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Who Knows About P2P Lending?

Who Knows About P2P Lending? | P2P and Social Lending: Global Trends | Scoop.it
A new consumer survey conducted by peer-to-peer lender Assetz Capital has revealed that over half (53%) of consumers do not know what peer-to-peer lending is, identifying it as “a loan to a friend or associate”.
P2P Consultants's insight:

Interesting facts;

 

A new consumer survey conducted by peer-to-peer lender Assetz Capital has revealed that over half (53%) of consumers do not know what peer-to-peer lending is, identifying it as “a loan to a friend or associate”.

 

Only 28% accurately identified peer-to-peer lending as a non-bank loan to a business or entrepreneur.

 

The key problem with p2p lending is education and awareness. 

 

This survey is done in UK, but the numbers are the same for the US

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Louise Beaumont's curator insight, July 30, 2013 7:33 AM

SMEs need to be given more information about their alternative finance options

 

P2P and Social Lending: Global Trends
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P2P lending as a crowdfunding alternative surpasses £2 billion

P2P lending as a crowdfunding alternative surpasses £2 billion | P2P and Social Lending: Global Trends | Scoop.it
Find out more about how options for alternative finance are prospering alongside crowdfunding.
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Tim Linacre - The Lender’s Perspective

Tim Linacre - The Lender’s Perspective | P2P and Social Lending: Global Trends | Scoop.it
I am a frequent user of many of the P2P sites. I try to get a balance between short-term liquidity and making sure my cash is working and earning interest.
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Now, get a crowd to fund your new home

Now, get a crowd to fund your new home | P2P and Social Lending: Global Trends | Scoop.it
Now, get a crowd to fund your new home
gulfnews.com
The most obvious divide is between p2p lenders, which invest through debt finance, and crowdfunders, which place investors' funds into real estate projects as equity finance.
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Prosper president Ron Suber tells interest.co.nz to expect NZ P2P lending to branch into real estate, student loans and insurance

Prosper president Ron Suber tells interest.co.nz to expect NZ P2P lending to branch into real estate, student loans and insurance | P2P and Social Lending: Global Trends | Scoop.it
New Zealand's most popular independent financial site, interest.co.nz Helping you make financial decisions. (It is indeed true. @RonSuber is everywhere.
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P2P NISAs: Your questions answered

P2P NISAs: Your questions answered | P2P and Social Lending: Global Trends | Scoop.it
Peer-to-peer NISAs: Your questions answered Your Money In addition P2P lending is not covered by the Financial Services Compensation Scheme - and it's unlikely that this will change when P2P NISAs are introduced - meaning you have no way of...
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Alibaba Aims For $160 Billion In P2P Loans In China WOW

Alibaba Aims For $160 Billion In P2P Loans In China WOW | P2P and Social Lending: Global Trends | Scoop.it
Alibaba Aims For $160 Billion In P2P Loans In China
PYMNTS.com
Zhao Cai Bao plans to attract 1 million investors for P2P loans by the end of 2014, he said.
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Jefferies and CircleBack announce $500m P2P securitization agreement

Jefferies and CircleBack announce $500m P2P securitization agreement | P2P and Social Lending: Global Trends | Scoop.it
US peer-to-peer lender CircleBack Lending has announced a $500m securitization facility with Jefferies.
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With Karrot, Kabbage Digs Into Lending Club’s And Prosper’s Consumer Loans Business

With Karrot, Kabbage Digs Into Lending Club’s And Prosper’s Consumer Loans Business | P2P and Social Lending: Global Trends | Scoop.it
Kabbage, the Atlanta-based startup that has raised hundreds of millions of dollars to build and run a money lending platform for small, online businesses, is..
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Ten Reasons to Add Peer to Peer Lending Assets to Your Portfolio

Ten Reasons to Add Peer to Peer Lending Assets to Your Portfolio | P2P and Social Lending: Global Trends | Scoop.it
Crowdfund Insider
Ten Reasons to Add Peer to Peer Lending Assets to Your Portfolio
Crowdfund Insider
For the lender you can generate a diversified portfolio of P2P assets (or P2B) and generate much higher risk adjusted returns.
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Online Banks Fill Funding Needs for Small Business - Working Knowledge

Online Banks Fill Funding Needs for Small Business - Working Knowledge | P2P and Social Lending: Global Trends | Scoop.it
Online Banks Fill Funding Needs for Small Business
Working Knowledge
Lending Club, Prosper, Funding Circle and Fundation are using a peer-to-peer (P2P) model.
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Traditional Lenders Move in on Higher Interest Rate Personal Loans

Traditional Lenders Move in on Higher Interest Rate Personal Loans | P2P and Social Lending: Global Trends | Scoop.it
Crowdfund Insider
Traditional Lenders Move in on Higher Interest Rate Personal Loans
Crowdfund Insider
P2P Apparently traditional banks are moving into higher rate and thus higher risk personal loans.
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Monthly Investment Update--September 2014

