Crowdfunding, Peer-to-peer lending
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Crowdfunding, Peer-to-peer lending
Peer-to-peer lending, crowdfunding, crowdlending, equity crowdfunding, rewards-based crowdfunding
Curated by Therese Torris
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Curating Peer-to-Peer lending and Crowdfunding news

Curating Peer-to-Peer lending and Crowdfunding news | Crowdfunding, Peer-to-peer lending | Scoop.it

I started following P2P lending as a Forrester Research analyst when Zopa was created in the UK.

 

P2P lending was a buoyant but very small space then. Financial scandals, the resulting economic crisis and favorable regulation in countries such as the US, France and the UK are making crowdfunding, P2P lending and, more generally, the notion of by-passing traditional lenders and incumbent financial services providers more and more popular now. 

 

I am a contributor to http://www.crowdfundinsider.com/, a comprehensive source of news and commentaries on crowdsourcing, P2P lending and Fintech at large

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Monica S Mcfeeters's curator insight, January 27, 2013 9:08 AM

Alternatives to big bank and big money investors. This is showing up as a way for emerging film makers and others with ideas, businesses or causes to move forward with the money from crowd funding.

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Global Crowdfunding & Local Regulation: Light Touch vs Restrictive or Prescriptive Bespoke Rules

Global Crowdfunding & Local Regulation: Light Touch vs Restrictive or Prescriptive Bespoke Rules | Crowdfunding, Peer-to-peer lending | Scoop.it
Crowdfunding is flourishing all around the world, exhibiting double or even triple digit growth rates in many markets, from the US to the UK to China. Gove
Therese Torris's insight:
The light touch approach wins, I guess
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Jim Bruene words of wisdom about Lending Club, crowdlending and Fintech

Jim Bruene words of wisdom about Lending Club, crowdlending and Fintech | Crowdfunding, Peer-to-peer lending | Scoop.it
Lending Club (LC) will always have a fond place in my heart. Renaud Laplanche’s small team presented at our very first Finovate in 2007. And until a few months ago, they were our most successful startup alum, at least measured by company valuation (Credit Karma gets the nod for now). While LendingClub is still a unicorn (market cap Rea
Therese Torris's insight:
Well spoken, Jim!
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FundedByMe Receives Approval to Become a Publicly Traded Company in Sweden - Crowdfund Insider

FundedByMe Receives Approval to Become a Publicly Traded Company in Sweden - Crowdfund Insider | Crowdfunding, Peer-to-peer lending | Scoop.it
International investment crowdfunding platform FundedByMe has received approval from the Swedish Companies Registry Office to publicly list shares as a lim
Therese Torris's insight:
Thanks to Northern Europe for international crowdfunding
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LendingClub Tumbles After Investors Suspend Debt Purchases

LendingClub Tumbles After Investors Suspend Debt Purchases | Crowdfunding, Peer-to-peer lending | Scoop.it
LendingClub Corp., which plunged 51 percent last week with the surprise departure of its leader and disclosure of faulty internal controls, dropped again Tuesday after saying the scandal prompted investors to suspend debt purchases and spurred a U.S. Justice Department probe.
Therese Torris's insight:
Rough times for crowdlending
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Prosper slashes workforce as US online lenders feel the heat

Prosper slashes workforce as US online lenders feel the heat | Crowdfunding, Peer-to-peer lending | Scoop.it
Jobs, earnings and funding news out of three of America's biggest alternative lending platforms - Prosper, OnDeck and SoFi - is raising concerns abou
Therese Torris's insight:
Trouble in crowdlending, Prosper, Lending Club and OnDeck
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PayPal Founders Levchin & Thiel Team Up Again for online consumer lender Affirm

PayPal Founders Levchin & Thiel Team Up Again for online consumer lender Affirm | Crowdfunding, Peer-to-peer lending | Scoop.it
Blommberg: Max Levchin’s online lending startup Affirm Inc. raised $100 million in a funding round led by Peter Thiel’s Founders Fund as the two PayPal co-founders team up again to take on the banking industry. QuickTake Unicorns Affirm offers financing to shoppers during the checkout process at more than 700 online and brick-and-mortar stores, ...
Therese Torris's insight:

Affirm specializes in online lending at POS

Total raised by Affirm > $420 M

Crunchbase link: https://www.crunchbase.com/organization/affirm#/entity

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50% of US Institutional investors invest on lending marketplaces [Free report]

50% of US Institutional investors invest on lending marketplaces [Free report] | Crowdfunding, Peer-to-peer lending | Scoop.it
The takeover of marketplace lending by the big boys continues, with half of US institutional investors now putting money into what were once known a
Therese Torris's insight:

A study by Richards Kibbe & Orbe and Wharton FinTech


Also : 72%—believe that consolidation of the marketplace lending industry is somewhat or very likely.


