Phone annoyances
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Top Debt Collection Agency Fined $3.2 Million for Harassing Tactics - DailyFinance

Top Debt Collection Agency Fined $3.2 Million for Harassing Tactics - DailyFinance | Phone annoyances | Scoop.it
ABC News Top Debt Collection Agency Fined $3.2 Million for Harassing Tactics DailyFinance The Federal Trade Commission filed a complaint charging that Expert Global Solutions and its subsidiaries had engaged in various violations of the Fair Debt...
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thought I'd share this since you've probably been bothered by collection agencies before (even ones asking for the wrong person!) 

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7 Ways Telemarketers Get Your Cell Phone Number | TIME.com

7 Ways Telemarketers Get Your Cell Phone Number | TIME.com | Phone annoyances | Scoop.it
If you’re in the shrinking pool of people who still have a land line, you’re most likely inundated with calls from telemarketers. But your cell phone is different, right? Right?!
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2. You accept Terms of Use without reading or understanding them

Read more: http://www.techlicious.com/tip/7-ways-telemarketers-get-your-cell-phone-number/#ixzz2YbOlGhT1

Not mentioned in this article is a useful browser add on called "Terms of Service; Didn’t Read" (do a search for it.) TOS's can often times be too long and too boring. This app does whatever it can to summarize it and give  ratings from www.tosdr.org . 

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Understanding Your Telemarketing Rights

Consumerfed.org
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the telemarketing rights may not apply if its a charity or something political. 

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Reverse Phone Lookups ← BackgroundChecks.pw

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If you want to find out information about the owner of a cell phone number, the information may not be readily available in a search engine. If you subscribe to a reverse phone lookup service, that can be hit or miss. These companies do whatever they can to find you the owner's full name and other information. Based on my experience, I was able to match more phone numbers with the owner's real info than not. Its important to get one that offers a free trial, or your money back if you're not satisfied with the results. Often times, websites where you perform a background check on someone for personal use have a feature where you can do a reverse phone search. 

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How to screen unwanted calls on iPhones and Android phones

How to screen unwanted calls on iPhones and Android phones | Phone annoyances | Scoop.it
You can ask your phone service provider to block calls from specific numbers, but it may be more practical to screen all calls from unfamiliar numbers and respond only to the legitimate callers.
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Learn about different apps that screen calls you don't want on androids and iPhones. (example - put different types of callers into different Groups which can have a different kind of ring, based on what 'group' the caller belongs to.) Below this article is a discussion you can participate in. Other people share their experiences with telemarketers, spammers, and other annoying callers. 

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