Peer-to-peer lend...
Follow
Find
6.7K views | +4 today
Peer-to-peer lending, Crowdfunding
Peer-to-peer lending, Crowdfunding
Curated by Therese Torris
Your new post is loading...
Your new post is loading...
Scooped by Therese Torris
Scoop.it!

Curating Peer-to-Peer lending and Crowdfunding news

Curating Peer-to-Peer lending and Crowdfunding news | Peer-to-peer lending, Crowdfunding | Scoop.it

I started following P2P lending as a Forrester Research analyst when Zopa was created in the UK.

 

P2P lending was a buoyant but very small space then. Financial scandals, the resulting economic crisis and favorable regulation in countries such as the US, France and the UK are making crowdfunding, P2P lending and, more generally, the notion of by-passing traditional lenders more and more popular now. 

 

I am a contributor to http://www.crowdfundinsider.com/, a comprehensive source of news and commentaries on crowdsourcing and P2P lending . 

more...
Monica S Mcfeeters's curator insight, January 27, 2013 9:08 AM

Alternatives to big bank and big money investors. This is showing up as a way for emerging film makers and others with ideas, businesses or causes to move forward with the money from crowd funding.

Scooped by Therese Torris
Scoop.it!

UK Seedrs crowdsourced £2.5M on own equity #crowdfunding site in only 4 min

UK Seedrs crowdsourced £2.5M on own equity #crowdfunding site in only 4 min | Peer-to-peer lending, Crowdfunding | Scoop.it

From Seedrs' newsletter ::

Seedrs - At its peak, the Seedrs campaign had one investment every four seconds, raising £2.5 million within four minutes of opening to new investors.

Therese Torris's insight:

No surprise there, but still : Well done!

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Facebook patents technology to help lenders discriminate against borrowers based on social connections

Facebook patents technology to help lenders discriminate against borrowers based on social connections | Peer-to-peer lending, Crowdfunding | Scoop.it
Facebook has been granted an updated patent from the U.S. Patent office on a technology that can help lenders discriminate against certain borrowers based on the borrower's social network connections.
Therese Torris's insight:
Beating startups to it
more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

SparkUp Puts Lovemoney on Steroids with Social Funding #crowdfunding

SparkUp Puts Lovemoney on Steroids with Social Funding #crowdfunding | Peer-to-peer lending, Crowdfunding | Scoop.it
SparkUp is a new French startup, the brainchild of 24 year old, now 26. And yes, age matters. Why? Because it takes a lot of disruptive energy to reinvent equity crowdfunding when it is barely emerging as a force.
Therese Torris's insight:
At first I was skeptical, but I found out that sparkUp is definitely worth checking ...,
more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Seedrs raises £10M in Series A from Woodford Patient Capital Trust & Augmentum Capital

Seedrs raises £10M in Series A from Woodford Patient Capital Trust & Augmentum Capital | Peer-to-peer lending, Crowdfunding | Scoop.it
We are pleased to announce our £10 million Series A fundraising round led by Woodford Patient Capital Trust plc (WPCT) and Augmentum Capital. WPCT is the £800
Therese Torris's insight:

Seedrs previously raised money in crowdfunding only its own platform but it's now turning to VCs for bigger tickets. Yet there is a £2,5M crowdfunding campaign to come. I bet it will be oversubscribed!

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

4th ECN crowdfunding convention 29-30 October 2015, Paris

4th ECN crowdfunding convention 29-30 October 2015, Paris | Peer-to-peer lending, Crowdfunding | Scoop.it

The European Crowdfunding Convention sets the stage for being Europe’s largest, most important event in the Crowdfunding industry, a must for top executives of Crowdfunding Platforms, Business Angels, Venture Capital Funds, Incubators, Technology and Creative Media Industries, Renewable Energy Sector, Development Aid Professionals, Policy Makers, Startup Managers and Entrepreneurs as well as other interested stakeholders.

 

The first day of the Convention will have a specific focus on Capital Markets Union and ist implications for crowdfunding; the second day, instead, will leave plenty of space to discuss recent and upcoming developments of crowdfunding.

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

French Alternativa: Equity Crowdfunding with a Secondary Market

French Alternativa: Equity Crowdfunding with a Secondary Market | Peer-to-peer lending, Crowdfunding | Scoop.it

Alternativa.fr is an intriguing cross between an equity crowdfunding platform and an alternative exchange system which gives it something many crowdfunding platforms would like to have: a secondary market for trading SME’s private equity shares.

