contemporary animated films would never emulate the tough life lessons of A Boy Named Charlie Brown, but they'd do well to reintroduce the twin notions of failure and humility. In a movie like Planes, it should be good enough for a modest crop-duster just to qualify for the Wings Around the Globe race. After all, the mere fact that Dusty is participating in this televised competition more than justifies his lofty aspirations. Besides, having Dusty win on his first outing gives young audiences the false impression that the road to self-actualization isn't arduous and littered with speed bumps. His defeat wouldn't need to be as crushing as Charlie Brown's, but it might be humbling for Dusty to lose to a decorated, equally determined opponent and learn that life still goes on, even without a wholly happy ending.It took nearly 43 years before Schulz allowed Charlie Brown to slug a game-winning homerun, which is a long time for a cartoon character to hold tight to his dreams. There should be time enough for a more experienced Dusty to realize his ambitions in subsequent films. After all, the only thing more common than the magic-feather syndrome in contemporary animated features is the inevitability of a sequel.
"Failure, unrequited love, and self-doubt are the norms in Peanuts...Brown learns through Linus's tough-love speech that failure, no matter how painful, is not permanent, and that the best means of withstanding it is simply to show up the next day to school with the fortitude to try again."
By Tim Houlihan, Vice President, Reward Systems, BI WORLDWIDEIt’s no secret that to maximize results you have to drive focus, support personal goal setting, and facilitate emotional commitment in a system with transparent measurement and relevant feedback. Motivation isn’t enough.Experts estimate disengagement in the workplace costs $300 billion in the United States alone every year. On the positive side, studies show that engaged employees produce more than 20 percent more revenue, are 43 percent more productive, and are 87 percent less likely to leave. What’s most surprising is that only one of three employees is engaged.Motivation: Moving the MiddleIt’s likely that your organization is made up of a small group of people who are intensely engaged and a large group of people who are either ambivalent or genuinely disengaged. While we cannot be certain that all top performers are among the intensely engaged, it’s likely. What we know about the top performers is that they are producing more results than anyone else in the enterprise, and it’s important to keep them doing that.To get the middle and lower parts of the curve to move to the right, behavior and cultural change often are required. The standard distribution curve suggests that a relatively equal number of top and poor performers balance out a weighty group of average performers in the middle. The concept and graphic in Figure 1 (download at end of this article) are familiar to many. It represents a standard distribution.However, performance metrics from more than 850,000 sales professionals in North America, Europe, Asia, and South America indicate that this standard curve under-represents the impact a global recession has had on sales organizations.Employees who once occupied the lowest positions are gone—fired, laid off, and weeded out. That sways the shape of the curve to look more like that in Figure 2, which can be downloaded at the end of this article.The Engagement ElevatorEngagement is not an all or nothing situation. Engagement allows for degrees of expressing commitment to the organization.Try to visualize engagement as if it were an elevator in a 10-story top floor. Some employees will be willing and able to rise to all the way to the top floor. But not everyone will get there. In a typical organization—even one with well-designed engagement initiatives—some employees will only make it to the seventh floor, or the fifth, or the second. To maximize motivation and engagement, an organization must tailor communication and feedback to the right floor. A message that resonates with a second-floor employee may not be meaningful to someone on the seventh floor. Helping people move to higher floors requires commitment and transparency, as well as relevant rules, rewards, feedback, and communication.Of course, any upward movement requires a solid foundation. Without meaningful work, competitive pay, opportunities for growth, and adequate working conditions, the elevator will never get off the ground.Rather than trying to get everyone to the top floor right off the bat, aim instead to provide opportunities for moving up a floor or two at a time. Supplying tools for recognition and motivation are critical. Short-term-focused incentives, spiffs, bonuses, project recognition, and relevant feedback make an environment motivational. These tools send the message that the company acknowledges and rewards incremental effort. Just remember that a motivational environment needs to be relevant to the employees you’re trying to motivate, so tailor the tools to their situation and goals to maximize impact.Above and beyond simple motivation are the floors where engagement happens. These are the levels where employees are living and flourishing in the culture and are contributing more because their desires align with the firm. On