Request free copy at http://www.rkollp.com/newsroom-news-534.html or info@rkollp.com

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Consumer loan technology platform FinanzCheck Closes €33M Funding

Consumer loan technology platform FinanzCheck Closes €33M Funding | Crowdfunding, Peer-to-peer lending | Scoop.it
FinanzCheck, a Hamburg, Germany-based consumer loan technology platform, closes a €33m series C funding round
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Fintech Startups and The Future of Banking

Fintech Startups and The Future of Banking | Crowdfunding, Peer-to-peer lending | Scoop.it

Will fintech startups cause the demise of banks or come to their rescue? This was one of the topics debated at The “Future of Banking” event held by The Economist. Startup tend to believe the former and banks fear they're right!

Therese Torris's insight:
Food for thought!
This information/thought piece was well received. Check it out.
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Minister of Economy Gives French Crowdfunding Sector a Boost

Minister of Economy Gives French Crowdfunding Sector a Boost | Crowdfunding, Peer-to-peer lending | Scoop.it
Crowdfund Insider : The French Minister of Economy, Emmanuel Macron was the guest star of the 3rd annual meeting of the French crowdfunding association. He expressed his commitment to the crowdfunding economy, shared his views on the regulation of innovation, and, to prove his point, announced several significant improvements to the French crowdfunding regulation.
Therese Torris's insight:
For once I enjoyed a politician's speech: Emmanuel Macron, Minister of Economy about crowdfunding, regulating and fostering innovation
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Equity Crowdfunding Now Most Active Investor Type in UK High-Growth Funding 

Equity Crowdfunding Now Most Active Investor Type in UK High-Growth Funding  | Crowdfunding, Peer-to-peer lending | Scoop.it
Beauhurst, a leading provider of data on high-growth UK companies, released “The Deal” its 2015/2016 report on equity fundraising for UK private fast-growt
Therese Torris's insight:
UK equity crowdfunding is so far ahead of any other market, it's hard to imagine catching up
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Fintech Startups and The Future of Banking

Fintech Startups and The Future of Banking | Crowdfunding, Peer-to-peer lending | Scoop.it
Will fintech startups cause the demise of banks or come to their rescue? This was one of the topics debated at The “Future of Banking” event held by The Ec
Therese Torris's insight:
My latest CI article
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P2P Consultants's curator insight, March 17, 11:15 PM
My latest CI article
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How Wall Street Led LendingClub Into Crisis

How Wall Street Led LendingClub Into Crisis | Crowdfunding, Peer-to-peer lending | Scoop.it
John Mack, a crisp, red windbreaker over his business suit, climbed the dais at the New York Stock Exchange to hail the coming revolution.
Therese Torris's insight:
Best account of LC's woes. Bringing into LC exactly those people who shared a huge responsibility for the 2001 and the 2008 crises did help LC grow faster and go public but harmed it badly in the end. Unsurprisingly, these guys come out of the scandal unscathed while Laplanche and second fiddles take the fall. Well done Mack, Meeker and Summers!
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Peter Renton : Why I am Keeping My Money in Lending Club

Peter Renton : Why I am Keeping My Money in Lending Club | Crowdfunding, Peer-to-peer lending | Scoop.it
  Emotions are running high right now. After more bad news from Lending Club on Monday afternoon it is understandable that some investors are getting nervous. And not just the investors in Lending Club equity but also investors in Lending Club loans. Since 2010 I have hosted over a half-dozen conferences, produced over 60 podcasts, …
Therese Torris's insight:
Not the only one: Lending Club's stock was up 10% yesterday (after loosing 50% before)
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Things are getting even worse for the once-poster child of online lending

Things are getting even worse for the once-poster child of online lending | Crowdfunding, Peer-to-peer lending | Scoop.it
New York regulators have subpoenaed the online lender over the interest rates and fees it charges customers.
Therese Torris's insight:

+ class actions suits by investors

But the stock was bouncing back up 10% today...

