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Who Knows About P2P Lending?

Who Knows About P2P Lending? | P2P and Social Lending: Global Trends | Scoop.it
A new consumer survey conducted by peer-to-peer lender Assetz Capital has revealed that over half (53%) of consumers do not know what peer-to-peer lending is, identifying it as “a loan to a friend or associate”.
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Interesting facts;

 

A new consumer survey conducted by peer-to-peer lender Assetz Capital has revealed that over half (53%) of consumers do not know what peer-to-peer lending is, identifying it as “a loan to a friend or associate”.

 

Only 28% accurately identified peer-to-peer lending as a non-bank loan to a business or entrepreneur.

 

The key problem with p2p lending is education and awareness. 

 

This survey is done in UK, but the numbers are the same for the US

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Louise Beaumont's curator insight, July 30, 2013 10:33 AM

SMEs need to be given more information about their alternative finance options

 

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P2P and Social Lending: Global Trends
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3 Key Things When Choosing P2P Lending Sites

3 Key Things When Choosing P2P Lending Sites | P2P and Social Lending: Global Trends | Scoop.it
With the growth of peer-to-peer lending websites there are a few things that we individual lenders need to be sure of before we invest our hard earned money. 1.
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P2P Lending: Why You Need a New Uncorrelated Asset Class

P2P Lending: Why You Need a New Uncorrelated Asset Class | P2P and Social Lending: Global Trends | Scoop.it
A detailed overview of the most popular asset classes, and why peer to peer lending needs to be included with them.
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Orchard channels billions of $ of institutionnal funds into lending marketplaces

Orchard channels billions of $ of institutionnal funds into lending marketplaces | P2P and Social Lending: Global Trends | Scoop.it

Orchard is credited here for causing the hockey-stock growth of p2p lending


Via Therese Torris
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Therese Torris's curator insight, May 7, 11:07 AM
So much for desintermediation, direct lending, wisdom of crowds etc It all goes out the window
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Why Lending-as-a-Service (LaaS) is the Future of Alternative Credit | Revolution

Why Lending-as-a-Service (LaaS) is the Future of Alternative Credit | Revolution | P2P and Social Lending: Global Trends | Scoop.it

Via Howard Freedland
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Howard Freedland's curator insight, May 8, 1:43 PM

Yet a new name for P2P or marketplace lending.  lending-as-a-service (LaaS).

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5 Mobile Banking Trends to Watch

5 Mobile Banking Trends to Watch | P2P and Social Lending: Global Trends | Scoop.it
Biometrics, P2P and RPC are among the mobile capabilities credit unions should consider adopting.
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Women Entrepreneurs Are Finding P2P Lenders Less Daunting Than Banks

Women Entrepreneurs Are Finding P2P Lenders Less Daunting Than Banks | P2P and Social Lending: Global Trends | Scoop.it
Peer to Peer loans are a great option for entrepreneurs of all kind. Women entrepreneurs are encouraged to seek loans with P2P lenders like Funding Circle.
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P2P lending in China

Peer to peer lending, or P2PL, is transforming business practices around the world. It's the practice of lending money to unrelated individuals, or peers, without ...
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Singapore P2P Lender Capital Match Launches: Targets SMEs |

Singapore P2P Lender Capital Match Launches: Targets SMEs | | P2P and Social Lending: Global Trends | Scoop.it
Singapore P2P Lender Capital Match Launches: Targets SMEs - The Singapore-based peer-to-peer (P2P) lending... http://t.co/4H5pEjtSxQ
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Wall Street mania propels Prosper to $2B value

Wall Street mania propels Prosper to $2B value | P2P and Social Lending: Global Trends | Scoop.it
Following LendingClub's blockbuster IPO last year, smaller rival Prosper has raised $165 million, valuing the company at $1.87 billion.
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7 Problems that Keep P2P Lending a Niche Investment

7 Problems that Keep P2P Lending a Niche Investment | P2P and Social Lending: Global Trends | Scoop.it
The returns are solid, the investment is passive, so why aren't more Americans peer to peer lending?
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My Returns at Lending Club & Prosper for 2015Q1 - 12.9% ROI

My Returns at Lending Club & Prosper for 2015Q1 - 12.9% ROI | P2P and Social Lending: Global Trends | Scoop.it
My combined Lending Club and Prosper ROI increased a full percent over last quarter. Am I really earning 13% in p2p lending?
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Banks Are Betting Big on a Startup That Bypasses Banks

Banks Are Betting Big on a Startup That Bypasses Banks | P2P and Social Lending: Global Trends | Scoop.it
Several investors, including banks, are pouring $165 million into online lender Prosper, a company that exists to cut banks out.
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P2P Lending Startup Comes With Crowdfunding Touch