the lower engagement floors, the employees are starting to see the connection between what they do and their successes as defined by the firm.In the old economy, the middle group was commonly thought to occupy 60 percent of the workforce. Today, it’s closer to 75 percent. And it’s by no means homogenous with levels of engagement varying between high-mid, low-mid, and middle-mid. This group needs support connecting their ability to engage (beyond simple motivation) and the environment in which they’re engaging (your company).The top floors are reserved for those who combine the tools of motivation and engagement while delivering excellent results. Their performance typically has reached high levels because they have internalized the way motivation works in their lives and their jobs and for your company. They’ve gone beyond the basics of motivation and figured out how they can engage at superior levels in a work environment that reciprocates in a way that allows them to thrive.Bridging the Gap Between Engagement and ResultsEngaging employees is a significant initiative, but it’s not the final step in moving toward results. The final step is to understand how to both leverage and focus engagement to produce tangible business results. Engagement does not automatically produce tangible business results. Employees can be engaged but not focused—perhaps they want to help but don’t know how. Employees also be can focused and motivated but not engaged—perhaps they’re driven solely by personal ambitions and not at all by a desire to see your organization succeed.Delivering results on a consistent basis requires focused engagement, emotional commitment, and individual goal setting. There are three keys to move the needle from the merely engaged to the results side of the equation. Here’s how you get more employees to ride the engagement elevator all the way to the top. Help employees set goals. All organizations are looking for employees who go above and beyond for both themselves and the company. When goals are missed or things don’t go according to plan, how do your employees react? Are they indifferent or do they seek a solution? If your employees were truly engaged, the latter would be the case. One way to accomplish this is to give your teams the ability to set specific goals. Allowing your team to self-select their goals (often short-term goals in support of the larger, strategic initiatives) will enhance their execution every day.t them emotionally engaged.
Get employees emotionally engaged. Every organization has a few top-tier employees who are engaged and regularly go above and beyond. Where business can dramatically affect overall productivity with engagement is to “move the middle” by exporting engagement tools to the majority. With mechanisms such as regular feedback, objective measures, and reminders of the big picture, organizations can export the mentality of engagement the same way a good Super Bowl ad keeps us talking for days after the event: by resonating with the emotions of the audience. Emotional commitment to the task, the team, or the organization leads to engagement as the norm rather than engagement as the exception. . Measure for success.
Measure for success. Metric-based engagement applies these concepts not just to overall job performance but also to specific metrics that make employees truly successful. The most effective measures include two elements: objectivity and relevance.First, objectivity often is defined in terms of transparency, which is a good thing. Trust in the measurement metrics affects performance: The higher the trust, the more likely an employee is to push a little bit harder.Next, relevance affects the organization and its people. Measures must be known to be relevant. If no one knows about it or isn’t familiar with it, it isn’t relevant. It is critical to link metrics to the strategic objectives of the business unit or corporation and communicate them clearly.Last, don’t hesitate to use rewards and feedback to recognize those who achieve. Motivation with incentives can drive remarkable results. It’s not enough to simply communicate the value of one’s role within an organization anymore. Employees must understand how their daily actions contribute to overall corporate success. They’ll do best when they’re reminded regularly through reliable, transparent feedback mechanisms. Help them focus on good measures, fair goals, and the emotional currency of the enterprise. These tools allow employees to jump up a floor in the engagement elevator—knowing their objectives and that their efforts are recognized.To move the middle section of average performers (on the bell curve) to the top, address them first. Develop and implement systems that give them the opportunity to move up the engagement elevator with challenges and rewards that are relevant to them and not just the top performers.Bring engagement from an abstract concept to a relevant level that is both measurable and achievable, and you’ll turn the concept of employee engagement into tangible business results.Tim Houlihan is vice president of Reward Systems at BI WORLDWIDE, whose mission is to produce measurable results for its clients by driving and sustaining engagement with their employees, channel partners, and consumers. For more information, visit http://www.biworldwide.com.
