Five years after the start of the US economic crisis, we ask why no one is being held accountable.
"In 2008, the house of cards collapsed. We learned that mortgages had been sold to people who couldn't afford or understand them. Banks had made huge bets and bonuses with other people's money. Regulators had looked the other way, or didn't have the authority to stop the bad behavior.
It was wrong. It was irresponsible. And it plunged our economy into a crisis that put millions out of work, saddled us with more debt, and left innocent, hard-working Americans holding the bag ... We've put in place new rules to hold Wall Street accountable, so a crisis like that never happens again."
Barack Obama, the US president, State of the Union 2012