Payments 2.0
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Payments 2.0
Digital wallet, Mobile payments, Contactless payments, NFC payments, Mobile wallet, Mobile POS, Bill payments, Bitcoin, Virtual currency
Curated by Therese Torris
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Research Shows Consumers Want Mobile Payments - Connected World Magazine

Research Shows Consumers Want Mobile Payments - Connected World Magazine | Payments 2.0 | Scoop.it

"New research from Parks Associates, www.parksassociates.com, found 37% of U.S. mobile phone owners find the mobile wallet concept appealing, with interest highest among younger households and smartphone owners. It also found that more than 50% of U.S. broadband households want the ability to scan barcodes for product price and promotional information on their next mobile phone."

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RetailWire Discussion: Target and Walmart Working Together on Mobile Payments

RetailWire Discussion: Target and Walmart Working Together on Mobile Payments | Payments 2.0 | Scoop.it

Banks, credit card companies, mobile service providers, PayPal and others are getting into developing mobile payment solutions for consumers and merchants alike.

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Square tops the list of the World's Most Innovative Financial Companies 2012 by Fast Company

Square tops the list of the World's Most Innovative Financial Companies 2012 by Fast Company | Payments 2.0 | Scoop.it

Comment: Very US-centric view of the world.

 

Square i a US mobile payment companies which raised $168 million to distribute mobile payment card readers for free to retailers in order to accelerate its ecosystem. 

Topping the general list of the world's most inovative companies across all sectors, you will find the 4 US companies now know as the BIG FOUR: Apple, Facebook, Google and Amazon.

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TechCrunch | The Obama Campaign Is Now Using Mobile Payments Device Square For Fundraising

TechCrunch | The Obama Campaign Is Now Using Mobile Payments Device Square For Fundraising | Payments 2.0 | Scoop.it
The latest technology to be adopted by the Obama campaign—Square. The mobile payments device is now being used by the Obama for fundraising, says the company.
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Square Looks to Have Secured the Square.com Domain (NetBanker)

Square Looks to Have Secured the Square.com Domain (NetBanker) | Payments 2.0 | Scoop.it

Square did not own the square.com domain name and was using squareup.com

https://squareup.com/

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Sprint Pushies for Mobile Payments @WSJ

Sprint Pushies for Mobile Payments @WSJ | Payments 2.0 | Scoop.it
Sprint Nextel this week tripled the number of smartphones it offers with a seldom-used technology for tap-and-go payments, as the carrier and its rivals try to convince a reluctant public to make mobile payments mainstream.
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Unbanked banking on mobile: From Kitwe to Cleveland - Mobile Marketer - Columns

Unbanked banking on mobile: From Kitwe to Cleveland - Mobile Marketer - Columns | Payments 2.0 | Scoop.it

Summary: Gary Schwarz analyzes succesful African mobile payment systems such as Cash M-Wallet, M-PESA to determine whether there i an opportunity to provide to serve the 17 million unbanked and 43 million underbanked US citizen with a viable light-banking footprint that would include International Money Transfers, Airtime Top up, Basic Bill Payments, Storing Benefit Payments, Possibly retail micro-transactions. He argues that banks may not be the best channel for it.

 

My take: Thorough and relevant because Gary Schwartz is not only CEO of Impact Mobile, Toronto, he also lived in Africa.

 

To learn more about M-PESA and its 15 milion users follow this link http://www.safaricom.co.ke/index.php?id=250

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Contactless Mobile Payment Transactions to Reach 9.9B in 2016 - American Banker (subscription)

Contactless Mobile Payment Transactions to Reach 9.9B in 2016 - American Banker (subscription) | Payments 2.0 | Scoop.it

Although the contactless or proximity mobile payments market is still in its infancy, research firm NPD In-Stat is projecting that by...

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Direct Commerce Systems and Services: Isis Details Mobile Wallet Plans

Direct Commerce Systems and Services: Isis Details Mobile Wallet Plans | Payments 2.0 | Scoop.it

Note: Better check the original report in Digital Transaction News 

 

http://www.digitaltransactions.net/news/story/3438

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An Update On The Mobile Payment Wars - Seeking Alpha

An Update On The Mobile Payment Wars - Seeking Alpha | Payments 2.0 | Scoop.it

"I've been following the mobile payment wars pretty closely as I believe the outcome of that battle among industry behemoths will have serious implications for overall online commerce."

 

Comment: Excellent overview of the battle for Mobile payments, contactless et al. I find Seeking Alpha in general a good source of information and data

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Shazam offers PENTAGON platform for secure mobile payments

Shazam offers PENTAGON platform for secure mobile payments | Payments 2.0 | Scoop.it

"Shazam, the Des Moines-based network of ATMs and PIN-based debit payments, is launching a mobile card reader payment platform, jumping partway into a market where companies like Dwolla and Google are already wrestling to fuse technology with shifting consumer..." "card numbers and PIN numbers [are kept] separate for security reasons, Kramer said"

 

Comment: Sharam uses technology from Adaptive Payments. Its big selling points is secure 2 factor (card + phone separate) PIN-based transactions. The result is a bit complex, potentially too slow for small purchase items, though

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Mobile payments showdown: PayPal, Dwolla, Square and Clover reviewed by TheNextWeb

Mobile payments showdown: PayPal, Dwolla, Square and Clover reviewed by TheNextWeb | Payments 2.0 | Scoop.it

"With more phones and more options opening every day for mobile and peer to peer payments, the waters are getting a bit muddied. "

 

Comment: A down-to-earth comparison of leading US mobile payment systems with plus and minuses viewed from a consumer point of view

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Sprint Pushies for Mobile Payments @WSJ

Sprint Pushies for Mobile Payments @WSJ | Payments 2.0 | Scoop.it
Sprint Nextel this week tripled the number of smartphones it offers with a seldom-used technology for tap-and-go payments, as the carrier and its rivals try to convince a reluctant public to make mobile payments mainstream.
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