Good thoughts on developing and implementing systems that produce measurable and achievable business results.
Enjoying my favorite Robeks Juice: Polar Pineapple. Sending out somepositive energy and love on this bright, sunny Monday. Enjoy it!
Make it a great day! ❤
Sometimes money managers will go to any lengths to make people pay attention. Here's a few ways to get ahead of them.“Do you believe in assisted suicide?”This is the question a respected financial adviser chooses to ask? It is – and there’s method to this apparent madness.This is a real-life tactic used by a veteran financial planner to get his clients to face the fact that they are spending too much and putting their financial health in jeopardy.He was just fighting fire with fire. Bizarrely, his clients would frequently tell him that their overspending was okay because they expected to die young. Common sense didn’t work, the adviser found, so he took to asking the client's wife the question about assisted suicide, as a way to make them recognize the absurdity of their free-spirited approach. To another client, whose male relatives had all died before the age of 76, he quipped, “So, at 76, I have to kill you?”A good financial planner, like a good parent, has our best interests at heart. And just like our parents, they know that tough love is sometimes needed to get us to understand when we’re tempted to behave in a deeply stupid manner. As any parent knows, just telling us when we’re doing something wrong isn’t enough. We have to understand this for ourselves in order to act on it.How to show your money some tough loveWhile it helps to have an advisor on hand who will provide a reality check and help us rein in our worst instincts, we don't need someone to yell at us. We can create these "eureka" moments for ourselves, too.The key is to develop ways to challenge our own assumptions and preconceptions. Some of them sound pretty basic, but that doesn’t mean that they aren’t going to be helpful.Money is finiteFirst, take the time to do some basic math calculations, suggests Harold Evensky, who has been advising wealthy families for decades. If your portfolio goes down 15% this year, you’ll need a lot more than a 15% gain to get back to where you were (much less to where you should be). A guaranteed 5% return each year for 10 years might sound fabulous today, but after taxes, in a higher-rate environment and if inflation climbs, you could end up losing money in real terms.Try a “what if” scenario, like the one above. What if interest rates rise, or a company’s growth rate falters? What will I do if the stock market suddenly nosedives? If you think through strategies ahead of time, your emotions are less likely to take over and cause you to make a foolish decision.Wrinkles and billsImagine yourself in the future. Allianz Global Investors realized that younger clients saw saving for retirement almost as putting money aside for someone else – a future self that they couldn’t relate to – to spend. So Allianz created a time machine: a way to help someone imagine those future selves, and show how their spending and savings decisions might affect that future outcome.Doing this at home might be as simple as letting yourself daydream about your ideal retirement – and then stepping back to ask, pragmatically, whether the day to day financial decisions you’re making are leading you in that direction or somewhere far less appealing.Snap out of itFind a way to get some perspective. Keith Newcomb’s clients, a wealthy couple in their 70s, were balking at the cost of purchasing long-term care insurance. Their rationale: they could pay the bills out of their own pocket. Newcomb conceded they were right, adding they could also afford to completely replace their home and its contents, including artwork. “So let’s cancel your homeowner’s insurance! You’re more likely to have a big long-term care bill than your house is to burn down.” After telling Newcomb that he was insane, the client paused, pondered and had her "eureka" moment.To put some of these strategies to work – and develop a few of your own – the key is to draw up a list of questions today that you can turn to later on, when you have to make a specific financial decision.If you know in your gut that you’re not saving enough, you might program your calendar to ask you once a month not whether you’ve put money into your IRA (then you're just nagging yourself), but how you feel about living in a double-wide trailer when you’re 80. Prone to impulse spending? Put a note in your wallet beside the credit cards: “I’m spending the money that I’ll need to pay a heating bill when I’m 75.” Or whatever it takes to make you think twice.I’m pretty sure that we all know what we should be doing to improve our finances. But if playing a few mental tricks on yourself means that you'll actually go out and do it, well, you have no excuse not to.
