Rising cost of employer sponsered Benefit Programs
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Survey: Biz sees 7% jump in costs for health care - Crain's Detroit Business

Survey: Biz sees 7% jump in costs for health care - Crain's Detroit Business | Rising cost of employer sponsered Benefit Programs | Scoop.it
Survey: Biz sees 7% jump in costs for health care Crain's Detroit Business Employers in Southeast Michigan project an acceleration of health care cost increases this year -- a 7 percent jump, up from 4 percent in 2013 -- as taxes and fees from the...
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There is a way to reduce these premium increases through while reducing employees and out of pocket expenses by 75%.  Contact cgraham@guardianfinancial solutions.com to learn more.

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Many employees hit with higher health care premiums

Many employees hit with higher health care premiums | Rising cost of employer sponsered Benefit Programs | Scoop.it

Have Many can't afford unexpected medical expenses, survey shows.

Christopher Graham's insight:

Have your broker price a higher deductible plan.  Than contact me and I can show you how to have lower exposure with the higher deductible

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4 Key Findings on Employer Healthcare Cost Growth in 2014

4 Key Findings on Employer Healthcare Cost Growth in 2014 | Rising cost of employer sponsered Benefit Programs | Scoop.it
4. High-deductible health plan costs will go up by an estimated 8.6 percent — down from a 9.1 percent increase in costs both last year and the year before. More Articles on Healthcare Costs: 4 Talking Points on America's ...
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Save additional dollars by implementing benefit enhencement program offered by Guardian Financial Solutions.  No need to change  plans or agents.

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Health Savings Accounts (HSA's) and High Deductible Health Plans - The Basics

Health Savings Accounts (HSA's) and High Deductible Health Plans - The Basics | Rising cost of employer sponsered Benefit Programs | Scoop.it

daAn introduction to the idea of using Health Savings Accounts and High Deductible Health Plans to save money on your health insurance premiums and retain majo... Video Rating: 4 / 5 The health insur...

Christopher Graham's insight:

Why not use a Medical reimbursement Account vs a HSA, out of pocket medical expenses reimbursed 75%, same tax benefit as HSA but more money in your pocket.  Contact cgraham@guardianfinancialsolutions. to discuss further

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Christopher Graham's curator insight, May 27, 2014 12:43 PM

Why not use a Medical Reimbursement Account that takes advantages of same Tax Benefits as HSA but their typically increase in each employees paycheck and still provides 75% reimbursement on out of pocket  medical expenses.

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High Deductibles Require New Look at Healthcare Practice Policies ...

High Deductibles Require New Look at Healthcare Practice Policies ... | Rising cost of employer sponsered Benefit Programs | Scoop.it
There will always be patients who simply fail to pay for healthcare costs even as there will always be patients who feel the responsibility to pay for treatment and care received but who cannot afford the care and look for ...
Christopher Graham's insight:

My Benefit Enhancement Program will help the provider from rising bad debt, and the patient since they will  have a program to work with their current high deductible plan.

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How to Compare PPO and High-Deductible Insurance Plans - Money Management Tips

How to Compare PPO and High-Deductible Insurance Plans - Money Management Tips | Rising cost of employer sponsered Benefit Programs | Scoop.it
How to Compare PPO and High-Deductible Insurance Plans (RT @Blogtechweeks: How to Compare PPO and High-Deductible #Insurance Plans http://t.co/k7PwT0t1TV)...
Christopher Graham's insight:

With open enrollment around the corner, every employee should read this article.  Then contact cgraham@guardianfinancialsolutions.com to discuss how his benefit enhancement program makes either of these plans more affordable,

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Health Savings Accounts (HSA's) and High Deductible Health Plans - The Basics

Health Savings Accounts (HSA's) and High Deductible Health Plans - The Basics | Rising cost of employer sponsered Benefit Programs | Scoop.it

daAn introduction to the idea of using Health Savings Accounts and High Deductible Health Plans to save money on your health insurance premiums and retain majo... Video Rating: 4 / 5 The health insur...

Christopher Graham's insight:

Why not use a Medical Reimbursement Account that takes advantages of same Tax Benefits as HSA but their typically increase in each employees paycheck and still provides 75% reimbursement on out of pocket  medical expenses.

more...
Christopher Graham's curator insight, May 19, 2014 11:30 AM

Why not use a Medical reimbursement Account vs a HSA, out of pocket medical expenses reimbursed 75%, same tax benefit as HSA but more money in your pocket.  Contact cgraham@guardianfinancialsolutions. to discuss further

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Preventive services have some patients confused, doctors frustrated - Coshocton Tribune

Preventive services have some patients confused, doctors frustrated - Coshocton Tribune | Rising cost of employer sponsered Benefit Programs | Scoop.it
Preventive services have some patients confused, doctors frustrated Coshocton Tribune More than 15 million Americans have high-deductible plans, and under current rules, they must have at least a $1,250 annual deductible for individuals and a...
Christopher Graham's insight:

Contact cgraham@guardianfinancialsolutions.com and ask me how to all but eliminate  the deductible on your high deductible plans without any increase on out of pocket costs or employer costs.

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LETTER: Coverage isn't affordable with sky-high deductibles - The Express-Times

LETTER: Coverage isn't affordable with sky-high deductibles - The Express-Times | Rising cost of employer sponsered Benefit Programs | Scoop.it
LETTER: Coverage isn't affordable with sky-high deductibles
The Express-Times
I read Dr.
Christopher Graham's insight:

I can show you a way to make coverage work with a high deductible plan.  Contact cgraham@guardianfinancialsolutions.com for information.

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