P2P Lending Startup Comes With Crowdfunding Touch | P2P and Social Lending: Global Trends | Scoop.it
A new P2P lending startup officially launched into the market yesterday (April 7) to bring an alternative financing option to consumers looking to borrow at a
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China's P2P lending surges, risks buildBusiness

China's P2P lending surges, risks buildBusiness | P2P and Social Lending: Global Trends | Scoop.it
China's P2P Lending Surges, Risks Build - China Daily Asia http://t.co/xsCh5mM14Y
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As Money Pours Into Peer-to-Peer Lending, Some See Bubble Brewing

As Money Pours Into Peer-to-Peer Lending, Some See Bubble Brewing | P2P and Social Lending: Global Trends | Scoop.it
Recent rise in P2P lending, and securitization selling, sparks fears of a subprime mortgage boom. http://t.co/jt0LFoVuTH via @BloombergNews
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PayPal founder Levchin raises $275m for Affirm - a startup for instant credit at POS

PayPal founder Levchin raises $275m for Affirm - a startup for instant credit at POS | P2P and Social Lending: Global Trends | Scoop.it
Finextra: Affirm, a fintech startup led by Paypal co-founder Max Levchin that lets online merchants advance credit to consumers at the point of sale, has raised $275 million in debt and equity financing.

Via Therese Torris
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Therese Torris's curator insight, May 8, 8:57 AM

Rather than using normal credit scores, Affirm asks applicants for their name, mobile number, date of birth and the last four digits of their Social Security number before using its algorithms to trawl online data that can be used to make a lending decision

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Chinese P2P web lending breaks new record in April

Chinese P2P web lending breaks new record in April | P2P and Social Lending: Global Trends | Scoop.it
China's online P2P lending market continues to grow, and it broke a new record for total deal volume in April.
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LendingClub Investment Tool

LendingHarbor provides P2P investors intergerated tools to analyze and invest loans from P2P lending sites. Currently we only support LendingClub. We are ...
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Singapore P2P Lender Capital Match Launches: Targets SMEs

Singapore P2P Lender Capital Match Launches: Targets SMEs | P2P and Social Lending: Global Trends | Scoop.it
Crowdfund Insider Singapore P2P Lender Capital Match Launches: Targets SMEs Crowdfund Insider capital match The Singapore-based peer-to-peer (P2P) lending platform Capital Match which targets Singapore SMEs obtain loans financed by individual...
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P2P Lending Platforms: Big Money Investors Looking For Piece Of The Pie |

P2P Lending Platforms: Big Money Investors Looking For Piece Of The Pie | | P2P and Social Lending: Global Trends | Scoop.it
RT @49186: recent funding rounds of #p2plending platforms: http://t.co/ljwvUaDM3L @crowdfundinside #fintech #Breathtaking
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Prosper Marketplace And OnDeck Announce Strateg...

Prosper Marketplace And OnDeck Announce Strateg... | P2P and Social Lending: Global Trends | Scoop.it
The partnership between these two financial technology leaders committed to transforming traditional lending.
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Orchard: Best Practices to Investing in Marketplace Lending |

Orchard: Best Practices to Investing in Marketplace Lending | | P2P and Social Lending: Global Trends | Scoop.it
Must read paper on best practices for P2P investors via @orchardplatform #p2p #marketplacelending http://t.co/zC6lxbQOgF
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P2P Lender CreditEase & Wellington Management Partner to Invest in Pre IPO Companies |

P2P Lender CreditEase & Wellington Management Partner to Invest in Pre IPO Companies | | P2P and Social Lending: Global Trends | Scoop.it
#P2P #Lender #CreditEase & #Wellington Management Partner to Invest in Pre #IPO Companies
http://t.co/TdNDMLQRmZ
#news #China #investment
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Perspective: 5 Challenges to the Progress of Peer-to-Peer Lending  |

Perspective: 5 Challenges to the Progress of Peer-to-Peer Lending  | | P2P and Social Lending: Global Trends | Scoop.it
The various forms of #P2P financing have emerged as valuable sources of funding for small companies http://t.co/x5kFM83ht4
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P2P Lending Is Not Dead

P2P Lending Is Not Dead | P2P and Social Lending: Global Trends | Scoop.it
A short while ago, I pronounced P2P lending dead. Annihilated. Massacred by Wall Street bankers. Choked by a Black Rock. Then, I heard from Dara Albright, co-founder of LendIt, the largest peer-to-peer lending conference in the world....
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