We may be in the thick of winter, but many stars are sporting one of our favorite summer hairdos: beachy waves.Jessica Biel kept it casual at "The Truth About Emanuel" Los Angeles premiere with her ombré hair in tousled waves, and Gabrielle Union went glamorous with voluminous waves cascading down her back. Meanwhile, Reese Witherspoon gave her new bob haircut a twist with loose and layered waves.Check out these beachy hairstyles (and more head-turning looks) and tell us what you think.BEST: Jessica BielCould Mrs. Timberlake look any cooler? The actress' beachy hair, matte face makeup, subtle glitter eyeshadow and pink lipstick add a feminine flair to her leather jacket.BEST: Gabrielle UnionThe "Being Mary Jane" star is positively glowing with her clean skin, curled lashes, glossy lips and big, beachy hair. It's simple yet sophisticated, and you can easily recreate this hair and makeup at home.BEST: Reese WitherspoonWe love the blonde beauty's shorter hair even more with her spin on winter beachy waves. Her bronze eye makeup and coral orange lipstick add warmth to her milky complexion.BEST: Blake LivelyBlake Lively's honey-blonde locks are absolutely stunning styled into these lush, deep waves. The gold highlighter placed at the inner corners of her eyes is a beauty trick to make eyes of any color pop. And her bordeaux wine lip color completes the old Hollywood-inspired look.BEST: Demi LovatoWow! We haven't seen makeup this immaculate in a mighty long time. But Lovato's flawless foundation, frosty pink blush and lipstick do well to balance out her blue-streaked updo.WORST: Christina ApplegateThe "Anchorman 2" actress missed the mark with this red carpet beauty look. Applegate's updo hairstyle seems unintentionally messy, that winged-out liner draws attention to her crow's feet and the pale pink lip color blends in with the rest of her nude ensemble.WORST: Megan GoodThe shape of Good's eyebrows may be on the thinner side, but it is flawless. However, the ghostly grey shadow she used to fill in those brows clashes with her caramel complexion.WORST: Evangeline LillyThe pompadour hairstyle is a classic 'do that not many people can pull off today, and we think it doesn't work particularly well here for Lilly. The shimmering eye makeup and lip gloss are also unflattering.WORST: Halley FeifferWhen wearing bright pink lipstick AND blush, women with fair skin tones like Feiffer's run the risk of appearing red in the face. Less cheek color would have easily turned this look around.WORST: Edie CampbellWhy is it that in 2013 celebrities are still mimicking "Black Swan" eye makeup? We find it really hard to take Campbell seriously. At least her pixie looks great...
Nice, wearable looks and some bad examples. Priceless pics.
By Andrew BenettIn the course of writing The Talent Mandate, I spoke with a prominent business school professor who told me that no corporate function lags behind today so dramatically as talent. He sees improvements and innovations in every area except in the vital matter of managing people. That’s astonishing--and it’s also lunacy at a time when people costs tend to be upward of 50 percent of a company's expenses. What could be more vital than talent to the bottom line? And yet the people in our employ continue to be neglected, taking a backseat to the various other matters that occupy our workdays.Want to unload your most dynamic, highest-potential employees? Keep doing these things:1. Hire for the past, not the future.Choose talent based on what worked before, not on where the category is heading. Emphasize candidates’ narrow former experience over a more generalized, nimble agility to adapt to a fast-changing world.2. Downplay values and mission.Send the signal that anything goes in pursuit of profit, making employees guess about what choices are truly acceptable. Fail to spend time articulating to your workers why they come to work every day and how the greater community benefits.3. Bungle the teams.Avoid mixing generations and skill sets, instead grouping like with like and producing stale and predictable solutions that excite nobody—but might be safer.4. Place jerks in management.Reward the old-fashioned, autocratic style that stifles unorthodox, creative thinking and feels threatened by youth and dynamism.5. Measure hours, not results.Keep an expensive cadre of stern enforcers busy with policing everybody. Don’t trust your talent to use their time wisely. Crack down on social media. Forbid personal activities during nine to five, even as you expect work to be conducted over the weekend.6. Promote people straight up the ladder.Fail to give them exposure to different parts of the business through lateral moves. Thereby give them the sensation of being narrowed over time, not broadened.7. Leave talent to HR.Expect the staff who must deal with the minutiae of personnel issues also to be visionaries in hiring. Detach the C-suite from talent recruitment and retention; it’s not their department.8. Hoard information.Keep decision-making securely ensconced in the airless bunker of the executive wing. Avoid empowering mid-tier employees lest they suddenly become entrepreneurial and unpredictable.9. Don’t bother with training.It’s costly, and employees will probably jump ship with their new skills. Instead, have your workers do the same tasks over and over in the same way.10. Hire outsiders.After you have failed to train and develop your best people, follow it all up by stifling their ambitions for increased responsibility. When they come to you and say, “I’m leaving,” express astonishment and outrage.If this sounds at all familiar, you’d better hope your competitors are following the same game plan.
