Participant-Level 401-k Management
33 views | +0 today
Follow
Your new post is loading...
Your new post is loading...
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

PLANADVISER.com - DOL Challenges Decision on Excessive Fees

PLANADVISER.com - DOL Challenges Decision on Excessive Fees | Participant-Level 401-k Management | Scoop.it
more...
No comment yet.
Rescooped by Bryan Berry, CMFC®, CRPC®, AIF® from 401k News for Plan Sponsors and Administrators
Scoop.it!

Compliance Headaches Coming for 401k Plan Sponsors Due to New Fiduciary Regs in 2014?

Compliance Headaches Coming for 401k Plan Sponsors Due to New Fiduciary Regs in 2014? | Participant-Level 401-k Management | Scoop.it

Perhaps it’s best to leave this subject of 2014 predictions with the following comment from Richter: “It’s too unpredictable to even speculate on what will happen due to the divisiveness on Capitol Hill and regulators being consumed with the implementation of the Affordable Care Act (ACA). What might be positive is a year of no surprises or major legislative or regulatory changes. Fee disclosure consumed so many resources over the past several years that the most positive event would be no event.”


Via Bond Beebe Accountants & Advisors
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

Moguls Rent South Dakota Addresses to Dodge Taxes Forever

Moguls Rent South Dakota Addresses to Dodge Taxes Forever | Participant-Level 401-k Management | Scoop.it
Among the nation’s billionaires, one of the most sought-after pieces of real estate right now is a quiet storefront in Sioux Falls, South Dakota.
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

How to Take Charge of Your 401(k)

How to Take Charge of Your 401(k) | Participant-Level 401-k Management | Scoop.it
Were you auto-enrolled? How to shift gears to active management of your 401(k).
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

Modest 401(k) and IRA Changes Coming in 2014 - DailyFinance

Modest 401(k) and IRA Changes Coming in 2014 - DailyFinance | Participant-Level 401-k Management | Scoop.it
With inflation at low levels, workers saving for retirement can expect little change in rules governing 401(k)s, IRAs and other investments.
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

Don't Lose Your Cool When the Market Is Hot - Morningstar.com

Don't Lose Your Cool When the Market Is Hot - Morningstar.com | Participant-Level 401-k Management | Scoop.it
Don't Lose Your Cool When the Market Is Hot
Morningstar.com
How, I wondered, had seasoned investors or savvy newbies learned not to get caught up in the euphoria and instead make decisions they would not regret at a later time?
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

How Boomers Can Protect Themselves from Financial Scams

How Boomers Can Protect Themselves from Financial Scams | Participant-Level 401-k Management | Scoop.it
Thanks to the internet, financial fraud is on the rise, and many scammers are setting their sights on the elderly.
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

An Investing Lesson from the Squirrels - Fox Business

An Investing Lesson from the Squirrels - Fox Business | Participant-Level 401-k Management | Scoop.it
An Investing Lesson from the Squirrels
Fox Business
When the leaves begin to turn red and yellow near my home in central North Carolina, I love to watch the squirrels literally “go nuts” in my front yard.
Bryan Berry, CMFC®, CRPC®, AIF®'s insight:

Funny thing here - I've noticed over the years that squirrel activity can be a predictor of the severity of the upcoming winter.  It seems to me the years that I notice them work harder to store acorns, the more severs the winter weather - at least in Virginia.

 

more...
No comment yet.
Rescooped by Bryan Berry, CMFC®, CRPC®, AIF® from 401k News for Plan Sponsors and Administrators
Scoop.it!

401(k)s: Time For a Checkup

401(k)s: Time For a Checkup | Participant-Level 401-k Management | Scoop.it

The end of the year is open-enrollment time for many 401(k) plans, with employees carefully weighing their investment choices and deferral rates. These are no small decisions; poor choices made today can result in a less prosperous future, as 401(k)s have become the primary retirement vehicle for millions of workers. By recent estimate, investors have nearly $4 trillion in 401(k) plans.


