Re-Engineering the 401(k) Plan
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Re-Engineering the 401(k) Plan
The DOL Fee Disclosure regulations enacted in July of 2013
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The White House Has a New Plan To Keep Financial Advisers From Ripping You Off

The White House Has a New Plan To Keep Financial Advisers From Ripping You Off | Re-Engineering the 401(k) Plan | Scoop.it
Broker-dealers must now follow a “fiduciary standard.”
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United States Department of Labor - Updates from Our Official Blog

United States Department of Labor - Updates from Our Official Blog | Re-Engineering the 401(k) Plan | Scoop.it
United States Department of Labor - Updates from Our Official Blog http://t.co/Am5iDtZDMA
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Private equity adviser, CEO settle with SEC over fee allocations

Private equity adviser, CEO settle with SEC over fee allocations | Re-Engineering the 401(k) Plan | Scoop.it
WASHINGTON (Reuters) - An Arizona-based private equity adviser and its chief executive will pay roughly $2.2 million to settle civil charges that they breached their fiduciary duty to investors by failing
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Sixty percent of 401(k) Plan participants over age 50 don't have enough savings to retire.

Sixty percent of 401(k) Plan participants over age 50 don't have enough savings to retire. | Re-Engineering the 401(k) Plan | Scoop.it
Recent research completed by Spectrem Group with 401(k) and other defined contribution plan participants indicates that only 39 percent of plan participa
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401(k)s Are Making Wealth Inequality Even Worse

401(k)s Are Making Wealth Inequality Even Worse | Re-Engineering the 401(k) Plan | Scoop.it
Not only is the typical 401(k) a lousy way for most people to save for retirement, it is also making wealth inequality worse, according to a new study.
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Major Disconnect in Survey on Impact of Fund Fees on 401(k) Participants

Major Disconnect in Survey on Impact of Fund Fees on 401(k) Participants | Re-Engineering the 401(k) Plan | Scoop.it
caption id=attachment_518 align=alignleft width=150 You want to know about 401(k) fund fees? Ask the guy next to me./caption

Something does not add up in a recent survey on the impact of the DOL mu
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Rick Bueter - 6 Trillion Dollar 401k Scam

Visit http://www.rickbueter.com for a free copy of Chapter 1 - The Great Wall Street Retirement Scam - What THEY Don't Want You To Know About 401k, IRA and o...
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Florida quietly shortened yellow light standards & lengths, resulting in more red light camera tickets for you | wtsp.com

Florida quietly shortened yellow light standards & lengths, resulting in more red light camera tickets for you | wtsp.com | Re-Engineering the 401(k) Plan | Scoop.it
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Why Your 401(k) May Be Worth Less Than You Think : NPR

Why Your 401(k) May Be Worth Less Than You Think : NPR | Re-Engineering the 401(k) Plan | Scoop.it
When you glimpse at your 401(k) statement come Thanksgiving, you may be in for a shock. Plan providers will have to reveal the hidden fees they've charged participants, and the difference in your retirement savings can be dramatic.
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It’s a 401(k) World

It’s a 401(k) World | Re-Engineering the 401(k) Plan | Scoop.it
In today’s hyperconnected world, we all have to learn much more about investing in ourselves in order to succeed.
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Can This Retirement System Be Saved?

Can This Retirement System Be Saved? | Re-Engineering the 401(k) Plan | Scoop.it
Averting a retirement crisis in the U.S. requires fresh thinking, not to mention political will.
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PBS Drops Another Bombshell: Wall Street Is Gobbling Up Two-Thirds of Your 401(k)

PBS Drops Another Bombshell: Wall Street Is Gobbling Up Two-Thirds of Your 401(k) | Re-Engineering the 401(k) Plan | Scoop.it
By Pam Martens: April 25, 2013  If you work for 50 years and receive the typical long-term return of 7 percent on your 401(k) plan and your fees a
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Why the 401(k) isn't working for millions of Americans

Why the 401(k) isn't working for millions of Americans | Re-Engineering the 401(k) Plan | Scoop.it
This switch to 401(k) plans began at the same time that Social Security benefit cuts kicked in with 1983 legislation raising the retirement age. Also in this period, wages started to lag behind productivity, with the labor share of income falling.