"Want to hold tight to your talent? Don't do these things!" ~ Good reminders of what not to do.
The Age of the Gentleman — that semi-imaginary time we all have in our heads where men you actually wanted to sleep with wore fedoras and treated ladies like ladies — might be over, but there’s no reason it can’t come back next year. We just need to set up a few ground rules for being a modern Cary Grant/Paul Newman/Ken Cosgrove. We’ll all be drinking scotch and wearing linen suits again in no time.1. Have a signature drink that you both can make at home after a long day’s work, and order with effortless swag at any bar you happen to be in. (This means no complicated ingredients and easy substitutes. If it’s a whiskey soda, so be it.)2. Keep all negative social media activities to a minimum, because no gentleman engages in things like Twitter fights or passive-aggressive Facebook statuses. It’s just not classy.3. Hold doors open for everyone, because that’s just a nice thing that you do.4. Always text back promptly, even if it’s to let someone down gently. The worst thing you can possibly to do someone is leave them hanging so they can torture themselves with worst case scenarios.5. Own and be able to sufficiently rock at least one suit. Suits are the greatest untapped resource that most men have access to, and can take even the most slovenly 4Chan dweller into slick presentability. You owe it to yourself to know your way around a suit.6. Master a good handshake, so that you are neither depositing your limp sea slug of a hand on someone else’s palm, nor crushing them with your Rock-Biter-from-the-Neverending-Story force.7. Never attempt to explain, under any circumstances, why a cat call should be considered a compliment.8. Do not be afraid of accessorizing, because a pair of nice shoes or a classy watch can Upgrade U almost immediately, as explained in the Beyoncé song.9. Do not refer to things as “gay” that aren’t homosexual human beings. People who call things “gay” as a pejorative are truly the raisins in the trail mix of life.10. Do your best not to put others down in order to elevate yourself, it reeks of the people who categorize men by their Greek letter status.11. Call your mother, even if you have to set up a Google calendar reminder to get yourself to do this.12. Know how to cook at least a few good meals, because a) there is nothing worse than guys who assume it’s up to the woman to do all the cooking, b) there is nothing sexier than a dude who can cook, and c) everyone deserves to feed themselves well.13. Make good eye contact, but not so much that it gets into “I’ve been watching you from behind your dumpster” levels.14. Don’t corner people at house parties with your political views (and this goes double — nay, triple — for libertarians, as you guys are the most egregious culprits).15. Erase the word “slut” from your vocabulary.16. Treat every woman with the same amount of respect and humanity that you would your mother, sister, or daughter — and think about why there might have been conditions on how you treated them in the first place.17. RSVP.18. Always put a little money away at the end of each month, and not because you’re saving for anything in particular.19. Be up-front about your finances, because it’s unfair for anyone to believe in the outdated gender roles of “the man should pay for everything.” As long as you’re working hard and trying your best, you deserve to be honest.20. Do not sleep with anyone who wants a relationship from you that you are not prepared to give. Using their affection to get something from them physically is easy, but it makes you a bad person.21. Learn how to dance, at least a bit.22. Never underestimate the great value of unexpected flowers on a day that is otherwise nothing special, especially in long-term relationships.23. Don’t be disdainful of selfies, guys have just as much a right to look and feel good about themselves as anyone else. If you want a selfie, take a selfie! Just don’t be a dick about other people who like to do it, too.24. Be compassionate, and know that you are allowed to experience the full range of human emotion. Where the gentleman of our grandparents’ generation might have prided himself on keeping all of his feelings in check for fear of seeming ‘feminine,’ a real gentleman knows that the best thing about him is his ability to be kind and empathetic. Everything else — yes, even the suit — is just icing on the cake.