Via Bond Beebe Accountants & Advisors
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

Reviewing your 401K ahead of retirement - KARE

Reviewing your 401K ahead of retirement - KARE | Participant-Level 401-k Management | Scoop.it
Reviewing your 401K ahead of retirement
KARE
Sadly, one often overlooked benefit in a 401(k) is the matching contribution from your employer. More specifically, NOT contributing enough to get the free money your employer is offering you.
Bryan Berry, CMFC®, CRPC®, AIF®'s insight:

While always an important topic, now may be more imprtant than ever.

more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

Retirement reality check: Time to get a grip

Retirement reality check: Time to get a grip | Participant-Level 401-k Management | Scoop.it
You may retire at the highest income of your life but the bad news is you may find out you can’t keep spending at the level you were used to. Here’s your reality check.
more...
No comment yet.
Rescooped by Bryan Berry, CMFC®, CRPC®, AIF® from 401k News for Plan Sponsors and Administrators
Scoop.it!

Improve Plan Design by Knowing Participants Better

Researching participant demographics can provide plan sponsors with information needed to improve their retirement plans.

 

“This kind of data helps to tell a story about a plan’s participants,” Mike Volo, practice leader for Cammack LaRhette Consulting, based in Wellesley, Massachusetts, tells PLANSPONSOR. “There is a big interest by plan sponsors to find out more about their participants, whether it is their investment habits or other behaviors.


Via Bond Beebe Accountants & Advisors
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

What You Should Know About 401(k) and IRA Changes in 2014 - Motley Fool

What You Should Know About 401(k) and IRA Changes in 2014 - Motley Fool | Participant-Level 401-k Management | Scoop.it
What You Should Know About 401(k) and IRA Changes in 2014
Motley Fool
Next year will bring subtle changes to 401(k) and IRA rules, with the changes mostly happening for IRAs.
more...
No comment yet.
Rescooped by Bryan Berry, CMFC®, CRPC®, AIF® from 401k News for Plan Sponsors and Administrators
Scoop.it!

Plan Design Is Key to Fixing Retirement Crisis

Witnesses during a U.S. Senate committee hearing argued that defined contribution (DC) plan design is key to solving the retirement crisis in America.


Via Bond Beebe Accountants & Advisors
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

Supreme Court Will Hear 401(k) Case - Wall Street Journal

Supreme Court Will Hear 401(k) Case - Wall Street Journal | Participant-Level 401-k Management | Scoop.it
Supreme Court Will Hear 401(k) Case
Wall Street Journal
The U.S. Supreme Court Friday agreed to rule on when workers can sue their employer over losses to 401(k) funds containing shares of a company's own stock.
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

Be honest: When's last time you reviewed your 401(k)? - USA TODAY

Be honest: When's last time you reviewed your 401(k)? - USA TODAY | Participant-Level 401-k Management | Scoop.it
Be honest: When's last time you reviewed your 401(k)?
USA TODAY
For many workers, a 401(k) plan is the cornerstone of their retirement plan.
more...
No comment yet.
Rescooped by Bryan Berry, CMFC®, CRPC®, AIF® from 401k News for Plan Sponsors and Administrators
Scoop.it!

Multiple Factors Affect 401k Plan Terminations

Research indicates that an annual average of 21,000 retirement plans were terminated during 2012 and 2011. Survey findings also reveal that fewer companies surveyed are offering employer matching contributions within their 401(k) plan. In fact, the number offering such a match decreased 4.7% between 2011 and 2012.


Via Bond Beebe Accountants & Advisors
more...
No comment yet.
Scooped by Bryan Berry, CMFC®, CRPC®, AIF®
Scoop.it!

The Yellen bubbles and investing going forward - MarketWatch

The Yellen bubbles and investing going forward - MarketWatch | Participant-Level 401-k Management | Scoop.it
The Yellen bubbles and investing going forward MarketWatch Kirk Spano, the winner of the first MarketWatch competition to find the world's next great investing columnist, is a registered investment advisor and founder of Bluemound Asset Management,...
more...
No comment yet.
Rescooped by Bryan Berry, CMFC®, CRPC®, AIF® from itsyourbiz
Scoop.it!

The Best Unknown Strategies In Your 401(k)

The Best Unknown Strategies In Your 401(k) | Participant-Level 401-k Management | Scoop.it
One of the biggest and most legitimate complaints of 401(k) retirement plans is the lack of investment options available to you.

Via Skip Boykin
Bryan Berry, CMFC®, CRPC®, AIF®'s insight:

In-service rollovers can give you a method to further diversity your retirement holdings.

more...
No comment yet.