Crowdfunding, Peer-to-peer lending
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Crowdfunding, Peer-to-peer lending
Peer-to-peer lending, crowdfunding, crowdlending, equity crowdfunding, rewards-based crowdfunding
Curated by Therese Torris
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Curating Peer-to-Peer lending and Crowdfunding news

Curating Peer-to-Peer lending and Crowdfunding news | Crowdfunding, Peer-to-peer lending | Scoop.it

I started following P2P lending as a Forrester Research analyst when Zopa was created in the UK.

 

P2P lending was a buoyant but very small space then. Financial scandals, the resulting economic crisis and favorable regulation in countries such as the US, France and the UK are making crowdfunding, P2P lending and, more generally, the notion of by-passing traditional lenders and incumbent financial services providers more and more popular now. 

 

I am a contributor to http://www.crowdfundinsider.com/, a comprehensive source of news and commentaries on crowdsourcing, P2P lending and Fintech at large

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Monica S Mcfeeters's curator insight, January 27, 2013 9:08 AM

Alternatives to big bank and big money investors. This is showing up as a way for emerging film makers and others with ideas, businesses or causes to move forward with the money from crowd funding.

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How peer-to-peer changes the financial world

How peer-to-peer changes the financial world | Crowdfunding, Peer-to-peer lending | Scoop.it
Another factor of reimagining finance for the internet age is the very nature of person-to-person connectivity and peer-to-peer networking. These two factors are very different and also different in the nature of how people are connecting. In the developed world, we have the viral connectivity of the smartphone; in the developing world, we have the basic connectivity of the mobile phone. Soon, both will transition into smart and mobile objects from cars and televisions to heating systems and refrigerators. In fact, with Nest and Samsung Home, it’s already pretty much there.

Via Philippe Serafin
Therese Torris's insight:
It's about P2P payments but applies to all areas of finance
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Americas Alternative Finance Jumps to Over $36 Billion in 2015 [Free ReportCambridge Center for Alternative Finance]

Americas Alternative Finance Jumps to Over $36 Billion in 2015 [Free ReportCambridge Center for Alternative Finance] | Crowdfunding, Peer-to-peer lending | Scoop.it
The Cambridge Centre for Alternative Finance, along with their project partners the Polsky Center for Entrepreneurship and Innovation at the University of
Therese Torris's insight:
You can read the report on Crowdfund Insider (through Scribd) or download it at https://www.jbs.cam.ac.uk/faculty-research/centres/alternative-finance/publications/breaking-new-ground/
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Free Report on State of Crowdfunding in 27 Countries by CrowdfundingHub

Free Report on State of Crowdfunding in 27 Countries by CrowdfundingHub | Crowdfunding, Peer-to-peer lending | Scoop.it
The CrowdfundingHub, based in the Netherlands, has published a report on the state of the crowdfunding industry in 27 different European countries. The org
Therese Torris's insight:

Definitely worth reading

Direct link to viewing the report : https://docs.google.com/forms/d/14Nl7RJu-F-PPAqzg48wUxx2VdinmKvQyn-cmy655r4w/viewform

Link to downloading :

http://www.crowdfundinghub.eu/free-download/



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Working capital lender Kabbage softlaunches in the UK

Working capital lender Kabbage softlaunches in the UK | Crowdfunding, Peer-to-peer lending | Scoop.it
Banco Santander is to leverage its recent multi-million dollar investment in Kabbage to offer working capital loans to UK small businesses through th
Therese Torris's insight:
Competition is hitting up for Funding Circle et al.
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The Many Faces of Marketplace Lending : Auxmoney, Funding Circle, FundingXChange & CrossLend

The Many Faces of Marketplace Lending : Auxmoney, Funding Circle, FundingXChange & CrossLend | Crowdfunding, Peer-to-peer lending | Scoop.it
  Execfintech, the German fintech event that took place March 8 in Frankfurt dedicated a couple of panel presentations to marketplace lending. The com
Therese Torris's insight:
Check Crosslend a new securitization-based lending marketplace model. Also important to note that the German market is rapidly catching up with the French one to become the second crowdfunding market in Europe after the UK...
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Bolero organizes a blockchain-based crowdfunding market [In French]

Bolero organizes a blockchain-based crowdfunding market [In French] | Crowdfunding, Peer-to-peer lending | Scoop.it
Bolero Crowdfunding lance la première application blockchain européenne et organise un 'Investment game', invitant les participants aux séances d'inspiration à investir des boleuros virtuels dans des start-up. Le jeu montre toutes les possibilités du négoce d'instruments financiers et ouvre la voie à un marché secondaire fondé sur la technologie blockchain, par laquelle des instruments financiers de crowdfunding sont échangés.