“The timing couldn’t have been worse for switching to a 401(k) system,” Morrissey said. But they are so lucrative to Wall Street fund managers, with much higher fees than pensions, that reverting back to pensions wholesale is an unlikely scenario.

In effect, we have kicked two of the legs out of the three-legged retirement stool. Individual savings have stagnated along with wages, as more and more of workers’ paychecks cover little more than everyday needs. The pension has been substituted with a stock plan that was never intended to serve as an adequate replacement.
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Exclusive Interview: Jerry Schlichter Reveals 3 Ways 401k Plan Sponsors Can Avoid a Fiduciary Breach

Exclusive Interview: Jerry Schlichter Reveals 3 Ways 401k Plan Sponsors Can Avoid a Fiduciary Breach | Re-Engineering the 401(k) Plan | Scoop.it
"If diversification of products in the annuity is limited, the product may result in a fiduciary breach because..."
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What You Can Do About A Lousy 401(k) | Bankrate.com

What You Can Do About A Lousy 401(k) | Bankrate.com | Re-Engineering the 401(k) Plan | Scoop.it

""Many sponsors, particularly of smaller plans, do not understand whether or not providers to the plan are fiduciaries, nor are they aware that the provider's compensation may vary based on the investment options selected. Such conflicts could lead to higher costs for the plan, which are typically borne by participants," according to a 2011 report from the Government Accountability Office."

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The 11 Greatest TED Talks for Anyone Over 50

The 11 Greatest TED Talks for Anyone Over 50 | Re-Engineering the 401(k) Plan | Scoop.it
These TED talks, given by some of the world's smartest thinkers to fuel the spread of important ideas, may just change your life.
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Ruling on 401(k) plans catch employers' attention

Ruling on 401(k) plans catch employers' attention | Re-Engineering the 401(k) Plan | Scoop.it
"Someone is paying for it and it's your employees," said Wolff, a lawyer whose firm recently prevailed against a power equipment manufacturing company that shifted millions of dollars of administrative expenses to workers by the way it structured...
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Scholarly Financial Planner: Fidelity's O'Hanley Is Wrong: DOL/EBSA Rulemaking re: Definition of Fiduciary Is Just Common Sense

Scholarly Financial Planner: Fidelity's O'Hanley Is Wrong: DOL/EBSA Rulemaking re: Definition of Fiduciary Is Just Common Sense | Re-Engineering the 401(k) Plan | Scoop.it
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vCita makes your site’s Contact page more useful, helps you charge money for your time

vCita makes your site’s Contact page more useful, helps you charge money for your time | Re-Engineering the 401(k) Plan | Scoop.it
Of all the sections of a website, the 'Contact Us' page is one of the most important, and yet it often provides little more than an email address or a simple form which allows visitors ...
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John Bogle's Latest Advice: A 'Gatekeeper' For Your Nest Egg : NPR

John Bogle's Latest Advice: A 'Gatekeeper' For Your Nest Egg : NPR | Re-Engineering the 401(k) Plan | Scoop.it
The burden for retirement planning has shifted dramatically, from traditional pensions run by experts to 401(k)s that require decisions by "gravely undereducated investors, Vanguard founder John Bogle says.
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Breaking News: Exclusive 4-Part Interview with PBS Frontline Producer Now Available for Free from FiduciaryNews.com

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10 things 401(k) plans won’t tell you

10 things 401(k) plans won’t tell you | Re-Engineering the 401(k) Plan | Scoop.it
A comfortable retirement is a mainstay of the American dream. Yet we aren’t particularly good at socking money away, and our complicated retirement savings system isn’t helping.
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401(k) Fees Are Robbing You Blind - DailyFinance

401(k) Fees Are Robbing You Blind - DailyFinance | Re-Engineering the 401(k) Plan | Scoop.it
The financial pros all say you should invest in your company's 401(k) plan, but the fees on those investments can easily add up to a number that will shock you.
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