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Impact of ETF Growth on The DC Market

Impact of ETF Growth on The DC Market | Retirement Plans | Scoop.it
A comprehensive study by PwC projects that ETFs are on track to double to $5 trillion by 2020. A view of what is driving much of this growth helps to shed light on what may lie ahead for the DC market.
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NAPA Net » Improving Outcomes: Financial Literacy and Premixed Portfolios

Two interesting studies on improving DC investor outcomes were published last week: a Pension Research Council working paper and a commissioned study
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Some great insight from Mr. Bramlett on the merits of automation and professional management over attempting (usually unsuccessfully) to educate plan participants.

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NAPA Net » ETFs in DC Plans: Issues Remain

NAPA Net » ETFs in DC Plans: Issues Remain | Retirement Plans | Scoop.it
Though Charles Schwab still seems to be committed to putting them into DC plans, are ETFs — as one advisor stated in a P&I article — a square peg in a
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I still haven't heard a compelling case to use ETFs over low cost index funds in a plan's core fund menu and why limit a platform to ETFs only? While ETFs may never make a splash as participant directed options, ETFs are right at home inside of a managed solution.  If you're offering or working with a third party manager to offer risk based or target date models to your plans, there are many reasons to consider ETFs over mutual funds. ETFs have no minimums, no redemption fees, they don't soft-close and you have access to more niche market segments and indices.  Managed, "do it for me" solutions are the future of ETFs in retirement plans.

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PLANADVISER.com - Hidden Opportunity in New Fiduciary Rules?

PLANADVISER.com - Hidden Opportunity in New Fiduciary Rules? | Retirement Plans | Scoop.it
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A good summary of the impending fiduciary rules and their potential impact.

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The Debate over ETFs in 401(k) Plans

The Debate over ETFs in 401(k) Plans | Retirement Plans | Scoop.it
Exchange-traded funds offer investors a low-fee retirement portfolio option, but some say including ETFs may actually be costly.
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Isn't there a home for both?  To target basic indices and within most participant directed core plan lineups, there probably isn't a strong reason to use an ETF over a mutual fund. But what about the model manager who wants access to a more specific sector, country, etc. without worrying about minimums or redemption fees?  The industry is headed in the direction of "do it for me" managed solutions and ETFs are an excellent tool that area.

 

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PLANSPONSOR.com - The Plan Sponsor Auto Feature Paradox

PLANSPONSOR.com - The Plan Sponsor Auto Feature Paradox | Retirement Plans | Scoop.it
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Stephen Moser offers some great ammo to help plan sponsors overcome their fears and embrace auto features.

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NAPA Net » 7 Misconceptions About Auto Features

NAPA Net » 7 Misconceptions About Auto Features | Retirement Plans | Scoop.it
With the growth of auto-plan features, plan sponsors are subject to many misconceptions and fears that prevent them from doing the right thing for the
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Auto-plan features are a crucial part of achieving higher levels of retirement readiness.  Mr. Barstein offers some excellent informational nuggets to help overcome common objections.

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PLANSPONSOR.com - DIY Retirement Plan Investors Not Acting Optimally

PLANSPONSOR.com - DIY Retirement Plan Investors Not Acting Optimally | Retirement Plans | Scoop.it
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Not surprising at all.  It has become glaringly obvious that most participants should be using a professionally managed solution in their retirement plans.  Every plan should have some type of managed option available.

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Three Outside-the-Box Tips for 401k Plan Sponsors

Three Outside-the-Box Tips for 401k Plan Sponsors | Retirement Plans | Scoop.it
Some may be shocked, but smart fiduciaries already know the truth behind these outlandish tips.
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Some timeless advice for plan sponsors and advisors.

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Let the Questions Begin: Preparing for automation

Let the Questions Begin: Preparing for automation | Retirement Plans | Scoop.it
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If you're not already using automatic plan features, it's time to take a look.  Start with this concise list of things to consider when exploring the concept.

 

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