Miranda Kerr's Styling Tips. 11 Things We Learned From Miranda Kerr This Year Use Miranda Kerr's Styling Tips For New Outfit Ideas
One of my style faves! #iconoclast
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Updated, 6:20 a.m. |Wall Street is entering an uncertain new era as the rule that has come to symbolize Washington’s efforts to rein in financial risk-taking finally takes hold.Five years after the financial crisis, federal regulators are poised to approve the so-called Volcker Rule, the keystone of the most sweeping overhaul of financial regulation since the Depression. The rule, a copy of which was reviewed by The New York Times, imposes some requirements that are tougher than the banks had hoped. Five federal agencies are expected to vote to approve the rule on Tuesday, though some might do so in private because of inclement weather in the Washington area, representing a potential shift in the balance of power in financial reform as regulators gain more leverage over the largest banks. Although it counts as only one of 400 rules under the Dodd-Frank financial overhaul law — and nearly two-thirds of the regulations remain unfinished — the Volcker Rule became a litmus test for the overall strength of the law.But the rule, which aims to draw a line between everyday banking and Wall Street wheeling-dealing, is no panacea. Some critics say the rule, which regulators agreed to delay until July 2015, does not go far enough.For its part, Wall Street is expected to scour the rule for loopholes and consider whether to challenge it in court.At its core, the rule bans banks from trading for their own gain. The practice, known as proprietary trading, is one of Wall Street’s most lucrative — and riskiest — activities.Supporters of the Volcker Rule, the brainchild of Paul A. Volcker, a former Federal Reserve chairman and adviser to President Obama, said it would help prevent the buildup of the kinds of risky positions that nearly sank Wall Street in 2008. And they argued that, to help prevent future bailouts of Wall Street, large banks that enjoy forms of taxpayer backing should not use customers’ money to make bets on the direction of stocks and bonds.In recent weeks, regulators who favored a more stringent version of the rule pressed for changes that they think will make it harder for banks to evade the regulation. The version of the rule reviewed by The Times shows that, in some areas, the hard-liners got their way.The rule, for example, includes new wording aimed at the sort of risk-taking responsible for a $6 billion trading loss at JPMorgan Chase last year. The bank contended it was trading to hedge its broader risks, but in fact it built a sprawling speculative position that spun out of control.To prevent such blowups, according to the version of the rule reviewed by The Times, it will require banks to identify the exact risk that is being hedged. The risks, the rule said, must be “specific, identifiable” rather than theoretical and broad.The Volcker Rule also takes a swipe at the bonus culture of Wall Street, requiring banks to shape compensation so that it does not reward “prohibited proprietary trading.” In addition, it requires chief executives to attest that they have established programs for complying with the rule.“The C.E.O. of the banking entity must, annually, attest” to regulators that the bank “has in place processes to establish, maintain, enforce, review, test and modify the compliance program,” according to the copy reviewed by The Times, which is dated Friday.In an October 2011 draft of the rule, regulators did not include such a mandate, in contrast with the tougher tone of this version.But it could have been even tougher. Some critics of Wall Street wanted the executives to attest that their bank was actually in compliance with the rule, not just taking steps to comply.The banking industry is also expected to keep up its fight against the rule. Wall Street lobbyists opposed the Volcker Rule more fiercely than any other regulation that has come from the Dodd-Frank law, which Congress passed in 2010. They argued that trading was not a primary cause of the financial crisis and that the Volcker Rule could actually prevent banks from carrying out safe activities, like hedging against risks.Now