Via Philippe Serafin
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Frankfurt Vies to Become the New FinTech Capital

Frankfurt Vies to Become the New FinTech Capital | Crowdfunding, Peer-to-peer lending | Scoop.it
When thinking about Frankfurt, Finance immediately comes into mind. But FinTech? Not necessarily. Well, if it goes according to Execfintech, this is about
Therese Torris's insight:
Germany was well worth the trip!
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SyndicateRoom just partnered with the London Stock Exchange

SyndicateRoom just partnered with the London Stock Exchange | Crowdfunding, Peer-to-peer lending | Scoop.it
The platform's intermediary status means it can give investors access to IPOs via its online platform.
Therese Torris's insight:

New finance meets old finance

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investment marketplace CrowdStreet raises $3.5M for commercial real estate

investment marketplace CrowdStreet raises $3.5M for commercial real estate | Crowdfunding, Peer-to-peer lending | Scoop.it
CrowdStreet's commercial real estate investment platform continues to find success and the Portland-based startup today announced a $3.5 million Series A f
Therese Torris's insight:
Re
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What Lending Club’s falling share price means for the P2P lending sector

What Lending Club’s falling share price means for the P2P lending sector | Crowdfunding, Peer-to-peer lending | Scoop.it
Lending Club, the largest P2P lending platform in the U.S., has seen its share price drop by more than 50 percent since December 10; the price per share on..
Therese Torris's insight:
More reasons why the stock is falling
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juandoming's curator insight, March 7, 10:31 AM
More reasons why the stock is falling
P2P Consultants's curator insight, March 17, 11:16 PM
More reasons why the stock is falling
CompareLend.com's curator insight, March 18, 5:34 AM
More reasons why the stock is falling
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Mobile  bank Mondo raises £1 million on Crowdcube in just 96 seconds

Mobile  bank Mondo raises £1 million on Crowdcube in just 96 seconds | Crowdfunding, Peer-to-peer lending | Scoop.it

1,861 people bought equity in the company during the 96 seconds the campaign was open, with an average investment of £542 each.

Therese Torris's insight:
Simply amazing!
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Therese Torris's curator insight, March 3, 1:09 PM
Simply amazing!
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Crowdfunders' rush to back startup bank Mondo brings Crowdcube servers down

Crowdfunders' rush to back startup bank Mondo brings Crowdcube servers down | Crowdfunding, Peer-to-peer lending | Scoop.it
Crowdcube servers have been overwhelmed by a rush of people trying to join a £1 million crowdfunding round in digital banking startup Mondo.
Therese Torris's insight:
Indicates strong demand for alternative finance
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Prosper slashes workforce as US online lenders feel the heat

Prosper slashes workforce as US online lenders feel the heat | Crowdfunding, Peer-to-peer lending | Scoop.it
Jobs, earnings and funding news out of three of America's biggest alternative lending platforms - Prosper, OnDeck and SoFi - is raising concerns abou
Therese Torris's insight:
Trouble in crowdlending, Prosper, Lending Club and OnDeck
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PayPal Founders Levchin & Thiel Team Up Again for online consumer lender Affirm

PayPal Founders Levchin & Thiel Team Up Again for online consumer lender Affirm | Crowdfunding, Peer-to-peer lending | Scoop.it
Blommberg: Max Levchin’s online lending startup Affirm Inc. raised $100 million in a funding round led by Peter Thiel’s Founders Fund as the two PayPal co-founders team up again to take on the banking industry. QuickTake Unicorns Affirm offers financing to shoppers during the checkout process at more than 700 online and brick-and-mortar stores, ...
Therese Torris's insight:

Affirm specializes in online lending at POS

Total raised by Affirm > $420 M

Crunchbase link: https://www.crunchbase.com/organization/affirm#/entity

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50% of US Institutional investors invest on lending marketplaces [Free report]

50% of US Institutional investors invest on lending marketplaces [Free report] | Crowdfunding, Peer-to-peer lending | Scoop.it
The takeover of marketplace lending by the big boys continues, with half of US institutional investors now putting money into what were once known a
Therese Torris's insight:

A study by Richards Kibbe & Orbe and Wharton FinTech


Also : 72%—believe that consolidation of the marketplace lending industry is somewhat or very likely.


Request free copy at http://www.rkollp.com/newsroom-news-534.html or info@rkollp.com

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Consumer loan technology platform FinanzCheck Closes €33M Funding

Consumer loan technology platform FinanzCheck Closes €33M Funding | Crowdfunding, Peer-to-peer lending | Scoop.it
FinanzCheck, a Hamburg, Germany-based consumer loan technology platform, closes a €33m series C funding round
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Fintech Startups and The Future of Banking

Fintech Startups and The Future of Banking | Crowdfunding, Peer-to-peer lending | Scoop.it

Will fintech startups cause the demise of banks or come to their rescue? This was one of the topics debated at The “Future of Banking” event held by The Economist. Startup tend to believe the former and banks fear they're right!

