Payments 2.0
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Payments 2.0
Digital wallet, Mobile payments, Contactless payments, NFC payments, Mobile wallet, Mobile POS, Bill payments, Bitcoin, Virtual currency
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Two new(ish) reports on new payments systems by Javelin Research

August 2012: Account‐to‐account (A2A) and person‐to‐person (P2P) transfers: Ermerging players pose threat to PayPal

Account‐to‐account (A2A) and person‐to‐person (P2P) transfers have greatly expanded in functionality in recent years, enabling consumers to complete over $195 billion in domestic transfers in the past year. P2P transfers [...] moved more aggressively toward delivery through electronic channels [...] potential to provide important revenue for FIs and vendors alike.

https://www.javelinstrategy.com/brochure/259

 

July 1012: VIRTUAL CURRENCIES: A Global Gamble

[...] With the ability to cross channels and support online, mobile, and POS commerce, virtual currencies can be readily extended to a variety of environments. But, in the process, these currencies and providers — including Bitcoin, Facebook Credits, Ven, zCoins, World of Warcraft Gold, and PlaySpan — have garnered the attention of regulators, crime enforcement, and traditional payments service providers as each struggles to understand these currencies’ potential implications. This report details some of the issues and threats surrounding this emerging payments market.

https://www.javelinstrategy.com/brochure/258

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MoneyGram Joins ZipZap's US Payment Center Network - San Francisco Chronicle (press release)

Partnership Enables Consumers to Pay Cash for Online Transactions at Nearly 35,000 U.S. MoneyGram Agent Locations

 

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