Payments 2.0
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Payments 2.0
Digital wallet, Mobile payments, Contactless payments, NFC payments, Mobile wallet, Mobile POS, Bill payments, Bitcoin, Virtual currency
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Personal Payments over PayPal that are not related to a purchase forbidden in Singapore and several other countries

Personal Payments over PayPal that are not related to a purchase forbidden in Singapore and several other countries | Payments 2.0 | Scoop.it

TechCrunch: ... personal payments such as cash gifts or living allowances won’t be allowed. Underlying goods and services will be permitted, and this extends to commercial payments made and received by Singapore users covering personal, “premier” or business accounts....

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Fiserv Melds P2P Payment Services ZashPay, Popmoney to serve 35 M users and 1,400 banks

Fiserv Melds P2P Payment Services ZashPay, Popmoney to serve 35 M users and 1,400 banks | Payments 2.0 | Scoop.it

Fiserv Inc. is combining the ZashPay P2P network it launched in 2009 with the Popmoney network that came with its acquisition of CashEdge last year...[to serve] 35 million consumers and 1,400 financial institutions, including large and regional banks and hundreds of community banks and credit unions.

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Two new(ish) reports on new payments systems by Javelin Research

August 2012: Account‐to‐account (A2A) and person‐to‐person (P2P) transfers: Ermerging players pose threat to PayPal

Account‐to‐account (A2A) and person‐to‐person (P2P) transfers have greatly expanded in functionality in recent years, enabling consumers to complete over $195 billion in domestic transfers in the past year. P2P transfers [...] moved more aggressively toward delivery through electronic channels [...] potential to provide important revenue for FIs and vendors alike.

https://www.javelinstrategy.com/brochure/259

 

July 1012: VIRTUAL CURRENCIES: A Global Gamble

[...] With the ability to cross channels and support online, mobile, and POS commerce, virtual currencies can be readily extended to a variety of environments. But, in the process, these currencies and providers — including Bitcoin, Facebook Credits, Ven, zCoins, World of Warcraft Gold, and PlaySpan — have garnered the attention of regulators, crime enforcement, and traditional payments service providers as each struggles to understand these currencies’ potential implications. This report details some of the issues and threats surrounding this emerging payments market.

https://www.javelinstrategy.com/brochure/258

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7 Great Alternatives to PayPal - TheStreet.com

7 Great Alternatives to PayPal - TheStreet.com | Payments 2.0 | Scoop.it

"PayPal ... is often the go-to method of cash-free person-to-person (P2P) payments. There's just one problem: A lot of people really hate it."

 

Comment: Good review of alternative payment systems, mobile and non mobile, detailing pluses and minuses of Serve, Zashpay, WePay, Square, Dwolla and Clover.

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