Therese Torris's insight:

A secondary market is the Holy Grail of equity crowdfunding

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Prêt d’Union raises €31 million in Series D from Eurazeo, PKM et al. to accelerate int'l expansion

Prêt d’Union raises €31 million in Series D from Eurazeo, PKM et al. to accelerate int'l expansion | Peer-to-peer lending, Crowdfunding | Scoop.it
Pret d’Union provides an online platform to facilitate financial transactions between individual lenders and borrowers.

See also : http://www.maddyness.com/finance/levee-de-fonds/2015/07/03/pret-dunion/

Therese Torris's insight:

Prêt d'Union is an accredited credit institution, de facto it's a bank

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

PayPal co-founder raises $275 million for his microloan at POS startup Affirm

PayPal co-founder raises $275 million for his microloan at POS startup Affirm | Peer-to-peer lending, Crowdfunding | Scoop.it

Max Levchin, Affirm's founder, wants to reinvent the way people carry debt. by offering microloans at the point-of-sale

Therese Torris's insight:

Raised $320 Million to date

 

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Speed-crowdfunding in Belgium. 100 K euros raised in one hour

Speed-crowdfunding in Belgium. 100 K euros raised in one hour | Peer-to-peer lending, Crowdfunding | Scoop.it
Après le financement participatif classique, le "speed-crowdfunding" fait son apparition. Une des premières expériences du genre a eu lieu ce lundi à Bruxelles. Une startup bruxelloise s'est donné une heure pour lever 100 000 euros. Le principe? Réunis dans une salle devant une caméra, les porteurs du projet tentent de séduire de potentiels investisseurs qui, eux, sont derrière leur écran d'ordinateur.
Therese Torris's insight:

https://www.mymicroinvest.com/fr

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

PayPal founder Levchin raises $275m for Affirm - a startup for instant credit at POS

PayPal founder Levchin raises $275m for Affirm - a startup for instant credit at POS | Peer-to-peer lending, Crowdfunding | Scoop.it
Finextra: Affirm, a fintech startup led by Paypal co-founder Max Levchin that lets online merchants advance credit to consumers at the point of sale, has raised $275 million in debt and equity financing.
Therese Torris's insight:

Rather than using normal credit scores, Affirm asks applicants for their name, mobile number, date of birth and the last four digits of their Social Security number before using its algorithms to trawl online data that can be used to make a lending decision

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Uber teams up with P2P lender Zopa to provide car loans for drivers

Uber teams up with P2P lender Zopa to provide car loans for drivers | Peer-to-peer lending, Crowdfunding | Scoop.it
Finextra: Uber has struck a deal with peer-to-peer lender Zopa to offer its London-based drivers financing for new cars.
Therese Torris's insight:

similar to the Google and Lending Club deal http://sco.lt/9F700f

Expect to see more of those deals

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

UK P2P lender Funding Circle raises $150M brings total capital raised to $273M

UK P2P lender Funding Circle raises $150M brings total capital raised to $273M | Peer-to-peer lending, Crowdfunding | Scoop.it
Finextra: Funding Circle, an online marketplace for business loans, has raised $150 million in a financing round led by DST Capital.
Therese Torris's insight:

Old finance rushes to invest in new finance https://www.crunchbase.com/organization/funding-circle

more...
No comment yet.
Rescooped by Therese Torris from P2P and Social Lending: Global Trends
Scoop.it!

P2P lender Zopa's co-Founder Andrew Giles steps down from CEO position to focus on bus dev as President

P2P lender Zopa's co-Founder Andrew Giles steps down from CEO position to focus on bus dev as President | Peer-to-peer lending, Crowdfunding | Scoop.it
Zopa COO Jaidev Janardana is being promoted by the P2P lender to become the firm's CEO with Andrew Giles becoming Executive Chairman.

Via P2P Consultants
more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Zopa hits GBP 1bn #P2Plending mark

Zopa hits GBP 1bn #P2Plending mark | Peer-to-peer lending, Crowdfunding | Scoop.it
Finextra: UK peer-to-peer lending platform Zopa has now facilitated more than £1 billion in loans, involving more than 200,000 people.
Therese Torris's insight:
Congrats!
more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

P2P lender Funding Circle to float SMB lending fund

P2P lender Funding Circle to float SMB lending fund | Peer-to-peer lending, Crowdfunding | Scoop.it
Funding Circle, one of the UK’s biggest peer-to-peer loan providers, is seeking to raise £150m for the launch of an investment trust later this year, becoming the first P2P platform to float its own fund. The fundraising comes after listed funds
more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

LendIt Europe : P2P and Online Lending Conference 20-21 October 2015, London

LendIt Europe :  P2P and Online Lending Conference 20-21 October 2015, London | Peer-to-peer lending, Crowdfunding | Scoop.it
Join Europe's largest annual gather of the peer-to-peer and online lending community
more...
No comment yet.
Suggested by Advestr
Scoop.it!

