The often enormous costs of cancer treatment can financially ruin patients or lead them to end treatment early. To help control expenditures, the American Cancer Society recommends that people become familiar with the terms of their health insurance policies. In addition to traditional health insurance, some companies offer cancer-care supplemental plans. The initial diagnosis benefit, a lump sum paid out if the enrollee is diagnosed with cancer, helps defray the cost of deductibles early on. Transportation benefits can aid patients who have to travel for their treatment. However, cancer-care supplemental plans need to be set up as a protective measure; people usually cannot enroll in them after having been diagnosed with cancer.