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International Equity Crowdfunding Platform Invesdor launches self crowdfunding campaign

International Equity Crowdfunding Platform Invesdor launches self crowdfunding campaign | Crowdfunding, Peer-to-peer lending | Scoop.it
Helsinki based Fintech firm, Invesdor, announced on Tuesday it has opened its new equity offering. The company is seeking to raise €750,000 with a max of €
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Kickstarter is now a Benefit Corporation

Kickstarter is now a Benefit Corporation | Crowdfunding, Peer-to-peer lending | Scoop.it
Kickstarter Inc is no more. We’re now Kickstarter PBC — a Public Benefit Corporation.
Therese Torris's insight:
WOW!
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How peer-to-peer changes the financial world

How peer-to-peer changes the financial world | Crowdfunding, Peer-to-peer lending | Scoop.it
Another factor of reimagining finance for the internet age is the very nature of person-to-person connectivity and peer-to-peer networking. These two factors are very different and also different in the nature of how people are connecting. In the developed world, we have the viral connectivity of the smartphone; in the developing world, we have the basic connectivity of the mobile phone. Soon, both will transition into smart and mobile objects from cars and televisions to heating systems and refrigerators. In fact, with Nest and Samsung Home, it’s already pretty much there.

Via Philippe Serafin
Therese Torris's insight:
It's about P2P payments but applies to all areas of finance
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Americas Alternative Finance Jumps to Over $36 Billion in 2015 [Free ReportCambridge Center for Alternative Finance]

Americas Alternative Finance Jumps to Over $36 Billion in 2015 [Free ReportCambridge Center for Alternative Finance] | Crowdfunding, Peer-to-peer lending | Scoop.it
The Cambridge Centre for Alternative Finance, along with their project partners the Polsky Center for Entrepreneurship and Innovation at the University of
Therese Torris's insight:
You can read the report on Crowdfund Insider (through Scribd) or download it at https://www.jbs.cam.ac.uk/faculty-research/centres/alternative-finance/publications/breaking-new-ground/
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Free Report on State of Crowdfunding in 27 Countries by CrowdfundingHub

Free Report on State of Crowdfunding in 27 Countries by CrowdfundingHub | Crowdfunding, Peer-to-peer lending | Scoop.it
The CrowdfundingHub, based in the Netherlands, has published a report on the state of the crowdfunding industry in 27 different European countries. The org
Therese Torris's insight:

Definitely worth reading

Direct link to viewing the report : https://docs.google.com/forms/d/14Nl7RJu-F-PPAqzg48wUxx2VdinmKvQyn-cmy655r4w/viewform

Link to downloading :

http://www.crowdfundinghub.eu/free-download/



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Working capital lender Kabbage softlaunches in the UK

Working capital lender Kabbage softlaunches in the UK | Crowdfunding, Peer-to-peer lending | Scoop.it
Banco Santander is to leverage its recent multi-million dollar investment in Kabbage to offer working capital loans to UK small businesses through th
Therese Torris's insight:
Competition is hitting up for Funding Circle et al.
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The Many Faces of Marketplace Lending : Auxmoney, Funding Circle, FundingXChange & CrossLend

The Many Faces of Marketplace Lending : Auxmoney, Funding Circle, FundingXChange & CrossLend | Crowdfunding, Peer-to-peer lending | Scoop.it
  Execfintech, the German fintech event that took place March 8 in Frankfurt dedicated a couple of panel presentations to marketplace lending. The com
Therese Torris's insight:
Check Crosslend a new securitization-based lending marketplace model. Also important to note that the German market is rapidly catching up with the French one to become the second crowdfunding market in Europe after the UK...
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Bolero organizes a blockchain-based crowdfunding market [In French]

Bolero organizes a blockchain-based crowdfunding market [In French] | Crowdfunding, Peer-to-peer lending | Scoop.it
Bolero Crowdfunding lance la première application blockchain européenne et organise un 'Investment game', invitant les participants aux séances d'inspiration à investir des boleuros virtuels dans des start-up. Le jeu montre toutes les possibilités du négoce d'instruments financiers et ouvre la voie à un marché secondaire fondé sur la technologie blockchain, par laquelle des instruments financiers de crowdfunding sont échangés.

Via Philippe Serafin
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Frankfurt Vies to Become the New FinTech Capital

Frankfurt Vies to Become the New FinTech Capital | Crowdfunding, Peer-to-peer lending | Scoop.it
When thinking about Frankfurt, Finance immediately comes into mind. But FinTech? Not necessarily. Well, if it goes according to Execfintech, this is about
Therese Torris's insight:
Germany was well worth the trip!
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SyndicateRoom just partnered with the London Stock Exchange

SyndicateRoom just partnered with the London Stock Exchange | Crowdfunding, Peer-to-peer lending | Scoop.it
The platform's intermediary status means it can give investors access to IPOs via its online platform.
Therese Torris's insight:

New finance meets old finance

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