Good news for the sharing economy: The Securities and Exchange Commission (SEC) just released proposed regulations that would allow businesses to crowdfund by seeking investments or loans through online intermediaries. These proposed regulations, mandated by the 2012 Jumpstart Our Business Startups (JOBS) Act, remove important securities law barriers and take crowdfunding beyond the donation-based model of Kickstarterand Indiegogo. Soon, ordinary people will be able to actually invest in a wide variety of enterprises and receive a return. October 23rd commenced a ninety-day public comment period, during which individuals and organizations are invited to offer the SEC feedback on the rules. The rules will hopefully go into effect soon thereafter since the SEC, generally a sharply divided Commission, unanimously approved the proposed regulations.