The ultimate promise of math-based systems is to bring the principles of the Internet to money. Money is information and the Internet is the greatest information engine of all time. The missing link was a money protocol. The Hypertext-Transfer-Protocol allowed the Internet to share text and graphics. The Simple-Mail-Transfer-Protocol made communication free and instantaneous. Each of these protocols had a seismic impact on our reality. The Ripple Protocol and others like it will have a similarly profound effect. Independent businesses using shared protocols will be able to do businesses directly without requiring third-party services.