that the final version of the rule has emerged, lawyers and lobbyists are likely to seize on the fuzzy nature of proprietary trading, which can resemble more legitimate forms of trading essential to doing business on Wall Street.The rule, for example, allows banks to buy and sell securities if they show that the purchases are to meet the demands of their customers, a practice known as market-making. But banks, under the guise of market-making, could build a proprietary position in shares of Google, for example, contending that at some point clients might buy the shares.The question is whether the wording of the Volcker Rule is strict enough to force banks to stockpile securities only for customers. The version reviewed by The Times shows that while regulators adopted some measures to prevent banks from masking their proprietary bets as market-making, the rule may still be vulnerable to evasion.Indeed, the rule says that banks can build up positions to meet “the reasonably expected near-term demands of clients, customers or counterparties.” Banks and regulators may clash over what is “reasonably expected,” and the rule leaves it largely up to banks to monitor their own trading.The rule also allows banks to do proprietary trades in bonds issued by governments. United States banks can make bets with Treasuries and even municipal bonds. In a significant concession, the Volcker Rule allows the foreign affiliates of United States banks to trade in bonds issued by foreign governments.Under the rule, banks can also place trades that are meant to offset the risks posed by positions they hold, an activity known as hedging that can resemble proprietary trading.The five federal agencies writing the rule — the Federal Reserve, the Securities and Exchange Commission, the Commodity Futures Trading Commission, the Federal Deposit Insurance Corporation and the Comptroller of the Currency — were divided over how tough to make the hedging language.While some officials at the Fed and the S.E.C. have wanted to allow banks significant flexibility to carry out trading that is considered important for their health and the functioning of markets, Gary Gensler, the head of the Commodity Futures Trading Commission, sought to eliminate loopholes.So when the Fed sent out a draft last month that removed a sentence that required hedging to be “reasonably correlated” with a bank’s risks, people briefed on the matter said, Mr. Gensler and another agency commissioner, Bart Chilton, pushed back. And in recent days, they persuaded the Fed to insert into the rule a provision that requires banks to conduct a “correlation analysis” as well as “independent testing” to ensure that the trades used for hedging “may reasonably be expected to demonstrably reduce” the risks.To further prevent banks from masking proprietary trading as a hedge, the rule required banks to conduct an “ongoing recalibration of the hedging activity by the banking entity to ensure” that the trading is “not prohibited proprietary trading.”The votes on Tuesday, which come more than a year after Congress required the agencies to complete the Volcker Rule, offer Wall Street a degree of clarity that once seemed remote. Until recent days, regulators appeared unlikely to meet the recommendation of Treasury Secretary Jacob J. Lew, who urged the agencies to complete the rule in 2013.The weather in Washington — snow and sleet are expected — may delay the rule slightly. The C.F.T.C. canceled its public vote “due to the closure of all federal government agencies because of inclement weather,” though it plans to have commissioners vote individually in private. The F.D.I.C. still plans to vote in public.“For the banks, this is one of the most significant regulatory changes in decades,” said Alan W. Avery, a partner at Latham & Watkins who represents financial institutions in regulatory issues. “It cuts off or fundamentally alters traditional sources of revenue for the banks.”
"Five years after the financial crisis, federal regulators are poised to approve the so-called Volcker Rule, the keystone of the most sweeping overhaul of financial regulation since the Depression. The rule, a copy of which was reviewed by The New York Times, imposes some requirements that are tougher than the banks had hoped."