Therese Torris's insight:
Food for thought!
This information/thought piece was well received. Check it out.
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Minister of Economy Gives French Crowdfunding Sector a Boost

Minister of Economy Gives French Crowdfunding Sector a Boost | Crowdfunding, Peer-to-peer lending | Scoop.it
Crowdfund Insider : The French Minister of Economy, Emmanuel Macron was the guest star of the 3rd annual meeting of the French crowdfunding association. He expressed his commitment to the crowdfunding economy, shared his views on the regulation of innovation, and, to prove his point, announced several significant improvements to the French crowdfunding regulation.
Therese Torris's insight:
For once I enjoyed a politician's speech: Emmanuel Macron, Minister of Economy about crowdfunding, regulating and fostering innovation
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Equity Crowdfunding Now Most Active Investor Type in UK High-Growth Funding 

Equity Crowdfunding Now Most Active Investor Type in UK High-Growth Funding  | Crowdfunding, Peer-to-peer lending | Scoop.it
Beauhurst, a leading provider of data on high-growth UK companies, released “The Deal” its 2015/2016 report on equity fundraising for UK private fast-growt
Therese Torris's insight:
UK equity crowdfunding is so far ahead of any other market, it's hard to imagine catching up
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Fintech Startups and The Future of Banking

Fintech Startups and The Future of Banking | Crowdfunding, Peer-to-peer lending | Scoop.it
Will fintech startups cause the demise of banks or come to their rescue? This was one of the topics debated at The “Future of Banking” event held by The Ec
Therese Torris's insight:
My latest CI article
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P2P Consultants's curator insight, March 17, 11:15 PM
My latest CI article
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Prêt d’Union about to launch in Italy as Younited Credit

Prêt d’Union about to launch in Italy as Younited Credit | Crowdfunding, Peer-to-peer lending | Scoop.it
French startup Prêt d'Union is one of the biggest fintech startups in its home country, but it has yet to expand its crowd-lending services outside of..
Therese Torris's insight:
The international consolidation process has started
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Crowdfunding investir financer

Crowdfunding investir financer | Crowdfunding, Peer-to-peer lending | Scoop.it
"Pionnière dans son domaine, WiSEED s’inscrit totalement dans les communaux collaboratifs décrits par Jeremy Rifkin. Il est donc logique que ce blog prenne une forme participative, un « open blog » en quelque sorte. Bien sûr, il sera régulièrement alimenté par les collaborateurs de WiSEED dans ses rubriques, mais nous souhaitons donner toute la place à l’expression constructive, voire critique des wiseeders (entendez des membres de notre communauté qui ont franchi le pas de l’investissement), ainsi que des dirigeants des entreprises ou projets économiques qui ont reçu notre financement collectif. Enfin, cet open blog ouvrira ses post à des chercheurs, à des partenaires ou encore à des personnalités qui souhaiteront apporter leur éclairage sur le participatif, ses bienfaits, ses limites, ses risques mais aussi ses immenses espoirs. WiTHINK ambitionne de devenir une référence dans le domaine
Therese Torris's insight:
Intended as a think tank/educational tool rather than sheer content marketing, this is a good initiative. Crowdfunding still is in need of community, education and evangelization. It would be foolish to take for granted that it is well understood.
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The limits of LendingClub's business model and why the regulator is displeased 

The limits of LendingClub's business model and why the regulator is displeased  | Crowdfunding, Peer-to-peer lending | Scoop.it

LendingClub's new arrangement with its partner bank is a reminder that FinTech can't disrupt everything.

Therese Torris's insight:
What's behind the fall of Lending Club
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P2P Consultants's curator insight, March 17, 11:16 PM
What's behind the fall of Lending Club
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Fundshare: The Peer-to-Peer price comparison portal

Fundshare.co.uk Fundshare is the Peer-to-Peer price comparison portal designed to help you find the best P2P investment deals on the market. With a multitude...
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Beauhurst's The Deal Report : #crowdfunding biggest story of high growth cies fundind in 2015

"Taking a step back, the biggest story

for the market as a whole has to be the

continued rise of equity crowdfunding

platforms. This is the only investor

type whose deal numbers increased

by a significant amount (45%) between

2014 and 2015. We expect that, despite

the increasing levels of controversy

surrounding the sector, it will continue

to facilitate more transactions than ever

in 2016.

As they establish themselves in the

mainstream, crowdfunding platforms’

deal sizes will also grow. ."

Therese Torris's insight:

According to this report, the two largest UK equity crowdfunding platforms alone could well represent around 15% of high-growth companies' funding in 2015 in the UK

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