Advestr a pay-per-click advertising platform for crowdfunding projects

Advestr a pay-per-click advertising platform for crowdfunding projects | Peer-to-peer lending, Crowdfunding | Scoop.it
Advestr, Changing the Way Entrepreneurs Reach Investors With The Development of Their Unique Crowdfunding Advertising Platform Roughly 10% of the total money
Therese Torris's insight:

Not sure this is such a positive development but clearly of sign of the sector's maturation

more...
No comment yet.
Rescooped by Therese Torris from Personal Finance 2.0, New Finance
Scoop.it!

Realty Mogul Raises $35M For Its Real Estate Investment Marketplace

Realty Mogul Raises $35M For Its Real Estate Investment Marketplace | Peer-to-peer lending, Crowdfunding | Scoop.it
Realty Mogul, a startup that connects investors with real estate projects, announced today that it has raised $35 million in Series B funding. The company..
more...
Therese Torris's curator insight, July 15, 3:47 PM

For some reason they don't use the word crowdfunding

Scooped by Therese Torris
Scoop.it!

European Crowdfunding Network Steps Up. Elects New Board of Directors

European Crowdfunding Network Steps Up. Elects New Board of Directors | Peer-to-peer lending, Crowdfunding | Scoop.it

the ECN... is shaping up to weigh in as a representative body and to actively shape the European crowdfunding market.

Therese Torris's insight:

Every meeting should take place in Lisbon in the summer!

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Andy Murray Joins equity #crowdfunding platform Seedrs as advisor

Andy Murray Joins equity #crowdfunding platform Seedrs as advisor | Peer-to-peer lending, Crowdfunding | Scoop.it
Seedrs has entered into a major strategic partnership with tennis champion Andy Murray, who will be advising us on health, tech and wearables.
Therese Torris's insight:

Cool

more...
No comment yet.
Rescooped by Therese Torris from Finance participative
Scoop.it!

French P2B crowdlending in search of SMB borrowers (in French)

French P2B crowdlending in search of SMB borrowers (in French) | Peer-to-peer lending, Crowdfunding | Scoop.it

Summary : The recent regulation has caused a surge in French P2P lending, more precisely peer-to-business (P2B) platforms but SMBs are not flocking to them. Several causes :

- The concept is too new

- The market may have been overestimated

- The Web is not an efficient B2B marketing and communication channel for companies that start from scratch

The solution lies in distribution partnerships with establish banks and other companies that already have ongoing relationships with SMBs 


Via Philippe Serafin
Therese Torris's insight:

Only those platforms which are well-funded and well-connected enough will survive the market take-off phase. Others will collapse or consolidate 

more...
Therese Torris's comment, May 11, 5:36 AM
Bien résumé
James Boss's curator insight, August 11, 2:42 AM

Only those platforms which are well-funded and well-connected enough will survive the market take-off phase. Others will collapse or consolidate 

Scooped by Therese Torris
Scoop.it!

Orchard channels billions of $ of institutionnal funds into lending marketplaces

Orchard channels billions of $ of institutionnal funds into lending marketplaces | Peer-to-peer lending, Crowdfunding | Scoop.it
Orchard is credited here for causing the hockey-stock growth of p2p lending
Therese Torris's insight:
So much for desintermediation, direct lending, wisdom of crowds etc It all goes out the window
more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

Braveheart Investment moves coinvesting partnership from Crowdcube to Seedrs

Braveheart Investment moves coinvesting partnership from Crowdcube to Seedrs | Peer-to-peer lending, Crowdfunding | Scoop.it

LONDON (Alliance News) - Braveheart Investment Group PLC on Thursday said it has given notice to terminate its partnership with crowdfunding platform Crowdcube.

 

Braveheart struck a deal in January to launch Crowdcube Ventures Ltd to enable passive investors to build a portfolio of investments by co-investing in crowd-funded ventures.

Therese Torris's insight:

see also

http://www.dailyrecord.co.uk/business/company-results-forecasts/first-half-losses-widen-braveheart-investment-4821086

more...
No comment yet.
Scooped by Therese Torris
Scoop.it!

P2P lender Assetz Capital raises more than £3 million in equity crowdfunding on Seedrs

P2P lender Assetz Capital raises more than £3 million in equity crowdfunding on Seedrs | Peer-to-peer lending, Crowdfunding | Scoop.it
Finextra: Assetz Capital, a British peer-to-peer lending platform exceeded its fundraising target of £2 million by raising funds from 731 investors through specialty crowdfunding platform Seedrs.
Therese Torris's insight:

UK crowdfunding is one step ahead of everybody else. Tough competition for French and German equity crowdfunding sites.

more...
No comment yet.