Monthly Investment Update--September 2014 | P2P and Social Lending: Global Trends | Scoop.it
DR 107: Monthly Investment Update--September 2014
The Dough Roller
... on both Lendingclub and Prosper. So far the returns have been quite good, with over 6.6% from Lending club and 4% from Prosper.
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Bitcoin Loans Fast | Get Loan In Bitcoins Fast

@graybright
Borrow Bitcoin's right now, Bitcoin P2P Lending site, more info how to get a loan: http://t.co/IZ51uD2PRg <<<- Get a loan info
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P2P lending: This alternative market is offering firms a lifeline

P2P lending: This alternative market is offering firms a lifeline | P2P and Social Lending: Global Trends | Scoop.it
The Peer to Peer (P2P) market is rapidly gaining traction in the UK, with alternative lenders now considered a credible and vital alternative to high-street banks when it comes to providing business finance.
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With Karrot, Kabbage Digs Into Lending Club’s And Prosper’s

With Karrot, Kabbage Digs Into Lending Club’s And Prosper’s | P2P and Social Lending: Global Trends | Scoop.it
Kabbage, the Atlanta-based startup that has raised hundreds of millions of dollars to build and run a money lending platform for small, online businesses, is turning over a new leaf, so to speak: today it is launching a new lending service called...
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Banks, Internet finance companies should cooperate on providing strong online ... - ecns

Banks, Internet finance companies should cooperate on providing strong online ... - ecns | P2P and Social Lending: Global Trends | Scoop.it
Banks, Internet finance companies should cooperate on providing strong online ...
ecns
In April, Shenzhen-based P2P platform wangwangdai.com reportedly mysteriously vanished, leaving 600 investors unable to claim their 20 million yuan investment.
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Two Years Into P2P Lending Investment at Bondora – My Portfolio Review

Two Years Into P2P Lending Investment at Bondora – My Portfolio Review | P2P and Social Lending: Global Trends | Scoop.it
Details of @wiseclerk's investment in @Bondora_com - after 2 years he is getting a 25.5% ROI! http://t.co/CdQC12PPzk #p2plending
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The Prosper Vs. Lending Club Experiment

The Prosper Vs. Lending Club Experiment | P2P and Social Lending: Global Trends | Scoop.it
“In late 2012 I made my contribution to my Solo 401(k). As a business owner there is nothing sweeter than getting a nice big fat tax deduction. After I deposited it into my account it sat there in c...”
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The Lending Club IPO and Beyond: Equities.com Interview with Lend Academy's

The Lending Club IPO and Beyond: Equities.com Interview with Lend Academy's | P2P and Social Lending: Global Trends | Scoop.it
The Lending Club IPO and Beyond: Equities.com Interview with Lend Academy's ...
Equities.com
Peter Renton, founder of Lend Academy and co-founder of the LendIt Conference, is one of the country's foremost experts on the p2p space.
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Therese Torris's curator insight, September 26, 1:06 AM

Would you rather invest in Lending Club stock or lend on Lending Club? Worth reading as Peter Renton has been a P2P lending observer ever since its beginnings (like me, but he knows substantially more :-))

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The Outlook for Peer to Peer Lending in China

The Outlook for Peer to Peer Lending in China | P2P and Social Lending: Global Trends | Scoop.it
With the explosive growth over the past seven years, China has become the biggest peer to peer (P2P) lending market in the world.
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CircleBack Lending Secures a $500 Million Investment from Jefferies

CircleBack Lending Secures a $500 Million Investment from Jefferies | P2P and Social Lending: Global Trends | Scoop.it
For some time now we have had something of a duopoly in the consumer p2p lending space. Lending Club and Prosper have dominated the market and no strong third contender has emerged.
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The Lending Club IPO and the Rise of P2P Lending

The Lending Club IPO and the Rise of P2P Lending | P2P and Social Lending: Global Trends | Scoop.it
Is the Lending Club IPO an inflection point for awareness about the
peer-to-peer (P2P) lending market?  How do you see the market growing over
the coming years?

“ The interest rates are higher...
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CRAs pose risks to P2P lending sites

CRAs pose risks to P2P lending sites | P2P and Social Lending: Global Trends | Scoop.it
CRAs pose risks to P2P lending sites (News= CRAs pose risks to P2P lending sites http://t.co/dUgiHtIGsv)
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We Will See Acquisitions of P2P Lending Platforms By Banks Soon -

We Will See Acquisitions of P2P Lending Platforms By Banks Soon - | P2P and Social Lending: Global Trends | Scoop.it
Capgemini recently posed the question; "To what extent is crowdfunding a problem for our traditional bank manager? And what, if any, pressure does this br
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Savers tempted to keep up with their peers by chasing higher returns online

Savers tempted to keep up with their peers by chasing higher returns online | P2P and Social Lending: Global Trends | Scoop.it
As P2P lending grows in popularity, I ask if it offers a secure alternative to the low rates on the high street.
Confidence in the traditional banking model has been hit hard by mis-selling scandals,...
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