By BARBARA ORTUTAYNEW YORK (AP) -- GPS will tell you how to get to the nearest Apple store. With iBeacon, Apple hopes to guide you around once you're inside, whether it's to pick up an order, upgrade to a new iPhone or shop for a pair of headphones.The implications of iBeacon go beyond Apple stores. One day, commuters might get information on subway delays as they stand on the platform, while museum visitors might get details on the painting they are standing in front of. Other retailers will be also able to offer deals or track which aisles shoppers linger in the longest.In-store location technology does raise privacy concerns, though many shoppers have shown a willingness to be tracked if there's something in it for them."With any new technology, you don't know how it's going to be used until it is being used," technology analyst Rob Enderle said.He said Apple "is pretty good" at getting people to use new technologies, but it could take years for iBeacon to mature and reach its potential. He said Google, Microsoft and other tech companies will likely follow suit with their own location technology.On Friday, Apple Inc. began using the technology at its 254 U.S. stores to send you messages about products, events and other information - tailored to where you are inside, provided you have downloaded the Apple Store app and have given it permission to send notices based on your location. You must have Bluetooth turned on and have the latest operating system, iOS 7.Using the iBeacon feature, the app will notify you if the computer you ordered is ready for pickup, for example. Show a clerk your screen with the order number, and the clerk will get it for you. Walking by an iPhone table? You may get a message asking if you want to upgrade, check your upgrade availability and see if you can get money for trading in your old phone.Even without iBeacon, the app already lets you scan and pay for some items using your phone, get customer service help and reserve products.Major League Baseball already plans to use iBeacon next year to customize fans' experiences at its ballparks, through the At The Ballpark app. In a demo earlier this year, MLB officials showed how the app can offer special features based on users' location in a stadium, such as coupons in the souvenir shop or a video that plays near landmarks.Apple demonstrated the technology to The Associated Press this week at its busy, 24-hour Fifth Avenue store in New York City. At this particular store, Apple has installed about 20 iBeacon transmitters, some of which are simply iPhones and iPads, which come with the capability as part of iOS 7. The transmitters use Bluetooth wireless technology to give your phone more precise information about your location. That's not possible with GPS, which don't work well indoors and aren't good at distinguishing between locations that are just a few feet apart.The beacons can be adjusted to specific distances, so you may get some notifications regardless of where you are inside. Others will come only when you are standing at a particular aisle, wall or product demo table. The store can also send out notifications about deals or upcoming events.Apple is not the first to offer in-store location technology. An app called Shopkick, for example, sends users discounts when they enter Macy's, J.C. Penney and other stores. But Apple's entry into micro-location puts the nascent technology into the hands of thousands of developers and broadens its reach considerably.Apple said iBeacon provides apps with "a whole new level of micro-location awareness, such as trail markers in a park, exhibits in a museum, or product displays in stores."Location tracking does raise privacy worries. After all, shoppers may not want their every move watched and recorded inside a store. Apple, however, said that it does not collect information about shoppers inside its stores. The company said notices are triggered when the app senses a location beacon nearby, without Apple's beacon needing to even know you're there.But other companies using iBeacon could go further, as long as people who download their apps agree to be tracked.Privacy advocates have raised concerns about the various ways that retailers track shoppers, whether it's their location, purchase history or how often they visit a store. But consumers often agree to be tracked in exchange for discounts.Tim Bajarin, a Creative Strategies analyst who's followed Apple for more than three decades, said he expects the technology to be a "little slow to take off." But he said that because all iPhones and Apple gadgets will support it down the line, iBeacon will have an "immediate built-in audience.""It's really up to the Macy's of the world, the stadiums of the world, to fully embrace it and be creative with it for it to fully take off," he said.
Interesting iBeacon location tech.
When it comes to designers and brands you pretty much won’t get any more British than Burberry, a fashion label that is built on the aesthetic and ethos of traditional English style taken to new and innovative modern interpretations.
Read more: http://www.mensfashionmagazine.co.uk/designer-profile-christopher-bailey
Many of the men we know shop for clothes like they shop for groceries: Buy what you need now, then wait to go shopping again until you've entirely run out. Repeat every few weeks.